Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial


By Jeff Sipes, Blue Water Credit
(Blue Water Credit)
Comments 1
Keeping a great credit score is the best way to save money on your mortgage, car loan, credit cards, and other interest rates, but it takes responsible financial choices with money, credit, and debt to achieve that. As FICO scores range from 300-850, with 680 considered good and above 720 excelle...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending November 9, 2018 Please enjoy this quick update on what happened this week in the housing and financial markets.   The Fed didn't raise policy rates at this month's FOMC meeting but is expected to raise rates in December. Mortgage rates will likely remain unaffected. The midt...

By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
Comments 0
Many homebuyers are unaware of the Minnesota Housing Finance Agency (MHFA) preferred risk program (Called Start Up for First Time Homebuyers and Step Up for previous homeowners) available from selected lenders that provides a high 97% Loan to Value Ratio with no upfront or no monthly mortgage ins...

By Lauren Massie, CPA, EA, MBA, CPA - Specializing in Tax Settlement in Raleigh NC
(Lauren Massie, CPA PLLC)
Comments 0
Haven’t filed income taxes with the IRS or the North Carolina Department of Revenue (NCDOR) in a while? Trying to get caught up on filing the missing tax returns (non-filed tax returns) and don’t know where to start? These are the types of issues that I’ve been helping client with over the last 1...

By Joe Jackson, Clintonville and Central Ohio Real Estate Expert
(Keller Williams Capital Partners Realty)
Comments 0
Common sense to most home buyers however not to all of them!  The last thing you want to do is ruin your mortgage approval once you've gotten the go-ahead from the lender. If you've been preapproved for a loan there are some things you can do that will actually ruin your chances of getting the lo...

By Inlanta Mortgage - Madison, Serving Wisconsin, Illinois, Minnesota & Florida!
(Inlanta Mortgage - Madison)
Comments 27
In the summer of 2015 the Federal Housing Administration (FHA) made some changes to a wide range of its guidelines. The goal is to make sure prospective buyers are financially ready right now to buy a home and there is a reasonable chance that they can continue to afford the home. Listed below ar...

By Donald Payne
(Vision Realty)
Comments 1
 The last thing you want to do is ruin your mortgage approval once you've gotten the go-ahead from the lender. If you've been preapproved for a loan there are some things you can do that will actually ruin your chances of getting the loan. This can terminate the transaction and really put a ding ...

By Candice A. Donofrio, 928-201-4BHC (4242) call/text
(Next Wave RE Investments LLC Bullhead City AZ Commercial RE Broker)
Comments 36
YMMV o' course -- but in our Northwest Arizona real estate  market, properties are frequently offered with, among other terms, OWC which means Owner Will Carry (also called Seller Carryback, Seller Financing  or Land Contract).Owner financing can be a GREAT way to buy a property! No loan costs! E...

By Bob Elliot, 20+ Yrs Local Industry Experience
Comments 1
Last week's scheduled economic news was slim last week. The Federal Open Market Committee of the Federal Reserve issued its post-meeting statement, weekly readings on average mortgage rates and first-time jobless claims were also issued.FOMC: Fed Target Rate Unchanged, but Expected to Rise in Dec...

By Dan Papadapoulis, Home equity loans, second mortgages Toronto
(Mortgage Central Nationwide)
Comments 4
It is no secret that property values have gone up in Canada in the last 15 years. People living in certain areas like Toronto and Vancouver who bought their homes more than 2 decades ago have more than doubled the value of their properties. The recent huge increase in real estate market values me...

By Gary Massey, CPA, Atlanta's Small Business CPA
(Massey and Company CPA)
Comments 2
 If your business is being audited, the IRS is going to visit your office.  The auditor will be looking for anything strange, out of place or inconsistent with what is reported on your tax return.  These are known as "red flags."  Example of red flags include: the owner's luxury car or boat is pa...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
  cc: by: https://flic.kr/p/22MByYo If you are going to start a business, expand your business, or buy the commercial building you are renting, you can apply at your local bank for an SBA 7A loan. If they deny you, which is a 50/50 chance based on the SBA's own stats, then you have to apply at an...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 54
  FHA loans have been the major talk in the news as of lately. One loan officer e-mailed me the other day, asking if FHA is going away. I asked, how did you come up with this?  Because three realtors had mentioned it to them. I have not heard a thing, but let's use common sense.  If FHA loans wo...

By Jerry Thomas-Construction Loans, Construction Loans Jumbo/Conventional/FHA/VA
(Cranbrook Loans)
Comments 5
As a follow up to my blog on the role of the loan officer I'd like to say a few words about the role of an underwriter. First understand that there are two underwriters, the automated one and the human one. All conventional and government loan files are first submitted through a software package ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
Are you considering diversifying your portfolio but you aren't sure what you should do to spruce it up and make some cash for your wallet? There is a way to do this! You can simply look into trust deed investing Texas. Texas Mortgage Broker, Hard Money Loans, Texas Home Loans, hard money lender T...

By Fred Griffin, Licensed Florida Real Estate Broker
(Fred Griffin Real Estate)
Comments 0
 The last thing you want to do is ruin your mortgage approval once you've gotten the go-ahead from the lender. If you've been preapproved for a loan there are some things you can do that will actually ruin your chances of getting the loan. This can terminate the transaction and really put a ding...

By Carlos Samaniego EA, We help people with tax problems!
Comments 2
It’s no secret that many Americans struggle to pay their bills.  It’s even stranger to think how many in “middle” class live nearly paycheck to paycheck, but consumerism and marketing are hard to avoid.It’s likely that the numbers of Americans that are actually in the red based on the mortgage th...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 24
  Pre-Approval VS Pre-Qualification:How "Approved" are  You?  If you take a look online, you can easily find multiple definitions and opinions on just what constitutes a Mortgage "Pre-Qualification", "Pre-Approval", and "Pre-Approval Letter" ... and the differences that exist between them ... So ...

By Doug Dawes, Your Personal Realtor®
(Keller Williams Realty - Topsfield, MA)
Comments 7
Last year I went to a workshop hosted by the American Warrior Real Estate Professional organization. It was an emotionally moving experience for me. This is an organization dedicated to veterans. After the workshop ended I received the AWREP designation. The first thing I did was contact 2 or 3 v...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
 One of the biggest questions first-time investors ask is whether they can get approval from hard money lenders in Arizona or not. The truth is, you can get funding, but you’ll have to demonstrate knowledge.Real estate investors turn to hard money lenders in Arizona for a myriad of reasons. Somet...