Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Paul D. Diaz, MBA, Florida Real Estate Broker & Instructor
(REALTY WORLD Atlas)
Comments 0
U.S. IndicesDow -0.7% to 25,764. S&P 500 -0.8% to 2,860. Nasdaq -1.3% to 7,816. Russell 2000 -2.4% to 1,535. CBOE Volatility Index -0.5% to 15.96. S&P 500 SectorsConsumer Staples +1.1%. Utilities +0.7%. Financials -1.5%. Telecom +0.7%. Healthcare -0.3%. Industrials -0.8%. Information Technology -...

By Will Hamm, "Where There's a Will, There's a Way!"
(Hamm Homes)
Comments 3
This is another great blog that can help all of us from Stephen Katz,  He comes up with so many great blogs that you should not miss.  Many people like yourself are looking for ways to save money for a new home. Sometimes, it can start to feel like you don’t have enough money for a down payment. ...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 3
 “President Trump, it’s Time” https://www.whitehouse.gov/presidential-actions/memorandum-federal-housing-finance-reform/  So, what’s this all about? In 2008 during the financial crisis Fannie Mae and Freddie Mac had to be bailed out. In excess of 90% of conventional mortgages are purchased by the...

By Stephen Katz, Branch Manager, CMPS
(Katz Mortgage Team, a branch of VanDyk Mortgage Corporation)
Comments 2
Many people like yourself are looking for ways to save money for a new home. Sometimes, it can start to feel like you don’t have enough money for a down payment.If you are concerned about saving up money, you aren’t alone. Coming up with the money for a down payment can be one of the most intimid...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Americans grew more upbeat on the US economy in early May after solid growth was recorded in the first quarter of 2019 along with a strong labor market. The Consumer Sentiment Index in early May rose to 102.4 this month, the highest level in 15 years though the survey was conducted before the rec...

By Samuel John, We give you daily about real estate market.
(Daily Real Estate Update)
Comments 0
At the present time, there have been a lot of changes in legislation regulating mortgage affordability checks, the credentials of mortgage brokers, as well as the information that brokers have to share with borrowers regarding their fees and the extension of their services. All these legislative ...

By Samuel John, We give you daily about real estate market.
(Daily Real Estate Update)
Comments 0
Hiring a mortgage broker is an essential requirement if you are planning to buy your first house. Yet, many first-time buyers seem to not understand why you need a broker and what role they play in the process of acquiring a property. Once their services and theirrole in the mortgage processare e...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) down  basis points today at 102.78 having closed 122 points above support offered by the 200 day moving average. The conforming rate is at 4375% day. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.25%. Whether in New England, the Mid A...

By Mike Bjork
(CMG Financial)
Comments 1
http://MikesDailyMarketReport.com: Consumer Sentiment jumped up from 97.2 in April to 102.4 in May. Leading Indicators are Up 0.2% in April. Stocks are down on concerns that China won't come back to the negotiations based on all the previous events. MBS is currently down 3bps, but it's not enough...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Commercial Bond Yields CMB 5 Year - 1.89% CANHOU 06/15/24 [-0.02]   ‌ 10 Year - 2.11% CANHOU 09/15/29 [-0.04]     GoC 5 Year - 1.53% CAN 2.25 03/01/24 [-0.03]   ‌ 10 Year - 1.63% CAN 2.0 06/01/28 [-0.03] GOC Bonds are for reference purposes only Floating rate insured cost of funds 2.10% [-]     ...

By Sarah Layton | Copywriter & Inman Star Contributor, I provide real estate content marketing services
(Best Real Estate Writer, a Layton Media brand)
Comments 2
Starting a real estate blog is one of the most powerful ways to reverse engineer or your real estate business and get your ideal clients to start chasing after you!However, it is also one of those tasks that is easier said than done if you do not have previous blogging experience. In fact, every ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
New residential home building increased in April as the low mortgage rate environment is helping to fuel a rebound in the housing market. The Census Bureau reports that housing starts rose 5.7% in April from March to an annual rate of 1.235 million units, above the 1.2 million expected, while Mar...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Home builder confidence jumped in May from April fueled by improved demand and ongoing low overall supply, reports the National Association of Home Builders (NAHB). The NAHB's Housing Market Index rose to 66 in May, above the 63 posted in April and to the best level since October 2018. However, t...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) down 6 basis points today at 102.81 having closed 125 points above support offered by the 200 day moving average. The conforming rate is at 4375% day. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.25%. Whether in New England, the Mid ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) flat  today at 102.88 having closed 132 points above support offered by the 200 day moving average. The conforming rate is at 4375% day. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.25%. Whether in New England, the Mid Atlantic or th...

By Mike Bjork
(CMG Financial)
Comments 2
http://MikesDailyMarketReport.com: Initial Jobless Claims improved last week, as only 212k applied for benefits (vs. 228k the previous week). Housing Starts improved in April, as they rose from 1.168 million annualized units in March to 1.235 million in April. Also, Building Permits, which are fu...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 8
“She Knows a Lot About Nails?”  A blonde, city girl named Amy marries a Colorado rancher. One morning, on his way out to check on the cows, the rancher says to Amy, "The insemination man is coming over to impregnate one of our cows, so I drove a nail into the 2x4 just above where the cow's stall ...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Legend Lending)
Comments 1
Conventional 30 year Mortgage: 3.99%Credit score:740LTV:75%Loan Amount:$300kAPR: 4.13%FHA 30 year: 4.125% Credit Score:740LTV:96.5%loan amount:$300kAPR: 5.025%Conventional 15 year: 3.5%Credit score:740LTV:75%Loan Amount:$300kAPR: 3.745% Rates are Subject to ChangeCall me today if you are thinking...

By Trent Dalrymple (248) 854-0625, Allowing Mortgage Professionals to Lend Nationwide
(Texana Bank)
Comments 0
I stopped by to see the new offices for the Bingham Farms, Michigan branch office for Texana Bank Mortgage and I couldn’t help but take a few pictures. They’re hiring residential loan originators so give them a call, at (248) 600-5100 to talk about your future in NATIONWIDE lending!I'm also hirin...

By Mike Bjork
(CMG Financial)
Comments 0
http://MikesDailyMarketReport.com: After a big month in March, Retail Sales declined by 0.2% in April; when you exclude Autos, then it declined by 0.1%. The Empire State Index reported an improvement in Manufacturing in the NY region, as it went from 10.1 in April to 17.8 in May. Industrial Produ...