Illinois and Indiana Home Loan Expert in FHA | VA | USDA | FHA $100 Down | FHA 203(k) | Fannie Mae | Ginne Mae

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Mortgage and Lending - Canopy Mortgage, LLC - NMLS 124492
Certified Mortgage Planner, Certified FICO Pro and Certified Military Housing Specialist blogging about mortgages, real estate, economics, politics and community events.
RECENT BLOG POSTS
Today kicked off the 4th annual Money Smart Week® Indianaand will continue until Saturday, October 17th. For those who are not familiar, Money Smart Week is a series of more than 210 free educational classes, seminars and activities designed to help consumers better manage their personal finances...
10/10/2009
Every day I hear on the media that the economy is in growth mode and on it's way to a recovery. Many analysts have commented that even without real job growth that the recovery is in full swing. Let's take a look at the facts. According to the official press release by the Bureau of Labor Statist...
10/05/2009
Every day I hear on the media that the economy is in growth mode and on it's way to a recovery. Many analysts have commented that even without real job growth that the recovery is in full swing. Let's take a look at the facts. According to the official press release by the Bureau of Labor Statist...
10/05/2009
Recently, I was sucked into a conversation around the water cooler about home affordability and the impact on the real estate market. The primary topic of the conversation was that home ownership was more affordable than in years past and that first time home buyers would flood back to the marke...
04/07/2009
  Much has transpired in the past 12 months, but none more important that the guideline changes announced by Fannie Mae back on September 5, 2008. Within Announcement 08-22, Fannie Mae provided updates and clarification on the new guidelines scheduled to be implemented in the months to come. As o...
01/23/2009
Until today, I actually misunderstood the meaning behind this federal holiday dedicated to Martin Luther King, Jr. I originally thought that is was a day to recognize a dream towards equality. Through my research, this day did not become a federal holiday until November 3, 1983 when Ronald Reaga...
01/19/2009
During the holiday season, many find comfort in the traditions that have been passed on from generation to generation. I personally enjoy the gathering of family to enjoy the new found awareness of children to the whole spectacle we call Christmas. From the "I love Santa" chants to the "I am scar...
12/24/2008
Can you feel it? Can you hear it? Can you see it? I am not talking about the weather or Barack Obama. During the weekend of December 13th, major updates were implemented by Fannie Mae (FNM) that will influence home financing for years to come. These updates are a game changer and will have an imp...
12/16/2008
Can you feel it? Can you hear it? Can you see it? I am not talking about the weather or Barack Obama. During the weekend of December 13th, major updates were implemented by Fannie Mae (FNM) that will influence home financing for years to come. These updates are a game changer and will have an imp...
12/16/2008
Can you feel it? Can you hear it? Can you see it? I am not talking about the weather or Barack Obama. During the weekend of December 13th, major updates were implemented by Fannie Mae (FNM) that will influence home financing for years to come. These updates are a game changer and will have an imp...
12/16/2008
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James K Barath, CMPS

FICO Pro, Certified Military Housing Specialist
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