Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial


By Karen Feltman, Relocation Specialist in Cedar Rapids, Iowa
(Cedar Rapids/Iowa City, IA KW Legacy Group)
Comments 2
This is a great blog post regarding credit freezes and how they are used and released during the mortgage process. After some of the credit breaches and identity theft issues in the past few years, I can understand why many people are taking extra precautions with their credit. Shared from Gene M...

By Sally K. & David L. Hanson, WI Realtors - Luxury - Divorce
(EXP Realty 414-525-0563)
Comments 9
The New Year is bringing changes in tax laws...and  knowing them certainly helps prepare you for the year ahead. While in some cases, that may mean you cannot change your present situation...it  may mean how you make changes in how you plan for the year ahead.Mortgage interest deduction reduced t...

By Patty Clark, Helping Families Move with Care
(Morningside Homes, LLC)
Comments 0
Eliminate FHA Mortgage Insurance Mortgage insurance premium can add almost $200 to the payment on a $265,000 FHA mortgage.  The decision to get an FHA loan may have been the lower down payment requirement or the lower credit score levels, but now that you have the loan, is it possible to eliminat...

(Chapman Hall Premier Realtors)
Comments 0
Mortgage insurance premium can add almost $200 to the payment on a $265,000 FHA mortgage.  The decision to get an FHA loan may have been the lower down payment requirement or the lower credit score levels, but now that you have the loan, is it possible to eliminate it?Mortgage Insurance Premium p...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 0
  Oahu Housing Sales in December 2018 according to resales figures released this week by the Honolulu Board of REALTORS®. The analysis conducted by the Board, using data collected from its computerized Multiple Listing Service (MLS) system, offer the following statistics: Single-Family Home Resal...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
ARE RISING RATES DRIVING HOME BUYERS AWAY? In Northern Kentucky 2018 was a tough year to be a home buyer. Defined as a seller's market like most of the U S, if one were looking to buy you needed to be paying attention all the time. For home buyers having a real estate agent who was on the ball wa...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
Do you Want to get up to $10,000 back on your SBA Business Loan?       Appraisals FeasibilityStudies  Valuations EnvironmentalReports OFFER Ending SOON! Do you Want to get up to $10,000 back on your SBA business loan? By popular demand, we are extending our offer of up to $10,000 back on prepaid ...

By John Nunnally, Close in as Little as 10 Days
(Fairway Independent Mortgage)
Comments 3
Choosing a mortgage lender in Greenville, SC shouldn't be difficult. There are a plethora of different mortgage lenders. From banks, mortgage brokers, and correspondent lenders, there are many options. Finding one that best suits your needs is your goal. See the picture below describing the diffe...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 3
 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates may have changed click here to varify  Lender Term/Type Interest Rate % Points % *APR Aloha Pacific Federal Credit Union531-3711NMLS#377314 15-YR Fixed 3...

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 2
 Our initial concerns about Flood insurance not being available if there was a shutdown were confirmed, and in typical head spinning government fashion- reversed (what seemed like multiple times but was probably only the one back and forth, just enough to keep your attention)As of Late Friday: FE...

By Jerry Thomas-Construction Loans, Construction Loans Jumbo/Conventional/FHA/VA
(Cranbrook Loans)
Comments 0
With mortgage interest rates on the rise it's becoming very important for every Realtor to understand the potential benefits of assuming the seller's current mortgage.We have all been in a closing when the closing agent pulls out the "Your loan is assumable" disclosure. Do you know what this mean...

By Virginia Credit Repair LLC - Marcus Rice, CEO, Call Virginia Credit Repair, Trusted Leaders in Cr
(Virginia Credit Repair LLC)
Comments 1
How Long Do Negative Items Stay On My Credit Report? One of the most frequent questions our clients at Virginia Credit Repair ask us is how long do negative items report on your credit report?Below is a list of various accounts and how long they can remain on your credit report.Delinquencies (30 ...

By Trish Cole
(Veterans United Home Loans of Puget Sound)
Comments 3
Effective October 1, 2016, (the start of fiscal year 2017), program fees for the USDA's Rural Development guaranteed home loan program will be significantly reduced.The USDA loan will become more affordable. The up-front guarantee fee will change from 2.75 percent to 1 percent of the loan amount....

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending December 27, 2018 Please enjoy this quick update on what happened this week in the housing and financial markets.   Early holiday shopping numbers are on track to break season records. However, stocks are still volatile and trending downward, despite the strong consumer spen...

By jesuza alex, Real Estate Agent
Comments 0
When you are running a business, you must be familiar with the concept of risk because wherever there is profit, there is some risk associated with it and for better risk management of the activities in your business. Strata Insurance is important and for this, you need to search a qualified and ...

By TIM GARTON, "Highly Skilled Pro"
(RE/MAX Gold)
Comments 0
Dear Friends, a 30 year interest rate  averaged 4.55 percent with an average 0.5 point for the week ending December 27, 2018, down from last week when it averaged 4.62 percent. A year ago at this time, the 30-year FRM averaged 3.99 percent. When your thinking of buying your next vallejo home or s...

By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
Comments 3
Sadly, only 13% of eligible veterans actually USE their VA mortgage benefit. There are a variety of factors why, but education is one of them. So, to increase awareness, this is an important message in light of the current government shutdown. In light of the possibility of a partial federal gove...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
We work with a lot of fix and flip investors on a day to day basis.  Many of our clients are looking to leverage existing homes to help finance ongoing acquisitions.  We have the ability to assist with this need using our no seasoning cash out investment property hard money loans.These no seasoni...

By Chuck Carstensen, Minnesota Real Estate Expert
(RE/MAX Results)
Comments 2
Carstensen Team Re/Max Results featuring Paragon Credit Services Weekly Videos Week 4.Go from credit challenged to credit genius with this 16 week video series from Paragon Credit Services! In week four’s Credit Genius video we'll discuss your credit mix and newly opened accounts to see how these...

By Eric Lawrence Frazier MBA, Founder and CEO of The Power Is Now, Inc.
(The Power Is Now, Inc. NMLS #1435243 CalBRE #1980407)
Comments 0
California voters will once again return to the ballots, on November 6 to vote on initiatives that would allow California Cities and counties in the state to adopt stronger, stringent rent control laws which would limit the amount by which the landlords are allowed to raise the rents each year. T...