For homebuyers and refinance borrowers who close on a loan with mortgage insurance, the 109th Congress has granted a gift in 2007. For transactions that fund between January 1, 2007 and December 31, 2007, borrowers will be able to deduct mortgage insurance premiums paid on their 2008 Federal Tax
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02/07/2007
I teach a class for Realtors on the subject of how to work effectively with a mortgage lender. Last year I taught this class at the Douglas Elbert Realtors Association and one nugget of affirmation came back to me this week. I was visiting a Keller Williams office and an agent that had attended t
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02/04/2007
There has been tremendous focus in recent months on the use of Monthly Indexed Arm programs and Payment Option programs and the contribution of these hybrid products to the foreclosure problem across the country. As with any other loan product these programs are tools and when misapplied to the
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02/04/2007
In Colorado we have a fantastic Attorney General who name is John Suthers. He has placed a laser focus on the Real Estate and more specifically the mortgage industry. The cause of this attention is the fact the Colorado was the number state for foreclosures in 2006. I have taught a class on RESPA
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02/02/2007
Now more than ever the issue of building to "Green Standards" is gaining momentum in the real estate community. Many of you have already explored and in some cases gained accredidation as green agents, lenders, or builders. A friend of mine is chairman of the board for the New Resource Bank, whi
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02/01/2007
What is the value of having a referral network and how much time are you willing to invest in building one? These two question should be answered by every one who is serious about achieving the highest levels of success in terms of production and revenue generation. Once you have combined trainin
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01/31/2007
