If you live anywhere near Virginia Beach you must have heard about the Mid Atlantic Hermit Crab Challenge.  If you have not, July 11, 2009 is the day to go to the Oceanfront and see what it is all about.  To be honest with you I have never heard of it, but then again I don't own a hermit crab. Those with hermit crabs bring them down to 30th Street to race on the 8 foot track specially made for crabs.  Lovingly referred to the "Crustation 500" the winner receives the "Order of the Mercury Claw" trophy.  If you crab is more like a turtle and just can not seem to put the pedal to the metal the Miss Curvaceous Crustacean Beauty Pageant maybe what you are looking for.  Crabs are judged on their beauty as well has how well they decorate there homes.  The events are schedule from 10:00-2:00 PM.  06/25/2009

CLICK TO VIEW LISTING WEBSITE Description and Features Whether you are relocating to Norfolk, Virginia Beach, Chesapeake, Portsmouth, Suffolk, Hampton or Newport News, we can help! Contact us today for your FREE no obligation relocation package for the Hampton Roads, Virginia area. Our relocation package includes an area guidebook, maps, information on area attractions and much more! Links Get More Area Information Listing Website 06/23/2009

A few months ago I pulled a muscle and by the time I made it to the chiropractor, I could barely support my self. By the time I left, I felt better and within a couple of days I had forgotten about the whole ordeal. Yesterday, while camping we were picking up heavy things, and I saw both my kids bending and picking up stuff without bending their knees. Several years ago I picked up a heavy box that way, and I was in continuous pain for the following two years. I wish I had known about chiropractors back then. Posture in bussines is extremely important. We make our opinions of someone we just met during the first 7 seconds. Socially, it works the same. Whenever I am about to meet a new client or a new friend, I think of three things. Smile, stand up straight and talk with a clear voice. ... 06/22/2009

FREE Concerts every Wednesday this summer on the Sandler Center Outdoor Plaza at Towne Center in Virginia Beach! Starting Wedensday, June 3rd, 2009, spice up your Wednesday nights and kick back with FREE live music and lots of fun! Drinks will be served on the Plaza, along with games, prizes, face-painting and much more! From June 3rd to September 9th, 2009, the concert series will occur every Wednesday night from 5pm - 8pm. Click here for more information on this weekly event in Virginia Beach!   06/01/2009

I absolutely love video...I just don't like seeing myself on video.  I am a bit self conscious on the way I come across.  But I know video is the thing to do.  So I started with just a simple video as an introduction on my twitter page.  BubbleTweet     It isn't automatically played when someone visits your twitter profile page unless you use the URL that is provided once you upload your video.  But I think it is a cool little tool to add something different! So give me your honest opinion of my new twitter profile page! As always, if you are looking for a loan officer in Virginia Beach that will keep you up to date online and offline in the mortgage world I would love to have you follow me!       05/28/2009

Thank you Hampton Roads Residents and all who voted for us! The results are in!  New American Mortgage won "Best of the Beach 2009" For Mortgage Company and Reverse Mortgage!   At New American Mortgage we have the local processing and underwriting and we are committed to providing the best customer service to all of our service partners and clients!  We have the local presence here and want to continue to prove that we are the the virginia beach mortgage company for you!    05/26/2009

On last nights episode of Desperate Housewives they did a little portion of how Tom couldn't get a marketing job because he didn't know of twitter and how to use in a marketing plan.  Too funny!  Is Twitter a part of your marketing plan??     Make sure you follow me on twitter!  Naoma Doriguzzi For all of your Virginia Beach Mortgage Information!   05/11/2009

This year for Mothers Day is an extra special one for me.  I have celebrated Mothers Day with my son Hunter since 2005 and this year I get to celebrate with the newest addition to our family - Ethan Doriguzzi born July 3, 2008. When I was pregnant with Ethan I feared that I might not be able to love another baby as much as I loved Hunter.  He was my #1 man for the past 3 years and how could I really love 2 boys the same? I was scared...but I can tell you now that was the silliest thing when thinking back on it.  Ethan has brought so much to our family and has equally stolen my heart along with Hunter!! I can honestly tell you that being a Mother is more challenging but at the same time the most rewarding thing I have accomplished in my life so far.  I never knew the LOVE that I feel an... 05/09/2009

    There really aren't any more stated loans available these days but that doesn't mean it is impossible to find a home if you are self employed.  You will just need to prepare yourself for the process and the paperwork. If you are self-employed and relocating it may be difficult to obtain a loan.  The reason for this is because if you are self-employed in one city and have an established client base then it will be very difficult to prove that you will have the same income and business when moving to a new city.    Income that doesn't effect relocating to a new area is Social Security/disability Retirement Alimony Child Support Rental Income I don't want to discourage anyone that is self employed but rather educate you on the process to be better prepared for what is expected.  How t... 05/07/2009

USING A REVERSE MORTGAGE TO PURCHASE A HOME New Program Available Criteria : Homeowner must be 62 years or older and plan to live in the home as their primary residence No credit or income verification NO mortgage payments EVER! Program is age-sensitive.  The older a borrower is, the less equity required.   An Example of how it works       Sales Price: $400,000                            At age 65, borrower makes an equity down payment of $163,000(40%)                            At age 75, borrower makes and equity down payment of $130,000 (32%) The remainder of the loan is financed through a reverse mortgage.  *Above figures are based on today's interest rates and include all closing costs. Advantages to Homeowner : They never have to worry about making a mortgage payment, being delin... 05/06/2009

Who said mortgage is a bad business to be in is wrong!  I have been busier than ever with referrals, leads to my website, and social networking that I barely have time to blog anymore.  But you can't keep me away from blogging for  long. In order for me to grow my mortgage business and still offer the same quality of customer service I had to add to my team.  I would like to introduce Paul Murdock - the newest addition to the New American Mortgage Team.                                       I feel honored to be working with Paul and think that we are going to make it a great year for mortgages.  He brings alot to the table with his IT programming and web design background.  Paul has already updated and customized the ACT database to make sure that we never lose track of a customer or re... 05/05/2009

04/28/2009

For those who are new to the area (or who have been under a rock), a little bit of history:  the Southeastern Parkway/Expressway has been in the "works" for over 20 years.  The plan is for a 21 mile tool road connecting Virginia Beach and Chespeake.  It appears it will not come to fruition in my lifetime. The major obstacle for the plan has been the environmental impact of the parkway.  The proposed road stretches over wetlands; a large portion of the landscape in Southeastern Virginia.  After discussions with the Environmental Protection Agency and the Army Corps of Engineers, the Federal Highway Administration recently voided the "prior concurrence" of the environmental impact statement for the Parkway. It's just another "bump in the road" for the Parkway that will now cost over $2 bi... 04/26/2009

The City of Virginia Beach has launched a website dedicated to unsolved homicides dating back to 1970.  In an effort to solve these cold cases the City is going on the world wide web for assistance.  This site shows dates, names, breif description of the crime, as well as a map of where the crime occured.  Although it is something none of us wishes to review for fun, please take a moment and go to the below link and review the cases listed.  You may realize you can help solve the case and put an end to the unknowing of a family. Kudos to the Virginia Beach Police and Detectives for solving all but 61 cases of homicide since 1970.  www.VBgov.com/cchu  04/21/2009

Mark Your Calendar! Dining Out for Life is Thursday, April 30th, 2009 at Buffalo Beach at Hilltop Plaza Shopping Center in Virginia Beach!  Come have some great food and support a great cause! 25% of all proceeds from this event will be donated to Access Aids Care.  For more information, please visit the Accessaids website.  Access Aids Care is a non-profit organization in Norfolk, VA that assists adults, families and children impacted by HIV/AIDS through comprehensive support and educational services.   04/21/2009

The Virginia Department of Health and the City of Virginia Beach have created a website to address frequently asked questions about defective drywall imported from China. It can be difficult to determine if you have defective drywall in your home.  If your home was built after 2003, you may want to have it inspected by a professional to determine if you are at risk. Unfortunately, the site does not address what a homeowner should do if it is determined that they have defective drywall.  I suppose the first step would be to contact the builder.  If that doesn't work, the next step would be to look at the warranty paperwork you received (if you purchased new construction).  So far, I have not heard of homeowner's insurance policies covering the removal and re-installation of the drywall. ... 04/20/2009

Many intersections in Virginia Beach are dangerous, made more so by people who intentionally run red lights.  The City of Virginia Beach is taking action by installing cameras at various intersections to catch those red light runners red handed.  You may have seen them while you are doing your errands.  There are red light cameras at Kempsville and Indian River Road area, Virginia Beach Boulevard and Independence, Indian River Road and Military Highway, and Holland Road and Rosemont Road, just to name a few. How this program works is if you run a red light the camera will take a photo of you (make sure you smile), and mail you a ticket.  Currently law enforcement is only able to catch about 12% of violators, and if you drive in Hampton Roads I am sure you agree the number of red light r... 04/20/2009

National Geographis TV host Brady Barr was at the Virginia Aquarium in Virginia Beach yesterday educating and doing a meet and great for the new exhibit Restless Plant.  Barr is the host of Dangerous Encounters, where he  educates and catches deadly snakes, alligators, crocidiles, and all the creepy stuff most people do not want to touch.  The new exhibits at the Aquarium are set to open sometime this summer.  Click on the link below to learn more. Virginia Aquarium website   Photo Courtesy of the Virginia Aquarium website.   04/17/2009

    Tuesday, April 28 6:30 to 8:30 at Keller Williams Realty 1709 Laskin Road Virginia Beach, VA 23454     Come join us and learn: ¨ Why it’s called a Buyer’s Market ¨ How AFFORDABLE owning is                                                ¨ Why OWNING beats RENTING ¨ About your finance options ¨ How to buy a great home ¨ How to make an offer ¨ How to get an $8,000 “gift” ALSO, GET A FREE CREDIT REPORT!           SPONSORED BY The Hampton Roads Home Team of Keller Williams Realty, Hilltop , New American Mortgage, and Title Alliance of Virginia Beach       For more information contact: Jannice Chambers Keller Williams Realty Phone: 757-373-5422 E-mail: JanniceChambers@kw.com     ******************************************************************************************************         04/14/2009

  I recently had an interesting discussion with my MAPS (Mega Agent Productivity Systems) Coach.  He started the coaching call with the same question he always asks "Tell me something great since our last call?"  I hesitated and said something, and he replied with "what's on your mind", I suppose by the tone in my voice and the lack of excitement in my response to his question he could tell I needed to share some thoughts with him.  This being the first reason why you need a coach.   I explained to him that I had taught a class earlier that day and the turnout was lower then I had wanted.  He Replied " How many students did you want, what was your goal?",  and he added " Don't say as many as possible!"  I replied "I didn't have a specific number", he said "then I guess you hit it".  WOW... 04/13/2009