John's Blog

Do not fall in to that trap.  The Fed's have nothing to do with mortgage ratesThe fed fund rate is the rate that banks lend money to each other.  The rate is closely associated to the prime rate which will now be lower.  The prime rate is what most equity lines are tied to.  Terefore the equity l...

Ok so the question is where does it come from for you?  i fine enduring motivatin very hard to come by.  I have been in real estate since 1989.  Mostly as a lender both on the wholesale side and the retail side.  Every year I can see what i wuld like to accomplish and at the end of the year I fin...

Here is a form letter that we can use to help more First Time Homebuyers in California, loans in Sylmar and loans in Van Nuys.  Please feel free to copy this and send it to all leaders in Congress. The Honorable Brad ShermanHouse Office BuildingUnited States House of RepresentativesWashingt...

Thanks for commenting.  I have been in the mortgage business in California helping people to qualify for and close loans in California and the other 50 states for 19 years.  I have spent a decade plus in wholesale and the most recent half decade in retail.  The first four years were spent in trai...

Please don't wait on this.ThanksJohnTo: All NAMB MembersFrom: Denise Leonard, NAMB Government Affairs ChairRE: National Teleconference to Discuss H.R. 3915 the "Mortgage Reform and Anti-Predatory Lending Act of 2007"Mortgage brokers are facing extinction. The U.S. House of Representatives is cons...

We help make loans happen in Van Nuys and we are always here to help Firtst Time Homebuyers in California.  Here is a bit of info that may help stay in touch with your vendors.  Besides this I also like Plaxo.com. ThanksThe vCard, or virtual business card, is an electronic business card.  It prov...

It may look like it's about appraisals but it affects all of us.  How dare we suggest the value of a property. Anyway read for yourself and don't be afraid to comment. http://www.leginfo.ca.gov/pub/07-08/bill/sen/sb_0201-0250/sb_223_bill_20071005_chaptered.pdf   John Severino doing loans for firs...

Home Warranty = Peace Of MindAfter months of planning and hard work, you have just sold your house. You put your cash into a new beautiful home, and complete the arduous task of moving in. Now, you can put your feet up on the couch, open your favorite beverage and enjoy the afternoon football gam...

A marketing concept worth reading.  I only wish that I had been hip to this earlier.  I would do more loans in sylmar and Van Nuys.  I would be able to help more first time homebuyers throughout California.  At any rate I am happy to start sharing this information with you my friends. by Eric Alb...

Somedays are harder than others.  It's been very easy to get caught up in all the negative press and comments put forth about our proffession these days.  How easily they forget that a couple of years ago the spicket was opened and we were tauted for essentialy being the GDP.  Now we have become ...