Lending / Financial
Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.
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Trending blogs on Lending / Financial
Stay Calm and Take These Steps if You've Received a Mortgage Denial
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Stay Calm and Take These Steps if You've Received a Mortgage Denial Emotions play a big part in the home buying and financing processes. In fact, an emotion (or two) may have provided most people the initial motivation to begin the process to buy in the first place ... Emotions, such as cur...
Recently Closed - Cash-Out Refinance on Duplex in Martinez, CA
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
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Cash Out Refinance on a Duplex in Martinez, CA Most deals don't come easy. Nearly every mortgage application has SOME type of puzzle piece that's difficult to place. Thankfully, the complicated loans with lots of moving parts are the ones that make me a better loan officer, and give my te...
32514 Pensacola Florida News: Mortgage rates fall to 3-month low
(Charles Stallions Real Estate Services )
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0
32514 Pensacola Florida News: Mortgage rates fall to 3-month low – 30-year at 4.63% It might be time for buyers to lock in a rate: Continued declines in the stock market pushed home borrowing rates lower, though they're still higher year-to-year. Read more. Call or Text Charles Stallions Now 850-...
How IRS Collections Works: What You Need to Know? My firm focuses on helping taxpayers in Portland, Maine with IRS tax problems. One of the keys to resolving their tax issues is understanding the process. From filing a tax return to the final notice of intent to levy, there is a logical sequence ...
1031 Tax exchanges represent a great opportunity for investors who want to increase their income potential without increasing their out-of-pocket taxes.A 1031 exchange, also known as a like-kind or Starker exchange, is a process that allows a property owner to sell one or more properties and tran...
We know you WANT to believe the Internet Credit Score ...But...
(EXP Realty 414-525-0563)
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. It matters not whether it is a first time Buyer or Buyers who have not bought in a while...Credit Scores are sometimes a "foreign number" and not been "translated" in a while...OR the impact of lower score on many more things than individuals realize. It matters not that the ABC Credit Bur...
Weekly Mortgage Market Update for January 17, 2019
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
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For the Week Ending January 17, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets. The government shutdown, now the longest in U.S. history, hasn't yet slowed down the economy. It is expected to, however, the longer it continues. Economic data...
I saw an advertising for medical marijuana that said something like - get legal for 2019!We can say the same thing for not filing tax returns. If you have a filing obligation, then you need to file!Here's what IRS publication 501 says:If you are a U.S. citizen or resident alien, whether you must ...
Stay Calm and Take These Steps if You've Received a Mortgage Denial
(EXP Realty 414-525-0563)
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3
It happens...sometimes with incorrect information...and things that can be fixed over time....sage words from Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi if you find yourself in this position. Stay Calm and Take These Steps if You've Received a Mortgage Denial ...
Weekly Mortgage Market Update for January 11, 2019
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
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0
For the Week Ending January 11, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets. The government shutdown, in its third week, hasn't yet shown signs of affecting the economy. However, it has impacted some mortgage programs like USDA. After a ...
Eden Prairie is one of the most desirable places to live in the entire United States with top schools, beautiful parks, and a high standard of living! Eden Prairie was recently highlighted by Money Magazine as the 2nd best place to live! The most economical way to "get a slice" of the Eden Prair...
What You Need to Know About Credit Freezes When Buying a Home
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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What You Need to Know About Credit FreezesWhen Buying a Home Currently, I'm working with clients that had chosen ... prior to their mortgage application ... to place a Credit Freeze on their credit file and credit accounts ...They had decided to take that action after the discovery of 2017's ...
Carstensen Team Re/Max Results featuring Paragon Credit Services Weekly Videos Week 6. Go from credit challenged to credit genius with this 16 week video series from Paragon Credit Services! In week six of the Credit Genius video we'll discuss how the history of credit scoring came to be and how ...
Alternate title: Why Being Current is the Key to Resolving Your Back TaxesThis may sound strange but if you owe money to the IRS, it is more concerned - at least initially - with your current tax situation than your unpaid taxes. While that may sound backwards, the IRS' reasoning is solid: taxpay...
What You Need to Know About Credit Freezes When Buying a Home
( Bay Realty,Inc Homer Alaska)
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8
This is very good information for those who Froze your credit during the Equifax debacle!Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi gives you everything you need to know about the process to unfreeze your credit permanently or temporarily while you buy your new home...
Frustrated Pensacola buyers should consider a fixer-upper mortgage
(Charles Stallions Real Estate Services )
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0
32514 Pensacola Florida News: Frustrated buyers should consider a fixer-upper mortgage Buyers who pick a fixer-upper can secure a mortgage that includes repair costs. They'll not only have a wider selection of listings to consider, but the home can then have new elements in the color and style th...
I'm Self Employed, Can I Buy A Home? I had a call today from a self employed home buyer with questions about buying a home. He had called his banking partner and was told he needed two years of self employed income to qualify for a home loan and he should call a mortgage broker. And they are rig...
Line of Credit (HELOC) No Income Verified - Verified Assets
(BT Capital Advisors, CEO/Senior Account Executive)
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(NIVA) Home Equity Line of Credit (HELOC) No Income Verified - Verified Assets Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos. 620+ FICO needed. Must provide proof of at least 6 months of PITIA reserves. 700+ FICO 3.88% rate for the first 6 months. Loan amounts from ...
Aside from choosing the Johns Creek home you want to make an offer on, deciding what type of financing to secure and from what lender is arguably one of the biggest decisions you’ll make as a homebuyer. This week we have included three tips to help you choose the right mortgage lender for you. Sh...
For the vast majority of taxpayers, there is not much need to worry that you will be audited. https://statewidecpa.com/blog/2018/11/my-blog In 2016, only 0.6% of individual income tax returns were audited according to the IRS 2017 Data Book. Why? For starters, the IRS budget has been cut resulti...