Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 3
    “Making a Pre-Qualification Work”   Hi Joe,Hope all is well with you! Wanted to let you know the truck will officially be out of Lawrence's name this week. What does he need to do to get a pre-qualification letter? We are going to look at this house for the 2nd time this weekend. Also, is the...

By Gary Massey, CPA, Atlanta's Small Business CPA
(Massey and Company CPA)
Comments 0
  I often work with individuals seeking relief from a tax liability that arose from a joint return filed with their spouse or former spouse.  There are several forms of tax relief available to the requesting taxpayer.  Innocent Spouse Relief The tax liability is attributable to an erroneous item ...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 2
Term Posted Rate Preferred Rate Open 1 Year 6.30% 6.30% Fixed 1 Year 3.34% 3.19% Fixed 2 Year 3.74% 3.19% Fixed 3 Year 3.89% 3.39% Fixed 4 Year 3.94% 3.64% Fixed 5 Year 5.59% 3.49% Fixed 7 Year 5.80% 3.74% Fixed 10 Year 6.10% 4.04% Variable 2.85% Prime 3.95% Benchmark 5.34%

By Darin Osenberg
(Funky Quail Vintage)
Comments 71
Hello everyone!  Everyone on AR,and in the Realestate Market...I am sure KNOWS that USDA loans (where applicable) are arguably the BEST PRODUCT OUT THERE!!!  However, did you know that you can purchase a home that needs some LOVE and FINANCE the improvements?  All with NO MORTGAGE INSURANCE AND A...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 16
Keep asking, what does it cost? You may get a REFERRAL out of the questions. “Your Clients Know People”   There is nothing that is truer when it comes to REFERRALS. I know there are many ways to ask for referrals, some of the ways are corny and redundant.   I always ask my clients, “Who Else Do Y...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 3
“Get Your Monthly Payment Just Right”      Joe,                I wanted to reach out to you and give you an update and ask a question. When we first talked, I was a bit liberal when it came to what our combined annual gross salary was between Kasey and I. I was basing hers off of her hourly rate ...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Commercial Bond Yields CMB 5 Year - 2.64% CANHOU 12/15/23 [-0.01]   ‌ 10 Year - 2.79% CANHOU 12/15/28 [-0.02]   GoC 5 Year - 2.29% CAN 2.00 09/01/23 [-0.01]   ‌ 10 Year - 2.34% CAN 2.0 06/01/28 [-0.02] GOC Bonds are for reference purposes only

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
HIGH RATIO fixed term best discounted rates & posted rates as of November 23, 2018 Terms                           Posted Rates                 Preferred Rates 6 mos                          3.34%                          3.10%1 year                          3.59%                          3.19%2 ...

By Mitun Bhowmick, BG/SBLC FOR LEASE
(Bhowmick LEASING COMPANY )
Comments 51
We are direct provider for BG/SBLC specifically for lease, at Leasing Price: 3.5% of Face Value plus (0.5+X)% commission fees to brokers, Issuance by HSBC Bank London , Barclays Bank London,ICBC (London) Our BG/SBLC Financing can help you get your project funded, loan financing by providing you w...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Legend Lending)
Comments 0
Conventional 30 year Mortgage: 4.875%Credit score:740LTV:75%Loan Amount:$300kAPR: 5.032%FHA 30 year: 4.875% Credit Score:740LTV:96.5%loan amount:$300kAPR: 5.775 %Conventional 15 year: 4.25%Credit score:740LTV:75%Loan Amount:$300kAPR: 4.523% Rates are Subject to ChangeCall me today if you are thin...

By Samuel John, We give you daily about real estate market.
(Daily Real Estate Update)
Comments 1
Are foreigners permitted property finance in Thailand? Can foreigners in  สินเชื่อส่วนบุคคลดอกเบี้ยต่ำ  obtain money to buy a vacation home or condominium? Are you aiming to purchase a suite, apartment or various property in Thailand? And also are you in need of finance? After that scan this rep...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
Mortgage backed securities (MBS) closed down 9 basis points today at 100.12 having remained above resistance offered by the 25 day moving average and closed 17 points above it.  The conforming rate is at 5.00% day. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.750%. ...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
 http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interes...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
After the recent spate of sub-par housing news, October Housing Starts rose 1.5% from September to an annual rate of 1.228 million units while Building Permits beat expectations. However, single-family starts declined 1.8% from October while multi-family starts rose 6.2%. Annually, total Housing ...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 6
“Perfect Timing for Winners and Losers”     In any 2-horse race (politics included) they both tell the truth.Winner: "I won, you lost."Loser: "No, I came in second place, you came in next to last."

By Stella Barbour, Principal Broker, Serving Virginia and Maryland
(NoVa Brokers LLC)
Comments 0
I was just speaking to a friend of mine who just had her mortgage loan switched from Wells Fargo Home Morgage to Specialized Loan Servicing.  Her loan was one that wasn't supposed to be sold and after all of the years gone by they sold it.  She looked up the reviews and there are so many recent c...

By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
Home builder optimism declined in November due in part to higher rates and weakening demand. The NAHB Housing Market Index fell to 60 in November, down from 68 in October and below the 68 expected. It was the lowest level in more than two years. “Builders report that they continue to see signs of...

By Trent Dalrymple (248) 854-0625, Helping Mortgage Professional's Lend Nationwide!
(Texana Bank)
Comments 0
PLEASE SHARE! The above posting is what our borrowers say about working with Billy Lavender, Texana Bank's mortgage expert located in Texarkana, Arkansas. And keep in mind, Billy can help your buyers with their residential real estate purchase loans, refinance and residential investor loans in AL...