The benefits of a preapproval (not prequalification) for Home Loans in Flower Mound TX. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Home Loans in Flower Mound TX and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Flower Mound, Texas starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaning... 12/11/2019

Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t... 10/08/2019

The benefits of a preapproval (not prequalification) for Flower Mound Texas Home Loans. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Flower Mound Texas Home Loans and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Flower Mound, Texas starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaning... 10/03/2019

There are many benefits to a VA home loan. It’s important to know how these loans can help you. First, thank you for your service to our country. According to the Mortgage reports, VA loans stand apart for its combination of low rates, lenient underwriting, and secondary benefits. These are 10 VA loan benefits in Flower Mound Texas in 2019. These are:        No down payment on a VA loan        No mortgage insurance        VA loans have a government guarantee        Your ability to shop and compare VA loans        VA loans don’t allow a prepayment penalty        They come in many varieties        It’s easier to qualify for a VA loan        VA loan closing costs are lower        The VA loan offers funding fee flexibility    VA loans are assumable Backed by the U.S. Department of Veterans ... 09/10/2019

Veterans Loans in Flower Mound Texas - the best loan program in Texas!  VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel.  Here are some of the great features of this fantastic program:  - Zero Down Payment, 100% financing.  - Monthly mortgage insurance is not tacked on to your payment.  - Easier credit qualifying compared to other types of mortgage loans.- VA Mortgage Rates are low compared to other types of home loans.   How do you know if you qualify for Veterans Loans in Flower Mound Texas.  You must first verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. A Texas VA loan lender can order your COE quickly for you, or you can go directly ... 07/19/2019

Inspirational Post 1/3/19by Patricia Feager Everyone in Texas is feeling the Flower Mound Pride. Not only did the Flower Mound Marching Band participate in the 2019 Pasadena Tournament of Roses Parade on New Year's Day, but they also marched and the Band played on at Disney on January 2, 2019. Their colorful band uniforms were just as bright and beautiful as the Band Members.   Students who are drawn to music feel connected to the music and each other. They are a Team. Creativity flows like a river and when everyone is marching to the tune of their own instrument success is most likely. Playing an instrument takes practice, determination, self-discipline, focus, and listening skills. Being a member of a Flower Mound High School Band gives students confidence as they tap into their creat... 01/03/2019

Flower Mound TX VA Loans - the best loan program in Texas!  VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel.  Here are some of the great features of this fantastic program:  - Zero Down Payment, 100% financing.  - Monthly mortgage insurance is not tacked on to your payment.  - Easier credit qualifying compared to other types of mortgage loans.- VA Mortgage Rates are low compared to other types of home loans.   How do you know if you qualify for Flower Mound TX VA Loans.  You must first verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. A Texas VA loan lender can order your COE quickly for you, or you can go directly to the VA to obtain a co... 12/13/2018

Inspirational thoughts for 12/8/18by Patricia Feager  Notes around Flower Mound, Texas Many people can continue to find low gas prices in and around Flower Mound. I filled up at $1.89 per gallon yesterday morning. When I got to Dallas, I saw some stations were selling regular for as low as $1.85 per gallon. It may be raining and cloudy out here, but people are still driving and smiling in the rain after filling up at these low prices. The 2018 Flower Mound Christmas Tree and Lighting began at 6:00 p.m. on 12/8 and ended around 9:00 p.m. The nighttime parade had lighted floats going down Spinks Road to Gerault Park for the lighting of the Christmas Tree. The ceremony offered pictures with Santa, a choir, and of course FOOD! It was chilly and raining but spirits were not dampened in Flowe... 12/08/2018

Inspirational Thoughts 12/8/18Patricia Feager   LIVING WITH GRATITUDE My mother taught me to be grateful for everything. I can still remember rolling my eyes.Somehow, she managed to instill in me that you accept what you receive with gratitude. With time, I learned she was right. You will be happier when you give.  Love what you have. Regardless of what size, shape, location, or how much it costs, be grateful. The type of dwelling you live in, the one with the eyes, ears, nose, mouth, sense of feeling, and touch is what really counts. This is what you really need, I told my kids. They rolled their eyes. Stay healthy, is what I preached. When you look into the mirror, accept what you receive. It came from your parents and ancestors. You may not like your nose, but if you can smell, espec... 12/08/2018

Inspirational Post 12/7/18Original story by Patricia FeagerQuotes from "It's a Wonderful Life;" & " Tom Sawyer" IT IS A WONDERFUL LIFE TO BE IN REAL ESTATE When you are in real estate, it is a "Wonderful Life!" Many people come into your life throughout your career. And just like a good book, every chapter needs editing and proofreading. There are different episodes, characters, locations, stories, scenarios, situations, and challenges. Every successful transaction has a definite and irrefutable beginning, middle, and end. But somewhere in between is never really clear as to when or if it will really close and come to an end. One man's ending is another person's beginning. When it comes to the business of real estate, everyone touches the lives of others. CLARENCE: Strange, isn't it? Ea... 12/07/2018

The benefits of a preapproval (not prequalification) for Flower Mound Texas Home Loans. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Flower Mound Texas Home Loans and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Flower Mound, Texas starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaning... 12/03/2018

The benefits of a preapproval (not prequalification) for Flower Mound TX Home Loans. Many consumers are not informed on the proper way for buying a home. Yes, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Flower Mound TX Home Loans and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Flower Mound, Texas starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You shoul... 11/13/2018

Flower Mound TX VA Loans is the best loan program in Texas! VA loans offer a special opportunity for our Veterans to become homeowners or refinance their existing VA guaranteed mortgage. VA Loans have more lenient underwriting criteria than other loan programs and offer lower interest rates than conventional loans. Plus, no down payment is required for Flower Mound TX VA Loans.This step by step guide is intended to give you all the quick answers you need to get started with the VA program, explain all the benefits of a VA Loans, and help you navigate through the loan process as an informed Veteran.Some of the information we will be discussing are:• What are VA Loans?• Interest Rates• How you can apply for a VA Loan?• Obtaining your Certificate of Eligibility from the Veterans administra... 09/14/2018

Surrounding Flower Mound area is a prime area for 100% financing on a home loan. Flower Mound, Texas buyers can get 100% financing on new home purchases in close by areas.This 100% program is truly not just for rural housing but for most of the geographic areas surrounding Flower Mound, Texas qualifies for: - 100% Financing Available- Small Monthly Mortgage Insurance (.30% of loan amount per year)- Interest Rates are still very competitive compared to Conventional and FHA. The biggest benefit is no down payment to a USDA loan- true 100% financing- with long term, 30 year fixed rate loans. Low MI (mortgage insurance) compare it to FHA and Conventional and see the savings! Let's take a look at qualifying requirements for a USDA home loan: There are some geographic areas that do not allow ... 05/21/2018

Find out today's USDA Rates in Flower Mound, Texas - Your path to 100% mortgage loan financing.  The USDA Rural Guaranty home loan program in Flower Mound, TX and the surrounding areas remains one of the best financing options available today. Combine 100% home loan financing with low monthly mortgage insurance, and you will be ensured a low payment on your new Texas home purchase.  Check USDA Mortgage Rates Flower Mound, TX Here  Here are the highlights of the USDA Rural Housing program:  - Your home must be located in a small town or rural area. Input your home's address at the USDA website, which will verify if you are in an eligible area: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp&NavKey=property%4011  - 100% financing is still available.  No dow... 05/16/2018

 Being a First Time Home Buyer in Flower Mound, Texas makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner  and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renewBuying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a First Time Home Buyer in Flower Mound, Texas greatly outweighs renting for the following reasons:           Greater privacy.          Homes typically i... 04/24/2018

 NOTE: MARKET VALUES ARE SUB JECT TO CHANGE. THIS REPORT WAS DONE ON 4/18/2018. Flower Mound, Texas is located 3 miles north of DFW International Airport,  28 miles northwest of Dallas and 25 miles northeast of Fort Worth. Flower Mound is bounded north by the cities of Argyle, Bartonville, Lantana, Double Oak, Copper Canyon, and Highland Village. To the east is Lewisville. South - Grapevine Lake, Coppell, Trophy Club, Roanoke, and to the west Justin. Nearly the entire city of Flower Mound is in Denton County with a small portion in Tarrant County.  What attracts people to Flower Mound is close proximity to DFW International Airport and Lewisville Independent Schools. Property values have increased in values. Compared to March 2018: The Median Price of $426,000 is up by 6.5%.221 active l... 04/18/2018

In real estate in our daily work and in accomplishing tasks in our personal life do not listen to advice that you are a Super Mom or great achiever by being this multi tasker. Granted multi tasking is to be lauded as a great juggler in busy lives. But there is superior focus on "picking" one thing at a time with priority and focus and going all out to get a check mark for yourself in that area. If it takes more time than one day allocate single tasking to an amount of time and return. PRACTICE single tasking a lot, and you will become a believer in its power. Mental concentration and clarity and above allRESULTSmaterialize, in shorter amounts of time. You stop being scatterbrained and wonder where did the day go?Multitasking is a fallacy when it comes to productivity. Single tasking is ... 04/05/2018

 The government is offering a special Home Renovation Loan Program with FHA 203K Rehabilitation Loans for Flower Mound Texas.   Many are not aware of a special government loan program that is actually a part of FHA (Federal Housing Administration- a department within HUD). Existing home owners or potential home buyers can remodel and update their homes without having a higher cost second lien because of this FHA loan program.     This loan program does not allow for itemsdefined as a swimming pool or hot tub, etc. Repaint, remodel cabinetry in kitchens and bathrooms, add wallpaper, replace appliances and flooring and even a add a room to an existing structure (which will increase the value of the homes square footage).     Many advantages exist with this government loan program but the ... 02/16/2018

Being a Flower Mound TX First Time Homebuyer makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner  and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renewBuying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget!  The benefits of being a Flower Mound TX First Time Homebuyer greatly outweighs renting for the following reasons:           Greater privacy.          Homes typically increase in value... 12/12/2017