Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
    TERM POSTED Preferred RATES* Open 1 Year 6.30% 6.30% Fixed 1 Year 3.34% 3.19% Fixed 2 Year 3.74% 3.19% Fixed 3 Year 3.89% 3.39% Fixed 4 Year 3.94% 3.64% Fixed 5 Year 5.59% 3.49% Fixed 7 Year 5.80% 3.74% Fixed 10 Year 6.10% 4.04% Variable Rate 2.90% Prime Rate 3.95% Benchmark Rate 5.34% Cost p...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Trent Dalrymple (248) 854-0625, Helping Mortgage Professional's Lend Nationwide!
(Texana Bank)
Comments 51
If you're happy where you are, then congratulations! But if you're dreading Monday, maybe it's time for a change.  Consider one of these career offerings! (Click below) (Please SHARE, you may help someone find their dream job! ) Send your resume to Trent.Dalrymple@TexanaBank.com if you have a min...

By Chris Thomas
(The Mortgage Experts at America's Mortgage, a Division of Cherry Creek Mortgage Co.)
Comments 8
We are often asked what POC means on a Final Settlement Statement. Quick quiz - does POC stand for: Primary Occupancy Charge Pickled Onion Curry Ponies On Causeway Paid Outside of Closing POC stands for Paid Outside of Closing, and refers to any fee that is not being disbursed at the closing. The...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
TERM POSTED Preferred RATES* Open 1 Year 6.30% 6.30% Fixed 1 Year 3.34% 3.19% Fixed 2 Year 3.74% 3.19% Fixed 3 Year 3.89% 3.39% Fixed 4 Year 3.94% 3.64% Fixed 5 Year 5.59% 3.49% Fixed 7 Year 5.80% 3.74% Fixed 10 Year 6.10% 4.04% Variable Rate 2.85% Prime Rate 3.95% Benchmark Rate 5.34% Cost per ...

By Alex Tanner, LendPost.com
(LendPost.com)
Comments 3
The following is a post from www.LendPost.com visit http://lendpost.com/index.php?content=details&id=1004 for actual post and the rest of the details. Short Sale of Medical Office building 2 story brick medical center with 14 long term tenants over 11,000 sq ft lot on busy avenue over 32000 sq ft...

By Bill Kamboukos
(Strategic Mortgage)
Comments 31
The conventional home loan limits for Fannie Mae and Freddie Mac backed conventional mortgages has been increased from $424,100 in 2017, to $453,100 for all new conventional home loans in 2018.            That also means that for VA loans, the base loan limit is now also $453,100 to qualify for a...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Stephen Katz, Branch Manager, CMPS
(Katz Mortgage Team, a branch of VanDyk Mortgage Corporation)
Comments 0
Buying a home is exciting, however, figuring out the right home loan can be stressful. Home loans, called mortgages, come in numerous types. Choosing the right mortgage loan is very important, after all it is a major purchase in your life. To have a better idea of what loan works best for your ne...

By Gary Massey, CPA, Atlanta's Small Business CPA
(Massey and Company CPA)
Comments 1
 Sales tax and property tax are collectively known as "trust taxes," because they are held in trust by businesses for the government.   Failing to remit trust taxes to the government is one of the most common reasons that Atlanta businesses fail. Check out our recent YouTube video on this importa...

By Leo Namiot, Florida Mortgage Lender & CT Mortgage Lender
(loanDepot )
Comments 0
This Holiday Season I am Offering a *$500.00 Closing cost credit when you Purchase or Refinance a Home using a VA Loan with me and close by 1/30/19Contact Me Today 904-712-1500 or apply now @ www.LeoLends.com*Minimum Loan Amount $100,000.00 - No other discounts or promotions apply, one per closed...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 2
  “Exchanging One Debt for Another”      Hi Joe - We are making progress on getting my numbers they need to be. I should have everything in place by end of December. My question is my lease is coming up and I need to get a new vehicle. Will getting a new/renewing lease be a problem? I need to kno...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 2
The National Association of REALTORS® reports that Pending Home Sales unexpectedly declined in October by 2.6% from September, well below the gain of 0.5% expected. On an annual basis, sales fell 6.7%, the seventh straight month of annual decreases. Sales declined in the South, Midwest and the We...

By Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent
(Platinum Properties)
Comments 5
The limits are going up with the market. Check it out. 2019 Conventional Loan Limits Are Here          Movin' on up!  Much like the Jeffersons, Conventional loan limits are pushing higher in 2019.  With loan amounts based on median sales price, this is no surprise considering the high rates of ap...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Commercial Bond Yields CMB 5 Year - 2.56% CANHOU 12/15/23 [-0.05]   ‌ 10 Year - 2.74% CANHOU 12/15/28 [-0.03]   GoC 5 Year - 2.20% CAN 2.00 09/01/23 [-0.05]   ‌ 10 Year - 2.27% CAN 2.0 06/01/28 [-0.04] GOC Bonds are for reference purposes only

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 0
An Historical view of the FannieMae limitWith all the chatter this week with loan limits increasing I thought it would be fun to take a look back.But first- lets talk about the new limits:We have a significant increase in the base loan limit from $453,100 in 2018 to $484,350 in 2019. Since I am L...

By Joe Resendiz, Jr. Research Analyst
(ValuePenguin)
Comments 0
Massachusetts homeowners are starting to encounter crumbling foundations, an issue that more than 35,000 Connecticut homeowners know all too well. The problem stems from using a mineral called pyrrhotite, which causes concrete to corrode and crack over time.  This type of foundation issue isn't t...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up 3 basis points today at 100.47 having remained above support offered by the 50 day moving average and closed 25 points above it.  The conforming rate is at 4.875% day. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.6250%.  Wh...

By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Leo Namiot, Florida Mortgage Lender & CT Mortgage Lender
(loanDepot )
Comments 0
Mortgage Solutions....... Credit Scores down to 500!   1 day out of foreclosure, short sale, bankruptcy or deed-in-lieu Loans up to $1 million Credit scores down to 500 Up to 90% LTV DTI up to 50% considered Owner-occupied, 2nd homes, and investment properties Non-warrantable condos considered Ju...