A Guide to the Pennsylvania Mortgage Market

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Mortgage and Lending - Keystone Home Finance - NMLS#834342 - Conventional - FHA - VA -USDA - Jumbo Programs - Direct Phone 412-726-1654 - NMLS# 137243
A Guide to the Pennsylvania Mortgage Market
RECENT BLOG POSTS
  USDA Mortgages, also known as Rural Development loans, are by definition meant for "rural" properties that will be a primary residence.  All borrowers on a USDA mortgage application must also occupy the property.         USDA Property Eligibilty  First and foremost the property must be located ...
11/01/2011
 Credit guidelines for USDA Mortgages in Pennsylvania and the rest of the nation are more flexible compared to other types of mortgage financing.  USDA Mortgages, also known as USDA Rural Development Loans, are easier to credit qualify for than Conventional financing and even easier to credit qua...
10/27/2011
  USDA Mortgages in Pennsyvania, also know as Rural Development loans, have many benefits not seen in other types of mortgage financing.  These benefits include... True 100% no money down financing. The ability to finance in your closing costs (if the appraised value supports the loan amount) The...
10/23/2011
Using a 100% USDA Rural Development Mortgage is a great way to finance the purchase of your next home in Lebanon County, Pennsylvania. USDA home loans offer great benefits for those who qualify and the USDA home loan remains as one of the true no down payment programs out there. If the home appra...
10/19/2011
Previously the Department of Veteran Affairs announced a reduction in the VA Funding, this initially was set to take effect October 1st.  Information on that announcement can be found in a previous article I wrote here.  That reduction in the VA Funding Fee did not take place on time.  There was ...
10/16/2011
  VA Cashout Refinances in Pennsylvania and the rest of the nation allow Veterans to tap into the equity in their home to consolidate bills, payoff higher rate mortgages or just to obtain cash.  The Department of Veterans Affairs has a broader classification of what constitutes a cashout refinanc...
10/14/2011
  All too often these days, we hear about mortgage applications being denied due to tight underwriting guidelines.  Often is not the standard underwriting guidelines of FHA, USDA, VA, Fannie Mae or Freddie Mac that is tripping up these loan files but the restrictions of the lender itself.  Someti...
10/12/2011
  Buying a home with a VA Mortgage in Pennsylania and the rest of the nation allows military veterans certain advantages that are not always available with other types of mortgage financing.  Some of these advantages include no down payment requirement, no mortgage insurance and the fact that the...
10/03/2011
  Closing Costs for VA Mortgages in Pennsylvania and the rest of the nation differ somewhat from the closing costs associated with other types of mortgage financing.  The Department of Veterans Affairs only allows the Veteran to pay certain costs known as Allowable Closing Costs.   The VA has res...
09/24/2011
  VA Mortgages have many advantages over other types of mortgage financing.  No downpayment, reduced costs and low interest rates make these loans worth a look for any veteran.  Lenders are able to offer these enticements to borrowers because VA mortgages are guaranteed by the United States Depar...
09/24/2011
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Keith Landis

Pennsylvania - "Your Pennsylvania Mortgage Source"
local_phone(412) 567-6560
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