Things to remember about buying with FHA loans Maximum loan amount for Dallas, Kaufman, Collin, Denton, Rockwall and Hunt Counties is $200,160 (Sales price of 204,760 with the 2.25 downpayment) Minimum Down Payment is 2.250% Buyer must make a 3% investment unless down payment is paid as a Grant/Charity (DAP) contribution. Seller can contribute up to 6% of the Sales Price without using a Charity (DAP) contribution. No Termite Inspection Required. No Non-Allowables required for the seller. FHA is now using the standard Fannie Mae appraisal form- No more VC sheets! Any contributions that the seller is contributing should be included in 12A1B on your contract UNLESS they are using a Down Payment Assistance Program (DAP). If any monies are being paid as a contribution towards buyer’s down p... 04/17/2007

My name is Justin Huggins and I am the buyers agent for the Chris Arnold Premier Group at Keller Williams Realty in Grand Prairie. What exactly is a buyers agent? Well, just that. I work only with buyers. That doesn't mean we don't sell real estate, because we sell lots of it! We currently have over 30 homes in our inventory and we add to that each and every day.What sets me apart from most other agents is my knowledge of homes. As a licensed real estate agent and a certified professional real estate inspector through AHIT, American Home Inspectors Training Institute, I am able to offer a deeper understanding of the buying aspects of real estate as well as the integrity of the property itself. It is that knowledge that allows me to capture many of the issues that may arise before a real... 04/17/2007