Welcome to this bright and roomy 4-bedroom, 3.5-bath end-unit townhome in Sully Station, Centreville, VA. With 2,552 square feet of living space and lots of recent updates, this home is ready for you to move in and enjoy.Open and Inviting Main FloorWhen you walk in, you’ll see how much natural light comes in from the extra windows, making the home feel warm and welcoming. The main floor has beautiful hardwood floors throughout the living and dining areas. The kitchen is updated with modern appliances, an island, and plenty of lighting. There's also a cozy breakfast room, a half bath, and a coat closet for extra convenience.Comfortable Bedrooms UpstairsUpstairs, the owner’s suite is a comfortable retreat with high ceilings and a newly updated private bathroom. The other bedrooms are also... 08/16/2024

ICYMI: This lovely end-unit townhouse with nearly 2,400 square feet of well-kept living space spread over three levels just had its open house yesterday, and is ongoing today! This home offers modern features and a comfortable layout, perfect for your needs.Open and Bright Main FloorThe main floor has an open design, making it easy to enjoy daily life and entertain guests. The updated kitchen features quartz countertops and skylights that brighten the space. Next to the kitchen, the cozy family room leads out to a two-level deck, ideal for relaxing or hosting friends.Comfortable Upper FloorUpstairs, the spacious owner's suite is a true retreat, complete with a brand-new bathroom. There are two more roomy bedrooms and an updated hallway bathroom, giving everyone plenty of space and comfo... 08/04/2024

Discover luxury, comfort, and convenience in this stunning Winchester's Liberty Model townhome, located in the desirable Faircrest community.Beautiful InteriorsThe home features gleaming hardwood floors on the main level and new LVP flooring on the upper and lower levels. High ceilings and an open floor plan create a spacious and inviting atmosphere. The gourmet kitchen is a chef's delight with granite countertops, recessed lighting, an island with seating, and plenty of 42-inch cabinets. The family room, adjacent to the kitchen, includes a cozy gas fireplace, perfect for entertaining. Formal living and dining rooms add charm and provide space for gatherings.Luxurious Primary SuiteThe primary suite is a true retreat with vaulted ceilings, a dressing area, and an ensuite bath. The bath i... 07/24/2024

When it comes to selling your home, having an experienced agent by your side is crucial. Navigating potential offers can be complex, and it's essential to thoroughly vet potential buyers by addressing these critical questions:1. Do They Have a Pre-Approval?A pre-approval letter from a lender shows that the buyer is serious and financially capable of purchasing your home. This can provide peace of mind and streamline the closing process.2. Is Their Down Payment/Closing Fund Liquid and Easily Available?Ensuring that the buyer's funds are readily accessible can prevent delays. This question helps verify their financial readiness and commitment to the purchase.3. Is the Offer Contingent?Understanding if the offer is contingent on the sale of another property, financing, or inspections is vi... 07/15/2024

Entering the world of loans can be daunting, whether you're securing a mortgage for your dream home, financing a new car, or funding your education. Amidst the paperwork and financial jargon, your loan officer becomes your guide through the process. They’re not just a figure behind a desk; they're your ally in achieving your financial goals. Always keep the lines of communication open ensuring a smooth and successful lending journey.We are the primary point of contact with the lending institution. We facilitate the loan process, from initial application to closing, and beyond. Their responsibilities include assessing your financial situation, guiding you through available loan options, assisting with paperwork, and ultimately, ensuring that you receive the best possible loan terms tailo... 06/04/2024

I've been in a recent event here in Clifton, VA, right between Fairfax and Centerville, which a top producer hosts this $2.5 million house!With a 10-acre land, almost 11,000 square footage, 7 bedrooms and bathrooms, and a serene view, this is what $2.5 mil can get you in Northern Virginia! What do you think about this home right here? Let me know in the comments! 05/16/2024

Imagine you want to buy the same house you live in now, right in your own neighborhood. Sounds good, right? But here's the thing: could you pay for it in today's market? Well, 59% of them, especially those from the Baby Boomer generation, say they couldn't.Now, let's talk about these folks who are saying no. They've been living in their homes for about 10 years. That's a pretty long time! This isn't just about what's happening right now with the pandemic. It's also about other things like not having a job and the cost of borrowing money, which is called interest rates.So, here's a big question for you: if you bought a house today, do you think you could still pay for it 10 years from now? It's something important to think about in today's housing market. 05/01/2024

Welcome back to our weekly market update, where we take a closer look at the latest happenings in the real estate world. Let's dive right in and see what's been shaking up the scene this week.Contracts on the RiseIt's official - contracts are on the rise, and they're exceeding numbers from last year. For the week ending April 14, new contracts surpassed those from the same week in 2023 by a solid 10.4%. And that's not all - there was a whopping 15.4% jump in new pending contracts compared to just last week.Canceled Listings on the RadarHere's the scoop: canceled listings are spiking, surpassing last year's numbers. With 332 canceled listings in the Bright MLS service area this week, that's a hefty 19.9% surge from the same week last year. Sellers might be hitting pause, waiting for the ... 04/18/2024

The housing market in Northern Virginia is piping hot -- so hot in fact that more and more people are doing fixer-uppers again. Come with me in Centreville and explore one of the fixer-uppers that we have going on!As we walk in, we see a chance to make some big changes. The main living area needs work, with old floors and a few signs of use. But the kitchen looks good, with strong cabinets and a practical layout. There's a bit of mold in some spots, but with a thorough clean-up, it could look brand new.Upstairs, the potential of this place really shines through. The bedrooms are spacious, giving plenty of space to relax and make your own. The new windows bring in lots of natural light, making the rooms feel bright and welcoming. While some parts might need a touch-up with paint and smal... 03/28/2024

If you've been following the news, you've probably heard about the recent bombshell dropped by NAR (National Association of Realtors) with the lawsuit settlement. It's been the talk of the town, and understandably, there's a lot of uncertainty about what it all means.As a veteran realtor, I've been closely following this lawsuit for the past year or so, and I want to share some insights with you. In Virginia, we've been preparing for potential changes in how listing agreements are drafted and how compensations are paid. The key thing to remember is that in real estate, everything is negotiable.By July, we expect to have more clarity on the situation. Change can be daunting, but it's something we all need to adapt to. This settlement will impact not just realtors, but also consumers, buy... 03/19/2024

How Could You Not Love Black Friday?I'm a Jersey Girl at heart and there was nothing better than East Coast Black Friday back in the 80's, 90s and early 2000's. The Hollish women saw Black Friday as a sport and with our 6-foot+ wing spans, we could hold our own no matter how crowded it was on Black Friday.I have cherished memories of those days, including: - $100 off all boots for 1-hour only from 5AM-6AM requiring us to fend off other  buyers to get the styles and sizes we wanted. Boy, could we box out the competition!- Taking our receipts to get free DVD recorders for every $75 spent in the store. Each man in the family received a DVD player that year.- My sister opening a store credit card to get extra all-day savings and deciding to buy every single person in our family a winter coa... 12/04/2023

2024 Conforming & FHA Loan Limits  This week, the Federal Housing Administration (FHA) and the Federal Housing Finance Agency (FHFA) both announced new 2024 loan limits, which affect FHA and conforming loans. This means your buyers will have more flexibility, and possibly lower rates when financing a higher-priced home. Find New Conforming Loan Limits The FHFA provides a free look-up tool that you can share with your prospects. The interactive map allows the user to hover over a county or county equivalent to see applicable 2024 conventional loan limits in that area.  Find New FHA Loan Limits You can find the 2024 FHA loan limits on their maximum mortgage limits page. Both of these are great tools to bookmark! If you have any questions about these changes, I'm glad to help. Reach out t... 12/02/2023

🏡 Embrace the Adventure of Homeownership, Even in the Face of Rising Interest Rates! 🏡✨Hey fellow first-time homeowners! 🎉🔑 We've got some fantastic news to share—YOU are now part of the homeowners' club, and that's a big deal! 🏠✨Now, we know some of you might be thinking about those rising interest rates, but here's the scoop: even in this dynamic market, there's no better time to celebrate your homeownership dreams! 🥳🌟Here's why NOW is a great time:1️⃣ Lock in Your Future: Sure, interest rates might be on the rise, but locking in a mortgage now secures a stable financial future. Over time, you'll likely build equity and come out ahead despite the current rates.2️⃣ Realize Your Goals: Don't let a fluctuating market deter you from achieving your homeownership goals. Owning your own spac... 11/28/2023

As we approach Thanksgiving, it's a moment to pause and reflect on what truly matters. At First Heritage Mortgage, we're reminded of the immense gratitude we have for our community. This Thanksgiving, let's embrace the warmth of family, the joy of friends, and the comfort of home.In the spirit of giving, we extend our heartfelt thanks to you, our valued clients and partners. Your trust and support are the cornerstones of our success. As a Senior Loan Officer, I, Lisa Perry, am especially thankful for the opportunity to help you achieve your homeownership dreams.This season, let's cherish these moments of togetherness and give back in our own ways. Whether it's sharing a meal, lending a helping hand, or simply expressing gratitude, every act of kindness makes a difference.Happy Thanksgiv... 11/27/2023

Just another closed listing! Welcome to Home Chronicles, where I showcase the recent properties closed, pending, coming soon, and active listings in the Northern Virginia, by yours truly. This time, we'll take a look at one of the townhouse we recently closed on Discovery Square in Herndon, VA.CLOSED: 3079 Alan Shepard St, Herndon, VANestled in a prime location and surrounded by convenience, this luxurious 4-level townhome is the epitome of elegance and style. One of the standout features of this home is the exquisite wood flooring that graces all four levels. The moment you walk through the door, you'll feel the warm embrace of this inviting space, making you feel right at home.Home DetailsThe main level is a versatile haven, offering a mudroom for easy storage and organization. Additi... 08/03/2023

You already know that lenders review your finances when you apply for a mortgage. That’s why you submit the loan application, providing a complete picture of your financial situation. This allows the lender to assess the risk of the loan, making sure that you can reliably make the monthly mortgage payments.It gets a little more complicated when you dig into all the things your lender has to review, many of them required based on the type of loan program you’re using to finance your home.One calculation that pops up in many loan programs’ requirements is a threshold for the loan-to-value (LTV) ratio. We will explain what the LTV ratio measures, why it’s important, and how it can impact your loan and monthly payments. to-value ratio is an assessment of how much money you’re borrowing comp... 06/13/2023

It is my experience that people are often ready to sell their home when they are sick and tired of taking care of it. The endless maintenance and upkeep is usually what pushes them to contact me and begin the process of getting their home on the market.Given how often I see this scenario, I though it might be helpful to provide some tips for you to consider BEFORE you get to this point. Clean out. Clean out. Clean out. The more space you have, the more stuff you will accumulate. Start the process of getting rid of the things that you no longer use or, in the words of Marie Kondo, which no longer bring you joy. Clean out often. Pick a space weekly (or monthly) and spend a little time cleaning it out. Schedule regular donation pickups so that you know it will leave the house shortly. Join... 05/18/2023

This week's midweek market report is here, with a focus on the Northern Virginia housing market encompassing Fairfax, Loudon, and Prince William counties. Instead of reiterating the low inventory and hot market situation, we'll discuss the key differences observed between the 2022 and 2023 housing markets.Interest Rates: In 2022, we experienced historic low interest rates below 4%. Although 2023 began on a higher note, interest rates have come down to around 6.5-7% depending on factors like down payment, credit scores, and other variables.Buyer Pool: The 2022 market had a large pool of buyers, including renters transitioning to homeowners, first-time buyers, downsizing homeowners, and investors. However, 2023 has seen a significant reduction in the buyer pool due to high interest rates ... 04/26/2023

Looking for your dream home? You need not look any further than 13109 Bradley Farm Dr in Herndon, VA! This exquisite single-family home is presently on the market, and you don't want to miss the chance to view it in person.The house has undergone meticulous updates that cover everything from HVAC to flooring, guaranteeing that you'll move into a completely move-in-ready space. You'll adore the home's sun-filled layout, which features a living and dining room combination, a cozy family room with a fireplace, and a remodeled kitchen that's a chef's dream come true. With granite countertops, stainless steel appliances, and a breakfast room with a bay window, this area is the ideal spot to whip up a meal or host guests.The upper level of the home is equally stunning, with a magnificent prim... 04/10/2023

As you begin your homebuying journey, your first concern is probably, “How am I going to finance my house?”If you’ve missed a couple of credit card payments and your credit score is still recovering, or you once filed for bankruptcy, there are still loan options that will allow you to achieve your goal of homeownership.While your credit history does impact which loan programs, you’ll be likely to qualify for, past issues on your credit report don’t necessarily mean that you won’t be able to qualify for a loan.I will help you assess your personal financial situation and find the best loan option for you. One of those options might be a non-conforming loan.We will dive into learning what a non-conforming loan is, how they work, and whether one may be the best fit for you. What is a Non-Co... 02/23/2023