R. Jason Griffin's (rjasongriffin) Blog

A goal for some marriages, a strong commitment for others, or maybe just words for some: "‘Til Death Do us Part." Everyone that has ever been married remembers the day they were married or decided they wanted to be married. Everything coming up roses, the warmth of the sunshine, love in the air,...

The lender‘s Texas title insurance premium is part of the new GFE's Block 4-Title services and lender‘s title insurance. The difference between the new and old GFE is that the new GFE requires the mortgage originator to lump in the Texas title insurance premium along with any fees for title searc...

You may think it is coincidence that it is October, the wind is chilled, and as you get ready to purchase a house, the current owner's dead Uncle Albert from five generations ago holds up your closing. Yes, October is the haunting season, but it's really not a coincidence. Dead ancestors regularl...

Under the new RESPA regulations, the loan originator is bound, within the tolerances, to the settlement charges and terms listed on the GFE provided to the borrower unless a new GFE is provided prior to settlement. If a loan originator provides a revised GFE consistent with the new regulations, t...

Since it is October and all the ghouls are out, why not talk about owelty liens? For many, the word is chilling and, at the least, a nuisance to most people in the real estate and mortgage industries that can prevent your closing. The most common use for an owelty lien is in the instance of a div...

It's down to the wire and your loan is ready to close. Your title is ready, your underwriting conditions are met, and the appraisal and survey have been approved. This is it! You are finally going to close this transaction. You call your borrower to schedule the closing only to find that one of t...

If you Google the words "Texas escrow services," many links of title company information will pop up for your viewing. Of course, every title company from large to smallest promises their company's service is the best. In all reality, if you do your homework, you will find that several of these c...

"Sense" you asked- Yes, you can order title commitments on line at http://www.mytexastitle.com/ 24 hours a day, 7 days a week from the comfort of your desk. Actually, this is the preferred method of ordering title commitments by most of our clients. When this webpage was designed, it was designed...

Texas title insurance rates are subject to change soon. The Biennial Rate Hearing began September 14th and is underway. In such hearing, various industry witnesses and government agencies, such as the Texas Department of Insurance, provide testimony regarding what is the appropriate price for tit...

At this point, I am sure you have at least heard new rules regarding Good Faith Estimates and HUD Settlement Statements are on the way. If you are like most people, you are probably waiting for your company superiors to funnel the information to you or your team, which you will probably receive r...