Market Muse

Follow me
By
Real Estate Agent - Coldwell Banker Sacramento - Fair Oaks Office - DRE# 01118449
The greater Sacramento community, event information and Sacramento lifestyle.
RECENT BLOG POSTS
Here are three important tips to help you prepare for buying your first home. When applying for a mortgage, lenders not only look at your credit score, but will also consider how you use your available credit.  Keep your credit card balances low.  Try not to owe more than 30% of your allowable cr...
09/04/2010
The New Artworks Gallery in Fair Oaks features works from local residents.  On the 2nd Saturday of the month there is a reception in the main gallery to showcase the exceptional pieces from the collection on one artist.  I had the pleasure of meeting Illustrator, Donna Naes, who is a lovely woma...
09/03/2010
A favorite spot in the Sacramento area is Fair Oaks Village located in the town of Fair Oaks.  The chickens actually run wild.  Shop keepers buy food and feed them as well as visitors who feed them pieces of bread.  The deli even has day old bread that you can buy for a quarter.  There's a park ...
09/02/2010
Just look at those clouds.  Gorgeous colors.  Photo taken by Andrionni Ribo, a local Sacramento Photographer. I met Andy through Facebook and flickr back when just a few folks were using it.  I think he was one of my first fb friends.  We talked about photography. We joined a photography group i...
09/01/2010
How do you decide if you want to buy or rent?  When you rent you can move around easily.  There are no taxes or insurance costs or maintenace that go along with keeping a roof over your head.  If you live in an area that is more expensive you may be able to afford to rent rather than purchase. It...
08/31/2010
Well it's that time of year again for A Taste Of Sacramento. This event began back in 1985 the same year I began working in the mortgage industry.  Although I was working in San Francisco back then.  I thought of Sacramento as less sophisticated.  On the contrary.  Sacramento has culture and gre...
08/30/2010
6 Comments
Summer is coming to a close.  Before we know it, we'll be out shopping for Halloween costumes.  The season is shifting.  We still have some hot days ahead but I can already smell autumn in the air. I'm looking forward to wrapping up in my cozy throw and sipping hot chocolate in the evenings.  My...
08/28/2010
This week in Carmichael has been hot but finally the delta breezes are blowing and it's cool enough to take a stroll in the neighborhood.  What I really want to do is go for a bike ride along the American river.  Ancil Hoffman park is just up the street from me.  What is it that makes me procrast...
08/27/2010
Sure ways to ruin any real estate transaction.   You're about to buy a home, and are now "in escrow," the homestretch of the home-sale process. During this period, you as the buyer will provide the needed funds for the home (most likely from your lender and with your down payment), the owner will...
08/18/2010
According to Frank and Brian, of Think Big Work Small, if the government pays out millions for the tax credit, and VA Loans offer 100% financing, as does USDA Rural and HUD offers homes for $100 down; then why not bring back options to help FHA buyers get down payment assistance? Down payment ass...
08/12/2010
Rainmaker
124,148

Chrysti Tovani

Sacramento Real Estate Agent
local_phone916-572-8682
Contact The Author