Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Charles Stallions Property Manager, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 0
Pace 32571 and Florida News: Fannie, Freddie debate: Private control vs. lower-rate loansNAR roundtable: Fannie and Freddie have been U.S. controlled too long and it's risky – but turning them private would raise mortgage rates and hurt buyers. Read more. THOUSANDS OF HOMES.... One Address www.ch...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 3
Please check your Credit Report for errors or credit fraud (at minimum) once each year.     Myth-Busting Mortgage Credit Scoring   Over the years, Mortgage Credit Scoring has evolved.  It continues to do so at a fairly constant and rapid rate ...     As a result, a large supply and wide variety o...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 4
 Recent Changes to Fannie Mae DeliverGood News to Chicago - Chicagoland Condo Buyers   No matter your lifestyle, Chicago - Chicagoland ... with its many diverse neighborhoods and extended surrounding suburbs ... has real estate property for sale that will fit and satisfy your personal tastes, bud...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 10
Just when you thought, or heard, hat Americans were getting out of debt, moneyrates.com comes up with an infographic stating otherwise. Interestingly, I hardly know anybody who has not paid down their debt substantially in the last few years, and besides, credit is not being handed out like candy...

By Karen Schimpf
(Commercial Capital Ltd.)
Comments 0
  cc: by: https://flic.kr/p/CPxDnm   The Place to Go When the Banks Say NO!         90+% of the loans we close were denied by a bank or lender before closing with us! That is an astounding true statement. We are out here getting money to good people, who the banks are saying no to. And the beaut...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic reports included readings on job openings and inflation along with weekly readings on mortgage rates and new jobless claims.Job Openings Hit Third Highest Reading on RecordJob openings held steady at 6.70 million in June, which was the third highest reading since reporting st...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
 Stuck with a timeshare that you don’t want or can’t afford? Worried about the timeshare exit team cost and any hidden fees that may sneak up on you? Let us lay it all out for you, so you know what you are getting into when you try to figure out how to get rid of a timeshare. Read on to find out ...

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 0
Home improvement projects to improve home equity brings in good returns, however, they come at a cost too. Luckily for homeowners, they can take out a line of credit, get a home equity loan, or try a refinance to fund such projects. If you’re wondering what financing option would be best for you,...

By TIM GRISSETT
(Chapman Hall Premier Realtors)
Comments 0
Adjustable rate mortgages are loans with variable interest rates that change according to the market rates, as opposed to fixed-rate loans, which guarantee a set rate for the entire period of the loan. ARMs may seem like a great idea some years, but in other years, you may wonder what you were th...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
There are many reasons why a borrower would consider owner occupied hard money loans. Consider these motives when making your next decision on where to obtain financing for an owner-occupied property.You apply for a conventional residential mortgage from your local bank or credit union only to be...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 8
Don't be surprised after a disaster.  Keep your insurance updated and know what your policy covers:  If you’ve owned your home for quite a while I’ll bet you’ve haven’t given any consideration to updating your homeowners insurance. When is the last time you even thought about it? If you escrow yo...

By John Meussner, #MortgageMadeEasy Walnut Creek, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 4
Recently Closed - Unique Marin Home Sale       When most people think of San Francisco they think of iconic bridges, tall buildings, restaurants and pop culture landmarks (I'm still looking forward to my first in-person photo of the 'Full House' house).  For me, I think of San Francisco as the "a...

By Dorie Dillard, Serving Buyers & Sellers in NW Austin Real Estate
(Coldwell Banker United Realtors® ~ 512.346.1799)
Comments 14
If you’ve owned your home for quite a while I’ll bet you’ve haven’t given any consideration to updating your homeowners insurance. When is the last time you even thought about it? If you escrow your taxes and insurance you might have thought about it if your payment went up. It’s probably time to...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
Pensacola 32514 and Florida News: If you're looking up "FHA loan requirements," you are very likely wondering if you qualify for an FHA loan.  Call or Text Charles Stallions Now 850-476-4494 for any of you real estate related questions. Pensacola, Pace and Gulf Breeze Florida Homes and Real Estat...

By Charles Stallions Property Manager, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 1
Pace 32571 and Florida News: Does carrying a credit-card balance help a credit score?About 43 million Americans think they can improve their credit score by never completely paying off their credit-card balance – but they're wrong. Read more. THOUSANDS OF HOMES.... One Address www.charlesstallion...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 8
Here's an inforgraphic on the current mortgage mess we are in. I am not a big fan of people walking away from their obligations, and quite frankly, in my market (Silicon Valley) it might make better sense to bite the bullet and pay your mortgage because it could be a better deal than what you pay...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 7
People, first the good news!-- The lender does not want your house. They lose money, which is not good for them. They will work with you, which is contrary to the horror stories one hears of what happens in the real world. What I suggest all people who are in distress do is work with your lender....

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, BT Capital Advisors - Commercial & Residential
(BT Capital Advisors, CEO/Senior Account Executive)
Comments 5
Private Money Loans for Non-Owner Occupied properties. For FIX and Flip or Long term hold  Residential and CRE Loans for purchase or refinance up to 80% LTV. Terms: 1, 2, 3 or 4 year loans amortized for 30 years. Rates from 7.49% and 2 points. NO minimum FICO score required. 7-10 day close of esc...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending August 9, 2018 Please enjoy this quick update on what happened this week in the housing and financial markets.   Although last week's jobs numbers were lower than expected, employment remains strong. Unemployment claims this week unexpectedly fell to 213,000. The strong labor...

By YourSiteNeedsMe SEO Team, $399 Real Estate Websites - YourSiteNeedsMe.com
(YourSiteNeedsMe.com)
Comments 2
Coldwell Banker Headin’ Home Realty's blog featured information about the FICO Score 9, which is already being used by some banks. We all know how important a FICO score is, so here's why the FICO Score 9 might drastically change the outcome for home buyers.How Low FICO Scores Can Prevent Home Ow...