Lakewood's #1 VA Mortgage Expert - Kevin T

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Mortgage and Lending - - NMLS ID 108542
Tacoma and local Northwest Mortgage Information. Program guidelines, recent changes that affect the mortgage industry
Mortgage Rates in Gig Harbor remain under 5% for purchase or refinance home loans under 80% LTV with credit scores above 720.  We are also seeing an increase for our No Cost Refinance option as many Gig Harbor residents may have refinanced in the past and do not want to pay closing costs a second...
FHA Bridal Registry Accounts In 1996 FHA came out with Mortgagee Letter 96-56, which announced the "initiative" to useBridal Registry Accounts to promote homeownership.  It encouraged FHA lenders to advise engaged couples to open up a bank account with the label of "Bridal Registry Account". The ...
Announced FHA Policy Changes: Mortgage insurance premium (MIP) will be increased to build up capital reserves and bring back private lending The first step will be to raise the up-front MIP by 50 bps to 2.25% and request legislative authority to increase the maximum annual MIP that the FHA can ch...
With interest rates at historic lows, many homeowners are considering refinancing. One question that seems to come up often is, should I pay closing costs or not? Here is a list of options to consider when looking at refinancing. Each option has it's benefits, so there's no one size fits all answ...
New FHA Short Sale Rule - December 16, 2009   Borrowers are not eligible for a new FHA mortgage if they pursued a short sale agreement on his or her principal residence simply to • take advantage of declining market conditions, and • purchase, at a reduced price, a similar or superior property w...
County Name Single Duplex Tri-plex Four-plex   ADAMS $271,050 $347,000 $419,425 $521,250    NON-METRO       ASOTIN $271,050 $347,000 $419,425 $521,250    LEWISTON, ID-WA (MSA)       BENTON $275,000 $352,050 $425,550 $528,850    KENNEWICK-RICHLAND-PASCO, WA (MSA)       CHELAN $342,700 $438,700 $5...
The good news is about 30 Days from start to finish!  With interest rates at record lows, now is a great time to consider refinancing your VA loan in Tacoma or Seattle.  With our VA Refinance Program, All Tech Mortgage has the ability to go up to 100% of the appraised value (most lenders only go ...
Tax Credit Extension + Low Rates = Win-WinGreat news!  The government has just extended and expanded tax credits for home buyers - and not just those buying for the first time. First time home buyers can now receive an $8,000 tax credit through April 30, 2010 Home buyers who have lived in their r...
Do you have an FHA loan higher than 6.25%? If so, take a look at our No cost FHA streamline program where we pay all the closing costs! Lower your interest rate to 5.25% with 0 fees. The only items you are responsible for are the escrow items for taxes and insurance and the new FHA mortgage insur...
Q: How do I apply for a VA guaranteed loan?A: You can apply for a VA loan with any mortgage lender that participates in the VA home loan program. At some point, you will need to get a Certificate of Eligibility from VA to prove to the lender that you are eligible for a VA loan.Q: How do I get a C...

Kevin Tinsley

Washington State Tacoma Seattle VA Home Loans
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