Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
People who are facing foreclosure often look for creative ways to save their homes. Arizona hard money loans can help in these situations, but you must know how to evaluate which options are best. If you’ve found yourself in hot water with your mortgage company, the first decision to make is whe...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 13
So what are the steps needing to be taken to obtain a Mortgage Pre-Approval and Pre-Approval Letter?     Pre-Approval VS Pre-Qualification: How "Approved" are  You?     If you take a look online, you can easily find multiple definitions and opinions on just what constitutes a Mortgage "Pre-Qualif...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Legend Lending)
Comments 3
We recently released our 95% two time close construction loan. This is an amazing program that many lenders do not offer.  If you are thinking of building your dream home this program is perfect for you.  This is not your normal construction loan program, so let’s go over the highlights:  5% or l...

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 0
 For the second year in a row, the Department of Housing and Urban Development’s (HUD) endorsement summary report has Homebridge ranked as the #1 203(k) renovation lender of the year. Setting the standard, Homebridge reported 954 endorsed 203(k) renovation loans in the 2018 fiscal year. That’s 87...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
   For the Week Ending November 2, 2018   Please enjoy this quick update on what happened this week in the housing and financial markets.   Consumer spending rose for a 7th straight month in September, but personal income recorded its smallest gain in more than a year on moderate wage growth. Com...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
Have you been turned down by banks because you don’t have perfect credit? Do you have collateral? Do you need a loan to invest in property?Many people are not familiar with the term, “spec loan.” A Spec loan is a term used for a loan on a speculative property; meaning it the end game is unpredict...

By TIM GRISSETT
(Chapman Hall Premier Realtors)
Comments 1
Finding the right home is still the biggest challenge buyers are faced with in today's market as is shown in the latest Confidence Index Survey. Assuming the buyers find the "right" home with determination, perseverance and the help of a real estate professional, 88% of all transactions last yea...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
What is a private money lender? How can I benefit from one?The definition of a Arizona private money lender is a non-institutional lender that issues short-term loans for the purchase and renovation of an investment property. These loans are secured by the borrower’s assets. An Arizona private m...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
You’ve heard the term, but what is an Arizona spec home? Is it a smart move to invest in one?Speculation building is a significant part of the new home construction market. Since 2016, close to three quarters of new single-family houses have been built on “speculation”- meaning, the home was bui...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
An Arizona fix and flip loan is a loan that investors use to purchase and renovate a property. A fix and flip is a distressed house that needs to be “fixed” and then after is quickly “flipped” making the investor a profit. Usually, the loans used for these projects are of relatively short-duratio...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
What exactly is an Arizona hard money lender? How are they different from a traditional bank loan? How can they help you?You have heard the term, “Arizona hard money lender.” But, do you actually know what one is? Arizona hard money loans are asset-based loans. With this type of loan a borrower ...

By Jerry Thomas-Construction Loans, Construction Loans Jumbo/Conventional/FHA/VA
(Cranbrook Loans)
Comments 0
I was inspired to write this blog by a recent question on this site, "What is your role in the loan process". I'm the loan officer, the middleman, plan and simple.On one side of my business I have my clients that need money to buy, build or refinance their home. On the other side are the lenders ...

By Lauren Massie, CPA, EA, MBA, CPA - Specializing in Tax Settlement in Raleigh NC
(Lauren Massie, CPA PLLC)
Comments 1
Is the IRS taking money from your paycheck or threatening to do so soon?   If so, the reality of not getting your normal paycheck can be extremely stressful and scary! Good news! There are options to get your wage garnishment released! The main focus of my tax practice is income tax representatio...

By Gary Massey, CPA, Atlanta's Small Business CPA
(Massey and Company CPA)
Comments 0
In our Atlanta tax practice, we meet individuals every day who have unfiled tax returns.  We have seen situations where returns have not been filed for years, or even decades. When the IRS discovers a non-filer (a common occurrance in our age where the internet makes it hard to hide from the gove...

By Fred Griffin, Licensed Florida Real Estate Broker
(Fred Griffin Real Estate)
Comments 2
In our Atlanta tax practice, we meet individuals every day who have unfiled tax returns.  We have seen situations where returns have not been filed for years, or even decades.   When the IRS discovers a non-filer (a common occurrance in our age where the internet makes it hard to hide from the g...

By Lauren Massie, CPA, EA, MBA, CPA - Specializing in Tax Settlement in Raleigh NC
(Lauren Massie, CPA PLLC)
Comments 1
Have a large tax debt that you’d like to settle with the IRS for pennies on the dollar through the Offer in Compromise program? Filing an Offer in Compromise allows taxpayers to make an offer to the IRS to settle the entire amount due for a lesser amount if they cannot afford to pay.The main focu...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
To truly grown real estate investment business you need two things:  You need capital to expand, and you to need close on the best investment opportunities as quickly as possible. Arizona Private Money Lenders offer both. However, there are some specific instances where private money outshines ot...

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 0
 Did you know that Homebridge is the largest 203k (Renovation) Lender in the country?We offer Rennovation Lending for Conventional, FHA AND VA loans.  Our Renovation Concierge Service reviews over 150 work write ups each month and one of the main requested improvements we see from around the coun...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
 If you intend to rehab single-family homes, you may be wondering what type of financing is right for you.  Consider the benefits of Arizona hard money lenders and learn some tips on how to qualify for this type of loan.The great recession is a far distant memory. Home prices are on the rise, and...

By Joyce Marsh, Daytona Beach Florida Real Estate, Daytona Beach Area Coastal Homes and Lifestyles
(Joyce Marsh Real Estate)
Comments 1
The Volusia County Florida Property Appraisers Office offers this easy to use Property Tax Estimator to help Buyers calculate what the estimated property taxes will be for their new home purchase.  Volusia County Property Appraiser - Valuation Calculator *Please note, this is an estimate only.   ...