Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Service First Mortgage, NMLS #166487)
Comments 0
Reverse mortgage myths are very common. Reverse mortgages are different than a traditional forward mortgage, therefore many people are afraid of them.  Few people have studied the benefits and the guidelines but are quick to dismiss what they don’t understand.  My name is Richard Woodward, and I ...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
32514 Pensacola Florida News: Will affordable, 30-year FRMs go away after GSE reform? FHFA officials told Realtors in Washington this week that loan limits won't be touched and they'll work hard to preserve the 30-year FRM, calling it "critical." Read more. Call or Text Charles Stallions Now 850-...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 79
 I had a client that was in the middle of a short sale when the bank started investigating them hard for mortgage fraud. Now when they filled out the loan documents, and signed at closing, all the information was true and they didn’t see any changes on the horizon.Fast forward to today when they ...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic reports included readings on inflation, retail sales and consumer sentiment. Weekly readings on mortgage rates and first-time jobless claims were also released.Consumer Price Index Lower in May as Retail Sales Hold SteadyLast month's Consumer Price Index, which is a widely-us...

By Rodd Foster
(Skytech infos)
Comments 0
Foreclosure is a condition or situation where a homeowner is not able to make the required mortgage payments. That makes the lender get hold of the property, make homeowner leave the house and sell the house as specified in the mortgage agreement and contract. Some people may not be able to pay t...

By John Occhi, SRES,CPRES.ePRO - Temecula-Murrieta CA Real Estate
(Mason Real Estate)
Comments 4
SAN JACINTO Announces 6% Grant for FIRST TIME HOMEBUYERSThis is EXCITING NEWS:  San Jacinto, CA.  The Redevelopment Agency of the City of San Jacinto just released the final details of the Down Payment Assistance Program which offers a 6% Grant for first time homebuyers.That's right - 6% which ca...

By Margaret Goss, Chicago's North Shore & Winnetka Real Estate
(Baird & Warner Real Estate)
Comments 1
Here’s excellent information for anyone interested in their current credit scores. And for those of you who have this down pat - read on for your children. Many of them might not have any credit or credit history and it clearly an important thing to establish. Forward them this article!     Do Yo...

By Dennis Herman, Dennis Herman
(Crossroads Real Estate LLC)
Comments 0
Real Estate Investing with Bank Funds It may seem like using bank funds is the right choice to begin your investment carrier. You can walk into the bank, talk to people face to face, and do business the old fashion way. But wait. Remember all those old movies when the bank moved in to take over t...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 3
Reverse Mortgages Long Island | The Mortgage Outlet What is a Reverse Mortgage Long Island?Call David or Erika Bailey at 631-589-3600Licensed Loan Originators at The Mortgage Outlet   The Experts The Mortgage Outlet have been handling Reverse Mortgages on Long Island Since 1987. A Reverse Mortgag...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending June 6, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.    Mortgage rates continue to improve as mortgage bonds reach levels not seen since 2017. The outlook remains good that rates could go even lower this year. As U.S. tr...

By TIM GARTON, "Highly Skilled Pro"
(RE/MAX Gold)
Comments 1
The mortgage rates dipped this week because of  weaker consumer spending & manufacturing data, there are  continued jitters around trade policy, said Sam Khater, Freddie Mac’s chief economist. Signals from the financial markets are flashing caution signs, the real economy remains on solid ground ...

By Linda Piper
(Planatek Financial, Inc.)
Comments 6
Much has been said and written regarding the financial benefits of home ownership...but I'm a numbers gal. I relate best to hard numbers and put together an analysis that supports the benefits of home ownership. Let's explore 3 areas of potential benefit - equity accumulation by paying a mortgage...

By TIM GARTON, "Highly Skilled Pro"
(RE/MAX Gold)
Comments 7
Dear Friends,Yes, you can purchase a Vallejo CA home or area near Vallejo  after short sales, Foreclosures or a bankrupcy. There is a chart below I added for your review and the lender Sean Murphy is one of the best!! I have worked with Sean for almost 6 years now and he knows his stuff 707-750-9...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
If you’re like most people, traveling is pretty high on your list of long-term life goals. While you might be able to take a vacation here and there while you’re young, most people envision their best travel stories unfolding after retirement—when they have enough time, freedom, and money to go w...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 20
  Don't You Think I'm Sexy???If Not, You Should  Americans are fascinated with houses.  The internet, advertising, magazine racks, and TV viewing schedules revolve around them.  No matter whether it's buying, building, repairing, remodeling, decorating, flipping, investing, improving, beautifying...

By Nick Vandekar, 610-203-4543, Tredyffrin Easttown Realtor, Philly Main Line
(Long & Foster Real Estate Inc 610-225-7400)
Comments 4
If you have ever wondered aboutbuilding a credit score read this! There are so many excellent articles on Active Rain to do with purchasing or selling a home. So many subjects get covered. One of my favourite writers is Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi who ...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
WHO PAYS A MORTGAGE BROKER? As a mortgage broker in Kentucky and Ohio I sometimes am asked "Who pays you?" Or "How do you get paid?" I nearly lost an opportunity for a home loan recently because the buyers thought they had to pay me. We had met and discussed their goals and best products for them...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
 cc: by: https://flic.kr/p/VXeHYp     What's Closing Now: Alternative Commercial Financing!   Here is a look at some recent closings within the last 90 days. I like to post these every couple of months to just give you a feel for some of the things that are happening in Commercial. The Alternati...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic releases included readings on construction spending, public and private sector jobs and national unemployment. Weekly reports on mortgage rates and first-time unemployment claims were also released.Construction Spending Little Changed in April Census Bureau readings for April...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 22
  Taking The Mystery Out of Credit Score Calculations Credit ... Credit Building ... Credit Repair ... Credit Reports ... Credit Scores ... Credit Scoring ...  I feel a bit like Bubba in Forrest Gump at times when I speak or write of credit-related things ...  Why?  Because such a large number of...