Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
VA Myth - VA loans are only available to $417K (or $424K, $453K,  484K, or even $1m)A common myth with VA Loans is that they don't work for your area, the loan amounts are too low for your area, or that Sellers aren't accepting VA Offers.   In the past this was true, but with VanDyk Mortgage,  th...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
The difference between Conventional and Conforming Loans.Ever since I can remember, these two terms are incorrectly referenced in the media, websites, and by Mortgage lenders and Realtors as well.   So what is the difference between a Conventional Loan and a Conforming loan?   Let's start with de...

By Ron Lanzillotta & Mike Pesce, The Pesce & Lanzillotta Team, at Douglas Elliman
(The Pesce & Lanzillotta Team, at Douglas Elliman)
Comments 0
Mortgage rates in the last 5-6 months have seen some turbulent changes with reactions from Federal Reserve policy.  Mortgage rates have a direct correlation to home valuations.  As interest rates go up, and the cost of borrowing money increases – asset prices go down.  The reason behind this is t...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending April 4, 2019   Please enjoy this quick update on what happened this week in the housing and financial markets.   Signaling a possible slowdown in the economy, retail sales dropped 0.2% in February. Slower economic activity is likely to keep the Fed from raising rates. Rates ...

By Roy Kelley
(Realty Group Referrals)
Comments 12
Ask ALL your questions and gain the information you need BEFORE you make your offer ...  Beyond Down Payment:  What Will My Mortgage Closing Costs Be?   When I first speak with new mortgage clients … especially those that are first-time home buyers … there's often a bit of confusion regarding wha...

By Patty Clark, Helping Families Move with Care
(Morningside Homes, LLC)
Comments 0
  If you're at an age where you need to be taking Required Minimum Distributions (age 70.5) from your IRA, a qualified charitable contribution and some planning may allow you to lower your overall tax liability. Let's say that a couple's 2019 itemized deductions include $8,000 in property taxes, ...

By TIM GARTON, "Highly Skilled Pro"
(RE/MAX Gold)
Comments 0
Dear friends and clients,Some people have the misconception that a 20-percent down payment is required for a home purchase, when in reality, many home loan options exist that may be able to put consumers into a home for as little as 3 percent down. In fact, 77 percent of non-cash first-time homeb...

By Linda Piper
(Planatek Financial, Inc.)
Comments 5
Much has been said and written regarding the financial benefits of home ownership...but I'm a numbers gal. I relate best to hard numbers and put together an analysis that supports the benefits of home ownership. Let's explore 3 areas of potential benefit - equity accumulation by paying a mortgage...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
Finding a loan for your primary residence is pretty straight forward.  There are many options, for qualified individuals.  Finding a loan for an investment property, however, can be more of a challenge.  We specialize in California investment property acquisition and refinance loans. There are ma...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
Food brings friends and families together, but the mechanism of business that makes it happen has a lot of moving parts. Restaurants give their patrons a memorable experience when they deliver good food and a fun, safe, and clean storefront. Restaurant equipment impacts every aspect of the busine...

By James White
Comments 1
Homeowners decide to refinance their mortgage for a variety of reasons. Many like the idea of lower interest rates, while others justify their choice on the basis of their credit score. In other words, the question, "Should I refinance my mortgage?" has different answers, depending on your situat...

By Chris Freck, EstaR Mortgage, A Bilingual Brokerage
(EstaR Mortgage)
Comments 1
  One out of every ten homeowners in America owes more on their mortgages than the value of their homes. You may want to consider the "cash-in mortgage" strategy if you're in that situation. You can use this strategy to reduce your mortgage in order to refinance your loan into a lower payment.  ...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/oSpBcn   Expanded Commercial Bridge Loan Coverage....   We have expanded the coverage of what our private money can do, growing our platform above $2 Million up to $20 Million! This is a direct lender platform, we can close off our balance sheet (quickly) with an in-hous...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic news included readings on construction spending and inflation; labor sector reports on the national unemployment rate, public and private sector employment were also released. Weekly readings on mortgage rates and new jobless claims were also released.Construction Spending Ri...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 6
Reverse Mortgage Loans Long Island | The Mortgage Outlet What is a Reverse Mortgage Loan Long Island?Call David or Erika Bailey at 631-589-3600Licensed Loan Originators at The Mortgage Outlet   The Experts The Mortgage Outlet have been handling Reverse Mortgages loans on Long Island Since 1987. A...

By Eric J, Dream Home Financing
(Eric J - Dream Home Financing)
Comments 1
Self employed individuals have often struggled to find loans to purchase a home. While they are taking legal tax deductions as business owners, those deductions result in a very low net income on their tax returns. This low net income prevented them from qualifying for a loan.The good news is the...

By Eric J, Dream Home Financing
(Eric J - Dream Home Financing)
Comments 0
The days when a borrower would walk into a local bank looking for a rate quote for a home purchase are almost gone. Most of the rate shopping and loan originating is done online. One of the go-to places for consumers over the past few years has been LendingTree.LendingTree has become a name that ...

By Eric J, Dream Home Financing
(Eric J - Dream Home Financing)
Comments 0
As a mortgage professional, I am getting daily requests for bad credit mortgages. The reality is that there are more people which bad credit than there are people with good credit.What is bad credit? From a lending perspective it is anything below a score of 620. If your score is less than 620, y...

By Eric J, Dream Home Financing
(Eric J - Dream Home Financing)
Comments 0
There are many reverse mortgage benefits that get overlooked today. First, there is the old reverse mortgage fear that somehow you get a reverse mortgage and then soon after you lose your home. That could not be farther from the truth. If anything, it actually solidifies your situation with your ...

By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - )
Comments 2
Mortgage interest rates for buying a home on the Palos Verdes Peninsula decreased slightly this week. The following are excerpts from the newsletter on interest rates published by HSH Associates :"A measurable decline in mortgage rates to close March held on this week, but it appears that underly...