Lakewood's #1 VA Mortgage Expert - Kevin T

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Mortgage and Lending - - NMLS ID 108542
Tacoma and local Northwest Mortgage Information. Program guidelines, recent changes that affect the mortgage industry
Seattle Jumbo Mortgage Rates:  1/31/2011 Loan Amount up to: 600,000  4.99% 5.09% APR Loan Amount up to: 700,000  5.25% 5.31% APR Loan Amount up to: 800,000  5.375% 5.47% APR  
1. What does your inspection cover? The inspector should ensure that their inspection and inspection report will meet all applicable requirements in your state if applicable and will comply with a well-recognized standard of practice and code of ethics. You should be able to request and see a cop...
FHA insures mortgages made by approved lenders to individuals and non-profit and government agencies that are approved to participate in HUD's programs; HUD does not loan money to homebuyers. Generally, to be eligible for an FHA loan, you must have a valid social security number and have lawful r...
Your Access to Free Credit Reports The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies - Equifax, Experian, and TransUnion - to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy a...
Paying attention to your credit score today can save you thousand of dollars on your next mortgage transaction.  Fannie Mae recently updated their Loan Level Price Adjustments (used to determine the final mortgage rate) and increased mortgage costs for most borrowers. How to read this chart? Step...
HOME TYPE ADDRESS CITY BEDS BATHS SQFT LOT YR BLT Park List Price Closed Sold Price Single Family  1154 Swan Lp Dupont 4 2.5 2675 6511 2010 1 $341,405 11/29/2010 $341,405 Single Family  1377 Foreman Rd Dupont 4 2.5 3206 6115 2008 3 $389,999 12/3/2010 $330,000 Single Family  1597 Jensen Ave Dupon...
Freddie Mac Open Access and Fannie Mae DU Refi Plus Refinance Programs Both programs offer the opportunity for homeowners to refinance their existing first mortgage loans at these historic low rates.  Even if the value of the home has declined, and you did not have mortgage insurance when you pur...
With interest rates at historic lows, many homeowners are considering refinancing. One question that seems to come up often is, should I pay closing costs or not? Here is a list of options to consider when looking at refinancing. Each option has it's benefits, so there's no one size fits all answ...
FNMA DU PLUS REFI / FHLMC RELIEF REFI PROGRAM With interest rates near historic lows, interest rates for the Making Home Affordable Program are still running under 5%.   These programs have several layers of guidelines that makes a phone call a necessity to find out the exact rate and fee for yo...
Looking to buy a HUD home in Tacoma with the $100 Down Program?  Let's get started with a free pre-approval and answer any questions you may have about this unique program.  Also, need a referral for a great real etate agent in Tacoma, let me know and I can refer you to some of top agents in Pier...

Kevin Tinsley

Washington State Tacoma Seattle VA Home Loans
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