Lending / Financial
Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.
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Trending blogs on Lending / Financial
How Does COVID-19 Effect Your Mortgage
(Ronald Christopher & Associates. Proudly serving Palm Desert, La Quinta, Indio, Coachella, Rancho Mirage, Palm Springs.)
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How Does COVID-19 Effect Your MortgageThe coronavirus has certainly changed the lives of many people in this unprecident time. COVID-19 has impacted the lives of just about everyone. My video below talks about options homeowners have if you have equity in your home. Lets face it, homeowners today...
Each inquiring borrower has their own life with a differing set of circumstances and differing financial scenarios. Each has differing needs, different goals, and different outcomes that are called for. How to Decide: Is Refinancing the Right Decision for You? Because of ongoing eve...
How to Decide: Is Refinancing the Right Decision for You?
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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How to Decide: Is Refinancing the Right Decision for You? Because of ongoing events and the current low-interest rates being seen, many homeowners are contacting me and asking ... "Would a Refinance of my present mortgage be a smart move?" My answer to them is typically, "Well, it depends."It...
Mortgage Conversation with Don & Kasie CopelandRecorded on April 2, 2020 This is a 30 minute talk with Don and Kasie Copeland of American Mortgage Service,Click on this YouTube Link: Info on the CARES Act H.R. 748 Coronavirus Aid, Relief, and Economic Security Act Link to Section 4022 Foreclos...
I discussed Covid 19 appraisal issues in my previous blogs about Conventional and VA appraisals here: https://activerain.com/droplet/5mMF and here: https://activerain.com/droplet/5mMD for FHA as well: https://activerain.com/droplet/5mPx The USDA just came out with Guidance on Appraisals and Em...
How to Get the Paycheck Protection Program & Economic Disaster Loans
(Commercial Capital Ltd.)
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https://flic.kr/p/s6895e Paycheck Protection Program & Economic Disaster LoansIf you are a landlord or a business and you have been affected by the Coronavirus Pandemic, the Government is offering a lot of assistance through the SBA. Here is what to do…. First, apply for the Economic Injury Disas...
Published on 3/29/2020 & modified on 3/30/2020 While you're isolating at home, there are things you can do to help buy a home now or in the near future. Instead of spending time surfing the Internet looking at homes, do the groundwork necessary to be able to purchase the home that you find. Ther...
Have you ever heard the phrase: "If it sounds too good to be true it probably is." Or: "There is no such thing as a free lunch" ?All the talk of Mortgage relief or 90 day mortgage forgiveness today can be put under the above umbrella. It is not a handout. It is not a freebie. It is not a gran...
THERE WILL BE NO RECESSION IN TRI-COUNTY AREA OF ELDORADO, PLACER AND SACRAMENTO! Please get the facts and stop spreading false news! This is serious folks-and with that-please be well informed-a Forbearance is NOT going to be Forgiven...though will save those of us Americans, who need it and de...
Are you a Superstar or do you want to be one?
(Woodland Management Service / Woodland Real Estate, Keller Williams Fox Cities)
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Are you a Superstar or do you want to be one? Saturday, November 11 from 9:00 - 3:00 at the Sleeps Inn in Eau Claire Join Rachel in becoming a superstar. Finding peace of mind, body and spirit. If you are ready to go to the next level in your goals. You will benefit from a day of strategic coa...
With interest rates hitting all-time lows over the past few weeks, many homeowners are opting to refinance. To decide if refinancing your home is the best option for you and your family, start by asking yourself these questions: Why do you want to refinance? There are many reasons to refinance, ...
What Does POC Mean?
(The Mortgage Experts at America's Mortgage, a Division of Cherry Creek Mortgage Co.)
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Here's another common question:Q: What does POC mean on a Good Faith Estimate and a Final Settlement Statement?A: POC stands for Paid Outside of Closing, and refers to any fee that is not being disbursed at the closing. The two most common POC charges are the appraisal fee (if it has been paid by...
Did you buy a timeshare that you now regret? Do you lose time you could be productive at work or home relaxing wondering how to get out of a timeshare? Is your timeshare causing you to lose sleep? If so, you are not alone. Timeshares end up being a purchase that most consumers truly regret. In fa...
Having Difficulty Navigating the Many Types of Mortgages?
(Chapman Hall Premier Realtors)
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Not only are there hundreds of institutions offering mortgages, it can seem as though there are dozens of different types of mortgages themselves. Different interest rates, different lengths and other features can be confusing. This article describes some of the different options you may encounte...
Winter is Coming - Are you in these 12 housing markets?
(Coldwell Banker Residential Frisco)
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Interesting article from National Mortgage News,what are you seeing in your area? Lets network! 12 housing markets where prices are cooling off Rene
COVID-19 - BANKS OFFER MONTHLY PAYMENT DEFERMENT
(THE ZARETSKY LAW GROUP - Board Certified Real Estate Atty and AUTOMATED LAND TITLE COMPANY)
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Bank of America, Chase Bank, Ally Bank, Wells Fargo, and other mortgage lenders are falling in line - to allow deferment of monthly mortgage payments for 90 or 120 days. This is in response to the huge impact Covid-19 is having and will continue to have on everyone with mortgages in the United S...
PART 3UPDATE-On Parts 1 and 2 Reports-Several Banks have stepped up and have committed to giving the 3 month reprieve on your Mortgage payments-BUT not w/o you calling to place your loan into Forbearance mode. Be aware, at the end of 3 months the only way to save your good credit standing, though...
Thank you to those who have served this country. Whether you are currently deployed or a retired veteran, one of the amazing benefits of your service is your eligibility for a VA Mortgage. What is a VA Loan?Some wonder how a VA loan works when they see the commercials on TV from various VA lender...
DO YOU KNOW? Studies ‘Credit Invisibility’ in HUD-Assist Households
(Charles Stallions Real Estate Services )
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We have access to any home on the gulf coast, from Pensacola to Pace, to Gulf Breeze and many that will be coming SOON to the market let us save you money whether selling or buying. Call, text 850-476-4494 or email us charles@charlesstallions.com. DO YOU KNOW?Studies ‘Credit Invisibility’ in HUD...
Hopefully everyone is staying safe and healthy these days. It's been crazy these past few weeks. In the lending world, that craziness racheted up a notch when I started getting calls that non-QM loans are being suspended or canceled. Between Friday and today that has been a common theme. It r...