Being a Plano Texas First Time Homebuyer makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renew.Buying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a Plano Texas First Time Homebuyer greatly outweighs renting for the following reasons:          Greater privacy.          Homes typically increase in value the older... 01/11/2021

We are excited to let you know that we have invested in a new technology called Homebot to be your free personal guide through your home-buying journey.Homebot is a monthly financial dashboard that enables you to maximize the most of your home-buying search.When you sign up you will receive a regular email called the “Homebot Market Report”- a customized interactive guide with critical information to help you buy smart. Homebot offers buyers the ability to search for homes in your area at no cost to you.What will the Homebot Market Report do for you?     Explore neighborhoods and cities nationwide to find the best market to match your goals     Use current market temperatures to guide your buying strategy     Estimate how much home you can afford at today's interest rates     See how mu... 12/17/2020

There are many benefits to a VA home loan. It’s important to know how these loans can help you. First, thank you for your service to our country. According to the Mortgage reports, VA loans stand apart for its combination of low rates, lenient underwriting, and secondary benefits. These are 10 Veterans Loans Benefits in Plano Texas in 2020. These are:        No down payment on a VA loan        No mortgage insurance        VA loans have a government guarantee        Your ability to shop and compare VA loans        VA loans don’t allow a prepayment penalty        They come in many varieties        It’s easier to qualify for a VA loan        VA loan closing costs are lower        The VA loan offers funding fee flexibility    VA loans are assumable Backed by the U.S. Department of Veterans ... 12/03/2020

Drive-Up & Drop Off Your Donation this ThursdayBenefitting the Children's Advocacy Center of Collin County(more info on Youtube here)Drive-up and drop off your donation this Thursday, December 3 anytime between 9 a.m.–7 p.m. at CCAR's Plano headquarters (6821 Coit Road), and you'll help the Children's Advocacy Center of Collin County support our County's most vulnerable population. To participate, simply drive-up and drop off any of these NEW items (with tags still attached): Winter Clothing (newborn-teen)CoatsJeansShoesDiapersToysMonetary Donations**Cash or checks made payable to "Children's Advocacy Center of Collin County" Each year, more than 4,500 children are reported as abused or neglected in Collin County. And, this year's pandemic has had an even more drastic effect. Through th... 12/01/2020

“I thought maybe we could make gingerbread houses, and eat cookie dough, and go ice skating, and - maybe even hold hands.” -- Buddy, The ElfDon't be a cotton-headed ninny muggins this Holiday season! From drive-through light displays to skating under the stars, there are fun memories to be made across the Dallas/Fort Worth Metroplex! Here's the list. Check it twice, then get out to see all the sights and spread some cheer! City Event Details ADDISON Vitruvian Lights Nov. 27th - Jan. 1st | 5 - 11 p.m. Vitruvian Park https://www.udr.com/vitruvian-park ALLEN Holly Jolly Celebration December 4th | 5 - 9 p.m. N. Allen Dr. & St. Mary Dr. https://www.allenspecialevents.org/152/Holly-Jolly-Celebration-Drive-Thru ARLINGTON Holiday in the Park November 21st - January 3rd Six Flags Over Texas http... 12/01/2020

Special Government Home Renovation Loan Program using FHA 203k Rehab Loans in Plano Texas.Many people are not aware of a special government loan program that is part of the Federal Housing Administration or FHA (a department within HUD). A buyer or existing home owner can do meaningful amounts of remodeling or updates to their existing home without having a higher cost second lien thanks to this special FHA loan program.However, this loan program doesn't allow for "luxury items" in your home such as a swimming pool, hot tub, or other accessories. Although, you can repaint, replace flooring and appliances, add a room to an existing structure (which can add to value tremendously as you increase the square feet of your home) as well as remodel cabinetry in kitchens and bathrooms.This loan ... 11/19/2020

Being a First Time Homebuyer in Plano Texas makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renew.Buying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a First Time Homebuyer in Plano Texas greatly outweighs renting for the following reasons:          Greater privacy.          Homes typically increase in value the... 11/05/2020

Being a Plano Texas First Time Homebuyer makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renew.Buying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a Plano Texas First Time Homebuyer  greatly outweighs renting for the following reasons:          Greater privacy.          Homes typically increase in value the olde... 10/08/2020

Special Government Home Renovation Loan Program using FHA 203k Renovation Loans in Plano Texas.Many people are not aware of a special government loan program that is part of the Federal Housing Administration or FHA (a department within HUD). A buyer or existing home owner can do meaningful amounts of remodeling or updates to their existing home without having a higher cost second lien thanks to this special FHA loan program.However, this loan program doesn't allow for "luxury items" in your home such as a swimming pool, hot tub, or other accessories. Although, you can repaint, replace flooring and appliances, add a room to an existing structure (which can add to value tremendously as you increase the square feet of your home) as well as remodel cabinetry in kitchens and bathrooms.This ... 09/21/2020

The benefits of a preapproval (not prequalification) for Plano Texas Home Loans. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Plano Texas Home Loans and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education    The steps necessary to purchasing a home in Plano, Texas starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You should choo... 08/25/2020

Being a Plano Texas First Time Homebuyer Texas makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renew.Buying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a Plano Texas First Time Homebuyer greatly outweighs renting for the following reasons:          Greater privacy.          Homes typically increase in value the... 08/20/2020

  Address SqFt Total Beds Total Full Baths Half Baths Pool Current Price 1413 E Park Boulevard 1,495 2 2   No $185,000 2912 Royal Oaks Drive 1,388 3 2   No $210,000 1612 Debbie Drive 1,123 3 1 1 No $219,900 3417 Westminster Drive 1,605 4 2   No $229,500 3320 N 1,424 4 1 1 No $229,900 3209 Sharon Circle 1,190 3 1 1 No $229,900 2805 E Park Boulevard 1,659 3 2   Yes $229,950 802 Haggard Street 1,514 2 2   No $234,900 1211 I Avenue 1,248 4 2   No $238,888 1812 R Avenue 1,800 3 2   No $242,000 2509 Trailridge Drive 2,079 3 2   No $249,000 *information taken from ntreis If you are interested in viewing any of these homes give me a call at 469-371-2899. I have helped many first time home buyers and people who are downsizing get into their home. I'm here for you! My client's reviews and testimo... 07/30/2020

Being a First Time Homebuyer in Plano Texas makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renew.Buying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a First Time Homebuyer in Plano Texas greatly outweighs renting for the following reasons:          Greater privacy.          Homes typically increase in value the... 07/28/2020

If you are drowning in debt and working harder and harder to make ends meet, you may think a bankruptcy filing is the only way out, but that is not necessarily the case. Filing for bankruptcy is one solution, but it is a drastic step that should only be taken as a last resort. This is especially true if you owe back taxes to the IRS or state. Depending on what type of taxes you owe, you might not be able to wipe out your back taxes in bankruptcy proceedings.  It’s important to weigh all your options and get a clear picture of your financial situation, so in this article, we share with you 3 smart steps to take before declaring bankruptcy. Depending on how much you owe, who your creditors are, and how the rest of your financial life looks, you may be able to dig yourself out of the hole ... 07/22/2020

Being a Plano Texas First Time Homebuyer makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renew.Buying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a Plano Texas First Time Homebuyer greatly outweighs renting for the following reasons:          Greater privacy.          Homes typically increase in value the older... 07/16/2020

Being a Plano Texas First Time Homebuyer makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renew.Buying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a Plano Texas First Time Homebuyer greatly outweighs renting for the following reasons:          Greater privacy.          Homes typically increase in value the older... 07/13/2020

Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t... 06/29/2020

It’s my experience in working with taxpayers who owe the IRS, there are also other problems going on in their lives that created the IRS problem and they get paralyzed, don’t resolve their tax problem, and find it getting worse and worse.  When tax debt is not dealt with timely, it can easily escalate to a point where bank accounts get levied, wages get garnished, and liens are placed on assets. Tax debt can double over time with Late Filing and Late Payment Penalties as well as interest.  The Good News is that there are solutions. Many taxpayers who come into our Richardson, TX, tax office, have heard the Offer-In-Compromise advertisements and want to settle their tax debt for “Pennies on the Dollar” as they hear on the advertisements.  However, the reality is that most taxpayers don’t... 06/28/2020

Because of the unemployment predicament, the unprecedented forbearance crisis and the great risks created by both, mortgage companies are verifying employment the day of closing (or a minimum the day before).  If the borrower has lost their job, furloughed or been temporarily “deferred”, guidelines do not allow lenders to use that income to qualify- even if it is closing day.   So if you are a home buyer or seller, make sure that you are communicating with your agent or your agent is communicating with you, and to address the issue right away.  Here in Texas, we have the Covid 19 Addendum.  It is best for any home buyers and sellers to discuss this addendum with their agent.  If you are looking to sell or buy a home, I'm honored to assist.  My client's reviews are available below: “Susi... 06/22/2020

Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t... 06/17/2020