There are many benefits to a VA home loan. It’s important to know how these loans can help you. First, thank you for your service to our country. According to the Mortgage reports, VA loans stand apart for its combination of low rates, lenient underwriting, and secondary benefits. These are 10 Garland TX VA loan benefits in 2019. These are:        No down payment on a VA loan        No mortgage insurance        VA loans have a government guarantee        Your ability to shop and compare VA loans        VA loans don’t allow a prepayment penalty        They come in many varieties        It’s easier to qualify for a VA loan        VA loan closing costs are lower        The VA loan offers funding fee flexibility    VA loans are assumable Backed by the U.S. Department of Veterans Affairs, VA... 10/08/2019

Today, I'm going to publish one of our most popular video's on Youtube titled "My Bank Account Has Been Levied:  What Can I Do".  If you know anyone who has been levied by the IRS, please pass this on to them.  If they need professional help, please contact me at (972) 821-1991.  09/20/2019

There are many benefits to a VA home loan. It’s important to know how these loans can help you. First, thank you for your service to our country. According to the Mortgage reports, VA loans stand apart for its combination of low rates, lenient underwriting, and secondary benefits. These are 10 VA loan benefits in Garland Texas in 2019. These are:        No down payment on a VA loan        No mortgage insurance        VA loans have a government guarantee        Your ability to shop and compare VA loans        VA loans don’t allow a prepayment penalty        They come in many varieties        It’s easier to qualify for a VA loan        VA loan closing costs are lower        The VA loan offers funding fee flexibility    VA loans are assumable Backed by the U.S. Department of Veterans Affai... 08/21/2019

1705 Dakota Dr in Eastern Hills Estates Garland ONLY $379,000 !Prestigious Eastern Hills Estates home is a 1969 charmer with many updates & is waiting for your touches! The over quarter acre lot has a very private feeling with a park view that has walking trails! It is situated on a quiet cul de sac with a front circle driveway, a rear driveway & a rear garage with carport, mature trees, an in-ground diving pool & a solarium! Over 5000 sq feet of over sized rooms, large living areas, dual staircases, 2 fireplaces, dual ovens, large utility, 2 balconies & many builtin cabinets & nooks. Composition roof & solarium roof are newer roofs. There is some minor work needed, priced with that in mind. It won't take much to make it shine! THIS IS AN APPROVED SHORT SALE! GREAT DEAL ! CALL ME FOR MO... 08/17/2019

On June 6-7-8, 2019, Estate Settler will be selling the contents of the home of a life-long antiques collector, in Garland Texas. ESTATE SALE ADDRESS will be released the day prior to the sale for security reasons. You can sign up for the email distribution list by clicking here and scrolling to the bottom of that page.   Thursday, June 6: 9a-4p  Full PriceFriday, June 7: 9a-4p       25% OffSaturday, June 8: 9a-4p   50% OffA small sampling of what's in the sale: Antique furniture Dolls - Annette Himstedt, Jan Hagara, Madame Alexander, Susan Wakeen, Gustav Wolf, Hildegard Gunzel, RuBert, Phyllis Parkins, Brinn's, Boyd's and others Hair receiver collection Hat pin collection Jan Hagara figurines, plates, pins, trays, baskets and more Giuseppe Armani figurines Clocks, clocks, clocks! And g... 05/26/2019

Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t... 04/19/2019

Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t... 03/07/2019

Special Government Home Renovation Loan Program using Garland Texas FHA 203k Rehab Loans.Many people are not aware of a special government loan program that is part of the Federal Housing Administration or FHA(a department within HUD). A buyer or existing home owner can do meaningful amounts of remodeling or updates to their existing home without having a higher cost second lien thanks to this special FHA loan program.However, this loan program doesn't allow for "luxury items" in your home such as a swimming pool, hot tub, or other accessories. Although, you can repaint, replace flooring and appliances, add a room to an existing structure (which can add to value tremendously as you increase the square feet of your home) as well as remodel cabinetry in kitchens and bathrooms.This loan pr... 12/19/2018

Garland TX Veterans Loans - the best loan program in Texas!  VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel.  Here are some of the great features of this fantastic program:  - Zero Down Payment, 100% financing.  - Monthly mortgage insurance is not tacked on to your payment.  - Easier credit qualifying compared to other types of mortgage loans.- VA Mortgage Rates are low compared to other types of home loans.   How do you know if you qualify for Garland TX Veterans Loans?  You must first verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. A Texas VA loan lender can order your COE quickly for you, or you can go directly to the VA to obtain a ... 12/04/2018

The benefits of a preapproval (not prequalification) for Garland TX Home Loans. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Garland TX Home Loans and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Garland, Texas starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You should choos... 11/27/2018

Garland TX VA Loans and 100% - the best loan program in Texas. Save $500 on closing costs today! Designed for both active duty military and honorable discharged Veterans, VA Mortgage Loans are one of the best mortgage loan programs available today.  Here are some of the great features of this fantastic program:  - Up to 100% financing, with no down required.  - No monthly mortgage insurance.  - Easier credit qualifying compared to other types of mortgage loans.- VA Mortgage Rates are low compared to other types of home loans.   So how do you qualify for Garland TX VA Loans?  First of all, you must verify your eligibility. This is done by ordering your Certificate of Eligibility or COE. You can work with an approved Texas VA mortgage loan lender to order your COE quickly, or you can cont... 05/25/2018

 In this blog, we will discuss how you can acquire 100% USDA financing in Garland, TX. 100% financing on USDA mortgage loans are available for home purchasing in Garland,TX. A no down payment option program is available to home buyers in Garland, TX seeking to purchase a new home.  A significance to home buyers is the ability for them to keep their cash reserves rather than spend it on a down payment for a new home.  Thankfully, a special government loan program exists to help with home buyers.  An important part to home buyer success is the post closing cash reserves they will receive.It would be a great benefit to  a home owner to have at least 6 months of reserves such as hot water heaters, air conditioning and heating units, a washer and dryer, among other appliances like a stove, o... 05/17/2018

 Being a First Time Home Buyer in Garland, Texas makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner  and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renewBuying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget!  The benefits of being a First Time Home Buyer in Garland, Texas greatly outweighs renting for the following reasons:           Greater privacy.          Homes typically increase i... 01/29/2018

 Being a First Time Home Buyer in Garland, Texas makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner  and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renewBuying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget!  The benefits of being a First Time Home Buyer in Garland, Texas greatly outweighs renting for the following reasons:           Greater privacy.          Homes typically increase i... 01/29/2018

January 2017 Real Estate Market Summary for Garland, TX (MLS Area 24)   Month Year to Date   2017 2016 % Change 2017 2016 % Change New Listings 169 172 1.8 169 172 1.8 Closed Sales (Reported) 139 113 -18.7 139 113 -18.7 Closed Sales (Projected) 139 127 -8.7 139 127 -8.7 Listings Under Contract 157 154 -1.9 157 154 -1.9 Average Sales Price $165,620 $173,854 5.0 $165,620 $173,854 5.0 Median Sales Price $153,500 $163,250 6.4 $153,500 $163,250 6.4 Percent of Original Price Received 97.9 99.9 2.1 97.9 99.9 2.1 Days on Market Until Sale 36 25 -31.1 36 25 -31.1 Inventory of Homes for Sale 227 170 -25.1       Months Supply of Inventory 1.3 0.9 -26.8       In Garland in January 2017 real estate sales reported reached 113, a drop of 18.7% compared to last year. Recorded housing units sold year t... 03/20/2017

December 2016 Real Estate Market Summary for Garland, TX (MLS Area 24)   Month Year to Date   2016 2015 % Change 2016 2015 % Change New Listings 136 134 -1.5 2538 2515 -0.9 Closed Sales (Reported) 213 181 -15.0 2149 2239 4.2 Closed Sales (Projected) 213 203 -4.5 2149 2261 5.2 Listings Under Contract 142 143 0.7 2186 2247 2.8 Average Sales Price $174,675 $188,295 7.8 $162,972 $180,811 10.9 Median Sales Price $152,000 $172,000 13.2 $147,500 $165,000 11.9 Percent of Original Price Received 96.6 98.4 1.9 98.7 99.5 0.8 Days on Market Until Sale 41 24 -41.2 32 25 -19.8 Inventory of Homes for Sale 238 159 -33.2       Months Supply of Inventory 1.3 0.9 -35.9       There were 181 home sales in December 2016, which was a slump of 15% from 2015. The number of residential property sales recorded y... 02/20/2017

November 2016 Real Estate Market Summary for Garland, TX (MLS Area 24)   Month Year to Date   2016 2015 % Change 2016 2015 % Change Closed Sales (Reported) 152 162 6.6 1936 2050 5.9 Closed Sales (Projected) 152 182 19.8 1936 2070 6.9 Listings Under Contract 167 163 -2.4 2044 2109 3.2 Average Sales Price $165,802 $182,516 10.1 $161,683 $180,165 11.4 Median Sales Price $149,900 $171,750 14.6 $146,250 $165,000 12.8 Percent of Original Price Received 97.4 99.2 1.8 98.9 99.6 0.6 Days on Market Until Sale 31 19 -38.2 30 25 -17.0 Inventory of Homes for Sale 301 200 -33.6       Months Supply of Inventory 1.7 1.1 -38.5       In November 2016 the number of recorded houses sold was at 162 total, a hike of 6.6% from the same point in time last year. In Garland there were 2050 home sales recorded y... 02/05/2017

Veterans Loans in Garland Texas is the best loan program in Texas!  VA loans offer a special opportunity for our Veterans to become homeowners or refinance their existing VA guaranteed mortgage. VA Loans have more lenient underwriting criteria than other loan programs and offer lower interest rates than conventional loans. Plus, no down payment is required for Veterans Loans in Garland Texas. This step by step guide is intended to give you all the quick answers you need to get started with the VA program, explain all the benefits of a VA Loans, and help you navigate through the loan process as an informed Veteran. Some of the information we will be discussing are:• What are VA Loans?• Interest Rates• How you can apply for a VA Loan?• Obtaining your Certificate of Eligibility from the Ve... 08/02/2016

Affordable Junk Removal Services With Junk King Garland, TX 75044If you are currently residing in Garland, TX and you have a significant amount of junk on your property, you have a couple of options if you would like to remove it. You can do this on your own if you have a pickup truck, or you can enlist the help of friends that will be happy to come help you out, but it's much better if you can use a professional junk hsuling service. Junk King is a business that has been operating for many years, a company that has multiple locations including one in the Dallas area. Here is a quick overview of what this businesses able to do for their customers, and why you should consider choosing them if you are serious about getting rid of junk that is on your property today.What Services Do They O... 07/15/2016

February 2016 Real Estate Market Summary for Garland, TX (MLS Area 24)   Month Year to Date   2016 2015 % Change 2016 2015 % Change Closed Sales (Reported) 124 155 25.0 240 294 22.5 Closed Sales (Projected) 124 174 40.4 240 313 30.5 Listings Under Contract 156 199 27.6 310 358 15.5 Average Sales Price $161,621 $176,889 9.4 $157,650 $171,318 8.7 Median Sales Price $142,250 $154,000 8.3 $139,231 $153,005 9.9 Percent of Original Price Received 97.8 98.4 0.5 97.8 98.1 0.3 Days on Market Until Sale 39 33 -14.8 43 34 -20.6 Inventory of Homes for Sale 250 157 -37.2       Months Supply of Inventory 1.4 0.9 -39.4       Recorded houses sold in February 2016 was higher 25% in contrast to February last year, with 155 recorded houses sold this month. In Garland there were 294 properties sold year t... 04/21/2016