Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic reports included readings on construction spending and Labor Department readings on private and public jobs growth. The Consumer Sentiment Index was released along with weekly readings on mortgage rates and new jobless claims.Construction Spending Slows in OctoberResidential ...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
  cc: by: https://flic.kr/p/oQZQF4    Here is a look at some recent closings within the last 3 weeks.  I like to post these every month or two to just give you a feel for some of the things that are happening in Commercial.  The business and commercial lending marketplace is particularly hot rig...

By James Wade, Tax attorney serving clients in Portland, ME
(Law Office of James D. Wade)
Comments 3
How IRS Collections Works: What You Need to Know? My firm focuses on helping taxpayers in Portland, Maine with IRS tax problems. One of the keys to resolving their tax issues is understanding the process. From filing a tax return to the final notice of intent to levy, there is a logical sequence ...

By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Service First Mortgage, NMLS #166487)
Comments 0
Voluntary child support payments are the right thing to do in many cases when going through a divorce but how does that affect mortgage financing? Qualifying for a mortgage during or after a divorce may seem cumbersome to many with the proof of receipt of income, copies of documents and more. But...

By Gary D. Whidby, CPA, IRS Administrative Tax Law Representation
(Gary D. Whidby, CPA)
Comments 4
For the vast majority of taxpayers, there is not much need to worry that you will be audited. https://statewidecpa.com/blog/2018/11/my-blog In 2016, only 0.6% of individual income tax returns were audited according to the IRS 2017 Data Book. Why? For starters, the IRS budget has been cut resulti...

By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Service First Mortgage, NMLS #166487)
Comments 3
With 70% of all divorces in the United States involving real estate, one of the first questions to arise is “Can you transfer a mortgage in a divorce?” The answer is yes and no – depending upon what type of mortgage you have. There are typically only 3 ways to transfer a mortgage in a divorce: Tr...

By Gary Massey, CPA, Atlanta's Small Business CPA
(Massey and Company CPA)
Comments 1
Bankruptcy or Offer in Compromise: What is the difference? Check out our comparison of the pros and cons of bankruptcy and the offer in compromise program of the IRS. Click here for our article. Gary Massey, CPAMassey and Company CPAAtlanta, GAwww.masseyandcompanyCPA.com678-235-5460gary.massey@m...

By Mr. Laurent
(DL Financial)
Comments 68
When you are buying, selling, monetizing, funding or discounting Bank Guarantees, you only want to work with the most reliable, safe, ethical, knowledgeable, honest and efficient providers.   Here are Top 11 Reasons Why DL FINANCIAL LIMITED should be Number 1 for you!     1. Unrivaled Authenticit...

By Mike Young, FHA 203k Consultant 916-758-1809
(203kOnLine.com, covering the USA)
Comments 0
Selling commercial properties with only 3.5% down payment.Realtors specializing in Commercial Properties... LISTEN UP!Stop telling everyone to stay away from the FHA 203k, stop saying it takes forever to close one... We just had a lender close her first 203k in less than 30 days... if it is so ha...

By Steve Loynd, 800-926-5653, White Mountains NH
( Alpine Lakes Real Estate Inc., )
Comments 2
  Know the Steps to improve your Credit Score.Your Mortgage lender analyzes these five “steps” when considering yourloan application and you can help the likelihood of a loan by knowing them.        #1) Payment History: The Good can outweigh the Bad… pay your bills ontime. Pay even if you are lat...

By Gary D. Whidby, CPA, IRS Administrative Tax Law Representation
(Gary D. Whidby, CPA)
Comments 3
Innocent Spouse Relief Spouse in trouble with the IRS and you believe you are entitled to relief? Maybe, maybe not if you filed jointly.  https://statewidecpa.com/blog/2018/12/innocent-spouse-relief Seventh Circuit: IRS Not Required to Notify Taxpayer of Right to Innocent Spouse Relief The Sevent...

By Joyce Marsh, Daytona Beach Florida Real Estate, Daytona Beach Area Coastal Homes and Lifestyles
(Joyce Marsh Real Estate)
Comments 6
 As the 2018 Holiday Shopping Season gets under way, here are some timely tips to keep in mind...   2018 - Holiday Shopping Safety Tips   Today's brisk cool wind reminds me, another summer with its warm sunny days is in our rearview mirror ...   Brrrrrrr!  It also reminded me that the Holidays ar...

By Virginia Credit Repair LLC - Marcus Rice, CEO, Call Virginia Credit Repair, Trusted Leaders in Cr
(Virginia Credit Repair LLC)
Comments 0
How Long Do Negative Items Stay On My Credit Report? One of the most frequent questions our clients at Virginia Credit Repair ask us is how long do negative items report on your credit report?Below is a list of various accounts and how long they can remain on your credit report.Delinquencies (30 ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending December 6, 2018 Please enjoy this quick update on what happened this week in the housing and financial markets.   The yield on 5-year Treasury bonds slipped below the rate on 2-year Treasuries, called an 'inversion.' Inverted yield curves could be a sign of a future recessio...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
32514 Pensacola Florida News: White House says it will address Fannie, Freddie issuesThe GSEs went under government control during the recession, and while most experts agree that it must change, little has been done yet to fix the problem. Read more.  Call or Text Charles Stallions Now 850-476-4...

By Gary Massey, CPA, Atlanta's Small Business CPA
(Massey and Company CPA)
Comments 0
Atlanta entrepreneurs, do you own a cash-based business?  Are you worried about an IRS audit?  Check out our latest YouTube Video on the "Red Flags" to avoid in order to keep the IRS auditor away.  Click here to see our YouTube video: https://youtu.be/fClbWpq__cg  Gary Massey, CPA Massey and Comp...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending November 30, 2018 Please enjoy this quick update on what happened this week in the housing and financial markets.   Recent comments by Fed Chair Jerome Powell have markets questioning if we'll see policy rate increases in 2019, which could be good for mortgage rates. Consume...
Data recovery services prove to be quite handy in difficult times. It is crucial to choose the best service provider. The market is flooded with several data recovery services and it can be tough to choose the best one out of all. It is imperative to choose the best data retrieval services to ens...

By Larry & Laurie Weichman, A Tradition of Success
(The L3 Real Estate, A Trusted Name In Orange County Real Estate)
Comments 2
First-time homebuyers might not be aware of something veteran homeowners assume automatically: those advertised mortgage interest rates are not necessarily the rate that will be offered. To Costa Mesa consumers who usually assume that they are protected from false promises in ads, that can be pre...

By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - )
Comments 0
On November 27, 2018 The Federal Housing Finance Agency (FHFA) announced the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac in 2019.    The loan limit effective 1/1/19 for a conforming loan is $484,350(previously $453,100). For certain high cost areas su...