Explore Provo, UT

By Robert A. Hulme, Home Listing Partner
(Home Buyer Realty Utah)
Comments 0
Utah County Homes for Sale - First Time Home Buyer Typically a First Time Home Buyer is considered to be someone who has not had an ownership interest in a home for 3 years or more.  Some home loan guidelines are longer than that.  There are many Down Payment Assistance grants, low interest loans...

By Robert A. Hulme, Home Listing Partner
(Home Buyer Realty Utah)
Comments 0
Utah County Real Estate - Home Ownership is Forced Savings One of the really nice things about Homeownership is that it helps you by creating an automatic savings account.  Many people are not very good at saving money.  By owning a home you can accumulate savings in two ways.  Every month a port...

By Robert A. Hulme, Home Listing Partner
(Home Buyer Realty Utah)
Comments 0
 Utah County Homes Sold in Provo, Utah - 2010 Month Jan 2010 Units 33 Sales Volume $6,959,541.00 Avg. List Price $224,900.00 Avg. Sold Price $185,000.00     Sq. Ft. 2,093 Per Sq. Ft. $84.90       Feb 2010 37 $7,222,472.00 $190,000.00 $180,000.00   1,732 $97.95       Mar 2010 51 $10,196,525.00 $19...
We performed energy audits on five different multi screen movie theaters last week in Utah County, UT. These were medium size (4-8 screen) around 25,000- 40,000 square foot buildings. There was one thing in common with 4 of the 5.  No Makeup Air!!  These cinemas were using the Christie Xenon proj...

By South Utah County Realtor, Home Listing Partner
(Home Buyer Realty Utah)
Comments 0
Utah County Homes for Sale - First Time Home Buyer Typically a First Time Home Buyer is considered to be someone who has not had an ownership interest in a home for 3 years or more.  Some home loan guidelines are longer than that.  There are many Down Payment Assistance grants, low interest loans...

By Robert A. Hulme, Home Listing Partner
(Home Buyer Realty Utah)
Comments 0
Utah County Real Estate - First Time Home Buyer Typically a First Time Home Buyer is considered to be someone who has not had an ownership interest in a home for 3 years or more.  Some home loan guidelines are longer than that.  There are many Down Payment Assistance grants, low interest loans an...

By South Utah County Realtor, Home Listing Partner
(Home Buyer Realty Utah)
Comments 1
Utah County Homes for Sale - Foreclosure Process Is a distressed Property right for you? Distressed sales are a sad fact of the Real Estate market.  While no one wants to see a homeowner lose their home, these properties also present unique opportunities for buyers.  To determine whether you are ...

By South Utah County Realtor, Home Listing Partner
(Home Buyer Realty Utah)
Comments 0
Utah County Homes for Sale - Renting Downside There are certainly some advantages and disadvantages to renting versus owning your own home.  When you rent, you are normally limited on what you can do to improve your home.  You have to get permission to make changes or improvement to the home.  It...

By South Utah County Realtor, Home Listing Partner
(Home Buyer Realty Utah)
Comments 0
Utah County Homes for Sale - Improving Your Credit Score Generally speaking the number one criterion a Mortgage lender considers when qualifying a Home Buyer for a mortgage loan is a good Credit Score.  The higher Credit Score, usually the lower the Interest Rate.  Other factors are obviously con...

By South Utah County Realtor, Home Listing Partner
(Home Buyer Realty Utah)
Comments 0
Utah County Homes for Sale - Homeownership - Forced SavingsOne of the really nice things about Homeownership is that it helps you by creating an automatic savings account.  Many people are not very good at saving money.  By owning a home you can accumulate savings in two ways.  Every month a port...

By South Utah County Realtor, Home Listing Partner
(Home Buyer Realty Utah)
Comments 0
Utah County Homes for Sale - Source of Funds for Closing Source of funds for your down payment and closing costs is one of the major concerns when it comes time to close on your home loan.  Lenders will require statements for the last two or three months on any of your liquid assets.  This includ...

By South Utah County Realtor, Home Listing Partner
(Home Buyer Realty Utah)
Comments 0
Utah County Homes for Sale - Mortgage and Down Payment How do you know which type of mortgage product is best for you?  There is no simple answer to this question?  The right type of mortgage for you depends on many different factors: •·         Your current financial situation •·         How muc...

By Robert A. Hulme, Home Listing Partner
(Home Buyer Realty Utah)
Comments 0
Utah County Real Estate - Seller Disclosures and the Offer When touring prospective Utah County properties to purchase, we are very careful to look at the walls and the ceiling, turn on faucets, and play with light switches, but how thorough should we be?  The seller has years of knowledge about ...

By Robert A. Hulme, Home Listing Partner
(Home Buyer Realty Utah)
Comments 0
Utah County Real Estate - Comparable Sales Access One of the most accessible sources of comparable sales is the public record.  When someone buys a home the property is deeded from the seller to the buyer.  In most circumstances, this deed is recorded at the local county recorder's office.  They ...
Energy Auditing Municipal Buildings for the city of Provo, Utah | Information gathered from any Utah energy audits of the city government buildings in Utah County can be used to determine energy efficiency, retrofitting and weatherization projects. Retrofitting projects will include air infiltrat...

By Robert A. Hulme, Home Listing Partner
(Home Buyer Realty Utah)
Comments 0
Utah County Real Estate - Refinance or Upgrade With the real estate market going through all the changes it is presently going through, many new questions start to come up.  Should I buy a new home?  Should I re-finance my present home?  Should I rent out my present home and Upgrade to a new home...

By South Utah County Realtor, Home Listing Partner
(Home Buyer Realty Utah)
Comments 0
Utah County Homes for Sale - Title Insurance (Owner's Policy and Lender's Policy) The last process that takes place just prior to recording is the closing.  At closing the Title or Escrow company provides the buyer with Title Insurance or an Owner's Policy.  They insure that you have clear title ...

By South Utah County Realtor, Home Listing Partner
(Home Buyer Realty Utah)
Comments 0
Utah County Homes for Sale - Federal Housing Authority (FHA) Home Loans The FHA (Federal Housing Authority) doesn't actually fund your home loan in any way.  The FHA simply provides mortgage insurance to help consumers become Home Owners.  The FHA actually insures the lender from losses resulting...

By Robert A. Hulme, Home Listing Partner
(Home Buyer Realty Utah)
Comments 0
Utah County Real Estate - Private Mortgage Insurance (PMI) Private Mortgage Insurance is used by Home Loan Buyers to insure the lender against default if the borrower has less than 20 percent down.  Private Mortgage Insurance can be a very costly insurance premium that is necessary as part of loa...

By Robert A. Hulme, Home Listing Partner
(Home Buyer Realty Utah)
Comments 0
Utah County Real Estate - Getting Pre-Qualified is Your First Step The time has come to start shopping for a home to purchase.  The first thing that you should do is to get pre-qualified for a home loan.  It is very important to understand what your price range is prior to looking so you don't wa...

Provo, UT Real Estate Professionals