Hi All,Now is the time. Rates have dropped across the board to 2008 lows. Look below and see what this means. Mortgage Interest Rates* Rates as of Saturday, 29th November, 2008:   Conforming APR Payment per$1,000 Jumbo APR Payment per$1,000 30 Year Fixed 5.5% 5.658% $5.68 5.75% 5.933% $5.84 30/10 Year Interest Only 5.75% 5.910% $4.79 6.25% 6.438% $5.21 5/1 Libor Arm 6.000% 6.163% $6.00 6.250% 6.438% $6.16 5/1 Libor Arm IO 6.125% 6.289% $5.10 6.750% 6.944% $5.63 FHA below $362K 30 yr fixed 5.5% 5.658% $5.68 % 0.000% $0.00 FHA above $362K 30 yr fixed 5.5% 5.658% $5.68 % 0.000% $0.00     *Rates are subject to change due to market fluctuations and borrower's eligibility. All "Non-FHA" rates based on 20% down paying one total point. Borrower must qualify. Seller may pay points and closing c... 12/01/2008

If you've thought of buying in Worldgate or are a homeowner there, resources are now available online.  When you visit the Worldgate site, you'll find information regarding committees,  events including when the next Board meeting will be held as well as access to forms and documents relating to home ownership in that complex. As an agent who specializes in that neighborhood, I'd be happy to answer any questions you may have about what's available for sale or rent there.  You can visit my site dedicated to Worldgate as well. 11/21/2008

Featured Homes for Sale In Oak Hill, Virginia for the week of Nov 20th. For more information please visit www.berniekagan.com  13072 Marcey Creek RoadCondo 2 bedrooms2 full/0 partial baths1,380 sqft $254,000 Herndon, VA 13404 Whaley CourtTownhouse 2 bedrooms2 full/2 partial baths1,232 sqft $337,500 Oak Hill, VA 11735 Flemish Mill CourtSingle Family House 6 bedrooms4 full/1 partial baths4,600 sqft $1,149,900 Oakton, VA 5518 Falmead RoadTownhouse 3 bedrooms2 full/2 partial baths1,540 sqft $349,900 Fairfax, VA 13113 Frog Hollow CourtSingle Family House 5 bedrooms3 full/1 partial baths2,446 sqft $589,900 Oak Hill, VA 3215 Ravenscraig CourtSingle Family House 4 bedrooms3 full/0 partial baths2,130 sqft $449,900 Oak Hill, VA 13406 Virginia Willow DriveSingle Family House 5 bedrooms3 full/1 par... 11/20/2008

13072 MARCEY CREEK RD #13072$254,000 Beautiful 2 bedroom and 2 full bath condo that feels like a townhouse. Fresh paint throughout home. 9' high ceilings on main level and vaulted ceilings in BRs. Large living room w/ gas fireplace. SS appliances, 5-burner gas stove & 42" cherry cabs. Condo amenities incl pool and clubhouse. For more information or to see a virtual tour please visit www.berniekagan.com 11/05/2008

Below are featured homes for sale in Chantilly Highlands, Oak Hill, Virginia and surrounding neighborhoods.  This week 3215 Ravenscraig Court reduced their price to $449,900 and 5518 Falmead Road reduced their price to $349,900. For more information on any of these properties please visit www.berniekagan.com   13072 Marcey Creek RoadCondo 2 bedrooms2 full/0 partial baths1,380 sqft $274,000 Herndon, VA 13404 Whaley CourtTownhouse 2 bedrooms2 full/2 partial baths1,232 sqft $337,500 Oak Hill, VA 11735 Flemish Mill CourtSingle Family House 6 bedrooms4 full/1 partial baths4,600 sqft $1,149,900 Oakton, VA 5518 Falmead RoadTownhouse 3 bedrooms2 full/2 partial baths1,540 sqft $349,900 Fairfax, VA 13113 Frog Hollow CourtSingle Family House 5 bedrooms3 full/1 partial baths2,446 sqft $589,900 Oak ... 11/05/2008

New Price! $449,9003215 RAVENSCRAIG CT, OAK HILL, VA 20171  Beautiful 4BR 3 full BA home at the end of quiet cul-de-sac. Huge # of updates: roof, siding, a/c, furnace, garage doors, 2 attic fans, carpeting, fresh paint, hardwood foyer, W&D, all kitchen apps, kitchen flooring & counters & all three bathrooms. Fam rm has wood stove insert in fireplace w/ brick front & surround. See photos below or visit www.berniekagan.com 11/04/2008

Oak Hill Virginia Homes for sale Below are my featured listings.  This week 13113 Frog Hollow Court in Oak Hill, Virginia reduced their price to $589,900 and 7470 Emerald Drive in Manassas Sold! For more information on any of these fine properties please visit www.berniekagan.com   13072 Marcey Creek RoadCondo 2 bedrooms2 full/0 partial baths1,380 sqft $294,000 Herndon, VA 13404 Whaley CourtTownhouse 2 bedrooms2 full/2 partial baths1,232 sqft $337,500 Oak Hill, VA 11735 Flemish Mill CourtSingle Family House 6 bedrooms4 full/1 partial baths4,600 sqft $1,149,900 Oakton, VA SOLD 7470 Emerald DriveTownhouse 3 bedrooms2 full/1 partial baths1,228 sqft $150,000 Manassas, VA 5518 Falmead RoadTownhouse 3 bedrooms2 full/2 partial baths1,540 sqft $354,900 Fairfax, VA NEW PRICE 13113 Frog Hollow Co... 10/30/2008

Bradley Acres Homes for Sale 13113 FROG HOLLOW COURT HERNDON, VA 20171 Beautiful 5BR 3.5BA home backs to common area w/ trees & is on a quiet cul-de-sac. Updates include siding, a/c, heat pump, upstairs carpet, most interior paint, HWH, cooktop w/ downdraft, 2 wall ovens, W&D. Huge back deck w/ retractable awning. LL has 5th BR, full BA, wet bar & level walk-out.   10/27/2008

13072 MARCEY CREEK RD #13072$274,000 Beautiful 2 bedroom and 2 full bath condo that feels like a townhouse. Fresh paint throughout home. 9' high ceilings on main level and vaulted ceilings in BRs. Large living room w/ gas fireplace. SS appliances, 5-burner gas stove & 42" cherry cabs. Condo amenities incl pool and clubhouse. For more information or to see a virtual tour please visit www.berniekagan.com 10/23/2008

 Oak Hill Virginia Homes for sale. Below are my featured listings.  In Chantilly Highlands, 3215 Ravenscraig Court lowed it's price to $475,000.  For more information on any of these fine properties please visit www.berniekagan.com   13072 Marcey Creek RoadCondo 2 bedrooms2 full/0 partial baths1,380 sqft $294,000 Herndon, VA 13404 Whaley CourtTownhouse 2 bedrooms2 full/2 partial baths1,232 sqft $337,500 Oak Hill, VA 11735 Flemish Mill CourtSingle Family House 6 bedrooms4 full/1 partial baths4,600 sqft $1,149,900 Oakton, VA UNDER CONTRACT 7470 Emerald DriveTownhouse 3 bedrooms2 full/1 partial baths1,228 sqft $150,000 Manassas, VA 5518 Falmead RoadTownhouse 3 bedrooms2 full/2 partial baths1,540 sqft $354,900 Fairfax, VA 13113 Frog Hollow CourtSingle Family House 5 bedrooms3 full/1 partial... 10/23/2008

13113 Frog Hollow Court, Oak Hill, VAoffered at $609,900  · Beautiful 5 bedroom & 3.5 bath home is located on a quiet cul-de-sac · Large wood deck and level back yard backs to common area with mature trees · Lower level has 5th bedroom, full bath, wet bar, and level walk-out with French doors · Conveniently located in the much sought after Bradley Acres community of Oak Hill · Updates include siding and vinyl wrapped peaks, a/c, heat pump, upstairs carpeting, most of interior paint, hot water heater, cooktop with downdraft, double wall ovens and washer and dryer · Single pane windows were reglazed in 2007 (storm windows convey as well) · All recreation room cabinets convey · Attached two car garage · 2-story foyer greets you with crown molding, designer light fixture, open oak staircase... 10/10/2008

Featured listings for the week of 9/25/08. New this week is 13072 Marcey Creek Road in Herndon. This gorgeous 2 BR/2BA is a condo with a townhome feel.  3725 Freehill Lane in Fairfax went to settlement and Sold.   JUST LISTED 13072 Marcey Creek RoadCondo 2 bedrooms2 full/0 partial baths1,380 sqft $309,111 Herndon, VA 13404 Whaley CourtTownhouse 2 bedrooms2 full/2 partial baths1,232 sqft $337,500 Oak Hill, VA 11735 Flemish Mill CourtSingle Family House 6 bedrooms4 full/1 partial baths4,600 sqft $1,149,900 Oakton, VA UNDER CONTRACT 7470 Emerald DriveTownhouse 3 bedrooms2 full/1 partial baths1,228 sqft $150,000 Manassas, VA 5518 Falmead RoadTownhouse 3 bedrooms2 full/2 partial baths1,540 sqft $354,900 Fairfax, VA 13113 Frog Hollow CourtSingle Family House 5 bedrooms3 full/1 partial baths2,... 09/25/2008

Featured Homes for Sale this week, Sept 18th. For more information on any of these fine properties please visit my website www.berniekagan.com JUST LISTED 13404 Whaley CourtTownhouse 2 bedrooms2 full/2 partial baths1,232 sqft $337,500 Oak Hill, VA 11735 Flemish Mill CourtSingle Family House 6 bedrooms4 full/1 partial baths4,600 sqft $1,149,900 Oakton, VA UNDER CONTRACT 7470 Emerald DriveTownhouse 3 bedrooms2 full/1 partial baths1,228 sqft $150,000 Manassas, VA 5518 Falmead RoadTownhouse 3 bedrooms2 full/2 partial baths1,540 sqft $354,900 Fairfax, VA 13113 Frog Hollow CourtSingle Family House 5 bedrooms3 full/1 partial baths2,446 sqft $619,900 Oak Hill, VA UNDER CONTRACT 3725 Freehill LaneSingle Family House 3 bedrooms3 full/1 partial baths1,967 sqft $569,900 Fairfax, VA 3215 Ravenscraig... 09/18/2008

  $1,990,000 12191 Goldenchain Court, Oak Hill Custom 7 BR Home on a secluded cul-de-sac and   1.25 acre lot. Shadetree Estates... Read More       $1,225,000  3200 Navy Road, Oak Hill Elegant 5 BR/4.5 BA Home.  Professionly landscaped .66 acre lot. Oakton High School! Read More or visit the Virtual Tour.     $519,900 605 Kingsley Road, Vienna Walk to the Vienna Metro! Brick front 4 BR, 2 BA Home.... Open House this Sunday from 1-4 Read More or visit the Virtual Tour. RENTED   $1,600 2491 Quick Street #304, Herndon, VA  Top Floor, 2 Level Condo with 2 MBR Suites! Gleaming HW flooring...  Read More       FOR RENT $1,450 22087 Water Run Court, Ashburn Basement Rental! 2BR/2BA basement with over    2000 sq ft. Read More  FOR RENT $1,300 5326 Poplar Valley Court, Centreville Private entrance... 09/11/2008

Featured Homes for Sale this week (Sept 8-12). New this week is 13404 Whaley Court in Oak Hill VA. This 2 BR Townhome is beautifully maintained and listed for $337,500.  13113 Frog Hollow Court in Oak Hill is holding an Open House this Sunday from 1-4. Here is your chance to stop by and see this gorgeous home. For more information on any of these fine properties please visit my website www.berniekagan.com JUST LISTED 13404 Whaley CourtTownhouse 2 bedrooms2 full/2 partial baths1,232 sqft $337,500 Oak Hill, VA 11735 Flemish Mill CourtSingle Family House 6 bedrooms4 full/1 partial baths4,600 sqft $1,149,900 Oakton, VA UNDER CONTRACT 7470 Emerald DriveTownhouse 3 bedrooms2 full/1 partial baths1,228 sqft $150,000 Manassas, VA 5518 Falmead RoadTownhouse 3 bedrooms2 full/2 partial baths1,540 s... 09/11/2008

Are you looking for a Single Family Home at a bargain price which could benefit from some loving care?   You might want to cast your eyes on the Single Family Homes which are available between about $250,000 and the mid-$500s as forclosed residences in Herndon Virginia.    These are not teaser prices ... I've put together a list of homes which have already been forclosed by Lenders and are now offered on the resale market on a 1st come 1st served basis.  You need a Realtor to show them and help you through the process ... And Yes ... The Lenders have already factored in the Realtor cost so you can get the sort of help you'll need to land one of these bargains.  Visit www.Reston-Area.com/forclos.htm to see a complete list of Forclosed Single Family Homes in Herndon Virginia. 09/02/2008

    Herndon is located in Western Fairfax County and just minutes away from Washington Dulles International Airport and major highways. The town offers outstanding recreational amenities for all ages. Real estate options consist of condominiums, townhomes, and single family homes.   Check out the links below for more information on Herndon.             Community Sites Town of Herndon   Herndon Dulles Chamber of Commerce   Fairfax Library Branches   Fairfax County Parks   A Newcomer's Guide to Fairfax County    News   Local Weather   Local News    Herndon Connection   Fairfax Times   Hospitals INOVA     Capital Hospice                    Transportation Fairfax Connector   Fastran   METRO   Virginia Railway Express   Metropolitan Airports   BWI Airport   Restaurants DC Restaurants (A Dir... 08/12/2008

As of August 10, 2008, there are 496 active residential listings in Herndon and the average number of days on market is 126. The list prices range from $94,905 to $1,990,000; the average list price is $413,053 and the median is $332,250. The current market absorption rate is 3.26. 152 residential sales in Herndon closed during the month of July 2008 (up from 143 sales closed in June). These sales ranged in price from $88,000 to $1,145,000. The average list price was $355,489 (down from $415,988 in June) and the average net sales price (less seller concessions) was $341,402 (down from $397,160 in June). The median list price was $312,950 (down from $389,900 in June) and the median net sales price was $300,350 (down from $360,000 in June). For sales closed in July, the number of days on m... 08/10/2008

Herndon Virginia Homes for Sale - Herndon Homes Market Report Single Family Detached Homes August 1, 2008.  There are over Active Listings 220 homes for sale in Herndon Virginia as of today August 1, 2008.  (These are single family detached homes for sale and are fee simple home owner ship.)  This high price of actively listed Herndon homes for sale is $6,300,000 and is not in a subdivision and the low price of a Herndon VA homes for sale is $189,900 in the Chandon subdivision.  There are 18 Herndon homes under contract with a high price of $1,000,000 and the low price in Herndon Va of $209,000. 8 Herndon Homes are under contract with a 'Cntg/KO' and 51 with a 'Cntg/NO KO' Herndon VA Homes - 8 'Cntg/KO' Herndon VA Homes - 51 'Cntg/NO KO' Herndon VA Homes - 18 'Contract' 08/01/2008

Are you looking for a Single Family Home at a bargain price which could benefit from some loving care?   You might want to cast your eyes on the 11 Single Family Homes which are available between about $295,000 and the mid-$600s as forclosed residences in Herndon Virginia.    These are not teaser prices ... I've put together a list of homes which have already been forclosed by Lenders and are now offered on the resale market on a 1st come 1st served basis.  You need a Realtor to show them and help you through the process ... And Yes ... The Lenders have already factored in the Realtor cost so you can get the sort of help you'll need to land one of these bargains.  Visit www.Reston-Area.com/forclos.htm to see a complete list of Forclosed Single Family Homes in Herndon Virginia. 07/15/2008