Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial


By Kevin J. May, Serving the Treasure & Paradise Coasts of Florida
(Florida Supreme Realty)
Comments 3
If you are not friends with Fair Isaac you are doing yourself a disservice. He can be supportive in all things financial in your World. Don't be afraid of him. His goal is to direct you to a better life and he'll do so with easy to understand directions if you simply listen to the wants.The first...

By Patty Clark, Helping Families Move with Care
(Morningside Homes, LLC)
Comments 0
  In the time that it takes to write one check, you can set it up with your bank and never have to do it again.  You won't have to write checks, envelopes or buy stamps anymore.  You'll save time, money and benefit in other ways too. Never be late ... avoid late fees and protect your credit Sched...

By John Lemos, Your Mortgage Expert
(New American Funding)
Comments 2
Is a Debt Consolidation Loan Worth It? There are two debt consolidation scenarios that are gaining popularity in today’s economy:1 – If you already own a home: a debt consolidation loan is typically where you trade in your lower-balance home loan for a higher-balance home loan.  You could then us...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending March 21, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   The Fed did not raise policy rates at this month's FOMC meeting. Based on Fed projections, we likely won't see another Fed rate hike until 2020. Jobless claims fel...

By HGNL Digital Marketing Agency, We are a full service real estate marketing agency
Comments 0
Would you like to stop paying your landlord’s mortgage and start paying your own mortgage?Let’s say you’ve been renting for about 15 years (180 months) at $1,000 per month, you would have paid your Landlord a whopping $180,000!!! What could that $180,000 do for you and your family right now? For ...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/oSpBcnALT-CMBS Loan!   You may have heard of our Alt-A loan, the loan that is more flexible than conventional but MUCH better than private money. Well now, we have an Alternative CMBS loan. This loan, typically less than ¼% higher than a typical CMBS loan, offers the fo...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 0
Lock Watch for the Week of 4/1/2019 Volatility-O-Meter:Full slate of reports this week, capped by employment numbers on Friday.  But the bond market may be poised for a correction and higher rates this week.  Stay on your toes. Economicalendar (all times are Pacific):Mon, 4/1:    Retail Sales (5:...

By Bob Elliot, 20+ Yrs Local Industry Experience
Comments 2
Last week's economic reports included readings from Case-Shiller on home price growth, Commerce Department readings on housing starts and building permits issued. The Conference Board issued its monthly reading on consumer confidence. Pending home sales and weekly reports on mortgage rates and fi...

By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
Comments 1
 Eden Prairie is one of the most desirable places to live in the entire United States with top schools, beautiful parks, and a high standard of living! Eden Prairie was recently highlighted by Money Magazine as the 2nd best place to live! The most economical way to "get a slice" of the Eden Prair...

By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
Comments 1
Many prospective homebuyers are being hit with a few harsh realities. The first, finding a home that is affordable is hard, especially finding an older one that you might want to fix up and build equity into. The difficulty is compounded when you try to buy it with an FHA mortgage, which is a gre...

By Roy Kelley
(Realty Group Referrals)
Comments 16
The TIMING (and success) of any future mortgage application could rely heavily on how recently a late mortgage payment was made.       HOW and HOW MUCH Late Mortgage Payments Can Hurt You     From client info, applications, communications, mortgage industry news, marketing ideas, to social media ...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 1
Stated Income Verified Asset (SIVA) Loan Product for Residential or Commercial   Stated Income, Verified Asset Purchase or Refinance Loans   Fix and Flip 1-4s (1yr loan, 4 mo. prepay) or 1) Long Term Hold (30 yr loan fixed for 3 or 8 yrs, down to 1 yr prepay with buydown)  Commercial or Resident...

By Jeff Masich-Scottsdale AZ Associate Broker,MBA,GRI, Arizona Homes and Land Group/ Buy or Sell
(HomeSmart Real Estate)
Comments 2
Thank goodness we have various real estate and home related tax deductions some for homeowners, some for investors and some for both. Don't miss these real estate related deductions from Audrey Ference of Realtor.com in an article dated March 21, 2019. Welcome to your home tax deduction checklist...

By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - )
Comments 1
Mortgage interest rates for buying a home on the Palos Verdes Peninsula decreased significantly this week. The following are excerpts from the newsletter on interest rates published by HSH Associates :""In like a lion, out like a lamb" is an old saying about the weather in March. Given that 30-ye...

By Lisa Davies
(Online Buzz)
Comments 0
OverviewWhen you think of a backpack, what automatically comes in mind are travelers that are on a budget. However, the years have changed and rucksacks, or so as what others would call the bag, have become staples of even the people working in the offices.HistoryIn the year 1910 in the US, the w...

By Madison Mortgage, Serving Wisconsin, Illinois, Minnesota & Florida!
Comments 27
In the summer of 2015 the Federal Housing Administration (FHA) made some changes to a wide range of its guidelines. The goal is to make sure prospective buyers are financially ready right now to buy a home and there is a reasonable chance that they can continue to afford the home. Listed below ar...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
32514 Pensacola Florida News: A 'perfect' credit score is a mythWe've decided "to let an otherwise meaningless score mean a lot to us. And in the process, we've made decisions that make no sense," says 'Pete the Planner.' Read more.   Call or Text Charles Stallions Now 850-476-4494 for any of you...

By Chuck Carstensen, Minnesota Real Estate Expert
(RE/MAX Results)
Comments 0
Carstensen Team Re/Max Results featuring Paragon Credit Services Weekly Videos Week 16.Go from credit challenged to credit genius with this 16 week video series from Paragon Credit Services! In week sixteen of the Credit Genius video we'll discuss what your real name is and how it can affect your...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 28
  What You Need to Know About Credit FreezesWhen Buying a Home   Currently, I'm working with clients that had chosen ... prior to their mortgage application ... to place a Credit Freeze on their credit file and credit accounts ...They had decided to take that action after the discovery of 2017's ...

By Shanna Day Team Leader AZ & UT - Call 480-415-7616, Top .0033% of 40,000+ Realtors in our MLS
(Keller Williams Realty EV (AZ) & Keller Williams SLC (UT))
Comments 1
Get To Save $$$ When You Buy A Home w/ ZeroPlus By Keller Mortgage! So how can you add more bang for your bucks with ZeroPlus by Keller Mortgage? Just take a look at how much dollars you'll save with the following homes for sale in the East Valley with ZERO lender fees, ZERO origination fees PLUS...