As you begin your homebuying journey, your first concern is probably, “How am I going to finance my house?”If you’ve missed a couple of credit card payments and your credit score is still recovering, or you once filed for bankruptcy, there are still loan options that will allow you to achieve your goal of homeownership.While your credit history does impact which loan programs, you’ll be likely to qualify for, past issues on your credit report don’t necessarily mean that you won’t be able to qualify for a loan.I will help you assess your personal financial situation and find the best loan option for you. One of those options might be a non-conforming loan.We will dive into learning what a non-conforming loan is, how they work, and whether one may be the best fit for you. What is a Non-Co... 02/23/2023

JUST LISTED!📍Fairfax, VA🛏️ 3🚿 2/22,070 Sq. Ft.✔️ Remodeled kitchen✔️ Oversized bedrooms✔️ Walk out patio✔️ Large open recreation room✔️ Ample of storage space✔️ Convenient locationContact:📞 (703) 625-4949🌐 www.ritudesai.comFB: @ritudesai.realtorIG: @ritu_desai_realtorYouTube: www.youtube.com/c/RituDesai#newlisting #northernvirginia #forrent #leaselisting #ritudesai #samsonproperties #fairfaxva 11/11/2022

Within the past almost two years, the furniture industry has come to a slow crawl and it’s not due to a lack of furniture buyers. Many customers have placed orders only to be told it could take 6 months to a year to receive their orders. While other companies may have furniture items in stock, you could still end up not only waiting a long time for your item to be shipped, but pay a ton in shipping costs.  Instead, you may be able to look in your area and find exactly what you need. Second hand storesIf you have places like Goodwill or Habitat Restore, you may be able to find the pieces that you need for your home. This is a great place if you don’t mind putting in a little elbow grease to restore a piece back to its former glory or if you want to change the look all together. The only ... 08/10/2022

There’s been a lot of talk about mortgage interest rates over the past few years. Throughout 2020 and 2021, rates dropped to record lows, linked mainly to the economic uncertainty felt worldwide amid a public health crisis.As the coronavirus became more manageable with vaccines and precautions in place, the economy started to rebound. Now, interest rates have started to rise as financial markets have rallied around that economic recovery.All of these ups and downs might leave you wondering – what factors really play into how mortgage interest rates are determined? It’s an intertwined combination of market factors, your personal credit profile, and your loan program. We break it all down for you here.Market Factors That Affect Interest RatesThe biggest contributors to mortgage interest r... 07/28/2022

Who Qualifies for a VHDA Loan?Purchasing a home is a big life achievement for many people. That’s because it takes plenty of time and saving to be able to afford a down payment. Luckily, there are plenty of government resources to help expedite that process and make it much more affordable.If you are planning on purchasing a home in Virginia, the Virginia Housing Development Authority (VHDA) works with lenders in the state to make homeownership achievable for residents. First-time homebuyers can take advantage of programs like down payment grants or federal tax breaks that allow access to affordable, 30-year fixed-rate mortgages. Eligibility RequirementsThe eligibility requirements for VHDA loans vary depending on your unique situation and the type of funding you need, however, there ar... 06/28/2022

How Much Should I Plan to Spend on Renovations?The range for home renovation budgets varies just as much as home sale prices do. How much you spend on your renovations usually depends on two factors: what you’re renovating and how much you can afford.In the first step of your home renovation budget planning, we discussed prioritizing the areas of your home that you’d like to upgrade. With those priorities in place, you can begin estimating the cost for each part. Usually you can do this through a quick online search, by talking with your real estate agent or a trusted advisor, or by giving contractors a call directly.Then, once you have an estimate for each part of your renovation project, you’ll be closer to an estimate of how much your renovations are likely to cost overall. That’s wh... 06/27/2022

Despite the rising home prices for this week, why is the market still very hot in the DMV Area? Welcome to our Weekly Real Estate Housing Market Report, where we answer that question along with the current status of the housing market. Last week, the feds raised the interest rate by 2.25% basis point which impacted both the short and long term effects in the interest rate. That's about 4.5% if we're talking about mortgage with a 30-year term. So despite all this, why has it not impacted the DMV housing market? If we take the stats at the national level, we have learned that average inventory is at 1.7 months which is 16% below. In order to sustain the housing market with the buyers and sellers getting everything, we need a six months inventory -- which is, if we do the math, the key var... 03/23/2022

Oftentimes you'll hear your parents (or relatives) say "do this, do that..." when it comes to your life's biggest decisions. All they want is the best for you, and they care about you so much -- and we respect them for it.But sometimes, not all things can be based from past experiences alone. This includes buying/selling a home. For the most part, your parents would've only bought one or two houses in their lifetime.Considering that those purchases happened way back in the past, the things they experienced and the way they look at the whole idea of real estate is outdated.As a realtor, we understand what goes on with the market day in and day, compared to your relative who bought their home a decade ago maybe.It always pays off to seek professional advice, and for sure you'll be guided ... 03/17/2022

Going... going... and gone! Just like that, this home at 3604 Devilwood Ct, Fairfax, VA 22030 is now sold. Believe it or not, it only took 48 hours for someone to actually take it. And the best part? Got the home buyers of Devilwood to settlement a week before their new home purchase so we can use the pay-off and they don't have to deal with the anxiety of carrying 2 mortgages. Honestly, it's a win-win! To give a bit of backstory, they actually first listed this home in the heat of the market -- Summer 2021 (pun intended). Unable to secure an offer and very anxious, they came to me needing guidance & knowing I could get the job done.And here we are, selling their home in under 48 hours after being listed, and new homeowners are happy! Totally a match made in heaven, if you ask me!Want t... 02/21/2022

Looking for some place to settle down and Fairfax is in your radar, wondering what it is to be in Fairfax, VA? No worries! Here are the top five things that you should know before moving to Fairfax.Before anything else, story time about me -- my husband and I moved to the Fairfax County back in the 90s, making us residents of Fairfax for more than two decades. I remember renting a small apartment which cost us about $700 a month at the time. Since then, we've been enjoying all the perks and conveniences Fairfax had to offer.Without further ado, here are the things that you should know about Fairfax:1. LocationI call Fairfax the heart and center of the DMV area. You will be about 20 miles away from the two major airports in the area (Reagan Airport and IAD), and about 20 miles to Washing... 12/20/2021

2919 Everleigh Way, Fairfax VAOPEN HOUSE - SUNDAY 10TH OCTOBER, 2:00 - 4:00 PM  This lovely townhome is located in COVINGTON, one of the many sought-after neighborhoods in Fairfax, Virginia.  Very close to the Vienna Metro Station with easy access to the major highways - Interstate 66, Route 50, Route 29 and  Interstate 495.Check out all the details here -                           2919 EVERLEIGH WAY, FAIRFAX VAAnd stop by the Open House on Sunday to see this beauty! 10/09/2021

3500 Redwood Court in Fairfax VA 22030 is home is tucked away in a quiet enclave of contemporary homes. Tastefully renovated, with a versatile open floor plan, it is located in the sought-after Great Oaks Community (featured in a Washington Post article, 2013) near Army Navy Club, Van Dyke Park, Vienna Metro, Sherwood Community Center, many shops, restaurants & schools. This stunning home sits on one of the largest corner lots in the community that features a wrap-around deck/patio perfect for all of your entertaining needs with the only home with a fenced backyard AND does not back to other homes.  📍3500 Redwood court Fairfax VA 22030🎈Stop by to check out this Gorgeous home on Sunday, May 23rd, 1-3 PM    05/23/2021

Just What the Doctor OrderedLast night, while my stomach was churning over the potential destruction a Presidential election could cause, I managed to put together a multiple offer package for this duplex in Fairfax City.  It was my pleasure to present to the seller all four offers on her home, while her son was there to help us sort them.This was not a typical appointment for me.  I have known these people for all but the first two years of my life.  You see, I grew up in the duplex two doors down.  These were my neighbors.  The seller's daughter babysat me.  The seller's son fished with my father.  Christmas Eve was the best day.  Between this home and our neighbor one more door up, we went up and down the street enjoying cookies for the kids and adult beverages for the adults.  We we... 11/04/2020

11350 Aristotle Drive Unit #7- 201 Fairfax, VA 22030 Exclusively Listed by VA, MD & DC Top Real Estate Agent Nate Johnson - 12:45 Team 540-585-1245 Coming Soon! - You are the first to see this home. Fairfax Ridge, 2bed/2bath, Condominium, $355,000.00 To see more photos of this home email natejohnson@1245team.com Special incentives for buyer - call/text 540-585-1245 or email natejohnson@1245team.com to check on buyer incentives and schedule your private showing before it goes live! SPECIAL - Want to have the inside scoop on all coming soon properties before anyone else? We have the list free for you.  Click here for Coming Soon Properties  11350 Aristotle Drive Unit #7- 201 Fairfax, VA 22030      See the true value of your home Click HereNeed to sell your home? Contact us for special sel... 08/03/2020

12150 Penderview Ter #1335, Fairfax, VA 22033 - Exclusively Listed by VA, MD & DC Top Real Estate Agent Philip Johnson - 12:45 Team 571-494-1245 Just Listed! - You are the first to see this home. Penderbrook Square, 2bed/1bath, Condominium, $252,500.00, VAFX1143544 Special incentives for buyer - call/text 571-494-1245 or email philipjohnson@1245team.com to check on buyer incentives and schedule your private showing before it goes live!  12150 Penderbrook Terrace #1335, Fairfax, VA 22033 Welcome to Penderbrook Square! This great condo features 2 bedrooms, 1 full bathroom, and a great open layout! The living room is a great size and features a wood-burning fireplace and custom built-ins! The balcony is right off the living room! The Master bedroom features tray ceilings with great windows... 07/31/2020

3851 Aristotle Ct, #1- 210, Fairfax,VA 22030-7489 - Exclusively Listed by VA, MD & DC Top Real Estate Agent Philip Johnson - 12:45 Team 571-494-1245 Just Listed!  You have to see this home in person.  Fairfax Ridge, 1bed/ 1bath, Condominium, $250,000.00, VAFX1126450 Special incentives for buyer - call/text 571-494-1245 or email philip@1245team.com to check on buyer incentives and schedule your private showing! To see more photos of the property click here.  3851 Aristotle Ct, #1- 210, Fairfax,VA 22030-7489 Welcome to the desirable neighborhood of Fairfax Ridge!! This Beautiful condo features one bedroom/one bath, Granite countertops, stainless steel appliances & wood flooring! Living/dining room combo in an open floor plan! Master bedroom w/bathroom and spacious walk-in closet. Don't fo... 05/17/2020

3851 Aristotle Ct, #1- 210, Fairfax, 22030-7489 Exclusively Listed by VA, MD & DC Top Real Estate Agent Shawn Derrick - 12:45 Team 571-494-1245 Coming Soon! - You are the first to see this home. Fairfax Ridge, 1bed/1bath, Condo, $250,000 To see more photos of this home email philipjohnson@1245team Special incentives for buyer - call/text 571-494-1245 or email philipjohnson@1245team to check on buyer incentives and schedule your private showing before it goes live! SPECIAL - Want to have the inside scoop on all coming soon properties before anyone else?  We have the list free for you.  Click here for Coming Soon Properties  3851 Aristotle Ct, #1- 210, Fairfax, 22030-7489    See the true value of your home Click Here Need to sell your home? Contact us for special seller incentives and buy... 05/09/2020

This is a snapshot of recent sales in the Legato Corner neighborhood of Fairfax, VA. Real estate market data and analysis is provided by Peggy Yee, Realtor. Click here to sign up for my free monthly real estate market update.Highest and Lowest Sold Legato Corner Home ValuesIn the past 6 months, 5 properties have sold in Legato Corner ranging from a 1-bed, 1-bath Condo for $240,000 to a 3-bed, 2-bath Condo for $355,000.Legato Corner Neighborhood Real Estate Market ActivityThese market activity gauges show the market trends for the previous month as compared to the 5-year average of the current month. In December 1 homes sold in Legato Corner. The average sold price was $308,000 and the average days on market was 19 days.  Sell Your Home in 72 Hours for Thousands More Than Traditional Rea... 04/10/2020

This is a snapshot of recent sales in the Mantua neighborhood of Fairfax, VA. Real estate market data and analysis is provided by Peggy Yee, Realtor. Click here to sign up for my free monthly real estate market update.Highest and Lowest Sold Mantua Home ValuesIn the past 6 months, 17 properties have sold in Mantua ranging from a 4-bed, 4-bath, and 1-half bath Detached for $620,000 to a 5-bed, 3-bath, and 1-half bath Detached for $900,000.Mantua Neighborhood Real Estate Market ActivityThese market activity gauges show the market trends for the previous month as compared to the 5-year average of the current month. In December 2 homes sold in Mantua. The average sold price was $675,000 and the average days on market was 74 days.  Sell Your Home in 72 Hours for Thousands More Than Tradition... 04/10/2020

This is a snapshot of recent sales in the Mantua Hills neighborhood of Fairfax, VA. Real estate market data and analysis is provided by Peggy Yee, Realtor. Click here to sign up for my free monthly real estate market update.Highest and Lowest Sold Mantua Hills Home ValuesIn the past 6 months, 12 properties have sold in Mantua Hills ranging from a 4-bed, 2-bath, and 2-half bath Detached for $584,000 to a 4-bed, 3-bath, and 1-half bath Detached for $839,900.Mantua Hills Neighborhood Real Estate Market ActivityThese market activity gauges show the market trends for the previous month as compared to the 5-year average of the current month. In December 2 homes sold in Mantua Hills. The average sold price was $731,250 and the average days on market was 9 days.  Sell Your Home in 72 Hours for ... 04/10/2020