Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Lynn Pineda, Real Estate Promises delivered in SE Florida
(eXp Realty)
Comments 21
Want to know the facts about FHA Mortgages? Then you've stumbled upon the right post where Inlanta Madison Mortgage has written a comprehensive guide to FHA Mortgages.   A must read for any home Buyer or for that matter, anyone wishing to educate themselves on FHA Morgtages. Many potential home b...

By John Krol, Naples,Luxury Homes,International Buyers / Sellers
(Top Producers Realty, Inc. Krol Group International)
Comments 0
Guide to understanding Covid-19 mortgage rates While much of the United States is still seeing the impacts of shelter in place orders, Florida does not have as many restrictions and that means if you want to buy a house now, you certainly can. You might have heard that mortgage rates are going t...

By Bob Elliot, 20+ Yrs Industry Experience
(eXp Realty)
Comments 0
Some Highlights Mortgage rates hit another all-time low, falling below 3% this week. If you’re ready to buy a home, now is a great time to truly get more for your money at this historic moment. Let’s connect today to determine your best next steps toward homeownership.

By Rono Williams
(Versil)
Comments 0
If you are an investor rehabbing residences for profit, sooner or later you will hear about private money lending. Numerous individuals mistakenly assume that private loans accommodate risky borrowers: those with a marginal credit history or who cannot prove their earnings. In reality, they are c...

By Rich Jacobson, Your Kitsap County WA Real Estate Broker
(Fathom Realty West Sound)
Comments 7
(Updated 5-13/20: So we finally received a determination from the VA regarding our Reconsideration of Value (ROV). The appraisal stands AS-IS, with no change in value. So according to the VA, a brand new roof adds absolutely no value to a home. While the folks at NFCU made some perfunctory attemp...

By Dennis Dahlberg Broker/RI 623-582-4444
(Level 4 Funding )
Comments 1
 While each individual investor may have their own agenda when it comes to a particular exit strategy, the returns provided by an investment are of the utmost importance. For all intents and purposes, the ROI is the motivation behind any investor. After all, money means security. Who would not wa...

By Eleanor Thorne, Equity Resources 919-649-5058
(Equity Resources)
Comments 3
If you want to find a Builder to build your home on a lot, how do you do that?  One way is to have the Builder take out a mortgage, and in that situation, you normally have to make a pretty sizable deposit with the builder, often times it’s at least 20%.  IF you own the lot, you might have to sig...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
According to the Federal Reserve , consumer credit debt skyrocketed to $1.057 Trillion by March 2019. This number is both staggering and sad. Around the United States, American's take on debt to finish school and to help make ends meet. Sadly, most American's are not able to pay off the debt they...

By Dennis Dahlberg Broker/RI 623-582-4444
(Level 4 Funding )
Comments 0
The average real estate investor relies on a steady flow of private money to supplement their respective deals, often in the form of a private money loan. But where can one find this endless stream of money? Not only are institutional loans lengthy and cumbersome, but they can also impede the pro...

By Dennis Dahlberg Broker/RI 623-582-4444
(Level 4 Funding )
Comments 0
Most of us are familiar with a mortgage. However, in many states, deeds of trust are used in place of mortgages and the role they play in the home buying process. But what is a deed of trust?A deed of trust secures real estate transactions and includes three necessary parties: lender, borrower, a...

By Dennis Dahlberg Broker/RI 623-582-4444
(Level 4 Funding )
Comments 0
No matter what angle you put on it or how savvy you are, investments are always a gamble and can be tricky. So, is it a smart move to invest in trust deeds?First things first. What exactly is trust deed investing? Trust deed investing is when someone loans money to someone else; also known as the...

By Bob Rutledge, FHA 203k - USDA - FHA - Down Payment Assistance
(USA Mortgage)
Comments 3
Mortgage Approval    After Your Bankruptcy St. Louis, Kansas City Springfield, Columbia and Missouri     You Are Not Alone I recall the feelings that ran through me when I felt compelled to file for a Chapter 7 bankruptcy, I felt as though I was an outcast and ashamed that I could not handle my o...

By Dennis Dahlberg Broker/RI 623-582-4444
(Level 4 Funding )
Comments 0
Many real estate investors know that buying an investment property is different than purchasing a primary residence. Among the differences is that many homeowners will turn to a conventional mortgage, while real estate investors often look for alternative forms of financing. That is why as a real...

By Bob Elliot, 20+ Yrs Industry Experience
(eXp Realty)
Comments 0
Last week’s scheduled economic news included readings on consumer credit, job openings, jobless claims, and mortgage rates. Consumer Borrowing Declined at Slower Pace in MayAccording to Federal Reserve data, consumer borrowing fell at a slower annual pace of -5.30 percent in May as compared to Ap...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
What is a Commercial Mortgage Back Security Loan? cc: by: https://flic.kr/p/2itGaZo CMBS loan is different from a traditional commercial loan. With a traditional commercial loan, the lender gets paid back over time. It is different with a conduit loan because the loan will be sold and packaged al...

By Richa Nayyar
(Coming service)
Comments 2
 For as long as twenty years, it has turned into a far from being obviously true subject for students about which method of learning is better, on the web or offline (classroom). Keeping the present blast in innovation and advanced changes occurring over the world, I propose a wannabe must go for...

By Arina Hanciulescu, RealtyPros
(RealtyPros)
Comments 4
  Las Vegas, as we know, was the foreclosure capital of America during the recession. Job losses soared as borrowers throughout the valley fell behind on their mortgage and lost their home to lenders. But in a break from recent history, Las Vegas is showing signs that its mortgage woes, at least ...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
Why Borrowers Get Spam After Their Credit Is Pulled A borrower needs a mortgage to purchase a home. They contact the mortgage broker or bank they want to work with, apply for a mortgage loan, have their credit pulled, and boom! they start getting spam calls out of the blue asking if they are buyi...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
There are specific perils that would cause extensive damage to your home and property within. Therefore, it is advisable to have a home insurance policy to cover for the repair or replacement costs. Home insurance is there to protect your home from unforeseen damages or injuries. The insurance po...
It cannot be stressed enough:  If you wish to limit the potential financial/credit impact you face as a result of current COVID -19 challenges, take action proactively to do so.  That is how you may provide yourself the most relief and financial protection ... and the method through which your cr...