Mortgages for people with hard to prove incomeOur no income verified mortgage is perfect for those individuals that have hard to prove income.  Self-employed people often have a hard time showing income if they have a great accountant.   The accountant’s job is to make sure that you pay as little taxes as possible. The problem with that when it comes to qualifying for a mortgage is that when you don’t show a large enough adjusted income and you may not be able to qualify for the mortgage that you are wanting to buy your next home.We now offer a no-income verified mortgage to help those individuals. As long as you have acceptable credit scores and you have verified money in the bank for both the down payment and the reserves, we can now qualify you to purchase a home for loans up to 3 mi... 12/16/2021

No mortgage insurance for you!No MI with just 10% down on your next mortgage is available now for well-qualified homebuyers.  The Richard Woodward Team is here to make mortgages easier – and less expensive.  Get the best program custom-designed for your needs, low rates and cost.What Is Mortgage Insurance And How Does It Work?Mortgage insurance or MI, reduces the risk for a lender to take out a loan, so you can apply for a loan that you would not otherwise be able to get. Typically, borrowers who make a down payment of less than 20% of the purchase price of the home will have to pay for mortgage insurance. Mortgage insurance is usually also required for FHA and USDA loans. Mortgage insurance reduces the risk for a lender so you can put down as little as 3%.  Check out our first-time hom... 11/24/2021

Address SqFt Total Beds Total Baths Total Pool Current Price 2412 Richmond Drive 1,292 4 2 No $235,000 1627 Hawthorne Lane 1,051 3 1 No $235,000 1812 Overglen Drive 1,261 3 2 No $247,000 2701 E 15th Street 2,266 4 2.1 No $250,000 1304 Cherokee Trail 1,872 3 2 No $279,000 2033 Willow Lane 1,887 3 2 No $287,000 924 Longhorn Drive 1,521 3 2 No $310,000 5040 Frontier Lane 1,780 3 2 No $315,000 2524 Laurel Lane 1,863 4 2 No $325,000 1301 Windy Meadow Drive 1,828 3 2 Yes $330,000 409 Ruidosa Circle 2,076 3 2 No $335,000 913 Lombardy Drive 2,113 4 2 No $345,000 6612 Berretta Drive 1,925 4 2 No $349,900 1327 E 16th Street 1,514 3 2 No $349,900 1025 Revere Circle 2,710 4 2.1 No $350,000 3801 Sailmaker Lane 1,444 3 2 No $351,000 3109 Hilltop Lane 1,988 3 2 No $375,000 1413 Amherst Drive 1,911 4 ... 05/26/2021

Address SqFt Total Beds Total Baths Total Pool Current Price 1608 Judy Drive 1,108 3 1.1 No $215,000 2809 N Avenue 1,214 2 2 No $239,900 1812 Overglen Drive 1,261 3 2 No $250,000 3713 Mckinley Drive 1,544 3 2 No $254,900 3205 Oak Vista Drive 1,452 3 2 No $289,900 1400 Finley Drive 1,748 3 2 No $309,999 924 Longhorn Drive 1,521 3 2 No $310,000 5040 Frontier Lane 1,780 3 2 No $315,000 1421 Heidi Drive 1,760 3 2 No $319,900 3844 Beaumont Lane 1,414 3 2 No $320,000 1804 Crescent Creek 1,788 3 2.1 No $325,000 4432 Denver Drive 2,060 4 2.1 No $329,000 4508 Cleveland Drive 2,099 4 2.1 Yes $330,000 2008 Cross Bend Road 2,089 4 3 No $330,000 3444 Timber Brook Drive 2,002 3 2 No $335,000 4540 Fremont Lane 1,727 3 2 No $335,000 4460 Junction Drive 1,634 3 2.1 No $335,000 952 Goodwin Drive 1,930 3... 05/15/2021

Address SqFt Total Beds Total Baths Total Pool Current Price 2729 N Avenue 1,080 3 1.1   $219,900 1504 Judy Drive 1,051 3 1 No $229,000 1433 Pioneer Lane 1,437 3 2 No $255,000 6 Eastcreek Place 1,753 4 2 No $263,000 1508 La Paz Drive 1,718 3 2 No $275,000 2401 Forestcrest Drive 1,800 3 2 No $279,900 1801 Hawthorne Lane 1,548 4 2 Yes $280,000 3237 Topaz Way 1,688 3 2 No $289,900 3205 Oak Vista Drive 1,452 3 2 No $289,900 3820 Wagonwheel Court 2,023 3 2.1 No $290,000 1336 Colmar Drive 1,636 4 2 No $300,000 1316 Colmar Drive 1,453 3 2 No $300,000 7916 Iola Drive 1,748 3 2 No $302,000 2200 Northcrest Drive 1,906 3 2 No $310,000 924 Longhorn Drive 1,521 3 2 No $310,000 2448 Majestic Drive 1,684 3 2 Yes $311,900 2013 Pleasant Valley Drive 1,981 3 2 No $315,000 767 Panorama Drive 1,819 3 2.1 ... 05/02/2021

  Address SqFt Total Beds Total Baths Total Pool Current Price 2917 18th Street 1,044 3 1 No $200,000 1627 Hawthorne Lane 1,051 3 1 No $235,000 3449 Tarkio Road 1,817 3 2 No $250,000 1419 Ridgecrest Drive 1,230 3 2 No $261,000 421 Middle Cove Drive 1,532 3 2 No $275,000 2401 Forestcrest Drive 1,800 3 2 No $279,900 4017 18th Street 1,900 3 2.1 No $280,000 1801 Hawthorne Lane 1,548 4 2 Yes $280,000 3205 Oak Vista Drive 1,452 3 2 No $289,900 800 Filmore Drive 2,024 3 2 No $299,900 7916 Iola Drive 1,748 3 2 No $302,000 924 Longhorn Drive 1,521 3 2 No $310,000 2448 Majestic Drive 1,684 3 2 Yes $311,900 864 Whitehall Drive 1,891 3 2 No $312,000 1444 Whitehall Drive 2,229 3 2 No $315,000 805 Shannon Drive 1,848 3 2 No $319,000 7900 Pinkerton Court 1,767 3 2 No $320,000 4301 Eldorado Drive 2,10... 04/22/2021

Veteran’s Home Loans for Plano Texas !! If you are reading this, you or a family member have likely served in our military.  First off, we would like to say a sincere “Thank You” for your service!  We recognize that not only do our Veterans sacrifice by serving, but their families do as well-, and we owe you all a debt of gratitude! One of the best benefits Veterans and their families receive due to their service to our great country is the VA home loan benefits.  We are going to outline just a few of these significant benefits in this article for you.Here are some of the major benefits you may receive by using your VA home loan benefits:*100% financing available- one of the very few loans available with no down payment!*Lower rates available than most loan programs- which saves you mon... 04/19/2021

Address SqFt Total Beds Total Baths Total Pool Current Price 1936 Country Club Drive 1,354 2 2 No $189,000 1701 M Place 1,332 3 2 No $225,000 3360 Westminster Drive 1,316 3 2 No $249,900 3344 Tarkio Road 1,328 3 2 No $255,000 1005 Overdowns Drive 1,930 3 2 No $262,000 2024 Apple Valley Road 1,460 3 2 No $274,900 1801 Hawthorne Lane 1,548 4 2 Yes $280,000 2401 Forestcrest Drive 1,800 3 2 No $289,900 820 Simon Drive 1,453 3 2 No $305,000 1513 15th Place 1,865 3 2 No $317,000 6713 Macintosh Drive 1,978 3 2 No $320,900 2201 Decator Drive 2,170 3 2 No $324,500 3601 Churchill Lane 1,938 3 2 Yes $329,900 3304 Pony Drive 2,317 3 2 No $329,990 1901 Moore Drive 1,468 3 2 No $330,000 3312 Sherrye Drive 2,445 4 3 Yes $334,990 3932 Capricorn Court 2,214 3 2.1 Yes $335,000 1133 Nickerson Lane 1,903 ... 04/10/2021

There are many benefits to a VA home loan. It’s important to know how these loans can help you. First, thank you for your service to our country. According to the Mortgage reports, VA loans stand apart for its combination of low rates, lenient underwriting, and secondary benefits. These are 10 Plano Texas Veterans Loans Benefits in 2020. These are:        No down payment on a VA loan        No mortgage insurance        VA loans have a government guarantee        Your ability to shop and compare VA loans        VA loans don’t allow a prepayment penalty        They come in many varieties        It’s easier to qualify for a VA loan        VA loan closing costs are lower        The VA loan offers funding fee flexibility    VA loans are assumable Backed by the U.S. Department of Veterans Aff... 04/09/2021

Address SqFt Total Beds Total Full Baths Half Baths Pool Current Price 1109 F Avenue 1,020 3 1   No $179,900 1627 Hawthorne Lane 1,051 3 1   No $235,000 6017 Pinto Court 1,923 3 2   No $250,000 1701 Sherrye Drive 1,398 3 2   No $254,500 3344 Tarkio Road 1,328 3 2   No $255,000 1801 Hawthorne Lane 1,548 4 2   Yes $280,000 3308 Castle Drive 1,780 3 2   Yes $299,900 820 Simon Drive 1,453 3 2   No $305,000 3932 Capricorn Court 2,214 3 2 1 Yes $335,000 1133 Nickerson Lane 1,903 4 2   No $335,000 6500 Wickliff Trail 2,032 3 2 1 No $339,500 2004 Country Club Drive 1,770 3 2   No $359,900 3929 Llano Drive 2,258 3 2 1 No $365,000 4324 Palmdale Drive 2,217 4 2   No $365,000 2121 Diane Drive 2,750 4 2 1 No $370,000 7220 Netherlands Lane 2,167 4 2   No $370,000 3409 Cromwell Street 1,889 4 3 1 No ... 03/31/2021

While today’s blog is primarily directed to new Real Estate Agents, it may be helpful to experienced ones as well.  We’re going to give a few quick tax tips to New Realtors. Taxation for New Real Estate Agents can be very confusing.  Many new agents come from an environment where they received a Form W-2, had their taxes auto  withholdings automatically, had very few expenses that they could deduct on their tax return (if any), and didn’t need to worry about tracking those expenses.   The tax responsibilities and opportunities in their new positions can be overwhelming.  However, I also meet experienced agents, who are excellent and successful at what they do, but have neither the time nor the interest in exploring these tax issues.  Below we’ll cover a few of these. What Can You Deduct... 03/22/2021

Address SqFt Total Beds Total Baths Total Half Baths Pool Current Price 1109 F Avenue 1,020 3 1   No $179,900 1447 Vanderbilt Drive 1,667 3 2   No $250,000 3344 Tarkio Road 1,328 3 2   No $255,000 612 BUFFALO Bend 1,427 3 2   No $259,000 1828 Cumberland Trail 1,577 3 2   No $265,000 1801 Hawthorne Lane 1,548 4 2   Yes $280,000 3209 Santana Lane 1,775 3 2   No $299,999 6401 Gila Court 2,155 4 2   No $310,000 768 Pierre Lane 2,016 4 3   No $319,000 1712 Wentworth Place 1,748 3 2   No $320,000 6800 Hickory Creek 1,713 3 1 2 No $330,000 1526 W Spring Creek Parkway 1,930 3 2   No $335,000 1613 Montana Trail 2,168 4 2   No $340,000 7901 Mulchin S Way 1,729 3 2   No $340,000 6716 Darton Drive 1,786 3 2   No $350,000 2513 Evans Drive 2,441 3 2 1 No $364,900 7220 Netherlands Lane 2,167 4 2   No... 03/18/2021

  Address SqFt Total Beds Total Full Baths Half Baths Pool Current Price 1109 F Avenue 1,020 3 1   No $179,900 1113 Overdowns Drive 2,052 3 2   No $230,000 1801 Hawthorne Lane 1,548 4 2   Yes $280,000 6721 Norway Court 1,636 3 2   No $285,000 1607 California Trail 1,989 3 2   No $290,000 1313 Berkeley Court 1,532 3 2   No $299,000 3308 Castle Drive 1,780 3 2   Yes $299,900 1928 Hawken Drive 1,555 3 2   No $315,000 768 Pierre Lane 2,016 4 3   No $319,000 2409 Travis Drive 2,110 3 2   Yes $320,000 3629 Churchill Lane 2,020 4 2   No $320,000 9004 Azinger Drive 2,039 3 2   No $325,000 1348 Maywood Court 2,169 3 2 1 No $329,900 7805 Steppington Drive 1,857 3 2   Yes $330,000 934 Windy Meadow Drive 2,302 4 2   No $338,000 4007 Mountain Pass Drive 2,171 4 3   No $344,900 7104 Dalewood Drive 2,... 03/04/2021

Special Government Home Renovation Loan Program using Plano Texas FHA 203k Renovation Loans.Many people are not aware of a special government loan program that is part of the Federal Housing Administration or FHA (a department within HUD). A buyer or existing home owner can do meaningful amounts of remodeling or updates to their existing home without having a higher cost second lien thanks to this special FHA loan program.However, this loan program doesn't allow for "luxury items" in your home such as a swimming pool, hot tub, or other accessories. Although, you can repaint, replace flooring and appliances, add a room to an existing structure (which can add to value tremendously as you increase the square feet of your home) as well as remodel cabinetry in kitchens and bathrooms.This loa... 03/03/2021

  Address SqFt Total Beds Total Full Baths Half Baths Pool Current Price 1520 Fairfield Drive 1,230 3 2   No $175,000 1801 Hawthorne Lane 1,548 4 2   Yes $280,000 2712 Chadwick Drive 1,653 3 2   No $285,000 1607 California Trail 1,989 3 2   No $290,000 3308 Castle Drive 1,780 3 2   Yes $302,300 768 Pierre Lane 2,016 4 3   No $319,000 2708 Royal Oaks Drive 2,020 4 3   No $319,900 2409 Travis Drive 2,110 3 2   Yes $320,000 7805 Steppington Drive 1,857 3 2   Yes $330,000 4007 Mountain Pass Drive 2,171 4 3   No $344,900 2308 Roundrock Trail 1,651 3 2   No $354,999 3501 Ashington Lane 2,106 3 2   No $355,000 2714 N Cypress Circle 1,711 4 3   No $359,900 2512 Micarta Drive 1,900 3 2   No $360,000 1908 Sandpiper Lane 2,275 3 2   No $365,000 3109 Azurite Trail 2,127 4 3   No $369,900 2708 E Asp... 02/18/2021

There are many benefits to a VA home loan. It’s important to know how these loans can help you. First, thank you for your service to our country. According to the Mortgage reports, VA loans stand apart for its combination of low rates, lenient underwriting, and secondary benefits. These are 10 Veterans Loans Benefits in Plano Texas in 2020. These are:        No down payment on a VA loan        No mortgage insurance        VA loans have a government guarantee        Your ability to shop and compare VA loans        VA loans don’t allow a prepayment penalty        They come in many varieties        It’s easier to qualify for a VA loan        VA loan closing costs are lower        The VA loan offers funding fee flexibility    VA loans are assumable Backed by the U.S. Department of Veterans ... 02/09/2021

  Address SqFt Total Beds Total Full Baths Half Baths Pool Current Price 1913 Briarwood Drive 1,277 3 2   No $219,000 2701 E 15th Street 2,698 4 2 1 No $255,900 1108 Shenandoah Drive 1,525 3 2   No $259,000 1729 Blossom Trail 1,484 3 2   No $259,500 2113 Overglen Drive 1,412 3 2   No $265,000 708 Arbor Downs Drive 1,674 3 2   No $269,900 1401 Meadowcrest Drive 1,910 4 2   No $275,000 1420 Jabbet Drive 1,748 3 2   No $278,000 2712 Chadwick Drive 1,653 3 2   No $285,000 1607 California Trail 1,989 3 2   No $290,000 1516 Glenwick Drive 1,740 3 2   No $295,000 6825 Douglas Creek 1,636 3 2   No $295,000 1213 Canoe Lane 2,068 3 2 1 No $305,000 6729 Manitowoc Drive 1,980 3 2 1 No $315,000 768 Pierre Lane 2,016 4 3   No $319,000 6817 Laramie Drive 1,998 3 2   No $320,000 2124 Antwerp Avenue 1,9... 02/03/2021

Being a Plano Texas First Time Homebuyer makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renew.Buying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a Plano Texas First Time Homebuyer greatly outweighs renting for the following reasons:          Greater privacy.          Homes typically increase in value the older... 01/11/2021

We are excited to let you know that we have invested in a new technology called Homebot to be your free personal guide through your home-buying journey.Homebot is a monthly financial dashboard that enables you to maximize the most of your home-buying search.When you sign up you will receive a regular email called the “Homebot Market Report”- a customized interactive guide with critical information to help you buy smart. Homebot offers buyers the ability to search for homes in your area at no cost to you.What will the Homebot Market Report do for you?     Explore neighborhoods and cities nationwide to find the best market to match your goals     Use current market temperatures to guide your buying strategy     Estimate how much home you can afford at today's interest rates     See how mu... 12/17/2020

There are many benefits to a VA home loan. It’s important to know how these loans can help you. First, thank you for your service to our country. According to the Mortgage reports, VA loans stand apart for its combination of low rates, lenient underwriting, and secondary benefits. These are 10 Veterans Loans Benefits in Plano Texas in 2020. These are:        No down payment on a VA loan        No mortgage insurance        VA loans have a government guarantee        Your ability to shop and compare VA loans        VA loans don’t allow a prepayment penalty        They come in many varieties        It’s easier to qualify for a VA loan        VA loan closing costs are lower        The VA loan offers funding fee flexibility    VA loans are assumable Backed by the U.S. Department of Veterans ... 12/03/2020