Set yourself up for home buying success! ๐ก๐ When you get pre-approved for a home loan, here are the documents that you will most likely need:โ๏ธ Driverโs License & SSNโ๏ธ One โ Three Months of Paystubsโ๏ธ Two Years of W-2โs and/or Tax Returnsโ๏ธ P&L (if self-employed)โ๏ธ Two Months of Bank Statements*
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05/16/2024
It is possible!ย Have you ever seen that show, love it or list it?ย Almost every time the family decides to LOVE IT!ย Granted, they got a remodel out of it, but I think you can achieve the same affect by doing some small things to your home today!ย The biggest is a deep clean and de-clutter, it's
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04/29/2024
Have you ever heard of โEarnest Moneyโ before? ๐ฐ๐ Itโs essentially a good faith deposit that is provided by a buyer to a seller as a demonstration of their seriousness and commitment to purchasing a property.I tend to think of it as something like an engagement ring. ๐โ If youโre getting married,
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04/22/2024
HOME PRICES STRESSING YOU OUT?I get itโฆ between the home prices, lack of homes on the market and interest rates, a lot of buyers have been feeling the pain.Believe it or not, you can still score a deal on real estate in Elk Grove if youโre strategic.Here are a few ways:01. Buy in an โup and comin
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04/17/2024
What are the major things to look for when house hunting? ๐ค๐๐จ๐๐๐ญ๐ข๐จ๐ง, ๐ฅ๐จ๐๐๐ญ๐ข๐จ๐ง, ๐ฅ๐จ๐๐๐ญ๐ข๐จ๐ง!๐Look for proximity to amenities like schools, shopping centers, parks, and public transportation.Think about your daily needs and lifestyle preferences to determine if the location aligns with your requiremen
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04/16/2024
Thinking of buying a fixer-upper? ๐It can be a rewarding investment, but it also comes with its own set of challenges.Here are some pros and cons to consider โโโPROS ๐01 โ Potential Cost Savings: Fixer-uppers are often priced lower than move-in-ready homes, providing an opportunity for cost savin
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04/04/2024
If you have student loans and are looking to purchase a homeโฆ. this post is for you๐กHere are some tips on how to secure a loan if you have student debt.01 โ Manage your Other DebtsTry paying down any other debt you have. Lenders look at your debt-to-income ratio.02 โ Save for a Larger Down Paymen
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04/01/2024
Iโve been selling homes for 35 years, and this strategy always works.Alright, hereโs the strategy.First, I use market data to determine what your house is worth.As a process, itโs a science and an art. And Iโll go ahead and tell you now, online estimators simply arenโt able to do that.Once I dete
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03/29/2024
Thereโs many different loan optionsโฆ.Here are some of the common ones ๐01 โ ๐ช๐๐๐๐๐๐๐๐๐๐๐ ๐ณ๐๐๐๐: These are standard mortgage loans not insured or guaranteed by the government. They typically require a down payment of 3% to 20% of the homeโs purchase price.02 โ ๐ญ๐ฏ๐จ ๐๐๐๐๐: Insured by the Federal Hou
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03/28/2024
Thinking about downsizing but not sure? ๐คTake the quiz โด01 โ Are you looking to have less space to manage?02 โ Do you want to reduce costs and save some money?03 โ Do you want to simplify your lifestyle?If youโve answered yes to the questions, maybe itโs time to consider downsizing!๐ฌ Comment, โGU
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03/21/2024