Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 20
  Don't You Think I'm Sexy???If Not, You Should  Americans are fascinated with houses.  The internet, advertising, magazine racks, and TV viewing schedules revolve around them.  No matter whether it's buying, building, repairing, remodeling, decorating, flipping, investing, improving, beautifying...

By Nick Vandekar, 610-203-4543, Tredyffrin Easttown Realtor, Philly Main Line
(Long & Foster Real Estate Inc 610-225-7400)
Comments 4
If you have ever wondered aboutbuilding a credit score read this! There are so many excellent articles on Active Rain to do with purchasing or selling a home. So many subjects get covered. One of my favourite writers is Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi who ...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
WHO PAYS A MORTGAGE BROKER? As a mortgage broker in Kentucky and Ohio I sometimes am asked "Who pays you?" Or "How do you get paid?" I nearly lost an opportunity for a home loan recently because the buyers thought they had to pay me. We had met and discussed their goals and best products for them...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
 cc: by: https://flic.kr/p/VXeHYp     What's Closing Now: Alternative Commercial Financing!   Here is a look at some recent closings within the last 90 days. I like to post these every couple of months to just give you a feel for some of the things that are happening in Commercial. The Alternati...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic releases included readings on construction spending, public and private sector jobs and national unemployment. Weekly reports on mortgage rates and first-time unemployment claims were also released.Construction Spending Little Changed in April Census Bureau readings for April...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 22
  Taking The Mystery Out of Credit Score Calculations Credit ... Credit Building ... Credit Repair ... Credit Reports ... Credit Scores ... Credit Scoring ...  I feel a bit like Bubba in Forrest Gump at times when I speak or write of credit-related things ...  Why?  Because such a large number of...

By Jeff Masich-Scottsdale AZ Associate Broker,MBA,GRI, Arizona Homes and Land Group/ Buy or Sell
(HomeSmart Real Estate)
Comments 2
Everyone needs Good News now and then, don't you think? Well, for Home Buyers, as we move into June 2019, mortgage rates, already closer to historic lows than historic highs, have dropped again to a 16 month low! Mortgage rates nosed below 4%! Also, the Federal Reserve has been sending out hints ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending May 30, 2019   Please enjoy this quick update on what happened this week in the housing and financial markets.   Economic growth in Q1 accelerated, but momentum is slowing. Inflation pressures were much weaker than initially thought, supporting lower rates. Consumer confidenc...

By Jeff Masich-Scottsdale AZ Associate Broker,MBA,GRI, Arizona Homes and Land Group/ Buy or Sell
(HomeSmart Real Estate)
Comments 1
Younger millenials and Generation Xers still want to buy their first home.  How to pay for it? Well follow the yellow brick road. The first stop may be the Bank of Mom and Dad.  See if Bank of Mom and Dad is still open? As a buyer, this could work and does work. The Bank of Mom and DadIs there a ...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 24
There's No 'I' in Mortgage        I have a confession ...           I am a "Sportsaholic".  Anyone that knows me knows that to be true.  Especially my wife.      Name the sport.  I probably watch it or follow the outcome of its competition/games.  Football, golf, baseball, basketball, hockey, bul...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 2
 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates may have changed click here to varify  Lender Term/Type Interest Rate % Points % *APR Aloha Pacific Federal Credit Union531-3711NMLS#377314 15-YR Fixed 3...

By Dena Stevens Coriz, Putting The Real Into Realtor Since 2004
(Rocky Mountain Realty )
Comments 0
 Thank you for stopping by! I so appreciate your time. Like any profession, reviews from past or current clients is SO Important. These reviews let potential real estate buyers and sellers know how you feel about how I handled the most important investment in your life.  If you have not written a...

By Chris Freck, EstaR Mortgage, A Bilingual Brokerage
(EstaR Mortgage)
Comments 1
  Mortgage rates are determined by the supply and demand for mortgage bonds in the bond market. Why Mortgage Bonds? When you get a mortgage in the US, your mortgage company is getting the money from Fannie Mae, Freddie Mac or other "securitizers". These "securitizers" get their money by issuing ...

By Dena Stevens Coriz, Putting The Real Into Realtor Since 2004
(Rocky Mountain Realty )
Comments 0
 Thank you for stopping by! I so appreciate your time. Like any profession, reviews from past or current clients is SO Important. These reviews let potential real estate buyers and sellers know how you feel about how I handled the most important investment in your life.  If you have not written a...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic news included readings from Case-Shiller on home prices and pending home sales. Readings on consumer confidence and weekly reports on mortgage rates and new jobless claims were also released. Case-Shiller: Home Price Growth Slows in MarchWhile home prices continue to rise thr...

By Lauren Massie, CPA, EA, MBA, CPA - Specializing in Tax Settlement in Raleigh NC
(Lauren Massie, CPA PLLC)
Comments 0
Need to sell or refinance a home with an IRS tax lien or North Carolina Department of Revenue tax lien? Many clients who come into my Raleigh, NC office assume that they cannot sell or refinance a home with a tax lien or judgment unless the underlying debts are paid in full. Contrary to popular b...

By Bob "RealMan" Timm, Owner of Ward Co. Notary Services, retired Realtor
(Ward County Notary Services)
Comments 20
Dean C. Rubbelke of Edward Jones is one of the many professionals who work in the same Professional Building as I and we visited today about retirement planning.'m 65 years old so my first question to Dean was how old is to old to financially plan for retirement. Dean, a Financial Advisor, did a ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending May 23, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Last month's Fed meeting minutes show officials are in no hurry to move interest rates up or down, though investors are looking for a rate cut by year's end. Recent ...

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 0
In my 30+ year career down payment and closing costs have always been the #1 problem in getting a person qualified for a mortgage.I have spoken to countless people over the years that could easily afford a huge payment but never saved a penny.  So if you are reading this in anticipation of buying...

By Sally K. & David L. Hanson, WI Realtors - Luxury - Divorce
(EXP Realty 414-525-0563)
Comments 6
You can never know tooo much about credit scores !      Taking The Mystery Out of Credit Score Calculations   Credit ... Credit Building ... Credit Repair ... Credit Reports ... Credit Scores ... Credit Scoring ...  I feel a bit like Bubba in Forrest Gump at times when I speak or write of credit-...