All About Texas Real Estate

By Shayne Stone, "Your Rock Solid Choice Realtor"
(Champion Real Estate Group)
In general, people tend to think about air conditioners as a way to keep a home cool and heating units as a way to keep it warm. There’s nothing wrong with this line of thinking, of course. If you’re only relying on heaters and air conditioners to maintain the temperature, though, then you may be spending way more than you need to keep your home comfortable.One key part of controlling your home’s heating and cooling costs that you might be ignoring is the humble ceiling fan. By using ceiling fans effectively, you can keep your home at more consistent temperatures throughout the year while spending a lot less on heating and cooling. If you like the thought of staying comfortable while spending less, here’s what you need to know about using your ceiling fans effectively.Ceiling Fans Save ...
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By Peter N. Mitchell, EA, IRS Enrolled Agent, Tax problem resolution
(Tax Pro Advisor, LLC)
I am an Enrolled Agent who represents taxpayers in Leander and central Texas who owe the IRS, have unfiled tax returns, are being threatened with collection enforcement, or similar issue.If you're like most taxpayers then you probably wince or crease your brow upon receiving a notice from the IRS. It's usually not a good thing. What do you do when you receive an IRS collection notice?The IRS doesn't send out a collection notice until they've determined that you owe them money. That means that you should have already been contacted about your tax return being audited or changed due to discrepancies or mismatch with information provided to the IRS by 3rd parties such as form W2, 1099, 1099B, and so on.You may be contacted by an IRS collections representative known as a Revenue Officer.The...
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By Shayne Stone, "Your Rock Solid Choice Realtor"
(Champion Real Estate Group)
Every Thursday, Freddie Mac releases the results of their Primary Mortgage Market Survey which reveals the most recent movement in the 30-year fixed mortgage rate. Last week, the rate was announced as 3.01%. It was the first time in three months that the mortgage rate surpassed 3%. In a press release accompanying the survey, Sam Khater, Chief Economist at Freddie Mac, explains:Mortgage rates rose across all loan types this week as the 10-year U.S. Treasury yield reached its highest point since June. The reason Khater mentions the 10-year U.S. Treasury yield is because there has been a very strong relationship between the yield and the 30-year mortgage rate over the last five decades. Here's a graph showing that relationship:The relationship has also been consistent throughout 2021 as ev...
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By inboundREM Market Updates
(InboundREM)
Cost of Living The amount of money a family must spend each month on maintaining a certain quality of living is known as the Cost of Living. Employment, housing, utilities, transportation, healthcare, and many other variables all have a role in determining a city's total cost of living. All of these elements combine to form a community's overall cost of the living score, which is useful for families looking to relocate.Cost of Living IndexThe Cost of Living Index is a theoretical price indicator for the relevant cost of living factors in any particular geographical region. The following table from bestplaces.net compares the current cost of living score for Houston, Texas, with the rest of the nation. The national average, which is equal to 100 points, provides a benchmark for comparing...
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By inboundREM Market Updates
(InboundREM)
Houston, TX Real Estate Closing CostsClosing costs are the additional fees associated with buying or selling a home that is not included in the purchase price. In most cases, these charges will be paid at the very end of the home buying or selling process. First-time home buyers should seek advice from a reputable realtor on the various closing fees associated with their purchase before making an offer on a property.Closing costs in real estate transactions can be divided into two groups. In most cases, these are costs paid by the home buyer, while the seller covers them in other instances. When it comes to closing costs, your realtor may ask the other party to cover some or all of them if your negotiations go well. It's possible to cover the seller's closing fees if your goal is to clo...
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By Christopher Watters, Austin Realtor (512-829-8000)
(Watters International Realty)
 Dear friends and clients,Just like the weather, the real estate market is finally starting to cool off slightly. In this fall market, we expect to see less competition among buyers, more listings, and slightly more days on market.Some buyers may see a market forecast like that and think they should wait. However, waiting to purchase a house may not be the wisest decision. Conversely, buyers should be looking to make their purchases as soon as they possibly can.While spring and summer are the seasons that typically see the most buyer activity and competition, Realtor.com found that the fall is when buyers find the best deals.Their research has also uncovered that buyers are facing 18% less competition now than they did at the peak of the summer season and 6% less competition than anothe...
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By Shayne Stone, "Your Rock Solid Choice Realtor"
(Champion Real Estate Group)
If you’ve been looking for a stylish and durable material for floors, countertops, or other surfaces, there are few finishes more timeless than terrazzo. A material in use in some form for at least 600 years, terrazzo continues to dazzle and dominate in all kinds of locations in the modern home.Terrazzo: A Brief History The Renaissance was an incredible time for artists and architects, with plenty of ground-breaking innovations in the arts coming about. But alongside all the fancy sculptures and haunting stained glass, there was an incredible amount of waste in the form of scrap chips. It was probably an accidental discovery outside of artisan workshops that led to terrazzo, but over time, Italians noticed that walking over those marble, glass, and other durable chips pushed them into w...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Veteran’s Home Loans for Smyer TexasIf you are reading this, you or a family member have likely served in our military.  First off, we would like to say a sincere “Thank You” for your service!  We recognize that not only do our Veterans sacrifice by serving, but their families do as well-, and we owe you all a debt of gratitude!One of the best benefits Veterans and their families receive due to their service to our great country is the VA home loan benefits.  We are going to outline just a few of these significant benefits in this article for you. Here are some of the major benefits you may receive by using your VA home loan benefits:*100% financing available- one of the very few loans available with no down payment!*Lower rates available than most loan programs- which saves you money e...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Veteran’s Home Loans for Hawkins TexasIf you are reading this, you or a family member have likely served in our military.  First off, we would like to say a sincere “Thank You” for your service!  We recognize that not only do our Veterans sacrifice by serving, but their families do as well-, and we owe you all a debt of gratitude!One of the best benefits Veterans and their families receive due to their service to our great country is the VA home loan benefits.  We are going to outline just a few of these significant benefits in this article for you. Here are some of the major benefits you may receive by using your VA home loan benefits:*100% financing available- one of the very few loans available with no down payment!*Lower rates available than most loan programs- which saves you money...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Veteran’s Home Loans for Trinity TexasIf you are reading this, you or a family member have likely served in our military.  First off, we would like to say a sincere “Thank You” for your service!  We recognize that not only do our Veterans sacrifice by serving, but their families do as well-, and we owe you all a debt of gratitude!One of the best benefits Veterans and their families receive due to their service to our great country is the VA home loan benefits.  We are going to outline just a few of these significant benefits in this article for you. Here are some of the major benefits you may receive by using your VA home loan benefits:*100% financing available- one of the very few loans available with no down payment!*Lower rates available than most loan programs- which saves you money...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Veteran’s Home Loans for Benjamin TexasIf you are reading this, you or a family member have likely served in our military.  First off, we would like to say a sincere “Thank You” for your service!  We recognize that not only do our Veterans sacrifice by serving, but their families do as well-, and we owe you all a debt of gratitude!One of the best benefits Veterans and their families receive due to their service to our great country is the VA home loan benefits.  We are going to outline just a few of these significant benefits in this article for you. Here are some of the major benefits you may receive by using your VA home loan benefits:*100% financing available- one of the very few loans available with no down payment!*Lower rates available than most loan programs- which saves you mone...
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By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Legend Lending)
Conventional 30 year Mortgage: 3%Credit score:740LTV:75%Loan Amount:$300kAPR: 3.313%FHA 30 year: 2.875% Credit Score:740LTV:96.5%loan amount:$300kAPR: 3.75%Conventional 15 year: 2.25%Credit score:740LTV:75%Loan Amount:$300kAPR: 2.468%Rates are Subject to ChangeCall me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.  
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By Shayne Stone, "Your Rock Solid Choice Realtor"
(Champion Real Estate Group)
It goes without saying that your doors are an important part of your home. They provide security, help to control the temperature, and even play a big part in the overall look of your home. Your front door is one of the first things that people notice when coming to your home, and the state that your door is in can have a noticeable impact on the impression that people have of your house and property. Stop and think about it for a moment: What sort of a message is your front door sending?If you don’t like what your door is saying or aren’t really sure how others view it, you might consider getting an upgrade. There are a few different types of updates you can give to your door depending on what you want and the sort of budget you’re dealing with, so you definitely have options. Here are...
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By Shayne Stone, "Your Rock Solid Choice Realtor"
(Champion Real Estate Group)
Alarms play an important part in keeping your home safe. Smoke alarms and other fire alarms can give you an early warning in case a fire breaks out somewhere in your house, which is why it’s recommended that you keep your alarms in working order. To make this easier, some homeowners opt for hardwired alarms which don’t require periodic battery changes to stay active; these alarms are powered by your home’s electrical wiring, so they’re always functional as long as you have power.Unfortunately, these alarms sometimes go off when there isn’t a fire threat as well. While you don’t want your smoke alarm or other warning system to miss signs of an actual fire, it can be pretty frustrating if your alarm goes off all the time when there’s no actual danger. If you have issues with an alarm that...
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By James Potenza New Home REALTOR®, New Construction Buyer's Agents Saving You $1000s
(PEARLAND - MANVEL - HOUSTON New Home REALTORS®)
We are at Meridiana Iowa Colony building a couple of Shea homes. Meridiana Iowa Colony Shea Homes FoundationMeridiana Iowa Colony Shea Homes Frame Walk ThroughMeridiana Iowa Colony Shea Homes Pre-SheetrockMeridiana Iowa Colony Shea Homes Sheetrock FinalFinal construction videos for these two Shea Homes in Meridiana Iowa Colony coming soon...Watch more new construction videos on our YouTube ChannelJames Potenza is the Broker/Owner of Houston New Home Realtors® - POTENZA TEAM. His team is the one of the top new construction Real Estate Brokerages in the greater Houston area. James and his team do not work for any home builders. They are new construction buyer's agents that represent your best interests. They can even sell your current home so you can purchase a brand new home! Contact Jam...
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By Shayne Stone, "Your Rock Solid Choice Realtor"
(Champion Real Estate Group)
A woodburning stove can be a great addition to your home. Not only do they provide non-electric sources of heat during the winter, but many people enjoy the dry heat provided by woodburning stoves and similar heaters and they aren’t limited to the old-school cast iron stoves. Modern woodburning stoves come in a number of styles and forms, including pellet stoves that use small wooden pellets for a more controlled burn and more manageable heat options.While there are certainly advantages to freestanding wood stoves, it’s important that they’re installed and used safely. It should go without saying that an improperly installed or operated wood stove can be very dangerous. To keep you, your family, and your home safe, here are some things that you should keep in mind when considering insta...
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By Shayne Stone, "Your Rock Solid Choice Realtor"
(Champion Real Estate Group)
The last 18 months changed what many buyers are looking for in a home. Recently, the American Institute of Architects released their AIA Home Design Trends Survey results for Q3 2021. The survey reveals the following: 70% of respondents want more outdoor living space 69% of respondents want a home office (48% wanted multiple offices) 46% of respondents want a multi-function room/flexible space 42% of respondents want an au pair/in-law suite 39% of respondents want an exercise room/yoga space If you're a homeowner who wants to add any of the above, you have two options: renovate your current house or buy a home that already has the spaces you desire. The decision you make could be determined by factors like: A possible desire to relocate The difference in the cost of a renovation versus ...
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By Dorie Dillard Austin TX, NW Austin ~ Canyon Creek and Spicewood/Balcones
(Coldwell Banker Realty ~ 512.750.6899)
Every Fall the Canyon Creek HOA schedules a “Fall Community Garage Sale.” The 2020 Fall and Spring Garage Sale was cancelled so everyone is ready for this year's event! It’s going to be held Saturday and Sunday, October 23rd and 24th, 8am - 3pm on Saturday and 11am - 3pm on Sunday. Time is running short to clean and sort through things to sell, but now is the time to do the heavy lifting and get your individual sale ready to go at your home.For those of you garage sale shoppers its best to get there early for the best bargains!! Follow the signs around the Canyon Creek community which is located off Hwy 620 almost half way between Anderson Mill Rd and Hwy 2222. Some families go into together for a super-size sale! Check out what your neighbors are parting with...you might even find some...
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By Shayne Stone, "Your Rock Solid Choice Realtor"
(Champion Real Estate Group)
What’s a Plant Ledge?Sometimes, the purpose of features in your home isn’t quite apparent. This can lead to you having an “a-ha!” moment later when the purpose of a seemingly quirky home feature becomes apparent. With some features, though, that moment can take a while to arrive. One feature that might not seem to have a real purpose, if you aren’t already aware of what it’s for, is a plant ledge.Plant ledges were pretty popular in the mid 90s and early 2000s, so homes built or remodeled around this time are likely to have these random high ledges in rooms that may not seem that practical at first glance. You can probably guess to at least some of the purpose from their names, but plant ledges can be used for a number of things. Given that plant shelves and similar storage options are c...
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By Shayne Stone, "Your Rock Solid Choice Realtor"
(Champion Real Estate Group)
 As you follow the news, you're likely seeing headlines discussing what's going on in todays housing market. Chances are high that some of the more recent storylines you've come across mention terms like cooling or slowing when talking about where the market is headed.But what do these terms mean? The housing market today is anything but normal, and its still an incredibly strong sellers market, especially when compared to the few years leading up to the pandemic. With that in mind, what can previous years tell us about todays real estate market and if its truly slowing?Were Still Seeing an Above Average Number of SalesYou may see headlines about a drop in home sales. But are those headlines telling the full story? The most recent Existing Home Sales Report from the National Association...
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