Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Fred Griffin, Licensed Florida Real Estate Broker
(Fred Griffin Real Estate)
Comments 1
Many potential home buyers have questions about the FHA loan and the process needed to secure a home mortgage. Some people are even confused about what is a myth and what is a fact about FHA loans. Listed below are the common FHA mortgage facts along with brief explanations. FHA Mortgage Facts: ...

By Gita Bantwal, REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel
(RE/MAX Centre Realtors)
Comments 16
Attention Home Buyers! Read this post if you are getting a mortgage.     New Freddie Mac Guidelines Regarding Credit History, Authorized Users and Mortgage Approval   Recently, Freddie Mac updated their underwriting guidelines, via its "Bulletin" from September 19, 2018 ...   One of the key point...

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 0
Refinancing your mortgage is not an easy decision to make no matter how many people around you have done the same and things turned out fine. The decision is a personal one and best made when you’re fully informed of the things you need to know when refinancing your mortgage.What is Mortgage Refi...

By Dan Papadapoulis, Home equity loans, second mortgages Toronto
(Mortgage Central Nationwide)
Comments 0
Refinancing your mortgage is a major financial decision that is best made when you fully understand what you are getting yourself into. Know that although mortgage refinancing is quite common, the outcome and benefits will not be the same for everyone because of various factor that have to be con...

By Dan Papadapoulis, Home equity loans, second mortgages Toronto
(Mortgage Central Nationwide)
Comments 0
Trying to pay various bills per month can take a lot of effort, not to mention worrying about racking up fees due to interest and dealing with the stress brought on by seeing bills pile up. Consolidating bills can give you the breathing space you need so you can focus on working to pay instead of...

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 0
Do you know that you can significantly improve your credit score by getting a second mortgage when you have bad credit? If used correctly, a second mortgage can be used to repair bad credit although the challenge lies in qualifying for one when your credit score is bad. If your application is str...

By Larry Matthews, Larry Matthews DAC Broker and Appraiser
(Hants Realty Limited)
Comments 0
Guns and Butter Theory of Economics ForCanadians The true definition of the guns and butter theory in economics is directed at how a country/society handles it's spending. A classic model of the production possibility curve by using the relationship between "guns", or military spending, and "butt...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/22MByYo   The Federal Reserve has been steadily raising rates over the last year and a half moving the prime rate up 1.75% in that time. This has affected all prime based borrowing like SBA Loan 7(a) and business lines of credit, etc. Small businesses have seen the brun...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
When you need to know how to get rid of a timeshare, you don’t always have time to wait. You need to know now. Well, you have come to the right place. Read on to learn more about how you can get out of your timeshare and get on with your life. When you buy a timeshare, you are most likely the vic...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic news included readings on sales of new homes and pending home sales. A reading on consumer sentiment was also released along with weekly reports on mortgage rates and new jobless claims.Sales of New Homes Slide to Near 2 – Year LowAccording to Commerce Department readings on ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
 Want to know how to get rid of a timeshare? Look no further than this article. Read on to learn the secrets from the professionals on our timeshare exit team on timeshare resales, timeshare donations, and timeshare cancellations. Buying a timeshare is a really simple process. Especially when you...

By Jerry Thomas-Construction Loans, Construction Loans Jumbo/Conventional/FHA/VA
(Cranbrook Loans)
Comments 0
To apply for a construction loan you will need all the documentation that you need for any other type of mortgage application;*Income- Most recent 30 days of pay stubs and last 2 years of W-2's. If you are self employed, write off any income, and/or own any other real estate, add your 2 most rece...

By Donald Payne
(Vision Realty)
Comments 3
Your FICO score... That delicate little number that could mean the difference between approval on alone or not. There's a lot of different factors that make up your score and if you're looking to improve that score, here are some of the best things that you should know about.Where your FICO score...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
  In the case of trust deed investing you want to make money, and of course you want to risk less. Learn some basic ways to mitigate the risks when it comes to this form of investment. A deed of trust is a three-party mortgage. You act as the investor in individual loans and receive a regular ret...

By Jeff Boston, We Solve Mystifying Mortgage Puzzles
(Good To Go Mortgage)
Comments 0
Physician Home Loans – FAQs What are physician home loans?Physician home loans are a particular type of mortgage loan available exclusively for doctors when they purchase or refinance a home.  How are physician home loans different from conventional mortgages?AvailabilityConventional mortgages ar...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
  You don't need to be an active house flipper to make money from flipping projects.  You can avoid all the hassle of these projects and still earn a profit by financing fix and flip loans through online crowdfunding platforms. Learn some of the basics about what you should look for in these deal...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
   When it comes to trust deed investing in Arizona don't be tempted by deals that offer the possible highest returns. You can risk less while still earning a steady return by going small, in terms of interest rate and total loan amount. Using this strategy you can avoid the main risk when it com...

By Carla Floren, Mortgage Loan Originator, NMLS #1013160
(Central Bank, NMLS# 407985)
Comments 1
It's not really anything super fancy....  It's just a regular old FHA, VA or Conventional Mortgageexcept for one thing:You know that pesky requirement that lenders have about having actually STARTED a job before they can count the income.... or some require at least one paycheck.... and some requ...

By Bill Kamboukos
(Strategic Mortgage)
Comments 0
Earlier this year, we wrote an article, discussing the things not to do, before applying for a home loan. In this article, we will look at the other side of the picture and provide some tips, for things to do, prior to applying for a home loan. These items below are tips that can not only help yo...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
 You may have never heard of trust deed investing, learn some of the basics, benefits and some simple strategies to avoid risk when it comes to this type of investment. A deed of trust is a security agreement which is secured by real estate, I.e., it’s a mortgage.  The main difference between a t...