Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
(NIVA) Home Equity Line of Credit (HELOC) No Income Verified - Verified Assets Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos. 620+ FICO needed.  Must provide proof of at least 12 months of PITIA reserves. 700+ FICO 3.88% rate for the first 6 months. Loan amounts fro...

By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
Comments 1
In the land flowing of homeownership opportunity, there are some things, some very real things that need to be put into the equation when it comes to owning a home. Now, it is true that having a place of your own of ANY kind increases your expenses from living with roommates, etc...  What I am ta...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
RT Capital Advisors.com is a Full Service Advisor focused on getting niche Equity-based deals funded fast through custom designed financing structures for Residential, Multi-Family, Commercial and Construction Loans that are challenged by today’s conventional lending approaches because every deal...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending April 25, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Stocks continue to hit record highs, helped by strong corporate earnings. Money moving from bonds back into stocks can continue to pressure rates higher. New order...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 24
  The Funds Needed at Closing = "Cash to Close" "Cash to Close" ...It's the term used in mortgage lending that refers to the final amount of money a Borrower needs to bring or send to their Closing on their Closing day.   But in today's modern mortgage process, "Cash to Close" actually means anyt...

By Leo Namiot, Great Low Mortgage Rates...Check Them NOW
(Canopy Mortgage)
Comments 0
Florida Home Loan Specialist.   Unique Buyer?  I have mortgage loans for many different buyers!  Self employed mortgage options, credit history issues options and many more!  Contact me today 904-712-1500 www.CheckHomeLoans.com  Florida Home Mortgage Specialist Leo Namiot  www.CheckHomeLoans.com ...

By John Meussner, #MortgageMadeEasy Walnut Creek, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 11
  What is a mortgage loan recast?          A mortgage loan recast is a relatively unknown feature of many different types of mortgage loans, in which a borrower with a lump sum of money can apply funds to their principal balance and effectively reduce their monthly payment for the remainder of th...
Pretty much everyone knows that you “should” have a household budget, but polls consistantly show that most Americans don’t save much of their earnings, don’t have a written budget, and/or don’t track their spending. Most people are aware of the need to save and plan for a home purchase, but budg...

By Inna Ivchenko, Realtor® • Green • GRI • HAFA • PSC Calabasas CA
(Barcode Properties)
Comments 5
Since the Tax Cuts and Jobs Act was signed into law, many are concerned about the impact this tax reform plan will have on them. To help explain some of the major provisions affecting housing in California, I want to share C.A.R. one-sheet handouts detailing the impact that this tax reform plan m...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 1
cc: by: https://flic.kr/p/oSpBcn       A LOT of Commercial Construction Lending money is available for construction projects. We have some incredible niches including the following HOT products: -NON RECOURSE First mortgage Bridge Debt Up to 80%-85% for Multi-family in Major Metros....75-80% for...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic news included readings on home builder confidence in housing market conditions and Commerce Department reports on housing starts and building permits issued. Weekly readings on mortgage ratees and first-time jobless claims were also released. NAHB Housing Market Index: Builde...

By Leo Namiot, Great Low Mortgage Rates...Check Them NOW
(Canopy Mortgage)
Comments 0
Contact me today to learn how you can use your VA benefit for your home improvement loan! 904-712-1500 www.LeoLends.com Jacksonville Florida VA Loan Specialis - St Augustine Florida VA Loan Specialist Florda VA Loan Specialist - Leo Namiot www.CheckHomeLoans.com 

By Leo Namiot, Great Low Mortgage Rates...Check Them NOW
(Canopy Mortgage)
Comments 3
Hello everyone, I have recently relocated from CT to Florida. While I have changed offices I am now with Canopy Mortgage , Jacksonville. Fl .I look forward to expanding my Mortgage business in the Jacksonville Florida area. Even though I started in as a mortgage lender in 2003 I guess I am a Newb...

By Joshua Lerette, Tampa Bay's #1 Trusted Mortgage Specialist
(Tampa Bay Florida FHA, VA, USDA & Jumbo Mortgages)
Comments 1
The U.S. Department of Agriculture (USDA) announced they will be increasing the upfront guarantee fee for refinance loan transactions as well as the annual fee on all purchase and refinance Rural Development home loans on October 1st, 2014.    The upfront guarantee fee for the USDA Rural Developm...

By Elaine VonCannon
(Coldwell Banker Traditions)
Comments 2
Don't Forget-Tune in to my radio show "Ask The Expert" on WMBG 749AM 93.5FM, this Saturday at 9AM. This week's topic is Loans for Construction, Permanent, Modular and Manufactured Homes. Not local? No worries! You can always listen live online at wmbgradio.comDon't Forget- You can listen to all o...

By Joe Resendiz, Jr. Research Analyst
(ValuePenguin)
Comments 0
Investing in commercial real estate can be a very lucrative venture, but most people don't have the capital to fund these investments on their own. Fortunately, there are a variety of different real estate loans to accomodate investors with different needs. However, it is important to understand ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending April 12, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   The consumer price index rose less than forecast in March.A key measure of inflation, this reading supportsthe Fed's decision not to raise rates this year. Produce...

By Lisa Davies
(Online Buzz)
Comments 2
Are you looking to find the best and reliable car towing service out there? Well, if you are, then you should know that there are plenty of important things that you will have to focus on so you can choose the perfect option for yourself. It is always necessary for you to go through the details t...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
Mortgage Rates Have Moved Higher:Remember the excitement back in March? Mortgage rates were moving lower and nearly everyone was saying mortgage rates would either keep going lower or worse case still low for a long time.Well that didn't happen.For nearly two weeks we've seen mortgage rates natio...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 3
Last week's economic readings included reports on inflation, mortgage rates, and first-time jobless claims. Monthly reporting on consumer sentiment was delayed.Consumer Price Index: Inflation Rises in MarchThe Consumer Price Index rose 0.40 percent in March, which matched expectations and surpass...