"Served our Country Now serving you" U.S. Army Veteran who has a passion for Fort Bend County. The opportunities for home ownership in this diverse growing county.
By Shayne Stone, "Your Rock Solid Choice Realtor" RETIRED
(HomeSmart)
How Your Equity Can Grow over TimeIt's true that record levels of home price appreciation have spurred significant equity gains for homeowners over the past few years. As Diana Olick, Real Estate Correspondent at CNBC,says:The stunning jump in home values over the course of the Covid-19 pandemic has given U.S. homeowners record amounts of housing wealth.Thats great for your homes value over the last couple of years, but what if you've lived in your home for longer than that? You may be wondering how much equity you truly have.The National Association of Realtors (NAR) has done a study to calculate the typical equity gains over longer spans of time. The data they compiled could be enough to motivate you to move. Just remember, to find out how much equity you have in your specific home, y...
By Shayne Stone, "Your Rock Solid Choice Realtor" RETIRED
(HomeSmart)
Using Your Tax Refund To Achieve Your Homeownership Goals This YearIf you're buying or selling a home this year, you're likely saving up for a variety of expenses. For buyers, that might include things like your down payment and closing costs. And for sellers, you're probably working on a bit of spring cleaning and maintenance to spruce up your house before you list it.Either way, any money you get back from your taxes can help you achieve your goals. Using a tax refund is a common tactic for buyers and sellers. SmartAsset estimates the average American will receive a 2,897 tax refund this year. The map below provides a more detailed estimate by state:If youre getting a refund this year, here are a few tips to help with your home purchase or sale this season.How Buyers Can Use Their Tax...
By Shayne Stone, "Your Rock Solid Choice Realtor" RETIRED
(HomeSmart)
What's Happening with Mortgage Rates, and Where Will They Go from Here?Based on the Primary Mortgage Market Survey from Freddie Mac, the average 30-year fixed-rate mortgage has increased by 1.2% (3.22% to 4.42%) since January of this year. The rate jumped by more than a quarter of a point from just a week ago. Here's a visual to show how mortgage rate movement throughout 2021 was steady compared to the rapid increase in mortgage rates this year:Just a few months ago, Freddie Mac projected mortgage rates would average 3.6% in 2022. Earlier this month, Fannie Mae forecast mortgage rates would average 3.8% in 2022. As the chart above shows, rates have already surpassed those projections.Sam Khater, Chief Economist at Freddie Mac, explained in a press release last week:This week, the 30-yea...
By Shayne Stone, "Your Rock Solid Choice Realtor" RETIRED
(HomeSmart)
Get More From Your HVAC SystemYour HVAC system works hard throughout the year to make sure that your home stays comfortable. During the chilly months of winter, it pumps hot air through the home to keep things toasty and warm. Once summer rolls around, cool air circulates to keep things from getting too hot within the home. When it’s operating at its best, you likely barely notice that it’s doing anything at all; the climate of your home remains so consistent that all of your HVAC system’s hard work just seems to happen in the background. Could it be even better, though?There are usually things that you can do to improve the efficiency of your HVAC system even more, helping it to run better while also saving you some money on your heating and cooling costs. The specifics of how you acco...
By Shayne Stone, "Your Rock Solid Choice Realtor" RETIRED
(HomeSmart)
Getting ready for winter in advance is important to make sure that you don’t run into major problems once cold weather hits. There are a lot of places in the home that will likely need some maintenance or upkeep as part of your winterization process. Of these, your furnace is one of the most important; falling behind on furnace maintenance can result in problems at the worst time, and getting them fixed in the cold of winter can be both difficult and expensive.Fortunately, a lot of furnace maintenance is fairly easy to do even for complete beginners. There are several things that you can do if you want to make sure that your furnace is ready for winter. While the specifics may vary depending on your actual home heating setup and the type of furnace you have, here are some of the basics ...
By Shayne Stone, "Your Rock Solid Choice Realtor" RETIRED
(HomeSmart)
According to recent data from realtor.com, median rental prices have reached their highest point ever recorded in many areas across the country. The report found rents rose by 8.1% from the same time last year. As it notes:Beyond simply recovering to pre-pandemic levels, rents across the country are surging. Typically, rents fluctuate less than 1% from month to month. In May and June, rents increased by 3.0% and 3.2% from each month to the next.If you're a renter concerned about rising prices, now may be the time to consider purchasing a home.Monthly Rents Are Higher Than Monthly Mortgage PaymentsWhen you weigh your options of whether to buy a home or continue renting, how much you'll pay each month is likely top of mind. According to the National Association of Realtors (NAR), monthly ...
By Shayne Stone, "Your Rock Solid Choice Realtor" RETIRED
(HomeSmart)
Tara Real Estate Homes For Sale, Rent & Price TrendsShayne Stone "Your Rock Solid Choice Realtor" that helps Home Sellers make a Profit and Home Buyers Equity in Tara neighborhood / subdivision / community which is located in Richmond Texas 77469 in Fort Bend County. Tara has 1,277 single family properties with a median build year of 1983 and a median size of 1,528 Sqft., these home values range between $129 - $177 K. The sqft. price change data is available through 1998. The median sold price/sqft is $106.49 while the median appraised value is $ 100.37/ sqft. View homes for sale or rent in Tara and see new homes, trending properties, Foreclosures and much more.Sometimes there's nothing listed For Sale in Tara - Bookmark the page and check back often or create your own Listing Alert Sys...