Home Loan in Layton Utah Home loan options in Layton, Utah, Layton, Utah Area Mortgages, Your guide to various mortgages and loans offered in the Layton, Utah area. The most popular of all Mortgages near Layton, Utah are Conventional Fixed Rate Mortgages. Conventional Fixed Rate Mortgages (or "FRM" for short) offer constant interest rate for the entire life of the loan and monthly payments remain constant. For the most part, a down payment of 20% is required, but that is not always the case. Terms of this mortgage range from 10-40 years. Adjustable Rate Mortgages or "ARM" (cool acronym, huh?) are ever-changing. Hence the name 'adjustable rate'. The interest rate you pay changes as the market changes. It is recalculated on a yearly basis. Since your interest rate changes, your monthly pa... 10/02/2013

FHA Loans Layton Utah FHA Loans in Layton, Utah 100% FHA Loans in Layton, Utah If you're thinking about buying a home in Layton, Utah then a Federal Housing Administration (FHA) Loan may be rightfor you. If you: - Have less than perfect credit. - Need to have a low down payment. - Are worried that you can't qualify for a loan. - Are a first time home buyer. Then one of the best options for you is an FHA Loan! The FHA simply backs the loan your local lender offers you. This means your lender can offer you lower monthly payments and interest rates because of the backing of the FHA. For more benefits of an FHA Loan go to: portal.hud.gov. Qualifying for an FHA Loan is much easier than other home loans. FHA Loan Requirements: - 3% Down Payment. - Income Requirements are flexible. - Credit E... 09/26/2013

Refinance Mortgage in Layton Utah Refinancing your home in Layton, Utah Refinancing your home in Layton, Utah. Refinancing is a great option for you and your beautiful Layton, Utah home. Most people want to refinance when: - Wanting a lower monthly payment. - To cash out on their home's equity. - They want to get rid of their Private Mortgage Insurance (PMI). - And to avoid paying balloon payments (requires you to pay the entire balance at the end of the short life of the loan). Want to know what your current mortgage looks like? Use this simple Mortgage Calculator. There are a ton of benefits to refinancing! If you've been meeting your monthly payments, your credit score probably got better! So with this better credit score, you could qualify for a lower monthly payment/interest rate. ... 09/11/2013

Home Loan Layton Utah Mortgages near Layton, Utah Want to know different mortgage options near Layton, Utah? Here's your guide. Conventional Fixed Rate Mortgages are the most popular of all the mortgages in Layton, Utah. These Conventional Fixed Rate Mortgages, or FRM, provide a constant interest rate and monthly payment. Most people pay 20% down, but that's not always a requirement. Terms of this mortgage range from 10-40 years. Unlike a FRM, Adjustable Rate Mortgages, or "ARM", change. It's only fitting that they call it an 'adjustable rate'. The interest rate you pay changes as the market changes. Every year, your interest rate is recalculated. Since your interest rate changes, your monthly payment changes, too. Usually, the interest rate is lower than what you'd pay for a FRM, but t... 09/06/2013

VA Loans in Layton Utah VA Loans near Layton, Utah Veterans Affairs Loans are an excellent way to finance your home in Layton, Utah  provided that you are a service member, a surviving husband/wife, or a veteran. Here are the awesome benefits of using Veterans Affairs Loans (VA) in Layton, Utah: - No Down Payment! - Other loans have strict credit standards, but VA Loans are much more laid back. - Because of competition, interest rates may be low.   All of these benefits are great, but you need to qualify for them! Here are the qualifications for a VA Loan in Layton, Utah: - Your credit score has to be decent. - Certain service requirements must be met. For example, you must have a certain length of service. - You need a sufficient amount of income. - And a Certificate of Eligibility (CO... 09/03/2013

Homes for Sale under $200,000 in Layton, UT You will find many homes for sale under $200,000 in Layton, UT. Layton is located in Northern Davis County, about 30 minutes north of the Salt Lake International airport. The city of Layton is accessed by both I-15 and Hwy 89. There are all types of neighborhood communities offered in Layton from the simple to the extravagant. Click here to view homes for Sale under $200,000 in Layton. Home types for Sale under $200,000 in Layton depend largely on the neighborhood you choose. The East side of Layton offers homes under $200,000 that have outstanding mountain views, easy access to Hwy 89 and Hill Air Force Base and are close to schools. The West side offers homes under $200,000 that have quick access to I-15 and Hill Air Force Base, and are clos... 08/08/2013

Exclusive Instant Multiple Offer System (TM) How To Get Multiple Buyers Bidding On Your House And Sold In 9 Days     Imagine for a moment an auction. You've been to one before right?  The prime item is brought to the stage.  A dozen buyers have been anticipating buying this antique clock, watch, trip to Disneyland, etc, for days if not weeks.  Even if you’re not bidding, you get all amped up with all of the excitement right?  You think the audience and buyers are exciting, hey, how about the seller?  He or she is about to sell this item at this auction for top dollar, likely even above what it’s really worth.           How’d you like to be that seller? Guess what? You can be, and not just for some token item or piece of art. Much better – for your house!     Say Goodbye To: Mopping floo... 05/10/2013

Utah Powder Days, Short Sales, Home Affordability, First Time Home Buyers FAQs The March northern Utah real estate market continued to show signs up price increases and the move toward a balanced market, and in many areas a seller’s market.  Especially in cities like North Ogden, Pleasant View, Layton, Farmington and Kaysville.  I’ve been doing weekly video updates and when you look at the summary of the last 4 to 5 weeks, you’ll be equally excited about what’s happening in other towns like those in the Ogden Valley (Eden, Huntsville and Liberty) – all near Snowbasin, Power Mountain and Pineview. So let’s get to it – here are the links/dates for my most recent video updates on the market, including the how-to’s about real estate that I share in those videos.  All are about 3 minutes…   ... 03/26/2013

  Craigslist  Stunning Brick West Haven Rambler! $549,900.00  3962 W 4200 S, West Haven, UT 84401 18 Photos 4 Bed, 3.5 Bath5000 SF Tour # 2963961   *STUNNING BRICK WEST HAVEN RAMBLER! *BEECHWOOD CABINETS *TRAVERTINE TILE *OVER-SIZED MASTER SUITE WITH JETTED TUB *HOME SECURITY SYSTEM WITH CAMERAS *MAIN FLOOR LAUNDRY *PRIVATE OFFICE WITH FRENCH DOORS *NEW STAINLESS STEEL APPLIANCES *TRASH COMP.*MOTHER IN LAW APARTMENT *9FT CEILINGS UPSTAIRS *HEATED GARAGE (MANCAVE) FEATURES: CENTRAL VAC *URINAL *2100 SQ FT. *12x13 RV GARAGE DOOR *RV HOOK UPS & EXTERIOR DUMP *LARGE COVERED DECK *JUST UNDER 1 ACRE OF PROFESSIONALLY LANDSCAPED YARD WITH WATER FEATURE *TOO MANY UPGRADES TO LIST, MUST SEE!!! Utah House Doctors 801-774-1615 Listing Agent: Jerold Ivie For more information, please contact: Utah H... 01/28/2013

Immaculate 6 Bedroom 2- Story Home!!!  Immaculate 6 Bedroom 2- Story Home!!! $370,000.00  1515 N 2240 E, Layton, UT 84040 37 Photos 6 Bed, 4.5 Bath5032 SF Tour # 2950194   *IMMACULATE EAST LAYTON 2-STORY! *NEW CARPET & PAINT *NEW LIGHT FIXTURES *NEW STAIR RAILINGS *WROUGHT IRON *GRAND ENTRY *CROWN MOLDING *CASED DOORS *HARDWOOD FLOORING THOUGHOUT *SAUNA ROOM & BATH *AWESOME VIEW FROM *DAYLIGHT BASEMENT *OVER ONE ACRE IN QUIET CUL-DE-SAC *FORMAL LIVING, DINING, AND OFFICE *GAS FIREPLACE IN GREAT ROM *HUGE MASTER SUITE WITH GLASS BLOCK SHOWER *SEP. TUB/SHOWER *HUGE WALK IN CLOSET *OVERSIZED GARAGE WITH FULL WORKSHOP *AN ABSOLUTE MUST SEE!!! Call for your personal showing today! Utah House Doctors 801-774-1615 Immaculate 6 Bedroom 2- Story Home!!! For more information, please contact: Utah... 01/10/2013

Stunning 6 Bedroom Home In A Great Kaysville Neighborhood!!!  Stunning 6 Bedroom Home In A Great Kaysville Neighborhood!!! $370,000.00  1631 Galbraith Lane, Kaysville, UT 84037 10 Photos 6 Bed, 3.5 Bath3701 SF Tour # 2950168   *PRICE REDUCTION AND $2500 INCENTIVE *SELLER MOTIVATED! *MUST SEE!*STUNNING HOME IN A GREAT KAYSVILLE NEIGHBORHOOD!*BRIGHT & OPEN FLOOR PLAN *VAULTED CEILINGS*GRANITE COUNTERTOPS *MASTER ON THE MAIN WITH WALK IN CLOSET & JETTED TUB (SEPARATE TUB/SHOWER) *DOUBLE SINKS IN EVERY BATHROOM*LARGE LAUNDRY/MUD ROOM WITH TONS OF CABINETS *BASEMENT FEATURES 8FT CEILINGS, A DEN WITH FRENCH DOORS, & IS WIRED FOR A THEATER ROOM *HARDWOOD, TILE, AND CARPET THROUGHOUT *JUST OVER HALF OF AN ACRE *PROFESSIONALLY LANDSCAPED WITH OUTDOOR LIGHTING *3-CAR TANDEM GARAGE FIT FOR RV PARK... 01/08/2013

The holidays are almost here, and that means the hustle and bustle is soon to begin.  As you start planning your celebration, you might become overwhelmed as you tally up the costs of dinner parties, gifts and decoration. We have six ideas for a festive, in inexpensive holiday season. Call Ron Snow with RE/MAX Metro for all your real estate needs 801-774-1617! Serving Salt Lake City, Bountiful, Layton, Ogden, Park City, Tooele. 01/07/2013

Layton Utah Infrared Home Inspector If you're in the Layton Utah area and in need of a home inspector than contact Utah Infrared Home and Building Inspections All Layton Utah Home Inspections include advanced thermal imaging technology as an added benefit without any additional costs. All home inspectors should be using Infrared technology while preforming home inspections but very few actually offer the technology. ALWAYS INSIST ON A HOME INSPECTOR THAT OFFERS THERMAL IMAGING TECHNOLOGY! THE TRUE CONDITION OF A HOME OR BUILDING IS NOT SOMETHING TO TAKE CHANCES WITH.                      Infrared Cameras Can Immediately Detect What Flashlights Commonly Miss    -  Electrical faults before they cause a fire -  Overloaded and Undersized Circuits -  Circuit Breakers in Need of Replacement -... 05/03/2012

Ask if your Layton, Utah Home Inspection includes Thermal Imaging Thermal Imaging is the only way to see the true condition of a home before the purchase. A conventional flashlight home inspection is essential but thermal imaging is equally if not more essential in determing the true condition of a home. Don't try an pick and choose between these two inspection methods but instead find a home inspector that is certified in both home inspections and thermal imaging.  Many home inspectors offer thermal imaging at no additional charge so using a non-infrared inspector is paying for a service with far less value.       Getting a home inspection that includes thermal imaging is the most comprehensive and informative home inspection method available to the public. AVOID COSTLY MOLD TESTING BY... 12/13/2011

Layton Utah Infrared Home Inspections     Standard peek-an-poke flashlight inspections are a thing of the past. If your not getting an Infrared home inspection than your only receiving a fraction of the homes information available to you. Infrared home inspections have proven to be the most advanced home inspection available. ALWAYS INSIST ON INFRARED!     The Traditional Utah Infrared Home Inspection Includes: Roof, vents, flashings, and trim. Gutters and downspouts. Skylight, chimney and other roof penetrations. Decks, stoops, porches, walkways, and railings. Eaves, soffit and fascia. Grading and drainage. Basement, foundation and crawlspace. Water penetration and foundation movement. Heating systems. Cooling systems. Lighting and switches.  Water heating system. Interior and exterior... 07/09/2011

Layton Utah Infrared Home Inspections by Utah Infrared Inspections     JUST A FEW BENEFITS THAT THERMAL IMAGING CAN IMMEDIATELY DETECT ·         Faulty wiring, breakers and fuses ·          ·         Hidden moisture intrusion ·         ·         The moisture sources of mold ·         ·         Pipe and duct work leaks ·         ·         Roof and ceiling leaks ·         ·         Foundation cracks ·         ·         Heat/energy loss ·         ·         Structural concerns ·         ·         Missing insulation ·         ·         Ventilation problems ·         ·         Moisture associated with termite nests ·         ·         Rats, mice and other pests.   Combined with traditional home inspection techniques, thermal imaging has proven to  reveal the most significant amount of benefic... 06/14/2011

Layton Utah Infrared Home Inspections Layton home buyers who are seeking a home inspection should ensure their chosen home inspector provides thermal imaging. Infrared Technology has proven to be such an asset when used during a home inspection that we will no longer provide a home inspection without it. On nearly EVERY Infrared home inspection I preform, I uncover numerous things that simply can not be detected without infrared technology. Utah Infrared Inspections doesn't charge any additional fees for the additional thermal imaging services we provide with all home inspections. Why? because we believe it should be included in all home inspections to begin with. High resolution Infrared cameras has allowed us to leap decades beyond the normal "peek an poke" flashlight inspections. The... 06/07/2011

  Are you Scared, Depressed, Angry or Embarrassed because of a pending foreclosure? Are you at risk of losing your home? Do you need information but don't want to be pushed? I have attached a link below that will help you to evaluate your own position and come to you own conclusions about your options. Please take a look     Mortgage Relief - Get Your Life Back!       Follow me at:   06/01/2011

  I am currently representing a Buyer client on the purchase of a Short Sale. The Seller's first mortgage is a Fannie Mae backed loan with Wells Fargo. The second is with US Bank. This is a traditional short sale, not HAFA. Wells Fargo has issued their approval, with no Seller contribution at closing or promissory note. They have allocated 10% to the second mortgage, per their investor guidelines, and will permit no more - to the exclusion of additional funds/promissory notes from the Seller or the Buyer that those parties would be willing to bring to the closing table. US Bank has rejected these investor terms.  Now, you're thinking, "so what's so unusual about any of this?" What's my point? My point, a question really, relates to the listing agent's ethical responsibility given this s... 05/06/2011

A recent news article in the Standard-Examiner, Layton Sets Goals for 2011, highlights Layton City's state of readiness for tenant growth at the East Gate Business Park. Janicki Industries, currently first, anchor and only tenant, is moving quickly to achieve their late spring start up timetable. East Gate Business Park is located just north of the intersection of HWY 193 and Fairfield Rd in Layton, Utah, adjacent to Hill AFB to the west and Sun Hills Golf Course to the east. Ideally located for any business venture looking to expand in or into Northern Utah. Moving to Utah? For relocation and real estate information near Hill AFB, please contact me. 01/26/2011