TIM GRISSETT's (gtim) Blog

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Real Estate Agent - Chapman Hall Premier Realtors
RECENT BLOG POSTS
The largest expenditure a buyer has when purchasing a home is the down payment which can range from zero for veterans or 3.5%, 5%, 10% and 20%.  With mortgages come closing costs which can be another 2-4% and must be paid at settlement in cash.Most mortgages require an escrow account to pay the p...
12/26/2019
We talk a lot about why it makes financial sense to buy a home, but more often than not we’re drawn to the emotional reasons for homeownership.No matter the size or shape of a living space, the feeling of a home means different things to different people. Whether it’s a certain scent or a favorit...
12/24/2019
January just may be the new April for home shopping, according to a new analysis released Wednesday by realtor.com®. If 2019 is any indication, economists expect next month to be a lively one for a surge of home buyers who likely will be searching for properties online.One of five of the largest ...
12/23/2019
When you’re shopping for a new home, it’s not uncommon to face a little bit of sticker shock when it comes to price. This often leads to buyers trying to find a good balance between what they want and what they can afford. However, if you’re smart (and maybe a little lucky), you may be able to fi...
12/20/2019
Studies have shown that, in many cases, the largest asset a family owns is the house they live in. Over the last twelve months, that asset has gained substantial value.CoreLogic just released their 2019 3rd Quarter Homeowner Equity Insights Report. The report revealed that:“U.S. homeowners with m...
12/19/2019
When the weather is cooler than cool, it can turn ice cold. Unfortunately, this can lead to a lot of ice on and around your home. There are few things that can make you lose your chill faster in the winter than ice-related falls or damage to your home. Excessive ice build-up can create a number o...
12/18/2019
Which comes first, the chicken (buying a new home) or the egg (selling your current home)? There is no simple answer. Knowing and understanding your options can help you make the decision that’s right for you. There can be several advantages to buying a new home before selling your current one, s...
12/17/2019
Few things can spoil a holiday gathering as quickly as a refrigerator or oven breaking down.Now you’re faced with the major expense of a repair bill – or a new appliance. There’s also the hassle of finding a repair tech or waiting for the store to open because it closed early for the holiday. And...
12/16/2019
Veterans are no longer restricted to a loan limit beginning January 1, 2020.  Previously, veterans were limited by the same restrictions set by the Federal Housing Finance Agency on conforming loans.  While these limits were national in nature, there were exceptions for high-cost counties and jum...
12/13/2019
Black Friday is behind us and holiday gifts are flying off the shelves in stores and online. Unlike last year, however, there’s another type of buyer that is very active this winter – the homebuyer.Each month, ShowingTime releases their Showing Index, which tracks the average number of appointmen...
12/12/2019
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