This Northern Virginia home buying video covers the steps taken to secure mortgage financing and the difference between pre-qual and pre-approval. It even explains PITI. When you are looking to buy a home in Northern Virginia, you need to work with a great Mortgage Lender. Six steps to financing a home: 1. Choose a loan officer (or mortgage specialist). 2. Make a loan application and get preapproved. 3. Determine what you want to pay and select a loan option. 4. Submit to the lender an accepted purchase offer contract. 5. Get an appraisal and title commitment. 6. Obtain funding at closing. Know your mortgage options. Three basic factors: 1. Down payment 2. Interest rate 3. Term Understanding your monthly payment: Principal Interest Taxes Insurance Together, these four elements are commo... 03/03/2010

  Behind in your mortgage payments in Kingston Chase? Free resources to check out. If you live in Kingston Chase and are behind in your mortgage payments or are anticipating the inability to pay, here are some tips and resources to help you buy time, renegotiate or avoid foreclosure. Rule #1: CALL THE MORTGAGE COMPANY...do not wait until you are really far behind. You may qualify for programs that may fix your situation. Yes, talking to your mortgage company is like chewing glass no matter how much their recordings say they love you...but hey that is the ball game and they have the ball....however this game has rules, referees and advocates to help you. The good news is that lenders do not want to foreclose on your property, they already own enough. The process is expensive for them, so... 03/02/2010

Are you looking for a home at a bargain price that could benefit from some loving care?   You might want to cast your eyes on the homes which are available as foreclosed or short sales in Herndon Virginia ... I've put together a link to a list of homes which are offered by their owners for less than their current mortgages or have already been foreclosed by Lenders on the resale market on a 1st come,1st served basis.  You need a Realtor to show them and help you through the process ... And Yes, they've already factored in the Realtor cost so you can get the sort of help you'll need to land one of these bargains.  Visit www.reston-area.com/forsale.htm and  look to the links at mid-page for Foreclosed and Short Sale Homes in Herndon Virginia.   03/01/2010

The inventory of Condos for sale in Herndon was 12 homes active on the market as of 1 March 2010.  Condos sales have really picked up in the Hernon area. If you've been hanging back, this might be the moment to re-start your shopping.  Visit Available Homes at http://www.reston-condos.com/ to view currently available condos in Herndon Virginia. 03/01/2010

  Homes for Sale in Franklin Farm, Oak Hill/Herndon Here is the current report for Homes for Sale in Franklin Farm, showing active listings as of 3/1/10 as well as those currently under contract. If you need more info or would like to schedule a visit to any of these homes  please drop us a line and we will make the arrangements...no hassle, no pressure, just service. Unfortunately this report does not expand....but you can easily get all details on these properties and more in the metro area 3 different ways that we provide after the report. ctive ending ontingent / Kickout ontingent / No Kickout  Open House  Featured Listing Email Selected Properties Order Properties View Selected Properties Only         Address City Water Bed Bath Age SqFt +/- List Price DOM     3218 Tranquility Lane... 03/01/2010

If you live in Herndon and are behind in your mortgage payments or are anticipating the inability to pay, CALL THE MORTGAGE COMPANY NOW...do not wait until you are far behind. You may qualify for programs that may fix your situation. Yes, talking to your mortgage company is like chewing glass no matter how much their recordings say they love you...but hey that is the ball game and they have the ball. The good news is that they do not want to foreclose, on your property, they already own enough of those and the process is expensive for them, so be pro active and see if a crisis can be averted. Have all this Documentation ready before you call, it will help the process go faster with fewer bumps in the road: -Mortgage statement -W-2 s and Tax return -Pay stubs     Any additional debt you ... 03/01/2010

This home buying video covers the what goes into hiring an agent when you have decided to buy a home in Northern Virginia. It also covers tasks and duties that an agent should perform on a home buyers behalf. Real estate agents perform 7 main roles: 1. Educate you about the market 2. Analyze your wants and needs 3. Guides you to homes that fit your criteria 4. Coordinate the work of other needed professionals 5. Negotiate on your behalf 6. Review paperwork and deadlines 7. Solve any problems that may arise Advantages of a buyer’s representation agreement: Sets mutual expectations in writing between you and your agent. Commits your agent to getting you into the home you want, while you commit to working exclusively with your agent. If you would like a free copy of the book Your First Hom... 02/28/2010

On Sunday, March 7, 2010 at 6:30 p.m. plan to be at the Herndon High School Auditorium in Herndon, VA for the 1st annual 'Funny Mind Games.'  'Funny Mind Games'  is a family-oriented comedy show which will feature James Munsey, a comedic hypnotist, and the first-ever Herndon High School 'Family Feud'--featuring competition between different school organizations.  Some of the groups scheduled to compete include: Seniors vs. Faculty, Softball vs. Baseball, Football vs. Band. All Night Grad Party is celebrating its 23rd year of keeping Graduates and the local community safe by providing an all night party free of drugs and alcohol.   It is a community effort to throw a party that is 'good enough' to get a majority of the kids to attend. Fund raisers like this one allow us to throw a party ... 02/28/2010

  Chantilly Highlands Homes for Sale Sam: I have heard great things about the community of Chantilly Highlands. Can you tell me more about it? My wife and I want to sell our town house in Falls Church and get a single family home out near where I work in Herndon. Specifically I would also like to know what homes are for sale in Chantilly Highlands as of this date.   Steve: Happy to provide the information Sam. Chantilly Highlands is a community of single family homes in Fairfax County located between Herndon Virginia  and Chantilly. Dulles Airport is approximately 5 miles down the road as is the adult playground of Reston Town Center. Chantilly Highlands has Oak Hill Elementary school within its boundaries, a playground, a pool with a great swim team, community center and tennis courts.... 02/25/2010

          Danny: What would you suggest I do in Old Town Herndon this Friday afternoon since I get off work early. By the way my wife is coming with me, we both like ale on tap, we need some custom draperies and some reupholstery work and we want to sit down to a nice dinner with music.   Also did I mention that we want to walk no more than one hundred feet to accomplish all this since did I mention that we like ale on tap?   Steve: Oh Danny Boy, this is an easy one. Old Town Herndon is an awesome place to spend the afternoon and on into the evening. I would suggest that you start with a pint at Jimmy's Old Town Tavern along with some great appetizers.             Once you are in the mood to look at fabric selections for your new draperies, walk out the door, turn left walk 15 feet, tu... 02/24/2010

Does anyone have any good or bad things to say about "The Bank of America". If you have a favorite contact in short sales in Virginia around the Herndon area. Please let me know your thoughts on this matter. We keep hearing from the bank that they have fired the last negotiator an the new one has lost our contract again. 02/18/2010

This home buying video covers the what goes into the decision to buy a home in Northern Virginia. It also covers the financial considerations that a home buyer should make. Financial net worth comparison, according to the U.S. Federal Reserve Board of Consumer Finance: Average net worth of renters = $4,000 Average net worth of home owners = $184,400 A home is the largest financial asset most people have due to equity and appreciation over time. Average annual appreciation rate nationally is 4 to 6 percent since 1977. (Note: Local appreciation rates vary greatly.) At 3% annual appreciation, a home purchased for $150,000 would grow to $364,000 in 30 years. Even at 1.5% annual appreciation, this same home would still grow from $150,000 to $234,462 in 30 years. Buying your first home is an ... 02/17/2010

In this home buying video we’ll talk about some common fears and helpful facts about buying a home in Northern Virginia. In future videos we’ll also discuss eight simple steps to successful home ownership. Fear: I can’t afford to buy a home right now. Fact: Actually, you can’t afford not to buy a home right now … $8,000 TAX CREDIT FOR FIRST-TIME BUYERS! $8,000 Tax Credit for First-Time Buyers! To stimulate the economy, Congress has extended a tax credit of up to $8,000 for first-time buyers who purchase a primary residence. Overview: The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $8,000. Example: Homes costing $80,000 and above would yield a maximum tax credit of $8,000 for the buyers. Fear: I should wait until the real estate market gets better. F... 02/17/2010

Are you looking for a home at a bargain price that could benefit from some loving care?   You might want to cast your eyes on the homes which are available as foreclosed or short sales in Herndon Virginia ... I've put together a link to a list of homes which are offered by their owners for less than their current mortgages or have already been foreclosed by Lenders on the resale market on a 1st come,1st served basis.  You need a Realtor to show them and help you through the process ... And Yes, they've already factored in the Realtor cost so you can get the sort of help you'll need to land one of these bargains.  Visit www.reston-area.com/forsale.htm and  look to the links at mid-page for Foreclosed and Short Sale Homes in Herndon Virginia. 02/15/2010

The inventory of Condos for sale in Herndon was 13 homes active on the market as of 15 Feb 2010.  Condos sales have really picked up in the Hernon area. If you've been hanging back, this might be the moment to re-start your shopping.  Visit Available Homes at http://www.reston-condos.com/ to view currently available condos in Herndon Virginia. 02/15/2010

Avoid Later Blame Sign up for the Chantilly Highlands Dolphins Swim Team in April! The Answerman Ted: Whenever I attempt to make helpful suggestions to my children as to how to improve one of their skill sets or behavior patterns, somehow it always turns out that their shortcomings are my fault. This happens with my spouse too. Answerman: Give me an example. Ted: Well, I asked my daughter, politely, if she would clean up her room, she responded that it would be perfectly clean all the time, if I did not insist that she attend school. When I mentioned to my wife that her mood should be adjusted to a more gentle, quiet, co-operative mode of being, she responded that if I provided her with servants, a personal shopper, live in chef and laundress, her mood would be one that I would definite... 02/04/2010

Are you looking for a home at a bargain price that could benefit from some loving care?   You might want to cast your eyes on the homes which are available as foreclosed or short sales in Herndon Virginia ... I've put together a link to a list of homes which are offered by their owners for less than their current mortgages or have already been foreclosed by Lenders on the resale market on a 1st come,1st served basis.  You need a Realtor to show them and help you through the process ... And Yes, they've already factored in the Realtor cost so you can get the sort of help you'll need to land one of these bargains.  Visit www.reston-area.com/forsale.htm and  look to the links at mid-page for Foreclosed and Short Sale Homes in Herndon Virginia. 02/01/2010

The inventory of Condos for sale in Herndon was 11 homes active on the market as of 1 Feb 2010.  Condos sales have really picked up in the Hernon area. If you've been hanging back, this might be the moment to re-start your shopping.  Visit Available Homes at http://www.reston-condos.com/ to view currently available condos in Herndon Virginia. 02/01/2010

Are you looking for a home at a bargain price that could benefit from some loving care?   You might want to cast your eyes on the homes which are available as foreclosed or short sales in Herndon Virginia ... I've put together a link to a list of homes which are offered by their owners for less than their current mortgages or have already been foreclosed by Lenders on the resale market on a 1st come,1st served basis.  You need a Realtor to show them and help you through the process ... And Yes, they've already factored in the Realtor cost so you can get the sort of help you'll need to land one of these bargains.  Visit www.reston-area.com/forsale.htm and  look to the links at mid-page for Foreclosed and Short Sale Homes in Herndon Virginia. 01/15/2010

The inventory of Condos for sale in Herndon was 6 homes active on the market as of 15 Jan 2010.  Condos sales have really picked up in the Hernon area. If you've been hanging back, this might be the moment to re-start your shopping.  Visit Available Homes at http://www.reston-condos.com/ to view currently available condos in Herndon Virginia. 01/15/2010