David Krushinsky's Blog

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Mortgage and Lending - Dk Home Loans, LLC - NMLS 1779290
RECENT BLOG POSTS
Lenn Harley explains how a GREAT agent should represent their clients.  Lenn represents clients in Maryland and Northern Virginia looking to purchase a home.  I highly endorse Lenn's expertise after reading her blogs for the past 3 years and being a student of her wealth of information about real...
01/15/2011
I received a phone call today from a real estate broker that I have worked with over the last few years.  I have some very loyal clients that I've done many loans for when they have purchased homes in Phoenix.  These clients actually found her after I had pre-approved them.  They have purchased a...
01/14/2011
This video breaks down one necessary step to avoid having your Phoenix condo purchase transaction fall apart. Many condo HOA's have high delinquency levels due to a weakened economy in Phoenix and the greater Phoenix area. Most HOA management teams projected around 10% delinquency rates of these ...
01/06/2011
The purpose of this article is to articulate some of the most common benefits of utilizing a FHA loan to finance a home purchase in Phoenix.  The first bolded sentence is what many real estate professionals believe to be truth. Phoenix FHA mortgage interest rates are higher than conventional.With...
01/06/2011
Growing up, I usually did enough to get good grades and never worked too hard at school.  When I was in high school, my English teacher required our class to write a term paper at the end of my junior year.  Our assignment was due at the end of the semester and of course I waited until the last w...
01/06/2011
Todd Clark's blog provides an excellent explanation on why shopping for the best rate may not always provide the best end results for a home buyer using a mortgage to purchase a home.  Although, the new regulations are supposed to prohibit lenders from changing things at the closing table, it sti...
01/05/2011
Behind the Scenes in Mortgage Lending - 3 Hours General Credit This class will cover: The Mortgage Meltdown of 2007 Factors of a 1003 (Loan Application) – Mortgage Finance 101 The Secondary Market Today FICO Scoring and Lending FHA Total Scorecard Flexible Credit Guidelines and Investor Overlays ...
12/29/2010
Call agent for more info: Jesse Vogt at 602 - 309 - 9635 Or Text for more info: Text "108403" To 79564 3932 W GOLDEN LN Phoenix, AZ 85051 Turnkey Property. Price : $88,700 Bedrooms : 3 Bathrooms : 2 Square Foot : 1,432 Lot Size : 5,920 sq.ft. County : Maricopa Property Type : Detached Year Built...
12/21/2010
Desert Ridge Most Popular Floor Plan 4410 E Mossman Road Phoenix, AZ 85050 Desert Ridge Most Popular Floor Plan Home Photo Gallery Virtual Tour Property Map Payment Info Request Showing Contact Me The AZ Real Estate Team Office:480-767-3056 Website:Visit Website Price : $258,900 Bedrooms : 3 Bath...
12/21/2010
Free CE Class for Phoenix Real Estate Agents - 3 Hours Legal Issues Credit Understanding FICO Scoring & Managing Credit This class will cover: Overview of Credit Market & Structure of Credit Reporting Agencies (CRA's) What Makes Up A Good FICO Score How to Use and Understand the Fair Credit Repor...
12/21/2010
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David Krushinsky

AZ MB-0949619 MLO NMLS #202115
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