Last week, Chase Bank (apparently of Manila) contacted me with the message that they were calling in "An attempt to collect a debt." They alleged that they did not receive my mortgage payment. The payment is an electronic transaction that is set to occur monthly through my credit union (of course I'm not foolish enough to have an account with a bank). The first idiot was adamant that I needed to wire payment immediately, and that I had obviously not sent it yet. Up a level to a supervisor who told me that the electronic payment I had been making monthly was actually sent by my credit union through the postal service, and that the postal service probably lost it. I was told that it was absolutely not received. I was a deadbeat upon whom any allegation of payment made would have to be pr...
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