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Terrell, TX Real Estate News

By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Surrounding Terrell area is a prime area for 100% financing on a home loan. Terrell, Texas buyers can get 100% financing on new home purchases in close by areas.This 100% program is truly not just for rural housing but for most of the geographic areas surrounding Terrell, Texas qualifies for: - 100% Financing Available- Small Monthly Mortgage Insurance (.30% of loan amount per year)- Interest Rates are still very competitive compared to Conventional and FHA. The biggest benefit is no down payment to a USDA loan- true 100% financing- with long term, 30 year fixed rate loans. Low MI (mortgage insurance) compare it to FHA and Conventional and see the savings! Let's take a look at qualifying requirements for a USDA home loan: There are some geographic areas that do not allow for USDA loans-...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Being a First Time Homebuyer in Terrell TX makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner  and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renewBuying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a First Time Homebuyer in Terrell TX greatly outweighs renting for the following reasons:          Greater privacy.          Homes typically increase in value the o...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Veterans Loans in Terrell TX- the best loan program in Texas!  VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel.  Here are some of the great features of this fantastic program:  - Zero Down Payment, 100% financing.  - Monthly mortgage insurance is not tacked on to your payment.  - Easier credit qualifying compared to other types of mortgage loans.- VA Mortgage Rates are low compared to other types of home loans.   How do you know if you qualify for Veterans Loans in Terrell TX.  You must first verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. A Texas VA loan lender can order your COE quickly for you, or you can go directly to the VA to obta...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t...
Comments 0
By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Terrell TX VA Loans and 100% Tyler TX VA Loans - the best loan program in Texas!  VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel.  Here are some of the great features of this fantastic program:  - Zero Down Payment, 100% financing.  - Monthly mortgage insurance is not tacked on to your payment.  - Easier credit qualifying compared to other types of mortgage loans.- VA Mortgage Rates are low compared to other types of home loans.   How do you know if you qualify for Terrell TX VA Loans?  You must first verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. A Texas VA loan lender can order your COE quickly for you, or you can go directly to the ...
Comments 0
By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Surrounding Terrell area is a prime area for 100% financing on a home loan. Terrell Texas buyers can get 100% financing on new home purchases in close by areas.This 100% program is truly not just for rural housing but for most of the geographic areas surrounding Terrell, Texas qualifies for: - 100% Financing Available- Small Monthly Mortgage Insurance (.30% of loan amount per year)- Interest Rates are still very competitive compared to Conventional and FHA. The biggest benefit is no down payment to a USDA loan- true 100% financing- with long term, 30 year fixed rate loans. Low MI (mortgage insurance) compare it to FHA and Conventional and see the savings! Let's take a look at qualifying requirements for a USDA home loan: There are some geographic areas that do not allow for USDA loans- ...
Comments 2
By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
There are many benefits to a pre-approval and not a pre-qualification for Terrell TX Home Loans.       Many consumers are not informed on the proper way for BUYING A HOME. Of course this is a big question that can stressful or enjoyable, it just depends on the steps you take in the home buying process for Terrell TX Home Loans and the surrounding areas. You must take the steps necessary to EDUCATE yourself on your buying power, take some time to think about your lifestyle choices, and the initial investment. Each of these will be discussed in this article.     EDUCATION     The steps necessary to purchasing a home in Terrell, Texas starts with getting pre-approved for your HOME LOAN. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You shoul...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Special Government Home Renovation Loan Program using Terrell TX FHA 203K Home Loans.     Many people are not aware of a special government loan program that is part of the Federal Housing Administration or FHA(a department within HUD). This FHA loan program allows the buyer or existing owner of a home to do significant amounts of remodeling or updating to their home without a higher cost second lien.         The loan program does not allow for “luxury items” which are defined as items like a swimming pool or hot tub, etc. Although, you can repaint, replace flooring and appliances, add a room to an existing structure (which can add to value tremendously as you increase the square feet of your home) as well as remodel cabinetry in kitchens and bathrooms.         One of the biggest advant...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Terrell TX VA Home Loans and 100% financing on VA Loans - the best loan program and loan payment in the country!     VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel.     Here are some of the highlights of this incredible program:     - Zero Down Payment, 100% financing.   - Monthly mortgage insurance is not tacked on to your payment.   - More lenient credit qualifying standards than other types of mortgage loans.   - Low rates compared to other loan programs.     Here's how to qualify for Terrell TX VA Home Loans:     First of all, you must verify your eligibility. This is done by ordering your Certificate of Eligibility or COE. You can work with an approved Texas VA mortgage loan lender t...
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By MeLisa Minter, Realtor, Bay Area Houston Real Estate Agent
(Minter Real Estate Services)
Annual Terrell Heritage Jubilee, Terrell, Texas April 17 - 18, 2010   The Annual Terrell Heritage Jubilee is fast approaching for Kaufman County.  This event is known to bring thousands of visitors from the surrounding counties and some then some.  The activities, vendors and shows are enough to keep you busy the entire weekend. The Kick-Off for the Jubilee week, starts Monday, April 12, 2010 and the event will continue through Sunday, April, 18, 2010.  The activities are countless, including: the famous barbeque cook-off The Fountain 5K Run & Walk  the rodeo all breed pet dog show Carnival Carter Blood Donation BBQ Rib Judging Arts & Crafts and endless entertainment Admission to Terrell Heritage Jubilee Festival, Terrell, Texas is free, but there will be a charges for the rides, foods,...
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By MeLisa Minter, Realtor, Bay Area Houston Real Estate Agent
(Minter Real Estate Services)
I always new that pricing and condition were key and I always stress that to my clients. This time it really paid off.  Here's the story.  This past Summer I was in the grocery store with my 3 sons...which is always an adventure... and lady started talking with my sons or the other way around, I really can't remember.  Anyway, I was just a few weeks into Brian Buffini's 100 Days to Greatness, so I was in the mode of meeting at least 5 new people a day.  The lady and I started chatting and she gave me a religious brochure and I in turn gave her my business card and stated that if she or anyone she knew ever needed to buy or sell a home, that I would love to help them.  She immediately explained that she and her husband were considering putting their home on the market, but they had some ...
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By MeLisa Minter, Realtor, Bay Area Houston Real Estate Agent
(Minter Real Estate Services)
If you ever get the opportunity to drive down Griffith Avenue and through Terrell, Texas' historic district, you will definitely feel like you have traveled back in time.  The historic homes of eras gone by are still standing just as boldly and proudly as they ever were.  From the traditional English Tudor to the detailed Craftsman Style, there is absolutely something for everyone.  Some of the homes recently found themselves on the market and thanks to the young urban flippers, these home are being restored to their original beauty.  It takes a very dedicated personto take on the huge task of restoring historic properties, because if it is not done right, you have certainly defeated the purpose of restoring an historic home.  That's why the National Trust for Historic Preservation  set...
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By Pamela Hearn
(Century 21 Shiplett)
When I started in Real Estate I went with Century 21, reason being everyone knows Century 21.The company was Century 21 Shiplett. I did however leave the company for a period of 6 months, I soon found out like Dorothy that "There is no place like Home". So I went back to Century 21 Shiplett. Well Shiplett sold the company but the name stay the same.Now the company has merger with Judge Fite which makes us the Number One Real Estate company in the State of Texas, Century 21 Judge Fite I am proud to be a Century 21 Judge Fite Realtor.So I do not plan to move from the Century 21 Judge Fite Company, the Training is awesome, the associates are great and the manager is very knowledgeable.So If you are looking for a agent give me a call or email me.If you are thinking of becoming an agent plea...
Comments 2
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