Being a First Time Homebuyer in Katy Texas makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renew.Buying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a First Time Homebuyer in Katy Texas greatly outweighs renting for the following reasons:          Greater privacy.          Homes typically increase in value the o... 07/16/2020

The benefits of a preapproval (not prequalification) for Mortgage Loans in Katy Texas. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Mortgage Loans in Katy Texas and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education    The steps necessary to purchasing a home in Katy, Texas starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You ... 05/29/2020

There are many benefits to a VA home loan. It’s important to know how these loans can help you. First, thank you for your service to our country. According to the Mortgage reports, VA loans stand apart for its combination of low rates, lenient underwriting, and secondary benefits. These are 10 Katy Texas VA loan benefits in 2020. These are:        No down payment on a VA loan        No mortgage insurance        VA loans have a government guarantee        Your ability to shop and compare VA loans        VA loans don’t allow a prepayment penalty        They come in many varieties        It’s easier to qualify for a VA loan        VA loan closing costs are lower        The VA loan offers funding fee flexibility    VA loans are assumable Backed by the U.S. Department of Veterans Affairs, VA... 05/27/2020

Top 5 Things About Woodcreek Reserve: High performing schools Nearby shopping Neighborhood amenities Beautiful neighborhood with mature trees Not located in a high-risk flood zone Description Woodcreek Reserve Katy is located on the far-west side of Katy in Fort Bend County…close to the I10.Primarily built in the mid-2000s, most of the 380+ homes (approx.) in this neighborhood are Traditional in style. On average, these homes are two-story homes with 4 bedrooms, 3 baths, and approximately 3800sf with 2-car garages. A section of the neighborhood is gated.Since a portion of the reserve that is adjacent to Buffalo Bayou (which meanders through the community) is kept in a natural state, its wooded canopy of trees creates a beautiful neighborhood. And since the neighborhood is located within... 04/29/2020

Top 5 Things About Westheimer Lakes North: High performing schools Affordable prices New construction homes available Energy-efficient homes available Not located in a high-risk flood zone  Description Westheimer Lakes North is located on the southwest side of Katy in Fort Bend County…close to FM1063 (Westpark Tollway).Primarily built in the late 2000s, most of the 1100+ homes (approx.) in this neighborhood are Traditional in style. On average, these homes are two-story homes with 3 bedrooms, 2 baths, and approximately 2500sf with 2-car garages, and a median lot size of 6000sf. In spite of its name, there are no lakes in this neighborhood and no waterfront properties.Westheimer Lakes North features aa playground, swimming pool with splash pad, and tennis courts.– Written by Sheila Cox, ... 04/28/2020

Top 6 Things About Tamarron: Good schools Affordable prices New construction homes available Energy-efficient homes available Not in a flood zone Wonderful community swimming pool with water slides  DescriptionTamarron Katy is located on the far-west side of Katy in Fort Bend County…close to FM1463.This is a new neighborhood that just started in 2014 and currently has several hundred homes built with plans to have a total of 4000+ homes (approx.) when completed. On average, these homes are two-story homes with 4 bedrooms, 2+ baths, and approximately 2900sf with 2-car garages.This newish neighborhood does not have mature trees but it does have a community clubhouse with fitness center, playground, resort-style swimming pool, lap pool, tennis courts, walking trails, and sports fields.– Wr... 04/27/2020

 Top 6 Things About Silver Ranch: Good schools Affordable prices Neighborhood amenities New construction homes available Energy-efficient homes available Not in a flood zone  DescriptionSilver Ranch is located on the far-west side of Katy in Fort Bend County…close to FM1463.Primarily built since 2008, most of the 640+ homes (approx.) in this neighborhood are Traditional in style. On average, these homes are two-story homes with 4 bedrooms, 2+ baths, and approximately 2900sf with 2-car garages. This newish neighborhood does not have mature trees but it does have a community clubhouse, playground, swimming pool, splash pad, and tennis courts.– Written by Sheila Cox, Katy real estate area expert  What I Like About Silver Ranch… “Since it is one of the newest neighborhoods in Katy, you can ... 04/26/2020

Top 9 Things About Severn Meadows: Convenient access to Grand Parkway and Westpark Tollway High performing schools Nearby shopping Neighborhood amenities Lower property taxes Energy-efficient homes available Beautiful neighborhood with lake and golf course Prestigious location Not located in a high-risk flood zone  DescriptionSeven Meadows Katy is is located on the west side of Katy in Fort Bend County…close to the northwest corner of Grand Parkway and Westpark Tollway.Primarily built in the mid 2000s, most of the 1700+ homes (approx.) in this neighborhood are Traditional in style. On average, these homes are two-story homes with 4 bedrooms, 2+ baths, and approximately 3100sf with 2-car garages, and a median lot size of 9500sf.This upscale neighborhood features Meadowbrook Farms golf co... 04/25/2020

Top 6 Things About Pine Mill Ranch:  Good schools Affordable prices Neighborhood amenities New construction homes available Energy-efficient homes available Not located in a high-risk flood zone  DescriptionPine Mill Ranch Katy is located on the far-west side of Katy in Fort Bend County…close to FM1463.Primarily built since 2008, most of the 1400+ homes (approx.) in this neighborhood are Traditional in style. On average, these homes are two-story homes with 4 bedrooms, 2+ baths, and approximately 3200sf with 2-car garages. This newish neighborhood does not have mature trees but it does have a community clubhouse, two playgrounds, swimming pool, splash pad, and tennis courts.– Written by Sheila Cox, Katy real estate area expertView Video Tour of Pine Mill Ranch Katy!  What I Like About P... 04/24/2020

The benefits of a preapproval (not prequalification) for Katy Texas Home Loans. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Katy Texas Home Loans and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education    The steps necessary to purchasing a home in Katy, Texas starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You should choose ... 04/23/2020

Top 5 Things About Grayson Lakes: High performing schools Nearby shopping Lower property taxes Waterfront homes available Not located in a high-risk flood zone  DescriptionGrayson Lakes Katy is located on the far-west side of Katy in Fort Bend County…close to the I10. Primarily built in the mid-2000s, most of the HOMES homes (approx.) in this neighborhood are 300+ are Traditional in style. On average, these homes are two-story homes with 4 bedrooms, 2+ baths, and approximately 3400sf with 2-car garages, and a median lot size of 12,000sf.This neighborhood was designed around a small lake…so waterfront homes are available. Grayson Lakes Katy features a community clubhouse, a playground, swimming pool, and tennis courts.– Written by Sheila Cox, Katy real estate area expertView Video Tour o... 04/23/2020

Top 8 Things About Grand Lakes: Convenient location High performing schools Nearby shopping Neighborhood amenities Lower property taxes Beautiful neighborhood with lakes and mature trees Dog park Community Garden  DescriptionGrand Lakes  is located on the east side of Katy in Fort Bend County…close to Grand Parkway and Westpark Tollway.Primarily built from 1998 to 2008, most of the 2700+ homes (approx.) in this neighborhood are Traditional or Colonial in style. On average, these homes are two-story homes with 4 bedrooms, 3 baths, and approximately 3500sf with 2-car garages, and a median lot size of 9000+sf.This upscale neighborhood features multiple lakes so water view homes are available. Grand Lakes Katy has an interesting four-square design in which the various sections (Phase 1, 2, ... 04/22/2020

Top 6 Things About Firethorne: Good schools (Lamar Consolidated ISD) Affordable prices Neighborhood amenities New construction homes available Energy-efficient homes available Not located in a high-risk flood zone  DescriptionFirethorne is located on the far-west side of Katy in Fort Bend County…close to I10 and FM1463. Primarily built since 2008, most of the 1700+ homes (approx.) in this neighborhood are Traditional in style. On average, these homes are two-story homes with 4 bedrooms, 2+ baths, and approximately 3300sf with 2-car garages. This newish neighborhood does not have mature trees but it does have a community clubhouse with fitness center, multiple playgrounds, two swimming pools, tennis courts, walking trails, and sports fields. View Video Tour of Firethorne!  What I Like Ab... 04/21/2020

 Top 7 Things About Falcon Point: Convenient location High performing schools Affordable prices Nearby shopping Golfcourse homes available Lower property taxes Not in high-risk flood zone  DescriptionFalcon Point Katy is located on the west side of Katy TX 77494 in Fort Bend County…close to the southwest corner of Grand Parkway and I10.Primarily built in the late 1990s, most of the 500+ homes (approx.) in this neighborhood are Traditional in style and many are located on the Falcon Point Golf Course. On average, these homes are two-story homes with 4 bedrooms, 2+ baths, and approximately 3200sf with 2-car garages, and a median lot size of 9300sf.Falcon Point Katy features a community clubhouse, swimming pool with water slide, and tennis courts.– Written by Sheila Cox, Katy real estate a... 04/20/2020

Top 6 Things About Churchill Farms: High performing schools Affordable prices Nearby shopping New construction homes available Energy-efficient homes available Not located in a high-risk flood zone DescriptionChurchill Farms is located on the far-west side of Katy in Fort Bend County, close to FM1464 and in between I10 and Westpark Tollway. It actually has a Fulshear, TX, address.Primarily built since 2013, most of the 300+ homes (approx.) in Churchill Farms  are Traditional in style. On average, these homes are two-story homes with 4 bedrooms, 3 baths, and approximately 3280sf with 2-car garages, and a median lot size of 7000sf. This newer neighborhood features a small lake and newly planted trees. Neighborhood amenities include a community clubhouse, a playground, and swimming pool.  ... 04/18/2020

Top 7 Things About Cinco Ranch: Convenient location High performing schools Wide range of prices Nearby shopping Fantastic neighborhood amenities Beautiful neighborhood with lakes and mature trees Not located in a high-risk flood zone  DescriptionCinco Ranch Katy TX, is a very large master-planned neighborhood that spreads across both the east and west sides of Katy’s Grand Parkway and across two ZIP Codes (77450 and 77494).Parts of Cinco Ranch are gated, on the Cinco Ranch Golf Course, or have water views. Whatever type of home you are looking for, you will probably be able to find it in this neighborhood! What’s more, most of the schools zoned to this neighborhood are high-performing schools. You can even buy a new construction home in the newest sections.In addition, Cinco Ranch is d... 04/17/2020

Top 6 Things About Cardiff Ranch: High performing schools Affordable prices Nearby shopping New construction homes available Energy-efficient homes available Not located in a high-risk flood zone  Description Cardiff Ranch is located on the far-west side of Katy in Fort Bend County, close to FM1464 and in between I10 and Westpark Tollway.Primarily built since 2010, most of the 230+ homes (approx.) in Cardiff Ranch are Traditional in style. On average, these homes are two-story homes with 4 bedrooms, 3 baths, and approximately 3800sf with 2-car garages, and a median lot size of 7000sf. This newer neighborhood features a 13-acre lake and newly planted trees. Neighborhood amenities include a community clubhouse, a playground, swimming pool, and tennis courts.– Written by Sheila Cox, Katy r... 04/15/2020

Top 10 Things About Avalon Seven Meadows Convenient access to Grand Parkway and Westpark Tollway Zoned to high performing schools Nearby shopping Nice neighborhood amenities Lower property taxes Energy-efficient homes available Beautiful neighborhood with lake and golf course Prestigious neighborhood Gated community Not located in a high-risk flood zone Description Avalon Seven Meadows is located on the west side of Katy in Fort Bend County…close to the northwest corner of Grand Parkway and Westpark Tollway. Primarily built in the mid 2000s, most of the 296 homes (approx.) in Avalon Seven Meadows are Traditional or Mediterranean in style. On average, these homes are two-story homes with 4 bedrooms, 3+ baths, and approximately 4200sf with 2-car garages, and a median lot size of 11,000sf.... 04/14/2020

Katy neighborhoods are mostly master planned communities with tree-lined streets, parks, playgrounds, and community pools and tennis courts. Some Katy neighborhoods are divided into subdivisions, and each subdivision will have its own tax rate, school zone, and price range. But when searching for a home, it is best to focus on a neighborhood...not one of the 200+ subdivisions in Katy. The main Katy neighborhoods are shown below. You can click a neighborhood to see a complete description of it including maps, videos, photos, tax info, school ratings, and a list of Katy homes for sale in that neighborhood.»  View details about Katy TXKaty Neighborhoods Map  Guide to Katy’s Best Neighborhoods   Free 280+ page guide to help you  find the best Katy neighborhood for YOU! Includes charts and g... 04/13/2020

Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t... 03/09/2020