North County San Diego Mortgage Expert

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Mortgage and Lending - Caliber Home Loans - NMLS#284800
Working in the San Diego housing market over the past 20 years has been interesting and exciting to say the least. Technology has not only changed the way you shop for homes, but also the way you shop for a mortgage. However, this is still a "press the flesh" business and it is important to get to know your Realtor and your lender.
RECENT BLOG POSTS
Carlsbad La Costa Oaks 5 Bedroom Home  Sold By Diana GallardiCarlsbad CA - Another La Costa Oaks home sold by Diana Gallardi with Sea Coast Exclusive Properties.  Contact Diana today to buy or sell real estate in Carlsbad's La Costa Oaks or other parts of North San Diego County by calling 760-419...
11/08/2015
Power is not a word you typically associate with obtaining financing for a home purchase, but it should be. Your power source: The Home Loan Pre-Approval.  What in the world is a “Home Loan Pre-Approval”?  The home loan pre-approval allows you - and the prospective seller - to know you are qualif...
11/04/2015
San Marcos CA - Another great San Marcos 4 bedroom single family home listed for sale by Shiann Haydon with Windermere Homes & Estates.  Contact Shiann today to buy or sell real estate in San Marcos or anywhere in San Diego County by calling 760-214-3751 or visit Shiann's Website: www.ShiannHaydo...
09/01/2015
San Diego CA - Another great Crowne Point condo listed for sale by Shiann Haydon with Windermere Homes & Estates.  Contact Shiann today to buy or sell real estate in the Crowne Point area of Pacific Beach or anywhere in San Diego County by calling 760-214-3751 or visit Shiann's Website: www.Shian...
09/01/2015
Condo Owner Occupancy Ratio Less Than 51% Is OK For Fannie & Freddie!  As long as the homebuyer will occupy the condo as a Primary Residence or Second Home...Owner Occupancy Ratio: the number of owner occupied condominiums in a particular condominium complex divided by the total number of units i...
09/01/2015
Murrieta CA - Another home SOLD by Shiann Haydon with Windermere Homes & Estates.  Contact Shiann today to buy or sell real estate in Blackmore Ranch, Riverside County, or San Diego County by calling 760-214-3751 or visit Shiann's Website: www.ShiannHaydon.com/ 35691 Darcy PlaceGorgeous 4+ Bedroo...
02/13/2015
San Diego CA - During a typical 30-day escrow period in San Diego, there is ample opportunity for a potential home buyer to unwittingly sabotage his or her deal.  Remember that lenders are approving a home loan based on a snapshot of the buyer's qualifications and until the keys are in the buyer'...
01/31/2015
VA Home Loan Limits For 2015 Increasing for San Diego CA - The VA Zero Down Loan Limits for 2015 have been announced and San Diego County is seeing a slight increase from $546,250 to $562,350.  The new limits apply to all VA purchase and VA cash-out refinances originated from January 1, 2015 thro...
12/15/2014
Ventura CA - The FHA Loan Limits for 2015 were released on Friday, December 5th, and the maximum FHA loan limit for forward mortgages has been increased for 187 counties nationwide.     Ventura County's FHA loan limit will match the recent Fannie/Freddie increase from $598,000 to $603,750 which i...
12/09/2014
High Balance Conforming Loan Limits Increasing for Ventura County CA in 2015  The Federal Housing Finance Agency (FHFA), which sets the loan limits for loans purchased by Fannie Mae (FNMA) and Freddie Mac (FHLMC), announced today that the Ventura High Balance Conforming Loan Limit is increasing f...
12/09/2014
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KevinKueneke

San Diego Mortgage Banker
local_phone(760) 500-1919
smartphone(760) 500-1919
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