Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial


By June Piper-Brandon, Piecing Dreams One Home at a Time
(Long & Foster Hampden)
Comments 4
Fraud and Your Real Estate TransactionIf you have been in the business as long as I have, you will have seen so many changes - some good and some ludicrous and some necessary but still ludicrous.I have seen commercial deals paid for with precious gems.  I have seen foreign buyers purchase investm...

By Eric Lawrence Frazier MBA, Founder and CEO of The Power Is Now, Inc.
(The Power Is Now, Inc. )
Comments 0
” If we want to promote homeownership, even before getting to address home prices, it is important to first educate homebuyers, which is the first step in buying a home.”  - Eric Lawrence Frazier. From the beginning of 2005, until the 2nd quarter of 2016, there has been a steady decline in homeow...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
Purchasing a residence is exciting as well as overwhelming. While it’s tempting to breeze through the many steps in order to finally own a home, it’s necessary to fully understand the home buying process so you can make informed decisions. First-timers in particular are susceptible to a number of...

By Bob Elliot, 20+ Yrs Local Industry Experience
Comments 0
Last week's economic reports included readings on home prices, sales of pre-owned homes and pending home sales. Weekly readings on mortgage rates and first-time jobless claims were also released. Case-Shiller Home Price Index: Home Price Growth Slips in AprilCase-Shiller reported slower home pric...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
San Diego is one of the most desirable locations in California.  With year round temperate weather, proximity to the beach and active lifestyle, many of the investors we work with daily live and work in this area.  Many investors and other sources of private money loans like making loans on prope...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
  cc: by: https://flic.kr/p/oSpBcn   Commercial Loan - 30 Year Fixed Commercial Rate is Available.... Yes, we have 30 year fixed for multi-family deals above $1 Million...with great rates! WE ALSO HAVE 30 YEAR FIXED for the other main commercial types-retail, office, light industrial, mobile home...

By Russell Barbour, Loving life!
(Unconventional Prosperity)
Comments 0
 There are as many ways to budget and save as there are personalities. You may be a type-A, strict, and regimented sort of person or you may be a fly-by-the-seat-of-your-pants type. There is a budget plan for each and every type. The key is finding a style that fits with your natural tendencies. ...

By Doug Dawes, Your Personal Realtor®
(Keller Williams Realty - Topsfield, MA)
Comments 6
The most important first step any buyer should take is to find a lender and get pre-qualified or pre-approved for a mortgage. It will let you know what you can afford for a mortgage AND most buyers will not seriously consider an offer if there is no pre-qualification or pre-approval.  Stop Wonder...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
If you are thinking about taking out a car title loan, you are most likely facing some kind of a financial emergency that needs to get taken care of as soon as possible. It’s an uncomfortable place to be in and can put a strain on many facts of your personal and professional life. What’s importan...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending June 20, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   The Fed kept policy rates unchanged at this week's FOMC meeting. However, the policy statement left the door open for possible rate cuts later this year. The 10yr T...

By Mike Sikorski, MBA, GRI, CRS
(Realty One Group)
Comments 1
The loan approval from your bank or mortgage lender to finance a home purchase may not include many homes for sale in "As-Is" condition, so it is critically important that you recognize this before committing yourself to a purchase contract. Several purchase contracts have failed to close recentl...

By Dale Taylor, Realtor = Chicago Illinois Homes Townhomes Condos
(Re/Max 10 New Lenox Illinois)
Comments 1
I recently closed a transaction on a Richton Park, Illinois home in which Gene help the Buyer procure financing.  At the closing I asked Gene to continue to include me on his helpful e-blast newletters.  He came through and loves it when I share...First! Thanking Gene Walters for providing this h...

By Eric J, Dream Home Financing
(Eric J - Dream Home Financing)
Comments 0
Can I Get a Bank Statement Cash Out Refinance Loan?Bank statement loans are for self employed borrowers who cannot document enough income to qualify for a mortgage. They qualify using the average deposits in their personal and or business accounts for 12-24 months. Now, this program is also avail...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
  cc: by: https://flic.kr/p/RhSi62     Why would you need Commercial Bridge Money?         We have expanded the coverage of what our private money can do, growing our platform above $2 Million up to $20 Million! This is a direct lender platform, we can close off our balance sheet (quickly) with ...

By Asad Malik, I'm an real estate agent and a house builder.
Comments 0
Private money lenders prove to be an effective solution for a lot of property owners. However, you still need to get into the details to analyze the private loans from each and every aspect. It would help make sure whether it is a suitable choice to fulfill your needs or not.Here are 7 things men...

By Carmela Jacobs, Ventura Co., Los Angeles Co., CA, & Global Realtor
(Carmela Realty)
Comments 0
 ¿Por qué hay tanto papeleo impuesto por el banco para la aplicación de un préstamo hipotecario al comprar una casa hoy? Al parecer el banco necesita saber todo sobre usted y requiere tres distintas fuentes para validar cada inscripción en el formulario de solicitud. A muchos compradores sus amig...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 28
  Do You Have Plans for the Weekend? Those Plans Should Include Checking Your CreditAnother weekend is just around the corner ... do you have plans?    Silly question, I know.  But even if you already have a boatload of activities on your calendar, carve out enough time to add one more important ...

By Steve Loynd, 800-926-5653, White Mountains NH
( Alpine Lakes Real Estate Inc., )
Comments 14
Many times in the past buyers have called about properties that they wanted to view and potentially buy. Only to find out that a financing option was not available due to the access being from a private road. We have told the sellers the solution is to get everyone on the road to sign a joint mai...

By Diane Beaumont, USDA,FHA,Jumbo,VA Woodland Park, CO Mortgage
(Benchmark Mortgage)
Comments 14
Are you interested in paying less per month on your mortgage? Or perhaps you would prefer if your mortgage was paid off a couple of months – or years – faster?If you are a homeowner with a mortgage, one option that is open to you is refinancing.How Does Refinancing Work? In short, refinancing is ...

By Marina Garan, South Florida Real Estate Agent
Comments 1
If you are looking for the best way to approach a complex issue of finally having a place of your own, a good strategy would start with finding out the budget you have for this venture. Make sure that your monthly expenses follow the so-called 50/30/20 Rule, where 50% is the fixed payments you ha...