Fred's FHA Mortgage and Conventional Real Estate Loan Blog

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Mortgage and Lending - Guild Mortgage Co - Oak Harbor WA
Welcome to my blog about mortgages and real estate loans in Oregon, California, Alaska and Washington. I am a government specialist and am a Vietnam era veteran. I enjoy working first time home buyers and have many tools available to help them.
RECENT BLOG POSTS
Come by the site and see my latest pictures. I think you will enjoy what Danny and Rich have done. Ok, for all of you picture buffs that love the Wordless Wednesdays and Speechless Sundays, we have a treat for you. Some of you might have read the post from Rich Dansereau or maybe the one from me...
03/03/2009
Hud has raised the FHA loan limit for Lane County. There was no announcement or release that I am aware of. The new loan limit is the same as the temporary loan limit in place prior to Jan. 1 or $343,750. This is an increase of $72,700 over the minimum FHA loan limit that was in place for Lane Co...
02/25/2009
Breaking news! "JPMorgan halts new mortgage foreclosures. Will not put new mortgages into foreclosure for 3 weeks. Believes 3 weeks adequate for Treasury to announce a new mortgage modification plan." Mortgage Market Guide. It looks to me like JPMorgage-Chase figures that there will be changes co...
02/13/2009
So, what is happening on the government front now? Are we or aren't we getting the help we need? There are so many variables afloat and no one seems to know what the exact language of anything right now. The consensus is that one of the biggest items that we in the Real Estate industry have been ...
02/13/2009
Part 3 in buying a foreclosure using the FHA 203k Streamline Rehab loan has to do with selecting a contractor. And, not just any contactor, but one that will do the job to your specifications in the length of time allowed. The 203k Streamline rehab loan only allows 90 days from closing until the...
02/12/2009
You read my last post about some of the problems encountered with a foreclosed property and have gotten yourself set up with a knowledgeable lender and are ready to proceed with the next step in the process. This step in purchasing a foreclosure is probably one of the most important there is in t...
02/11/2009
When looking for that new home, especially in today's Real Estate environment, a lot of people think they are going to make a super deal by buying a foreclosure, and maybe they will. Yesterday, I announced the new Fannie Mae HomePath program for Fannie Mae foreclosures, today, I want to discuss t...
02/10/2009
For the past week, I have been writing a series about how to purchase foreclosures. I will be posting the first three of them shortly, but right now I have breaking news about the Fannie Mae on the HomePath program for the sale of Fannie Mae owned foreclosures. Not all properties are eligible but...
02/09/2009
I thought about putting this in the wordless Wednesday but then I wouldn't have been able to explain who and what this was. Several members of the Active Rain Community got together, at my instigation, for lunch at the Macleay Country Inn, just outside of Salem Oregon on Saturday. Who you see her...
02/04/2009
I came across this quote from Abraham Lincoln today: "How many legs does a dog have if you call the tail a leg? Four. Calling a tail a leg, doesn't make it a leg." The same way that calling a program "Hope for Homeowners" does not mean that the program actually offers any hope to homeowners. Acco...
02/03/2009
Rainer
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Fred Chamberlin

Oak Harbor/Whidbeynulls, #1 Experienced FHA Mortgage Consultant
local_phone(360) 675-6106
smartphone(541) 221-3455
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