Shawn Ziem's Blog

I am in a deal right now that my client's are purchasing a house that had a murder suicide last year. The house is a nice house for price they got (I wonder why). I went with my client's to see what they were buying. The house gave you some chills when you walked around the home. When we entered ...

I have been working with 3 top producing agents in NJ. We have a great relationship where we develop leads together. Many leads come from Farming a particular part of town and other areas that are big ticket areas. We have done the door to door thing on the weekends when you know people are home....

Page 6 of the Loan Application1. How would you describe your financial philosophy?              ____Conservative              _____Moderate           ____Aggressive2. What is the most important component to you about the loan process?             ____Service                       ____Quickness   ...

I believe in being a mortgage advisor instead of a loan officer. I am not into one deal and being done with a client. My client's are always getting information from me monthly for future refinances or having them refer me to someone that needs my assistance. I have a set of questions that needs ...

Many people today have trouble finding a good, thorough, and professional mortgage advisor. The public tries to shop online for the lowest rate and end up becoming a victim of a bait & switch scheme. Some apply for a loan from a postcard mailing offering 1% and find out later the rate is no longe...

I wanted to find out how your partnerships (realtor & mortgage rep, etc)are working to help each other? When I meet with a potential client I have a series of questions that need to be asked. The questions help my team and I better understand our client to give the best service possible. If you g...

I have lived in this town since Feb 2004. For a small town it has developed into the place to be. There have been people buying second and investment homes coming from North Jersey, NY andd PA. Little Egg Harbor is one of the remaining towns that you can still buy a waterfront home under $500,000...

1.      Loan originators are terrible about returning phone calls and emails. It often takes hours or days before you hear back, if at all. Shawn Ziem prides himself on consistent follow-up. He returns all calls within 90 minutes or sooner. It's common to call Shawn on a Sunday and get him on his...

Little Egg Harbor, NJ - Consumers interested in purchasing or refinancing a home will pay an interest rate based on current market conditions and their ability to pay back the loan. The borrower's income and debt ratios are taken into consideration by the lender, as well as the predictability fac...

SIX REASONS YOU DON'T NEED LIFE INSURANCE•1.    YOU ARE NEVER GOING TO DIE. •2.    YOU ARE GOING TO INHERIT A FORTUNE. •3.    YOU ARE GOING TO WIN THE LOTTERY. •4.    YOUR CHILDREN ARE GOING TO SUPPORT YOU. •5.    YOU ARE NEVER GOING TO RETIRE. •6.    THE GOVERNMENT WILL TAKE CARE OF YOU.  Call f...