Fall is in the air... and what better way to enjoy a Sunday afternoon than picking apples.  These were taken at Lyman Orchard's in Middlefield CT FOR ACCURATE INFORMATION ON REAL ESTATE... CONTACT YOUR LOCAL AGENT    Info about the author: Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Cromwell, Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas.  Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.   For real estate.. all you need to know, is VALERIEO   If you're thinking about buying a home in Cromwell CT area, there are plenty of great buys in today's market.  There is no better tim... 09/26/2010

Portfolio Recovery Collection Deletion Letter 4 When it comes to credit repair; I often hear the question: "Does that stuff really work?"  The answer is a resounding yes!  In an attempt to document this claim I will be posting this week examples of successful results as they come in. I am posting several deletion letters from Portfolio.  It is best when you can use leverage by having multiple clients.  What scares a collection agency more than a lawsuit?  The answer is simple: a class action lawsuit! (insert chuckle here)   ☺ MattToll Free: 888-NCFIXER (623-4937)Toll Free Fax: 888-FAX-4020 (329-4020)Local: 860-282-6181330 Roberts Street 4th FloorEast Hartford, CT 06108 credit repair company  04/30/2010

A blonde, out of money and down on her luck after buying air at a real bargain, needed money desperately. To raise cash, she decided to kidnap a child and hold him for ransom.She went to the local playground, grabbed a kid randomly, took him behind a building, and told him, "I've kidnapped you."She then wrote a big note saying, "I've kidnapped your kid. Tomorrow morning, put $10,000 in a paper bag and leave it under the apple tree next to the slides on the south side of the playground. Signed, A blonde." The blonde then pinned the note to the kid's shirt and sent him home to show it to his parents. The next morning the blonde checked, and sure enough, a paper bag was sitting beneath the apple tree. The blonde looked in the bag and found the $10,000 with a note that said, "How could you ... 11/09/2009

 A blonde, a brunette, a movie star, the pope, and a pilot were on a plane.The plane was going down fast, and there were only four parachutes for all five of them.The pilot took one and jumped, then the movie star took one and jumped, and then the blonde took one and jumped.The pope told the brunette to take the last one.The brunette said, "There are still 2 parachutes left! The blonde took my backpack!" ☺ MattToll Free: 888-NCFIXER (623-4937)Toll Free Fax: 888-FAX-4020 (329-4020)Local: 860-282-6181330 Roberts Street 4th FloorEast Hartford, CT 06108 credit repair company 11/05/2009

Credit Repair in Middlefield Connecticut National Credit Fixers: 330 Roberts Street 4th Floor East Hartford CT 06108 phone: 860-282-6181. National Credit Fixers boasts of 13 years experience repairing low FICO scores. Whether your credit has been damaged by a foreclosure, bankruptcy, slow credit, collections, judgments, repossessions, etc. we can help. We are the experts in credit restoration and credit repair. We have helped numerous residents of Middlefield CT. We are experts in Credit Repair.  National Credit Fixers can legally remove negative items off of your credit reports and help you qualify for the best rates possible! Information contained in your credit file must be reported according to a law called the Fair Credit Reporting Act (F.C.R.A.). If the information isn't accurate ... 10/21/2009

LYMAN ORCHARD'S - PRESIDENTIAL CORN MAZE Located at the Junction of Routes 147 & 157 Middlefield, CT 06455 Looking for something to do on Columbus Day.. when your children are off from school? How about Lyman Orchards Presidential Corn Maze! This opened up on  September 5 and will continue through November 1, 2009. This is the 10th annual corn maze, and one that should not be missed.  This is held on one of America's (needless to say Connecticut's too) oldest family-owned farms. This season marks the 10th Maze Anniversary for Lyman Orchard's Mazes, and they have made it a very special one. With the presidential election last year and with it's historic landmark, they are honoring the present and the past with this maze.  Brett Herbst, the Guiness World Record holder for maze designing ... 10/12/2009

Yes, it is September and the leaves are beginning to change.. but with this also comes time for one of my favorite activities in the fall... yes, apple picking.  One of the best places in the area, with one of the largest selections is Lyman Orchards in Middlefield, CT  LYMAN ORCHARD'S Located at the Junction of Routes 147 & 157 Middlefield, CT I went this past weekend just to pick a few apples with my sons Jakob and Kyle... you know, just a few to make an Applecake (completely from scratch), and some for the boys lunches for school.  My favorite apples are the Cortland.  Well, in now time we picked a lot more than anticipated... but you know the saying "An apple a day keeps the doctor away".  Well, we won't be seeing him for months at this point. :).. I guess you could say I went a lit... 09/22/2009

Lyman Orchards In Middlefield Connecticut is the place to go for fresh fruit, and fresh baked pies.  Lyman Orchards are located at the intersection of RT 146 and Rt 157 in Middlefield, Connecticut which makes Lyman Orchards very easy to get to from any where in the State. Lyman Orchards In Middlefield Connecticut was first established in 1741, and is the twelfth oldest family-owned business in the United States.  Lyman Orchards consists of 1,100 acres on which they grow their own apples, peaches, pears, strawberries, blueberries, raspberries, and pumpkins.  At Lyman Orchards you can either pick your own fruit from June through October, or visit their store where you can purchase fruit year round. Lyman Orchards In Middlefield Connecticut has been a popular place for the whole family fo... 08/09/2009

At the end of March I wrote a blog about FHA loosening up on Debt-To-Income ratios. Up until that point I had not been able to get an Approved/Eligible on a FHA Loan with front ratios higher than 38 and back ratios higher than 52. Since then I have gotten Approved/Eligible’s on FHA Loans with ratios 43+ on the front and 57 on the back. Well this past week I started to see a similar change with Fannie Mae. Up until now I had not seen an Approved/Eligible on a Fannie Mae (Conventional) Loan with Debt-To-Income ratios higher than about 41/55. This past week I started to see Approved/Eligible’s on loans with higher ratios than that. In fact yesterday I got an Approved/Eligible on Borrower’s with ratios of 30/61. Granted they had 800 credit scores, 20% down (no PMI), and lots of reserves. Th... 06/18/2009

Lyman's 37th Annual Winterfest! Sat. & Sun., Feb. 21 & 22, 2009 If you are looking for something fun to do this coming weekend with your children (or by yourself) you should head over to Lyman Orchards.  I've posted events in the past happening at Lyman Orchards, but now is the time to Celebrate Winter Fun!  Bill Covitz who is internationally renowned as an ice carver and is a former national champion will be there. Also there will be snow-making experts, so if there isn't any around this weekend.. there will be now.  Ski Sundown, one of Connecticut's premier family skiing facilities, will be partnering with Lyman Orchard's this year in presenting a fun-packed weekend! I can't think of anywhere else in Connecticut will you find magnificent ice artistry, high-flying aerial stunts on skis... 02/18/2009

At present very difficult time for all real estate industry you have to take pains to sell your house quickly (or sell at all). Now all aspects of your house counts: location, drive score, walk score, exterior appearance and, of course, the conditions of the house itself. Believe me (I’ve been in this sphere for ten years already), if your house is beautiful – it will sell at no time. How to make it more attractive? While we were traveling to Atlantic City I noticed a number of impressive and very attractive houses. First I couldn’t understand what stroke my eyes. But then I guessed – their fences: great wrought iron fences with massive gates. They really turned all those houses into unapproachable castles. At the same time their elaborate patterns seemed light and luxurious. My curiosi... 01/27/2009

  LYMAN ORCHARD'S Located at the Junction of Routes 147 & 157 Middlefield, CT 06455 Looking for something to do this weekend with the family? There is something always going on at Lyman Orchard's.  This is a great time to pick apples for all those apple pies.  What I want to bring to your attention is that Lyman Orchards' popular corn maze is open. Every year it is a different design. This year the maze is the shape of a ladybug.  It opens on opens Saturday (today). Can you imagine what it must look like if you flew over it?  The admission is $9 for age 13 and older and $5 for ages 4 through 12. Admission is free for children 3 and under. A portion of the proceeds benefits the American Cancer Society. Information: 860-349-1793 or www.lymanorchards.com. 08/30/2008

Once again it is time for family fun.  Last month I went with my sons to pick strawberries at Lyman Orchards.  It is now time for the picking of raspberries and blueberries, or should I say eat them.  I think for every one my son will pick (that makes it into the container) two will go into his mouth.  I wonder where he picked that up from? One of the best places to pick these berries in Connecticut is at Lyman Orchards in Middlefield at the junction of Route 147 and 157.  I have been going to this place for years, for pumpkin picking, apple picking, along with peaches and pears.  Did you know that Lyman Orchards is the 9th oldest farm in the US, and is on 1,100 acres.. and it's own golf course? If you go, you should try to make a day out of it.  You can even visit the Apple Barrel (Far... 07/06/2008