Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week’s economic reports included readings from Case-Shiller on home prices along with data on new and pending home sales. Weekly readings on mortgage rates and initial jobless claims were also released.Case-Shiller: Home Price Gains Slow to Lowest Pace in 7 YearsCase-Shiller Home Price Indic...

By Jason E. Gordon, Sr. Loan Officer, CMPS, CDLP, CDRE, RCS-D, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
Comments 5
FHA Mortgage Loans have helped people from all over the country achieve their goals of homeownership. On many levels, FHA loans have provided more leniency on qualifying approval parameters than other loans on the market. For example, FHA loans have allowed lower down payments, higher debt-to-inc...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Here is the Video version of this week's Markets in a Minute:  If you have any questions on the market, loan qualification, or just want to get started on your loan, click the button below to get started online, or give me a call at 866-900-2342 toll free direct.  >>> Click here to read the repor...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
The American dream comes with several requirements, but one of the most critical is owning a home. It's also a rite of passage to adulthood. However, no matter how many perks homeownership comes with, it's scary, too. Despite these challenges, it's possible to overcome the hurdles and stay financ...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Opportunity Zones were created by the 2017 Tax Cuts and Jobs Act to encourage investors with capital gains on other investments to invest that money in low-income and undercapitalized communities. They get a reward of deferring capital gains tax. They avoid a portion of it altogether if they keep...

By Manish Chanda
(Everest Peak, Inc.)
Comments 0
In retrospect, it was perhaps inevitable that financial markets would react to the election result last week, regardless of who won.After an immediate downward reaction to the result, stock markets quickly rallied, which caused bonds, a safe-haven investment when stocks are unattractive, to sudde...

By Manish Chanda
(Everest Peak, Inc.)
Comments 1
Many homeowners will remember the pain caused by The Great Recession years, not least the dramatic effect it often had on the home equity they had built-up.How great, then, to be able to report that home equity has been making a stunning comeback over the past few years of recovery.According to a...

By Manish Chanda
(Everest Peak, Inc.)
Comments 0
Last weekend marked a significant moment in mortgage finance history as the new, so-called "trended" credit data was launched.We initially looked at trended credit data back in May. However, its planned introduction date of June 25th was postponed until last weekend, so we can now finally look fo...

By Manish Chanda
(Everest Peak, Inc.)
Comments 1
Last week we looked at the impending and very welcome comeback of many "boomerang" home buyers to the real estate market in the next few years. Just a reminder that boomerang buyers are those unfortunate individuals who ran into financial difficulties during the recession. They may have suffered ...

By Wayne L. Brown
(Franklin Advantage Inc.)
Comments 0
  The public as a whole, and Realtors really need to get their facts straight.  It's really not the public's or Realtors fault, but more-so the misinformation in the media that is the culprit.  Almost everyone thinks that every time the Fed Lowers the Fed Funds Rate that this means that Mortgage ...

By Patty Clark, Helping Families Move with Care
(Morningside Homes, LLC 720-231-5200)
Comments 0
  Insurance is required on a home by the mortgage company, but homeowners rely on it for peace of mind also.  Unfortunately, people may not take the time to investigate their policy and what it covers until they need to file a claim, which could be too late. While it may not seem like the best us...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
  cc: by: https://flic.kr/p/8WsFdA   Small Balance Mezzanine And Equity is HERE!   We are talking $1 million to $5 Million up to 85 or 90%! This is HUGE. I get requests for this weekly and the problem is that for someone to come up in a second lien position, they have to be big enough to take ov...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week’s economic reports included readings from the National Association of  Home Builders on housing market conditions, Commerce Department reports on Housing starts and building permits issued and the National Association of Realtors® report on sales of previously owned homes.The Fed reduce...

By Elisa Uribe Realtor #01427070, Opening the Doors to California Homes -East Bay
(Golden Gate Sotheby's International)
Comments 0
Dispelling Refinancing Myths   “Refinancing” is a scary word for many people, but that shouldn’t be the case for you. For many homeowners, refinancing can not only lower your monthly payments and help with your monthly budget, but it can save you thousands of dollars in the long run.   YOU’RE NOT...

By Rono Williams
(Versil)
Comments 2
It is probably widely known that high efficiency furnaces can considerably reduce your heating bills but what makes them to be such great energy savers? To answer this, we’re going to discuss several of the generally common parts of a high efficiency gas furnace.Why is a High Efficiency Gas Furna...

By Richa Nayyar
(Coming service)
Comments 0
Be that as it may, have you at any point asked yourself, how do thieves case a house? Having the response to that question is key in recognizing the signs that a thief might search for a chance to get within your home. When you recognize what to search for, you will have the option to find a way ...

By Richa Nayyar
(Coming service)
Comments 0
 For as long as twenty years, it has turned into a far from being obviously true subject for students about which method of learning is better, on the web or offline (classroom). Keeping the present blast in innovation and advanced changes occurring over the world, I propose a wannabe must go for...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Here is the Video version of this week's Markets in a Minute:  If you have any questions on the market, loan qualification, or just want to get started on your loan, click the button below to get started online, or give me a call at 866-900-2342 toll free direct.  >>> Click here to read the repor...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending September 12, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Consumer borrowing was up $23.3 billion in July, the biggest monthly gain since Nov. 2017. The increase pushed total consumer credit to a record $4.1 trillion....

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending September 19, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Mortgage rates were not directly affected by the Fed policy rate cut this week. Mortgage rates are based on markets that are influenced by but not controlled b...