Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
If you are in the middle of building a house for yourself or you are in the middle of a renovation project, you need to know that with Arizona construction loans, there is an ugly little thing called extension fees. Learn why you want to avoid extension fees and some strategies to keep your proj...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
If you're looking to finance a construction project, you may be wondering where to secure financing. If land in your area is scarce, if your planned development is something others consider a pipe dream or if your credit situation is less than ideal then you should consider the benefits of hard ...

By Jody Bruns, CDLP, Niche Marketing Expert in Real Estate & Mortgage
(Jody Bruns, LLC)
Comments 2
A House Divided: Divorce and Escrow AccountsIt’s not a fun process for anyone but unfortunately, divorce happens and when there’s a home involved, achieving property title and equity division demands expert analysis and process. Handing over the keys, payment responsibility and even deeded rights...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
Timeshares are quickly rising to notoriety as being one of the most regretted purchases. With high maintenance fees and monthly costs, they are expensive. With inflexible schedules and booking dates, they are difficult to use. This combination makes it easy to see why so many people are wondering...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If you are in the unfortunate position of needing to know how to get rid of a timeshare, you know that it is easier said than done. Between dishonest timeshare companies and confusing legal jargon, it can be difficult to know what you should do. It can also be difficult to know who you can trust....

By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Service First Mortgage, NMLS #166487)
Comments 2
Property Settlement Notes in DivorceProperty Settlement Note – a deferred payment in property settlement used to equalize property. Used to equalize property Not taxable to the recipient Does not survive bankruptcy Very often when divorcing couples negotiate the terms and conditions of a property...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 10
Some interesting possibilities for those looking for a jumbo loan in Florida:  Current Low Down Jumbo Loans Florida Jumbo Loans & Credit Requirements In the past while, the conforming loan limits have been increased to cope with liquidity fears in mortgage markets because of the subprime meltdown...

By Jeff Boston, We Solve Mystifying Mortgage Puzzles
(Good To Go Mortgage)
Comments 1
 Down Payment Assistance with No Monthly Payments  Down payment assistance from Good to Go Mortgage makes that dream home far more affordable. This down payment assistance program reduces the ongoing debt you carry on your home. With double the down payment you: Reduce Your Loan Size Lower Mortga...

By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Service First Mortgage, NMLS #166487)
Comments 1
Divorcing Your Mortgage Newsletter.  May 2018, bringing you Divorce Trivia.The History of Trivia is Anything But TrivialCalling all trivia buffs! You may school your friends in every random fact from pop culture to World War II, but how much do you know about the history of trivia itself? The dic...

By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Service First Mortgage, NMLS #166487)
Comments 1
How to plan for a divorce.  What you should know about getting a divorce in Texas.  Equity division in Texas is different than other states. It may require the use of an Owelty Lien to secure the best terms for the spouse remaining in the property or even to access enough of the equity.  Many tim...

By Charles Stallions Property Manager, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 2
Pace Homes and Real Estate: Average mortgage rates edge lower: 30-year at 3.89%The FRM rate is down marginally from last week's 3.9%, though still higher than a year ago when it averaged 3.65%. However, despite low rates, the housing market remains hampered by tight mortgage credit standards. Rea...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
  cc: by: https://flic.kr/p/22MByYo   Deal of the Week!     $2.4 Million Horizontal Construction Loan-Residential Subdivision Location: Idaho Type - Borrower was a solid builder that had the financing in place to build the homes, ("vertical"), but needed money to run the pipes, sewer, etc. out t...

By Karen Rittenhouse, Real Estate Investor
(www.JKKPropertyInvestors.com)
Comments 12
Your Thinking is Limited I recently discussed two big brain bursts that happened when I got involved in real estate investing, two burst that changed my thinking forever. Before I had them, I didn’t even know how tightly the lid was screwed onto my brain.You may not realize it, but your thinking ...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic news included readings for Case-Shiller Home Price Indices, Commerce Department readings on construction spending and the University of Michigan's reading on consumer confidence. Labor sector reports on jobs growth and the national unemployment rate were posted along with wee...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
The continued recovery of the real-estate market may have you pondering the construction of a spec home. When it comes spec home financing learn some of the basics of how these deals are structured,  what a lender will expect from you and how you can increase your eligibility. Spec home loans are...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, BT Capital Advisors - Commercial & Residential
(BT Capital Advisors, CEO/Senior Account Executive)
Comments 1
  #FIXandFlip - 25% down - 1yr loan !     * Interest reserve available - make no payments during renovation* True #StatedIncome* 3 months reserves requirements   No Income verification needed.  3 months PITI reserves needed post closing. Rates from 7.25% NO minimum FICO score required.  21 day cl...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
  Do 100 LTV Hard Money Lenders offer no money down financing to real-estate investors? The answer is yes, but, only for a certain type of borrower. Say you want to secure financing for the full market value of your next investment property. This is known as a 100 LTV loan and it is something of ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Investment Property LoansCash Out/Refinance/PurchaseRates start at 6%*    Yes you read it correctly 6%*Fully amortized for the lowest possible paymentsEasy to qualifyOver $40,000,000 fundedGive us a call to discuss 623-582-444424-Hour Answer to Your Loan Request.If You Are Not Using Level 4 Fundi...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
When it comes to financing your next flipping project, you may be wondering about the difference between equity "partnerships" and standard Arizona fix and flip loans.Before you set out on your next flipping project you need to know what the cost of financing will be. The cost of capital basicall...

By Jeff Boston, We Solve Mystifying Mortgage Puzzles
(Good To Go Mortgage)
Comments 0
Down Payment AssistanceDouble Your Down Payment With Good to Go Mortgage Down Payment Assistance you can: Double Your Down Payment Make No Monthly Payments You can have your dream home. Less risk. Lower your debt. You can double your down payment to eliminate the need for PMI, pocket more cash, o...