Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic releases included readings on construction spending, public and private sector jobs and national unemployment. Weekly reports on mortgage rates and first-time unemployment claims were also released.Construction Spending Little Changed in April Census Bureau readings for April...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 22
  Taking The Mystery Out of Credit Score Calculations Credit ... Credit Building ... Credit Repair ... Credit Reports ... Credit Scores ... Credit Scoring ...  I feel a bit like Bubba in Forrest Gump at times when I speak or write of credit-related things ...  Why?  Because such a large number of...

By Jeff Masich-Scottsdale AZ Associate Broker,MBA,GRI, Arizona Homes and Land Group/ Buy or Sell
(HomeSmart Real Estate)
Comments 2
Everyone needs Good News now and then, don't you think? Well, for Home Buyers, as we move into June 2019, mortgage rates, already closer to historic lows than historic highs, have dropped again to a 16 month low! Mortgage rates nosed below 4%! Also, the Federal Reserve has been sending out hints ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending May 30, 2019   Please enjoy this quick update on what happened this week in the housing and financial markets.   Economic growth in Q1 accelerated, but momentum is slowing. Inflation pressures were much weaker than initially thought, supporting lower rates. Consumer confidenc...

By Jeff Masich-Scottsdale AZ Associate Broker,MBA,GRI, Arizona Homes and Land Group/ Buy or Sell
(HomeSmart Real Estate)
Comments 1
Younger millenials and Generation Xers still want to buy their first home.  How to pay for it? Well follow the yellow brick road. The first stop may be the Bank of Mom and Dad.  See if Bank of Mom and Dad is still open? As a buyer, this could work and does work. The Bank of Mom and DadIs there a ...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 24
There's No 'I' in Mortgage        I have a confession ...           I am a "Sportsaholic".  Anyone that knows me knows that to be true.  Especially my wife.      Name the sport.  I probably watch it or follow the outcome of its competition/games.  Football, golf, baseball, basketball, hockey, bul...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 2
 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates may have changed click here to varify  Lender Term/Type Interest Rate % Points % *APR Aloha Pacific Federal Credit Union531-3711NMLS#377314 15-YR Fixed 3...

By Dena Stevens Coriz, Putting The Real Into Realtor Since 2004
(Rocky Mountain Realty )
Comments 0
 Thank you for stopping by! I so appreciate your time. Like any profession, reviews from past or current clients is SO Important. These reviews let potential real estate buyers and sellers know how you feel about how I handled the most important investment in your life.  If you have not written a...

By Chris Freck, EstaR Mortgage, A Bilingual Brokerage
(EstaR Mortgage)
Comments 1
  Mortgage rates are determined by the supply and demand for mortgage bonds in the bond market. Why Mortgage Bonds? When you get a mortgage in the US, your mortgage company is getting the money from Fannie Mae, Freddie Mac or other "securitizers". These "securitizers" get their money by issuing ...

By Dena Stevens Coriz, Putting The Real Into Realtor Since 2004
(Rocky Mountain Realty )
Comments 0
 Thank you for stopping by! I so appreciate your time. Like any profession, reviews from past or current clients is SO Important. These reviews let potential real estate buyers and sellers know how you feel about how I handled the most important investment in your life.  If you have not written a...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic news included readings from Case-Shiller on home prices and pending home sales. Readings on consumer confidence and weekly reports on mortgage rates and new jobless claims were also released. Case-Shiller: Home Price Growth Slows in MarchWhile home prices continue to rise thr...

By Lauren Massie, CPA, EA, MBA, CPA - Specializing in Tax Settlement in Raleigh NC
(Lauren Massie, CPA PLLC)
Comments 0
Need to sell or refinance a home with an IRS tax lien or North Carolina Department of Revenue tax lien? Many clients who come into my Raleigh, NC office assume that they cannot sell or refinance a home with a tax lien or judgment unless the underlying debts are paid in full. Contrary to popular b...

By Bob "RealMan" Timm, Owner of Ward Co. Notary Services, retired Realtor
(Ward County Notary Services)
Comments 20
Dean C. Rubbelke of Edward Jones is one of the many professionals who work in the same Professional Building as I and we visited today about retirement planning.'m 65 years old so my first question to Dean was how old is to old to financially plan for retirement. Dean, a Financial Advisor, did a ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending May 23, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Last month's Fed meeting minutes show officials are in no hurry to move interest rates up or down, though investors are looking for a rate cut by year's end. Recent ...

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 0
In my 30+ year career down payment and closing costs have always been the #1 problem in getting a person qualified for a mortgage.I have spoken to countless people over the years that could easily afford a huge payment but never saved a penny.  So if you are reading this in anticipation of buying...

By Sally K. & David L. Hanson, WI Realtors - Luxury - Divorce
(EXP Realty 414-525-0563)
Comments 6
You can never know tooo much about credit scores !      Taking The Mystery Out of Credit Score Calculations   Credit ... Credit Building ... Credit Repair ... Credit Reports ... Credit Scores ... Credit Scoring ...  I feel a bit like Bubba in Forrest Gump at times when I speak or write of credit-...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
Owning a home is a dream for many people, but there’s one thing that stands in the way of realizing this dream: a down payment.  A home is the biggest purchase you’ll make, and you can expect to put down a hefty down payment. Most people will have to save for several years before they can finally...

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 2
There are many types of debt consolidation loans to choose from, but one might be better than the other for you depending on your specific circumstances. Read on below to help you choose the best one for your needs!But First, Why Consolidate Debt?Paying debt can be very difficult, more so when yo...

By Ben Gerritsen, Mortgage Loan Originator
(Mortgage Miracles Happen, NMLS ID: 1289680)
Comments 2
Refinancing an FHA mortgage loan is very similar to refinancing other types of mortgage loans, both conventional loans, VA loans and USDA mortgage loans.   FHA mortgage loans has its own list of requirements and regulations that govern refinance loans.  If you’re considering an application for an...

By Joey Torkildson, Joey
(Keller Williams Premier Realty)
Comments 1
More rates are still at an all-time low and you are considering refinancing your mortgage. Before you take that step, there are a few things that you should consider to make sure that the refinance is going to benefit you financially. Will You Save Money By Refinancing – You need to take into con...