AMERICAN CANYON REAL ESTATE-MARCH 2011 SALES There were 29 sales in American Canyon real estates for March 2011.  The average sales price was $296,269, while the average list price was $296,406.  The average days on the market were 90.  The average sales price was $124 per square foot.  Here is a list of the homes that sold in American Canyon real estate last month.    Street Full Address Listing Price Selling Price 26 Corbin Dr 145,000 180,000 39 Sirah Dr 370,000 390,000 19 Via Firenze 409,000 390,000 210 Califim Ct 129,900 125,000 338 Summerwood Dr 349,000 349,000 154 Hearthstone Dr 400,000 390,000 7 Iron Horse Dr 364,900 364,000 199 Gadwall St 290,000 280,000 154 Gold Valley Way 439,000 439,000 150 Gold Valley Way 409,000 409,000 1726 Rio Grande Way 389,900 387,000 127 Los Altos Pl 9... 04/05/2011

American Canyon CA Short Sale Truths prove that short sales are here to stay and homes worth less than what is owed are being sold.  Every where you go...stand in line at the grocery store, eat at a restaurant, meet at Starbucks, American Canyon Short Sales is a hot topic.  People are comparing notes, myths and truths.  The truth is most people, and that includes Realtors, do not know the difference between the myths or the truths.  It all becomes true because that is what they heard.....in line at the grocery store, in a restaurant.  They hear Short Sales are not approved.  They hear "don"t do a short sale." They hear "let the bank take it." The truth is since January 1, 2011, 61 homes have sold in American Canyon CA (per BARIES MLS dated 3-25-2011).  17 of them were short sales.  28 w... 03/25/2011

American Canyon Real Estate--Eight Eco-Friendly Home Tips Make Going Green Easy Incorporating eco-friendly measures in homes has moved beyond installing energy efficient appliances and swapping out incandescent light bulbs for compact fluorescents - going green is giving home sellers a competitive advantage. With home builders incorporating energy saving features into new homes, it's no wonder real estate professionals say more and more home buyers are asking about "green homes." In the end, small changes to a home can help the environment and help a property stand out among the competition.  "It makes sense on a number of levels to incorporate green principles into a home and many consumers are surprised at just how easy it is to do so," said Nicole Monary, REALTOR® for Coldwell Banker... 03/22/2011

AMERICAN CANYON REAL ESTATE-HOMES FOR SALE--SIX INEXPENSIVE RENOVATIONS THAT CAN INCREASE A HOME'S VALUE AND APPEAL TO BUYERS Home value is top of mind for many homeowners.  Renovations and remodeling can play a critical role in both increasing the value of a home and ensuring that it stands out to potential buyers.  At a time when most consumers are looking to do more with less, few homeowners may be ready to commit the thousands of dollars it can take to fully redo even a single room.  I suggest the following six affordable home improvements for potentially increasing the overall value of a home: Reface Kitchen Cabinets. Kitchen updates are among the smartest remodeling projects when it comes to "upping" the resale value of a home. But homeowners do not need to spring for an entire ne... 03/19/2011

American Canyon Real Estate-Homes For Sale--Determine how much you can afford This is an important first step on your road to home ownership. Three key costs to consider are: •·         Down payment - The part of the property purchase price paid in cash and not financed with a mortgage. One thing to consider is that the larger your down payment, the lower your monthly mortgage payments will be. •·         Closing costs - Cash due at closing for expenses you and the seller pay to complete the transfer of ownership. Closing costs are typically based on the home price and vary according to location. They might include an origination fee, attorney's fee, initial escrow payments, and charges for obtaining title insurance and a survey. •·         Monthly payments - When you are approved for a... 03/09/2011

HAFA Short Sales in American Canyon means 1/2 of what?!?  It is so easy to throw out these acronyms when talking about short sales.  However the bottom line is what does it mean to a distressed homeowner with a mortgage they cannot pay for and the value of their home has dropped below what they can sell it for? HAFA is Homes Affordable Foreclosure Alternatives, a government program that lenders opted into as of April of 2010.  And bear in mind, if your loan is a Fannie Mae or Freddie Mac, they have their own short sale HAFA guidelines as of August of 2010. These are programs designed to assist distressed homeowners with homes upside down.  There are several types of HAFA Short Sales. A homeowner can request approval prior to putting the home up for sale, when the home is listed but has ... 03/03/2011

American Canyon Real Estate--The Value of a Pre-Approval If you're thinking about buying a home, a pre-approval is a fast and simple way to make your home buying experience easier from start to finish. Pre-approval means you get an approval for a mortgage loan before you make an offer on a home or even find a home you want. (This is in contrast to pre-qualification - a preliminary evaluation of your financial status that does not include a commitment to giving you a loan.) We even put our commitment to the loan in writing, in a pre-approval letter. That means you'll have the benefit of knowing how much home you can afford. In fact, many real estate agents will ask you to get pre-approved before you begin house hunting so they can show you homes that suit your budget. Get an edge over ot... 02/28/2011

American Canyon Short Sales do happen and if you are underwater and need advice, please be sure and ask about the HAFA program.  Last week I attended a conference where Bank of America, Chase, and Wells Fargo presented information about short sales and REOS (foreclosed homes).  The banks and the companies that service your loans are gearing up for more short sales.  IF they said it once, they said it twice, they would rather do a short sale than foreclose. There are so many distressed homeowners who just give up and never even ask for help or guidance.  Please do not be one of those people!  Experienced American Canyon Short Realtors can help you.   Many Real Estate Agents shy away from helping their client when it comes to buying or selling a home for less that what may be owed on it. ... 02/24/2011

AMERICAN CANYON REAL ESTATE-WHAT ARE CLOSING COSTS? Closing on the purchase of your new home, also known as "settlement," involves a good deal of coordination. Costs and fees are paid at closing to cover many of the elements that accompany the purchase. All closing costs are outlined in the Good Faith Estimate (GFE) you receive - a written list of the approximate closing costs associated with your transaction, including charges from us, the local closing agent and other third parties. Closing costs may be added to the amount of your mortgage loan, and a seller may sometimes cover closing costs you would usually pay. Ask us for details. All closing costs can be divided into two basic groups: •·         State and local government charges and fees - These include city, county and state tra... 02/22/2011

American Canyon Homes for Sale--I want to move up to a better home. What can I afford? Each buyer is unique - and we'll help you find out just what you can afford. You already know that monthly income and financial obligations are most important in determining your price range. It's simple to make an estimate: just run the numbers for yourself using our Affordability Calculator. I'm buying a second home. Is it a different process? No. Whether you need to be near the water or in the mountains, a vacation home offers an opportunity for fun and relaxation - and we make it just as easy to obtain a mortgage. But keep in mind you'll need to identify sources for your down payment, since you're not selling your current house and using the proceeds, and you'll need to expect a larger monthly obl... 02/14/2011

AMERICAN CANYON HOMES FOR SALE--DO I NEED MY OWN AGENT WHEN BUYING NEW CONSTRUCTION? A common misconception when purchasing new construction is that you don't need an agent. •·          That friendly and helpful salesperson works for and represents the builder's interest and the builder's interest only. Shouldn't you have independent representation?   •·          An agent can give you objective professional advice and insight during all phases of the process, such as contract, construction, walkthrough, and closing.   •·          An agent is your exclusive advocate and will help you understand your contract and obligations including when to schedule construction inspections.   •·          While the sale representative will always give the appearance that sales prices are non-negotiable,... 02/01/2011

AMERICAN CANYON HOMES FOR SALE--10 Reasons why nurses make great Realtors®? Nurses are pretty amazing. Great nurses aren't just compassionate and kind - they have all the medical smarts of a doctor too!   But why should you hire a nurse to be your Realtor®? 1.       We care about you.  Nursing is all about caring.  We want to make you comfortable, take away your pain and make everything feel better.  Buying a home is a big deal.  It can be stressful.  Don't you want a Realtor® who is trained to make pain go away? 2.      We have great communication skills.  As nurses we have to deal with a lot of people and communicate a lot of critical information to ensure the best outcome for our patients.  A great nurse has excellent communication skills, especially when it comes to speaking and lis... 01/24/2011

AMERICAN CANYON REAL ESTATE-HOMES FOR SALE-BUY WITH A CREDIT SCORE OF 500 Has your credit suffered because of recent economic conditions?  Do you have some cash on hand or have someone willing to gift some money to you?  Then you may be able to purchase a home under the new FHA guidelines. Effective January 15, 2010 certain lenders can now do FHA loans with credit scores as low as 500!  Please see the new policy changes below: Credit Scores 500-579 allowed with a minimum down payment of 10% Credit Scores 580-599 allowed with a minimum down payment of 5% Credit Scores 600 and above remains the same at a 3.5% down payment Together we can get more people into homes!  Make it a great day and go buy a house.  For a list of lenders who can do this, please contact me. For more information on A... 01/17/2011

AMERICAN CANYON REAL ESTATE-AMERICAN CANYON HOMES FOR SALE Curious about what homes sold in American Canyon in December 2011?  Well, in the city of American Canyon there were 21 single family homes sold.  The average listing price was $325,538.  And the average sales  price was $318,264.  This means homes were listed for an average of $139 per square foot and ended up selling for $135 per square foot.  The average time of the market was 99 days or about four months.  This can be accounted for in some properties being priced over fair market value and the price being lowered over time.  This number can also be attributed to the number of short sales that were sold and the length that it takes to close those deals. The total number of foreclosures sold during this time was nine.  The aver... 01/12/2011

Affordable homes for sale in American Canyon CA from $200,000 to $300,000 with 3+ bedrooms. With today's lower interest rates coupled with very low home prices it's realistic to own a great home for the cost of rent money. In addition many homes are priced perfectly for investment opportunities, allow the savvy buyer an opportunity to build a real estate porfolio or add to one. With affordable homes for sale in Suisun CA from $200,000 to $300,000 there are many great buys. Many of these homes have been refurbished by the current owner who is looking to short sale or by the previous owner who was foreclosed on. It makes sense to look into this buyers market with your eyes on the real deals in the marketplace. Click the highlighted link to find the opportunities for affordable homes for ... 01/06/2011

First Time Homebuyer's Loan Program for American Canyon Homes for Sale   This CalHFA FHA loan program is designed to enhance affordability and homeownership opportunities by offering a low, fixed interest rate that will not change during the entire loan term. This program is intended for first-time homebuyers who meet specific income and sales price requirements and who are purchasing a new or existing home anywhere in California. How The Program Works The CalHFA FHA offers financing up to 96.5% of the purchase price or appraised value whichever is less.  To make owning your first home more affordable, down payment and closing cost assistance may be obtained when combining this CalHFA first mortgage with CalHFA junior loan programs. Program Elements REQUIREMENTS DETAILS AND REFERENCE S... 11/29/2010

  AMERICAN CANYON REAL ESTATE- WHY SELLING YOUR AMERICAN CANYON HOME DURING THE HOLIDAYS MAY BE A DARN GOOD IDEA Most people think that listing their home during the holiday season can't possibly be a good idea.  They want to either take if off the market or wait until next spring to put it on the market.  But with the lower inventory on the market here in American Canyon, there's no a better time to list your home than right now!  Here's 11 Great Reasons to List Your Home During the Holidays...  11 Great Reasons To...  LIST YOUR AMERICAN CANYON HOME DURING THE HOLIDAYS! People who look for a home during the holidays are more serious buyers. Serious buyers have fewer houses to choose from during the Holidays and less competition means more money for you. Since the supply of listings wil... 11/09/2010

Homes For Sale in American Canyon CA- Market Update. Homes For Sale In American Canyon, Week Of November 8, 2010 There were 7 new listings for sale in American Canyon CA in the last 7 days. Click Here to see all 68 American Canyon Homes For Sale. The American Canyon CA real estate market continues to show signs of improvement. In fact, I have several buyers looking for homes in American Canyon right now. If you, or someone you know is interested in selling for top dollar, email, call or text me. DOWNPAYMENT ASSISTANCE IS BACK!! Grant Funds Are Available For American Canyon CA Homebuyers! You can get up to $ 12,635 available for Down Pyament and/or Closing Cost Assistance. No repayment of grant required-this is a true grant. Grants are available for single family homes, Condos & PUD's--... 11/09/2010

   Homes For Sale in American Canyon CA- Market Update. Homes For Sale In American Canyon, Week Of October 18th, 2010 There were 8 new listings for sale in American Canyon CA in the last 7 days. Click Here to see all 67 American Canyon Homes For Sale. The American Canyon CA real estate market continues to show signs of improvement. In fact, I have several buyers looking for homes in American Canyon right now. If you, or someone you know is interested in selling for top dollar, email, call or text me. DOWNPAYMENT ASSISTANCE IS BACK!! Grant Funds Are Available For American Canyon CA Homebuyers! You can get up to $ 12,635 available for Down Pyament and/or Closing Cost Assistance. No repayment of grant required-this is a true grant. Grants are available for single family homes, Condos & PUD... 10/19/2010

   HOMES FOR SALE IN THE BAY AREA- WEEK 6 NFL PICKS Well it would appear that this real estate agent gig better work out, because football picking doesn't look like my best other option. I went 5-9 last week. The Saints, Chargers and Cowboys really let me down. Bengals, too. Weird NFL year. Time to start digging out of the hole I've dug for myself. So here goes the Week 6 Picks.... Atlanta @ Philladalphia- Rumor is Vick won't play against his old team. Seems like Atlanta is running the ball a lot better and playing very good d. If Vick doesn't play I like the Falcons 23-16 Baltimore @ New England- Lost in the Randy Moss  trade and Brady stealing Justin Beiber's hair is the fact that New Englands defense hasn't really been fixed. Ray Rice and Anquan Boldin should have big games Ravens 30... 10/15/2010