John Watts's (zwatts1) Blog

First time home buyers who are thinking about buying a home may fine the task to be somewhat overwhelming, stressful, and confusing.  For first time home buyers, this can be scary if you are not property prepare, and surrounded yourself with professional people who you trust to give you proper di...

As a homeowner, if you plan to leave your home for more than 30 days, need to contact your insurance agent.  The home vacancy could be result of a job relocation, and vacation, etc.  Your insurance agent can advise you what additional coverages you may need, and which endorsement(s) should be add...

Remodeling or adding a home addition can be a great idea and good investment.  Some things that affect the effectiveness of such a project are interest rates, property values and length of time you will enjoy the completed project.  Before moving forward with such a project, you may want to consi...

It is important to have a proven financial system when buying or remodeling a house or condominium.  One important aspect to a successful system is having the ability to provide a higher down payment.  Following are some considerations a buyer needs to be aware of when financing down payments and...

In today’s home market many home buyers are building new homes using smart technology.  This allows the homeowner to enjoy more security, convenience, and peace of mind.  If a home buyer shops wisely they can build a home that suits their needs and desires.  This can all be done without spending ...

Many people, especially when buying their first home are unable put down 20% of the sales price plus pay the buyer’s closing cost.  Before a mortgage lender will approve a potential home buyer they must verify they will have sufficient equity in the property.  The lender is insured and wants to b...

Making a buying mistake on either the home or location may lead to financial problems and/or cause homeowners to have an unhappy experience.  When buying, all buyers should consider a number of factors prior to making their final decision.  Couple factors you should realize upfront: you can modif...

When selling your home, it usually has its challenges, such as, preparing the property to show, selecting the proper realtor to sell your house, and timing the sale of your current property to correspond with your move into your new home.  Whatever your circumstances are, you need to have a smoot...

While on vacation enjoying the good life, you do not want to return to find your home has been vandalize and/or personal property stolen.  Prior to leaving on vacation, you need to make preparation that makes your property look like there is both activity inside and outside the home.  Following a...

Buying a new home can be over whelming due to all the possibilities a potential home buyer must consider.  A buyer should not lose sight of all the things that are important to them as a result of all the whistles and bells that may be presented.  First, a home buyer needs to develop a checklist ...