Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By John Meussner, #MortgageMadeEasy Walnut Creek, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 21
Can I get a Mortgage after Bankruptcy or Foreclosure?      Foreclosure and bankruptcy are  never fun things to discuss.  When it comes to a home, financial problems can turn shelter and a place filled with family memories into a source of stress and anxiety.  Although we advise people do everythi...

By June Piper-Brandon, Piecing Dreams One Home at a Time
(Remax New Beginnings )
Comments 2
Saving for Your Down PaymentAnyone thinking about buying a home knows that they need to save for their down payment.  But, if you are like most people, you probably think it will take forever and don’t know where to start.  In this modern age of technology some things change and some things stay ...

By Steffy Hristova, Tempe AZ Realtor - Your Home Close to Your Work!
(HomeSmart Elite Group Tempe AZ Tel: 480-966-9353)
Comments 1
Saving for Your Down Payment Anyone thinking about buying a home knows that they need to save for their down payment.  But, if you are like most people, you probably think it will take forever and don’t know where to start.   In this modern age of technology some things change and some things st...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 8
Some interesting possibilities for those looking for a jumbo loan in Florida:  Current Low Down Jumbo Loans Florida Jumbo Loans & Credit Requirements In the past while, the conforming loan limits have been increased to cope with liquidity fears in mortgage markets because of the subprime meltdown...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 6
 2018 - Holiday Shopping Safety Tips Today's brisk cool wind reminds me, another summer with its warm sunny days is in our rearview mirror ... Brrrrrrr!  It also reminded me that the Holidays are just around the corner!   Of course, that means holiday commercials will soon be running on our TVs 2...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending October 19, 2018 Please enjoy this quick update on what happened this week in the housing and financial markets.   Minutes from last month's Fed FOMC meeting showed officials broadly agreed on raising interest rates further. The next anticipated rate hike is in December. Ret...

By Karen Rittenhouse, Real Estate Investor
(www.JKKPropertyInvestors.com)
Comments 2
Your Thinking is Limited I recently discussed two big brain bursts that happened when I got involved in real estate investing, two burst that changed my thinking forever. Before I had them, I didn’t even know how tightly the lid was screwed onto my brain.You may not realize it, but your thinking ...

By Joe Jackson, Clintonville and Central Ohio Real Estate Expert
(Keller Williams Capital Partners Realty)
Comments 2
This is a great article to share with your past and current clients Can I get a Mortgage after Bankruptcy or Foreclosure?        Foreclosure and bankruptcy are  never fun things to discuss.  When it comes to a home, financial problems can turn shelter and a place filled with family memories into ...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
32514, Pensacola, Florida News: Mortgage rates rise again – 30-year at 4.65% Long-term U.S. mortgage rates are up for the fourth consecutive week, and the key 30-year FRM hit its highest level since May. Read more. Call or Text Charles Stallions Now 850-476-4494 for any of you real estate related...

By Jeff Boston, We Solve Mystifying Mortgage Puzzles
(Good To Go Mortgage)
Comments 0
Minnesota VA Jumbo Loan 2018Up to $1.5 Million and Lower Interest RatesNo longer is the limit $453, 100. Now, the 2018 Minnesota VA Jumbo Loan limit means you can be approved for up to $1.5 million. And interest rates are lower, too. This is an extraordinary time to consider financing or refinanc...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending October 11, 2018 Please enjoy this quick update on what happened this week in the housing and financial markets.   The weekly rate change was small, yet mortgage rates continued to creep up as 10-year Treasury bond yields hit a 7-year high. Rising bond yields pressure mortgag...

By John Meussner, #MortgageMadeEasy Walnut Creek, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 1
Recently Closed - Cash Out Refinance in Downingtown, PA       Have you heard the latest news on consumer debt?  Well, the gist is that it's high.  Really high.  Like, higher than it's been since before the 'Great Recession'.  While mortgage debt and student loan debt are leading the way due prima...

By Theresa Harden, PB SFR e-Pro Realtor
(EXIT Real Estate Associates)
Comments 0
Mortgage Bankers Association October 2018 Rate ForecastThe October 2018 Mortgage Bankers Association rate forecast for the 30 year fixed rate mortgage is showing a continual and gradual increase through the final quarter of 2018.  Looking ahead the average interest rate is forecasted to plateau a...

By June Piper-Brandon, Piecing Dreams One Home at a Time
(Remax New Beginnings )
Comments 2
Bankruptcies and foreclosures are not necessarily the end of your dreams of owning a home.  With the right team in place almost anything is possible.  There are more and more programs every day that allow people who have had the misfortune of having to file bankruptcy or having had a foreclosure ...

By Fred Griffin, Licensed Florida Real Estate Broker
(Fred Griffin Real Estate)
Comments 4
    The Funds Needed at Closing = "Cash to Close"   "Cash to Close" ... It's the term used in mortgage lending that refers to the final amount of money a Borrower needs to bring or send to their Closing on their Closing day.   But in today's modern mortgage process, "Cash to Close" actually mean...

By Elizabeth Weintraub Sacramento Real Estate Agent, Top 1% of Lyon Agents, Put 40 years of experience to work for you
(Lyon Real Estate)
Comments 8
Sometime back in February I recall asking my husband if he felt like checking out the spot where the old Rubicon Brewing Company used to occupy for many decades in Midtown. It's on Capitol Avenue by 20th Street. Nice location for walking around Midtown Sacramento. But they weren't quite ready, an...

By Jeff Boston, We Solve Mystifying Mortgage Puzzles
(Good To Go Mortgage)
Comments 1
Current Low Down Jumbo LoansFlorida Jumbo Loans & Credit RequirementsIn the past while, the conforming loan limits have been increased to cope with liquidity fears in mortgage markets because of the subprime meltdown. The result is the lowering of mortgage interest rates and high balance financin...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 22
  The Funds Needed at Closing = "Cash to Close" "Cash to Close" ...It's the term used in mortgage lending that refers to the final amount of money a Borrower needs to bring or send to their Closing on their Closing day.   But in today's modern mortgage process, "Cash to Close" actually means anyt...

By Jeff Boston, We Solve Mystifying Mortgage Puzzles
(Good To Go Mortgage)
Comments 0
  Physician Loan? Veterinarian Loan?Is a Physician Loan Right for You?Are you a physician? Dentist? Veterinarian? Optometrist? Nurse practitioner? Or physician assistant? If so, you could qualify for a specialized home mortgage program for physician loans. Your physician loan has a low down payme...

By Fred Griffin, Licensed Florida Real Estate Broker
(Fred Griffin Real Estate)
Comments 0
Can I get a Mortgage after Bankruptcy or Foreclosure?        Foreclosure and bankruptcy are  never fun things to discuss.  When it comes to a home, financial problems can turn shelter and a place filled with family memories into a source of stress and anxiety.  Although we advise people do every...