Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Leo Namiot, Florida Mortgage Lender & CT Mortgage Lender
(loanDepot )
Comments 1
loanDepot Survey Finds 56% of Veterans Are Not Taking Advantage of VA Loan Benefits.One of the ways that the government thanks our brave servicemen and servicewomen is through offering Veteran Affairs loans. Created in 1944 as part of the GI Bill of Rights, the loans are meant to help active serv...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Legend Lending)
Comments 0
Conventional 30 year Mortgage: 4.875%Credit score:740LTV:75%Loan Amount:$300kAPR: 5.032%FHA 30 year: 5% Credit Score:740LTV:96.5%loan amount:$300kAPR: 5.9 %Conventional 15 year: 4.25%Credit score:740LTV:75%Loan Amount:$300kAPR: 4.523% Rates are Subject to ChangeCall me today if you are thinking o...

By Fred Griffin, Licensed Florida Real Estate Broker
(Fred Griffin Real Estate)
Comments 2
2019 Conventional Loan Limits Are Here          Movin' on up!  Much like the Jeffersons, Conventional loan limits are pushing higher in 2019.  With loan amounts based on median sales price, this is no surprise considering the high rates of appreciation we've seen in so many markets across the US...

By Trent Dalrymple (248) 854-0625, Helping Mortgage Professional's Lend Nationwide!
(Texana Bank)
Comments 0
Here's a gift you can open before Christmas, especially if you're refinancing or purchasing a home and your loan amount is just above the $453,100 conforming loan limit! The Federal Housing Finance Agency (FHFA) has published the annual conforming loan limits that apply to all conventional mortga...

By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 4
“The Truth for Sure!” Robert Whiting, an elderly gentleman of 92, arrived in Paris by plane with his son.At French customs, he took a few minutes to locate his passport in his carry on. "You have been to France before, monsieur?" the customs officer asked sarcastically. Mr. Whiting admitted that ...

By Leo Namiot, Florida Mortgage Lender & CT Mortgage Lender
(loanDepot )
Comments 0
Mortgage Loan Limit Increases - 2019 Federal Housing Finance Agency 2019 Loan Limits  Leo NamiotMortgage LenderFlorida & CT  NMLS#89769www.LeoLends.com  Florida home mortgages,Connecticut Home Mortgages, CT Home Loans, FL Home Loans, Loan Limits, Mortgage, Refinance

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up 10 basis points today at 100.41 having remained above support offered by the 100 day moving average and closed 18 points above it.  The conforming rate is at 4.875% day. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.6250%.  ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 2
The Commerce Department reported this morning that New Home Sales fell 8.9% in October from September to an annual rate of 544,000, below the 575,000 expected. However, sales in September were revised higher to 597,000 from 553,000. Sales were down 12% from October 2017. Across the country, sales...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
HIGH RATIO fixed term best discounted rates & posted rates as of November 27, 2018 Terms                           Posted Rates                 Preferred Rates 6 mos                          3.34%                          3.10%1 year                          3.59%                          3.19%2 ...

By Theresa Harden, PB SFR e-Pro Realtor
(EXIT Real Estate Associates)
Comments 1
Mortgage Bankers Association November 2018 Rate ForecastThe November 2018 Mortgage Bankers Association rate forecast for the 30 year fixed rate mortgage is unchanged from the previous month with a gradual increase throughout 2018.  The average interest rate is still forecast to plateau at 5.1 per...

By Bill Kamboukos
(Strategic Mortgage)
Comments 0
             Conventional home loan limits are once again increasing for Fannie Mae and Freddie Mac backed conventional mortgages. The new loan limits are $484,350, up from the current limit of $453,100.             This increase also carries over to VA home loans, meaning that the base VA loan l...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
Mortgage backed securities (MBS) closed up 6 basis points today at 100.28 having broken through resistance offered by the 100 day moving average and closed 4 points above it.  The conforming rate is at 5.00% day. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.750%.  W...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
The September Case-Shiller 20-City Index rose 5.1% from September 2017, just below the 5.3% expected and down from 5.5% in August. Month-over-month was unchanged. The slower pace of gains is to be expected and with faster-rising wages, it represents a healthier market. “Home prices plus data on h...

By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
Comments 37
Are Deferred Students Loans Included In A Borrower's Debt-To-Income Ratio?  Student Loans are very common today among younger Borrowers.  Most college students today are not able to go to college without incurring Student Loan debt.  With the cost of obtaining a college education continuing to ri...

By Lisa Perry - NMLS # 276329, Northern VA - 80/15/5, 100% Loans - Jumbo Loans
(FHA, VA, Jumbo, Downpayment Assistance, Conv.)
Comments 1
5 Actions that can hurt your credit score during the Holiday Season!With the holiday season comes lots of spending on gifts, decorating, entertaining, and vacationing.  Overspending can also hurt your credit and your ability to get a mortgage. Are you hoping to buy a home in the New Year? Don’t l...

By Kristin Johnston - REALTOR®, Giving Back With Each Home Sold!
(RE/MAX Realty Center )
Comments 2
How to Get the Best Mortgage Rate for Your Waukesha WI Home If you are planning to buy a Waukesha WI home, you are probably thinking of getting a mortgage. Home buying costs quite a bit, and if you are like many Americans, you will need to get a mortgage because your savings are not enough to get...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 1
Lock Watch for the Week of 11/26/2018 Volatility-O-Meter:Wednesday's gonna be a doozy, so shake off your holiday weekend hangover. Economicalendar (all times are Pacific):Mon, 11/26:      2-Yr Note Auction (10am).Tues, 11/27:      Case-Shiller HPI (6am), Consumer Confidence (7am), 5-Yr Note Aucti...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
  cc: by: https://flic.kr/p/22MByYo   It's the end of the year-Get Commercial Loan Closed - QUICKLY!      As Thanksgiving ends, it is hard to believe there are only a few weeks left in the year to close loans....the last 2 weeks of December are all but useless for most banks. In the world of com...