Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Trent Dalrymple (248) 854-0625, Allowing Mortgage Professionals to Lend Nationwide
(Texana Bank)
Comments 0
We're hiring experienced, currently producing Residential Mortgage Loan Originators, Loan Officers and Branch Managers who need to add additional states to originate in without any additional licensing, licensing fees, call reports or CE classes. We'll handle your compliance and processing. And h...

By Mike Bjork
(Pinnacle Home Loan)
Comments 2
http://MikesDailyMarketReport.com: There are no economic data for the Calendar today, but there will be bunch of important data crammed into the next 2 days. This week will be a holiday shortened week, which our last report for this week will be Wednesday. Stocks are Up this morning on optimism o...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 3
   “Focus on the Solution, NOT the Problem”     Good Morning Joe,I am working with Dana and Ed in the purchase of a home. We are submitting an offer for the attached property. The listing price is $250,000. They have told me they are qualified to do a 3.5% FHA and in her name. Can you send me a p...

By Michael Mannino, Bringing family values to lending.
(Harbor View Funding)
Comments 1
Many homebuyers rely on mortgage assistance programs to help them purchase a home.  The majority of these programs are geared towards first-time homebuyers in an attempt to promote homeownership.  First-Time Homebuyer DefinedUnfortunately the term "first-time homebuyer" can be misleading when con...

By Samuel John, We give you daily about real estate market.
(Daily Real Estate Update)
Comments 0
 With the increasing modernisation of the home loan market, lenders are coming up with more home loan product options to fit their clients needs. From different pricing structures to features, the wide variety of home loan products means that more than ever its important to get specific advice fr...

By John Meussner, #MortgageMadeEasy Walnut Creek, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 3
Tis' the Season (For Increased Loan Limits)       Each year toward the end of the year, new year loan limits are announced for conventional and government loans.  While VA loans have had their caps removed (a huge benefit for VA borrowers!), FHA and conventional loans are capped each year based o...

By Trent Dalrymple (248) 854-0625, Allowing Mortgage Professionals to Lend Nationwide
(Texana Bank)
Comments 0
PLEASE SHARE WITH YOUR UNDERWRITER FRIENDS! We're searching for an underwriter located in the Dallas/Fort Worth area for our office in Southlake, TX. If you're located in the Dallas/Ft. Worth area and have the qualifications below, please send me a private message, or you can call or text me, at ...

By Trent Dalrymple (248) 854-0625, Allowing Mortgage Professionals to Lend Nationwide
(Texana Bank)
Comments 0
Fred Rogers dedicated his television career to promoting children's emotional and moral well-being. His show, Mr Rogers Neighborhood, had a friendly conversational style and used trips to the "Neighborhood of Make-Believe" to encourage young viewers to feel loved, respected, and special. You can ...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Commercial Bond Yields CMB 5 Year - 1.79% CANHOU 12/15/24 [+0.03]   ‌ 10 Year - 1.89%* CANHOU 06/15/30 [+0.02]   * denotes interpolated rate GoC 5 Year - 1.51% CAN 1.50 09/01/24 [+0.03]   ‌ 10 Year - 1.48% CAN 2.25 06/01/29 [+0.01]   ‌ 15 Year - 1.57%* CAN 06/01/35 [-]   ‌ 20 Year - 1.60%* CAN 0...

By Mike Bjork
(Pinnacle Home Loan)
Comments 0
http://MikesDailyMarketReport.com: Consumer Sentiment grew to 96.8 (from 95.7) in November. Also, Markit Manufacturing PMI flash rose from 51.3 to 52.2 in November. The other Markit report is on the Services Industry, which is the Markit Non-Manufacturing PMI flash, which rose from 50.9 tp 51.6. ...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 3
“I’m in the Dreams Can Come True Business”     Hi Mr. Joe,I hope everything is well with you and your family. It is hard to believe that we have had our house for 10 months now. Thank you again for helping us accomplish our dream..Now as I mentioned earlier in the year I would like to see when I ...

By Phil Stevenson, CRMP, "Mortgage Nerd" in Miami, Florida and Texas
(PS Mortgage Lending 305-791-4874 or 888-845-6630)
Comments 1
The CFPB (Consumer Financial Protection Bureau) has been reviewing and verifying several rules that they have implemented in the past, and the one that remains to be reviewed is the TILA-RESPA Integrated Disclosure rule, the TRID rule for short. It seems that eliminating the rule completely will ...

By Trent Dalrymple (248) 854-0625, Allowing Mortgage Professionals to Lend Nationwide
(Texana Bank)
Comments 0
Over his career, Thomas Edison held a world record 1,093 patents. At an early age he developed hearing problems which strongly influenced his career, providing motivation for many of his inventions, such as the phonograph.Having the ability to help their borrowers with residential mortgage loans ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Manufacturing in the Philadelphia region picked up this month which is good news for the sector given the recent slowdown due to the trade issues between China and the US. The Philadelphia Fed Index jumped 5 points in November to 10.4 and above the 5.5 expected. Most firms reported overall increa...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed down 3 basis points today at 102.62 having closed 86 points above support offered by the 200 day moving average. The conforming rate is at 3.75% today. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.125%. Whether in New England,...

By Mike Bjork
(Pinnacle Home Loan)
Comments 0
http://MikesDailyMarketReport.com: Weekly Jobless Claims were a little higher this week than expectations with 227k applying for first time benefits. The Philly Fed Index rose from 5.6 to 10.4 in November. This index measures the manufacturing in the Philadelphia region. Existing Home Sales impro...

By Realtyna Inc, Realtyna- MLS RETS Integration software & services
(Realtyna)
Comments 0
The very backbone of finance is the concept of the risk and return relationship. Should come as no surprise that the higher the risk, the greater the return, and conversely, lower risk gets you lower return.But the main question here is how one should examine the exact relationship between the tw...

By Russell Smith, Loan Officer Communication & Execution You Deserve
(Blue Ridge Bank Mortgage)
Comments 1
Yes, you can get a construction loan with a VA loan. On top of that, our construction loan will match a no money down VA loan. Furthermore since VA loan limits go away on January 1, 2020, it is possible for no money down construction loans that are over the conforming loan limits! Most VA eligibl...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Legend Lending)
Comments 0
Conventional 30 year Mortgage: 3.49%Credit score:740LTV:75%Loan Amount:$300kAPR: 3.63%FHA 30 year: 3.25% Credit Score:740LTV:96.5%loan amount:$300kAPR: 4.25%Conventional 15 year: 3%Credit score:740LTV:75%Loan Amount:$300kAPR: 3.3245% Rates are Subject to ChangeCall me today if you are thinking of...

By Joe Resendiz, Jr. Research Analyst
(ValuePenguin)
Comments 1
Nothing can be more disheartening during the homebuying process than being denied a mortgage. Fortunately, receiving a rejection doesn’t mean a buyer has to give up on the dream of homeownership. With some education and a game plan, prospective homeowners can move forward after a mortgage denial....