Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t... 02/27/2020

Being a First Time Homebuyer in Katy TX makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renew.Buying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a First Time Homebuyer in Katy TX greatly outweighs renting for the following reasons:          Greater privacy.          Homes typically increase in value the older t... 02/04/2020

The benefits of a preapproval (not prequalification) for Home Loans in Katy Texas. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Home Loans in Katy Texas and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Katy, Texas starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You should ch... 10/22/2019

Being a First Time Homebuyer in Katy Texas makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renew.Buying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a First Time Homebuyer in Katy Texas greatly outweighs renting for the following reasons:          Greater privacy.          Homes typically increase in value the o... 10/03/2019

Marcello Lakes is a waterfront community located in the Northwest section of Katy in the 77493 zip code. Every lot in the community backs up to a lake that winds throughout the homes in the neighborhood.Each home can have a private dock, and electric-powered or solar-powered water vehicles are allowed on the Lakes. The lake is stocked, but is in early stages of population, so right now fishing within the subdivision is catch and release. Eventually, fishing will be allowed, and each home will be able to keep a certain amount of fish caught.The thing that makes Marcello Lakes somewhat unique is its price point. Most lakefront communities in the Katy area - such as Lakes of Katy and August Lakes - have significantly higher than average price tags. Homes in Marcello Lakes start in the high... 09/22/2019

When GreatSchools.org pushed their updated rankings out at the end of 2018, I noticed the jump in Taylor High School's ranking. I own several rental properties in the Memorial Parkway neighborhood, which is zoned to Taylor, and the subdivision has seen some higher than average appreciation over the last 18 months than Katy overall has.  So I decided to dig a little bit deeper into the overall high school rankings for Katy ISD. While Greatschools.org does not keep the previous rankings of the schools in an archive, I was able to use the Wayback Machine to view the profile pages for each school in the past.  All of the below rankings were updated October 2018.  KISD High School Current Rating as of October 2018 Seven Lakes High School 10/10  Cinco Ranch High School 9/10  Tompkins High Sch... 01/13/2019

WWW.KatyHomesForSale1218WildwoodLn.ComDID NOT FLOOD IN HARVEY - Impressive 3-car garage Semi-Custom home in Woodcreek Reserve Master Planned Community. Community attractions include Olympic Size Swimming Pool & Tennis Courts. In acclaimed Katy ISD, located walking distance to elementary & JR high schools. Exquisite architectural design! Home boasts a gated porte-cochere & covered patio with outdoor speakers for friendly gatherings. High ceilings & an open concept floor plan connect kitchen, formal dining, breakfast & family rooms flawlessly, all with wood tile flooring. A/C upstairs & dishwasher updated 5/2018. Carefully selected accent colors gives a vivid welcoming ambience. Master down, and Office/Study also on first floor. The kitchen is equipped with gas cooktop, island, built-in w... 01/07/2019

The benefits of a preapproval (not prequalification) for Katy TX Home Loans. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Katy TX Home Loans and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Katy, Texas starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You should choose a mortg... 10/25/2018

How do you like your steak?I receive many questions about real estate every month, and I’m always happy to answer them. Sometimes, I’ll get a question that's relevant to a large group of people, and in those cases I like to share the answer with all of my readers. Feel free to send your own questions! If I publish yours, you’ll receive a gift card for Fleming’s Streak House as my way of saying thanks!Asking a question is easy! Just visit DaleRoss.com and click on “Contact Me” or call 281-599-6575.This month’s question was sent in by Rachel. Thank you Rachel! Enjoy your steak!Question:I was recently divorced and my husband gave me a Quitclaim Deed. I have never heard of this type if deed. Is it a good deed?Answer: Hi Rachel,There are three types of deeds in Texas; General Warranty Deed, ... 09/12/2018

I pulled a few interesting screenshots of the data from my full post on this topic here. If you're a Katy Realtor, you really should check it out, and see all of the additional statistical data it contains surrounding days on market in Katy, Texas.  Katy Median Days on Market By House Price Point  Median DOM - Katy & KatyISD vs. Katy & Another ISD As Katy real estate agents know, not every home with a Katy postal address is zoned to Katy ISD. Check out how being zoned to different school districts in the same town affects DOM.  Katy vs. Surrounding Areas by Median DOM  You'll find the full data and information sources used for these charts here.   08/13/2018

Dionelle (Don) Davis Founding Broker of DDLRG International Real Estate School & Brokerage  Pitches For A Shot At The Sharks   July 15, 2018 --  Dionelle (Don) Davis with DDLRG International in Katy, TX recently auditioned for Shark Tank The producers of the ABC reality series Shark Tank are on a nationwide search to discover the next successful (and possibly wealthy) entrepreneurs, inventors, businesspersons, creators and innovators. In each episode, budding entrepreneurs are given the unprecedented chance to make their business grow immediately.  DDLRG International training courses are the first steps toward at risk young adults getting there Texas Real Estate Licenses and then eventually owning there own Home. DDLRG International Realty is an outreach who works to hone the skills m... 07/17/2018

Being a Katy TX First Time Homebuyer makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner  and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renewBuying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a Katy TX First Time Homebuyer greatly outweighs renting for the following reasons:          Greater privacy.          Homes typically increase in value the older they ar... 07/05/2018

When buying a home, there are several factors to consider when determining which home will best meet your needs.  Today, I want to talk about choosing a Custom home versus a Tract home. First let's define Custom vs Tract home.  A custom home is built with the individual buyer in mind and customized to their individual needs.  A tract home is built with similar features and common floorplan within a community catering to a wider range of buyers.When buying a home, there will be several factors to consider in determining the approach to take when selecting your dream home:  Quality of construction, Re-sale potential, Location, Amenities, Features, Floor Plan to name a few.  One main driving force in determining whether to go with a tract home vs a custom home will be your individual budge... 07/03/2018

#DDLRG #SoldProperties #2018 #ViewAllHoustonHomes.com #DonDavisLuxeRealtyGroup #HermanMemorialKaty #USSilica #AmazaonKaty #SchlumbergerKaty #KatyISD #Legachttps://www.har.com/s/00563dE33C93 07/02/2018

The greater Katy area surpassed the city of Pittsburgh, Pennsylvania in population numbers in 2015 – with more than 309,000 people calling the Katy area their home. With strong economic opportunities and an award-winning school district, the Katy area is expected to see continued growth over the coming decade.  But who - exactly - lives in the greater Katy area - and where? Check out the demographic breakdown of the Katy zip codes below. KATY 77494Home to more than 100,000 Katy residents, this zip code was one of the fastest growing zip codes in the country for several years. The 77494 zip code is home to over 100,000 people and 31,000 households and has the highest median income and the highest percentage of people holding a Bachelor's degree in the Katy area. 77494 is also home to bot... 06/14/2018

Katy TX VA Loans is the best loan program in Texas! VA loans offer a special opportunity for our Veterans to become homeowners or refinance their existing VA guaranteed mortgage. VA Loans have more lenient underwriting criteria than other loan programs and offer lower interest rates than conventional loans. Plus, no down payment is required for Katy TX VA Loans.This step by step guide is intended to give you all the quick answers you need to get started with the VA program, explain all the benefits of a VA Loans, and help you navigate through the loan process as an informed Veteran.Some of the information we will be discussing are:• What are VA Loans?• Interest Rates• How you can apply for a VA Loan?• Obtaining your Certificate of Eligibility from the Veterans administration• Who is Eli... 06/13/2018

The average price in Avalon at Seven Meadows (Katy TX) has fluctuated greatly since 2012...see the graph below. The current average sales price for Sold homes in Avalon at Seven Meadows, as of April 2018, is now $559,750 (according to the MLS). Keep in mind that this number fluctuates, depending on the current sales data.  If you would like detailed information on this neighborhood, including months of inventory, demographics, school ratings, photos of amenities, HOA fees, property taxes, and a current list of Avalon at Seven Meadows homes for sale, then go to my detailed Avalon at Seven Meadows description. More info: Katy TX Katy homes for sale Katy neighborhoods Katy vs Sugar Land Guide to the best Katy neighborhoods   05/29/2018

The average price in Cardiff Ranch (Katy TX) has remained relatively steady since 2015...see the graph below. The current average sales price for Sold homes in Cardiff  Ranch, as of April 2018, is now $392,180 (according to the MLS). Keep in mind that this number fluctuates, depending on the current sales data.  If you would like detailed information on this neighborhood, including months of inventory, demographics, school ratings, photos of amenities, HOA fees, property taxes, and a current list of Cardiff Ranch homes for sale, then go to my detailed Cardiff Ranch description. More info: Katy TX Katy homes for sale Katy neighborhoods Katy vs Sugar Land Guide to the best Katy neighborhoods   05/29/2018

The average price in Churchill Farms (Katy TX) has fluctuated since 2012...see the graph below. The current average sales price for Sold homes in Churchill Farms, as of April 2018, is now $317,282 (according to the MLS). Keep in mind that this number fluctuates, depending on the current sales data.   If you would like detailed information on this neighborhood, including months of inventory, demographics, school ratings, photos of amenities, HOA fees, property taxes, and a current list of Churchill Farms homes for sale, then go to my detailed Churchill Farms description. More info: Katy TX Katy homes for sale Katy neighborhoods Katy vs Sugar Land Guide to the best Katy neighborhoods    05/29/2018

The average price in Cinco Ranch (Katy TX) has decreased since 2015...see the graph below. The current average sales price for Sold homes in Cinco Ranch, as of April 2018, is now $311,831 (according to the MLS). Keep in mind that this number fluctuates, depending on the current sales data. This data is for Cinco Ranch only...not Cinco Ranch Southwest or Cinco Ranch Northwest.  If you would like detailed information on this neighborhood, including months of inventory, demographics, school ratings, photos of amenities, HOA fees, property taxes, and a current list of Cinco Ranch homes for sale, then go to my detailed Cinco Ranch description. More info: Katy TX Katy homes for sale Katy neighborhoods Katy vs Sugar Land Guide to the best Katy neighborhoods    05/29/2018