Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By DEANNA C. SMITH CERTIFIED MOBILE NOTARY, Highest Ranked Certified Mobile Notary in Virginia
(Certified Mobile Notary Signing Agent)
Comments 9
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including the unincorporated areas of Roanoke County.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans and refinances.   I am Na...

By Helene Kelbaugh, REALTOR, Internet Marketing Specialist, eXp Realty
(eXp Realty)
Comments 4
The 6 (Not-So-Simple) Steps to Securing a Home Loanby Helene Kelbaugh of Keller Williams Legacy MetropolitanLet's Chat!  Sellers & Buyers: (443) 465-8443 Schedule AppointmentFrom the word "mortgage" to the methods used by lenders to determine how much to loan, the home loan process can be confusi...

By Rateswire.com Rateswire.com
(www.rateswire.com)
Comments 4
  The Obama Administration's Loan Modification program will provide a reduction in the mortgagea loan payments of thousands of Cheney, Medical Lake, and Davenport, Washington homeowners. Monthly installments will now be equal to or less than 31% of the gross monthly income of the household (inclu...

By Rateswire.com Rateswire.com
(www.rateswire.com)
Comments 4
  Obama's Loan Modification Plan is now helping Bremerton, Port Orchard, and Gig Harbor, Washington homeowners continue with their payments so they don't lose their home to foreclosure. The Obama Federal loan modification program was put into place to provide lower mortgage payments to homeowners...

By John Verdeaux
(Keller Williams Realty, Knoxville-West)
Comments 2
Question:  Do I qualify for the HAFA Short Sale Program? Answer:  Call me and I can let you know! Hah!  In all seriousness, this is a bit of a loaded question because a borrower has to meet several criteria in order to qualify for the program.  MOST of the top lenders and mortgage holders do part...

By Bob Thompson 562.344.5626 Alternative Documentation, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
No Income, Verified Asset (NIVA) Loan for Investment and Owner-Occupied Properties.  680 mid FICO, SFR's, 1-4's, Condos and PUD'sTerms: 15 year fixed, 3, 5 or 7/1 ARMs in the 4s.Purchase: 70% LTV to 2M, up to 100% of the down can be giftedRefinance: 65% LTV to 2M Cash out: 60% to 1M, 50% LTV to 5...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 0
Low Mortgage Rates in Holbrook NY Flat Rate Mortgage Broker  Flat Rate Mortgage Broker, The Mortgage Outlet, shocks the industry with rock bottom mortgage rates for Holbrook NY. That is right you pay just one flat fee and no other garbage fees like processing, application, doc prep, lock in or an...

By Dennis Dahlberg Broker/RI 623-582-4444
(Level 4 Funding )
Comments 2
Simply put private money lending allows you to act as the bank for other investors.Rather than directly purchasing assets, you get the opportunity to fund those owned by colleagues and partners. By now you likely realize how beneficial this set up can be. However, there are a few more things you ...

By Dennis Dahlberg Broker/RI 623-582-4444
(Level 4 Funding )
Comments 2
Investing in real estate is essentially one of the smartest and safest strategies to promote wealth building.While a portion of profits will undoubtedly be allocated to the lifestyle of their choice, investors are advised to be smart with their money. Of course, you can reinvest into another prop...

By Bob Thompson 562.344.5626 Alternative Documentation, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
Private Money Loans for Owner and Non-Owner Occupied properties.Commercial and Residential Loans for purchase or refinance up to 80% LTV.Terms: 1, 2, 3, 4 or 5 year loans amortized for 30 or 40 years.Rates from 7.99% and 2 points.NO minimum FICO score required.Choose a pre-pay period.10 day close...

By Lisel Sutter, EA, Tax & Financial Services
(Sutter Tax, Financial & Insurance Services Inc.)
Comments 2
Tax Surprises for the Newly Retired

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
Small Balance Stated Income Loan cc: by:https://flic.kr/p/4yAmDD   SMALL BALANCE STATED INCOME LOAN ARE BACK!     We can do small balance stated income loan for commercial investors and business owner occupied deals with NO Tax returns required to underwrite the deal!      credit scores as low as...

By Bob Thompson 562.344.5626 Alternative Documentation, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
O/O + N/O/O 1 day ownership seasoning OK SFR 1-4, Condo’s,PUD’s (Warrantable Only ((Freddie-Mac Guidelines)) County Select Income is not verified by any means No Minimum Fico Required Foreign National Borrower’s OK – Passport Only Minimum 1 Year out of Bk, FC, SS 1×60 Allowed in Past 12 Months C...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 0
Last week’s economic reports included readings from the National Association of  Home Builders on housing markets along with Commerce Department data on housing starts and building permits issued. Weekly reports on mortgage rates and unemployment claims were also released. NAHB: Builder Confidenc...

By Bob Thompson 562.344.5626 Alternative Documentation, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
24 Month Bank Statement Averaging, 1 Year Taxes or Asset Amortization Loans for Business Owners or Employees. Self-Employed for the last 2 years: 1 year Taxes or 24 months bank statements.Employees: w2's and paystubs only for Primary Residence  3, 5, 7 and 10/1 ARM's, 15 and 30 year fixed. Rates ...

By Bob Thompson 562.344.5626 Alternative Documentation, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
Home Equity Line of Credit (HELOC) No Income Verified-Verified Assets (NIVA) NO TAXES NEEDED Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos.Over 700 FICO needed, first 6 months starting at 4.29%. Loan amounts from $150,000 - $1,000,000. Up to 70% LTV to $1,000,000 lo...

By Bob Thompson 562.344.5626 Alternative Documentation, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
Alternative Documentation 24 Bank Statements  24 Month Bank Statement Averaging or1 Year Taxes or Asset Amortization Loans No Taxes, w2's or executed 4506T are required. Minimum FICO score is 600.  3, 5, 7 and 10/1 ARM's, 30 year fixed. Owner Occupied and Non-Owner Investment properties, SFR and ...

By Nick Good, www.TheGoodHomeTeam.com
(The Good Home Team with eXp Realty)
Comments 3
Have you been asking yourself "Should I Refinance My House Now?" then you are in luck as Nick Good Top Dallas Realtor with The Good Home Team at eXp Realty interviews Texas loan officer, Michael DeBacker "Mortgage Mike"  Michael DeBacker shares with us that interest rates currently (as of the fir...

By Dennis Dahlberg Broker/RI 623-582-4444
(Level 4 Funding )
Comments 2
Understanding the basics of hard money lending represents the first step of breaking down real estate financing. Hard money loans are, after all, a real estate investor’s best friend; they are the quickest path to securing a deal. Nonetheless, hard money lending can get complicated quickly, so yo...

By Bob Force (REALTOR®), The FORCE in Maryland Real Estate
(Century 21 - Redwood Realty)
Comments 2
Today’s View – July 16, 2020 – Mt. Airy, Md. 21771 – Detached HomesThis is a market report for existing detached homes in Mt. Airy, Md. 21771.  At the time of this report (7/16/2020) not including new construction 25 such homes are on the market FOR SALE, another 82 under contract, 47 have sold i...