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Mineola, TX Real Estate News

By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Special Government Home Renovation Loan Program using Mineola Texas FHA 203k Mortgage Loans. Many are not aware of a special government loan program that is actually a part of FHA (Federal Housing Administration- a department within HUD). Existing home owners or potential home buyers can remodel and update their homes without having a higher cost second lien because of this FHA loan program.  "Luxury items" like a hot tub and a swimming pool are not allowed by this FHA loan program. Repaint, remodel cabinetry in kitchens and bathrooms, add wallpaper, replace appliances and flooring and even a add a room to an existing structure (which will increase the value of the homes square footage).  One of the biggest advantages to this government loan program is you have all of your acquisition o...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Veteran’s Home Loans for Mineola TexasIf you are reading this, you or a family member have likely served in our military.  First off, we would like to say a sincere “Thank You” for your service!  We recognize that not only do our Veterans sacrifice by serving, but their families do as well-, and we owe you all a debt of gratitude!One of the best benefits Veterans and their families receive due to their service to our great country is the VA home loan benefits.  We are going to outline just a few of these significant benefits in this article for you. Here are some of the major benefits you may receive by using your VA home loan benefits:*100% financing available- one of the very few loans available with no down payment!*Lower rates available than most loan programs- which saves you money...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
USDA mortgage loans in the surrounding Mineola TX area are excellent mortgages to help with your home buying needs.A true 0% down option payment is available to home buyers looking to purchase homes in areas surrounding Mineola, Texas.   Many home buyers realize the importance of keeping their cash reserves for purposes other than a down payment on a home. Thankfully, there is a special government loan program from the USDA that can assist with this. Post closing cash reserves are important to help set up home buyers for success for several reasons.  First, it is always a good plan for a home owner to have at least 6 months reserves on hand for emergencies- such as normal replacement of items like hot water heaters, air conditioning and heating units, washer and dryer, and other applian...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
There are many benefits to a pre-approval and not a pre-qualification for Mineola TX Home .    Many consumers are not informed on the proper way for buying a home. Of course this is a big question that can stressful or enjoyable, it just depends on the steps you take in the home buying process for Mineola TX Home Loan and the surrounding areas. You must take the steps necessary to educate  yourself on your buying power, take some time to think about your lifestyle choices, and the initial investment. Each of these will be discussed in this article.  Education  The steps necessary to purchasing a home in Mineola, Texas starts with getting pre-approved for your home loans. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You should choose a mo...
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By Texas Sell By Owner Property Marketing Service
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By Texas Sell By Owner Property Marketing Service
Mineola, Texas is located on Hwy's 80 and 69 in East Texas. It is a short 35 mile trip to Tyler, Texas and all that it offers. The slogan is " where people make the difference" and it also know as "The Birding Capital of East Texas" and was designated a National Main Street City in 1989.  The school district for Mineola  is Mineola ISD.                                                                                                                                                              Mineola has a lot to offer including bed and breakfasts, antique shopping, the historical Amtrak train depot, the Mineola Nature Preserve, Lake Country Playhouse theatre, martial arts training for kids and adults, and so much more.                                                                      ...
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By Kim Hughes, Professional Real Estate Virtual Assistant
(Kim Hughes & Company)
As a member of several groups across various social networks it is my responsibility as a real estate virtual assistant to know what is going on the the real estate industry. I came across this article today and though this would be something of value to my readers. Let me know what you think. We know that buying a home is a big and important decision. Selecting a good Loan Officer is a key part of your financial success. You will find our way of finding a good Loan Officer may be different from other blogs or postings.  I am seeing quite a few blogs or posts that are saying the same thing and I find the questions do not really pertain to finding a good Loan Officer. Also, I find it interesting to learn that a company is selling the data. What we have below did not come from any source ...
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By Kim Hughes, Professional Real Estate Virtual Assistant
(Kim Hughes & Company)
2008 was a year that tested me on many levels and I grew from every one of the experiences I encountered.  The most important thing I will take with me into 2009 and beyond is to be more aware of those that enrich my life, not only personally, but professionally.  As a real estate virtual assistant for over 10 years now I have met a lot of people in the real estate industry and it is refreshing to know that there are some pretty amazing people out there.  Some I have become very good friends with and the support we have for each other goes beyond a professional relationship.  It is refreshing to talk to real estate vendors and they know who you are and take the time to ask about my clients and how they can help them further. 2009 is going to be a the year of positive things and as you d...
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By Kim Hughes, Professional Real Estate Virtual Assistant
(Kim Hughes & Company)
It just keeps getting better and better! If you are a member of the RealPro Systems Family and you have not upgraded your system to Gold3 - now is the time to make the change. When you make the upgrade you don't have to worry about finding the time or have the knowledge to do this, just ask your real estate virtual assistant to assist you with implementing the new system.I love Real Pro Systems! As one of the first real estate virtual assistants to use the program with my clients I will say that there are so many success stories with this program that you will just have to call me so I can share them. Real Estate Virtual Assistants are the solution to working with the RealPro Systems Team. They are so helpful, patient, and fun to talk to. I don't think I have ever called and an answerin...
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By Kim Hughes, Professional Real Estate Virtual Assistant
(Kim Hughes & Company)
With Real Estate market slowing down you are probably finding you have some extra time on your hands? Well, take advantage of the slow time and take a hard look at your business and determine what you need to do to make it better.Here are my suggestions:1. Update your listing presentation. 2. Go for those designations that you have wanted to get, but just did not have the time. 3. Update your website. Is the material current? 4. Update your computers. If you don't have a laptop - get one! You can find some great deals at www.dell.com, www.gateway.com and www.bestbuy.com 5. Take inventory of your programs. What are you using that you can improve and what are you not using that you should be. Or, get rid of the one's that don't work for you. 6. Update your database. Add your previous sell...
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By Kim Hughes, Professional Real Estate Virtual Assistant
(Kim Hughes & Company)
My brother sent me an email this evening that I found quite interesting.  Nope, not pictures of the kids or jokes this time.  I was quite impressed with this email. This particular email was from the author of a Blog and his analysis of Top 20 Websites - His analysis of where most people visit when they are on the Internet was quite interesting.  If you do not see the Blog when you open the above link, scroll down.  His name is Jay Meattle and his Blog on January 28, 2007 is worth reading.Ok, so I was impressed and then I realized I was on a http://www.compete.com/.   Have you heard of them?  Click here to learn more about this pretty neat concept.  I think you will find it quite interesting and maybe useful to your daily business dealings.Hope you enjoy and find this post useful!Virtua...
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