Explore Independence, MO
By the johns family team, inc., Your Johnson County Residential Specialist
(the johns family team, inc.)
Comments 1
CALL US TODAY AT 913-710-4663 FOR MORE INFORMATION OR VISIT US AT http://www.thejohnsfamilyteam.com/WELL KEPT, CUTE UPDATED RANCH IN QUIET NEIGHBORHOOD! This home is PERFECT for FIRST TIME HOME BUYERS or would make a GREAT INVESTMENT PROPERTY! Good sized bedrooms, FRESH PAINT, few new doors, and FLOORS POLISHED! Exterior has been power washed and freshly mulched! Home has 1 CAR GARAGE and FULL BASEMENT perfect for MAN CAVE! HUGE TREED FENCED LOT! Comes with MOST APPLIANCES! Property is 5 minutes from HIGHWAY ACCESS! DON'T MISS OUT ON THIS ONE, A MUST SEE!  CALL US TODAY AT 913-710-4663 FOR MORE INFORMATION OR VISIT US AT http://www.thejohnsfamilyteam.com/
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 1
If you are a Home Buyer looking for Mortgage Loans in Independence Missouri, there are many mortgage loan programs available just for you. The following list shows the most common Home Buyer Mortgage Loans in Independence, Missouri. The common features of these programs are low or no down payment requirements and easier qualifying standards.  We're ready to help you with all your pre-approval needs - apply now for pre-approval! FHA Loans:  FHA is one of the most common home buyer loans today. FHA loans offer a low 3.5% down payment requirement, and easier qualifying standards than other types of loans. FHA is the only program that allows for a family member to co-sign if they are not occupying the home, meaning if you need the help of a co-signer, FHA is the program for you.There is als...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Every day it seems the the military is on the news in some capacity, and every time we see it, we're so thank for for what our active duty military folks are doing and for our military veterans for what they've done.  We are often confounded by trying to figure out how to say thank you to these folks, so we decided about 10 years ago the best thing we could do would be to offer you a website along with the best service and we offer the best Independence VA Loans to all our Army, Navy, Air Force, Marine, Coast Guard, National Guard and Reserves military members.  You've protected our country so we can continue to do business and we're thankful for that and want to say thank you by offering you the best home loan product out there for veterans (and active duty United States military memb...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
If you've never bought a house before and are thinking about it now, KC Loan Tips FHA Home Loan Independence could be the right option for you.  Interest rates are still low and many of the benefits of the FHA Home Loan program are especially helpful to first time home buyers!  If you're even considering a purchasing a home or moving here are some of the best attributes of the FHA Home Loan Independence and get pre-approved for this great program right now! Here are some of the benefits: 1. Down payment is only 3.5% of the purchase price2. The down payment can also be gifted by a family member such as Parents, Grandparents, or a Sibling.3. The credit scores are more relaxed….in some cases as low as 580. Generally speaking 620 or 640 is the norm.4. If you’ve had a BK or Foreclosure in th...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 2
If you are one of the many people who are looking to purchase a home in Independence Missouri soon, we thought you might like some of our Home Buying Tips Independence advice!  So without further adue we present some of our best advice when it comes to purchasing a home in Independence MO.   1. Stay Put! If you're the person who gets the itch to move and can't commit to staying in one spot for a while, then you might consider other options when buying a home.  A home is an investment and just like any other investment if you move it around a lot, you don't really get the benefits of that investment and you'll end up losing your hard earned money. 2. Don't Ignore your Credit Issues. 99% of people will need to get a mortgage to purchase a home, and if you have a below average credit scor...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
There's a lot of advice out there on the net when you're thinking about buying a home in Independence Missouri. Tons of blog articles about how to purchase, when to purchase, negotiations, and various and sundry other ideas about real estate and mortgages.  So we thought we'd put together a quick little list that will help you with your home loan and real estate process!  We'd call them secrets, but they aren't really secrets, more simple things that most people wouldn't think of when it comes to mortgage loans and buying a home. #10 - Don't move your money! When it comes down to it, having money in your accounts and being able to trace it all is very important for lenders (especially for us, because we like to keep away the stressful stuff!)  So we reccomend not moving money in and ou...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 1
Independence MO Mortgages I'm here to help guide you through the Independence MO Mortgages process and help get you prepared & educated on just how easy the home buying process can be.  Let's get started right now by getting you pre-approved and when you find your house, we can have a loan ready for you!   1. Most realtors won't look at homes without knowing that you're approved for a home loan. This actually is really important to Realtors because it saves them a lot of time and money so you should get pre-approved before you find your house!   2. If you're not pre-approved you won't know what price range to look in.  This can lead to heartbreack and headaches when you find a house you love, but you can't get a loan for that amount.  Which will also add time to your home search process...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Independence Home Loan Qualifications  might seem like a daunting list of things to do, but it's actually not a tough process. The truth is it is truly quite simple to do.  The very first thing that you will need to do is get pre-approved or (pre-qualified) on your home loan. Getting Pre-approved.        This is the first step in any mortgage and most realtors will not show you any homes till you've got taken this step.  A superb local lender (like us) can have a number of options so that you can get pre-approved.  The simplest way so that you can do it 24/7 is to surf on over to our web site and fill out a pre-approval on-line in a protected and safe environment. Click right here: KC Loan Tips Application. Or if you're not a fan of the internet you can at all times call us at (816)268...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 2
So you're wanting to purchase Your first home in Independence and you're getting a ton of advise from everyone around you and hearing horror stories or mortgages and home loans and realtors.  Let me reassure you that not all realtors and mortgage lenders are horrible people trying to suck your last dollar out of you.  Some of us are actually quite nice people who love seeing people get into their dream home ASAP.  We thought we'd give you some good advice when planning to buy Your first home in Independence   Get Pre-approved with us hereThink long-term and think re-sale: Don't just think about the couple of years you'll want to live in that house, think about the future.  Will you be able to sell that house, will there be a lot of people wanting to purchase your home?  Do you plan on h...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Independence MO Home Loan Pre-Approval If you currently live in the Kansas City/Independence area, now is the time to buy a house.  Did you know it's 68% cheaper to buy a home vs. renting according to CNN Money?  Now is the time to buy, the housing market is making a comeback and is headed back to where it was pre-crash!  So what does that mean for you? It means that more houses are coming on the market and interest rates are still low.  You should always begin your housing search by getting pre-approved for a Lees Summit Home Loan.  Getting pre-approved is a great first step for many reasons; 1. Most realtors won't look at homes without knowing that you're approved for a home loan. This actually is really important to Realtors because it saves them a lot of time and money so you shoul...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Independence Missouri Home Loan Pre-Approval If you currently live in the Kansas City/Lees Summit area, now is the time to buy a house.  Did you know it's 68% cheaper to buy a home vs. renting according to CNN Money?  Now is the time to buy, the housing market is making a comeback and is headed back to where it was pre-crash!  So what does that mean for you? It means that more houses are coming on the market and interest rates are still low.  You should always begin your housing search by getting pre-approved for a Lees Summit Home Loan.  Getting pre-approved is a great first step for many reasons; 1. Most realtors won't look at homes without knowing that you're approved for a home loan. This actually is really important to Realtors because it saves them a lot of time and money so you ...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Independence Missouri FHA Home LoansLet's discuss FHA loans since you're probably wanting to learn more about them. You probably already know that FHA home loans are extremely popular because they've got plenty of advantages designed for the home buyer!You may apply here for an Independence Missouri FHA Home Loans The FHA home loan is a great program since it really can help the buyer with incredible benefits when you are approved for the loan.  The advantages  start the ball rolling with guidelines on the application & approval process that are not as difficult as a traditional loan and the down payment fees are less than a conventional loan. This program is backed up by the Federal Housing Authority, what that means that buyers that have had credit problems or simply do not have the ...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
FHA Home Loan Independence, MOLet's discuss FHA loans since you're probably wanting to learn more about them. You probably already know that FHA home loans are extremely popular because they've got plenty of advantages designed for the home buyer!You may apply here for anFHA Home Loan Independence, MOThe FHA home loan is a great program since it really can help the buyer with incredible benefits when you are approved for the loan.  The advantages  start the ball rolling with guidelines on the application & approval process that are not as difficult as a traditional loan and the down payment fees are less than a conventional loan. This program is backed up by the Federal Housing Authority, what that means that buyers that have had credit problems or simply do not have the money to produ...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 5
VA Loan Eligibility Independence  Right now, VA loans are becoming more and more popular than ever. Especially since many of our troops are coming home from the last 10 years of war. A VA Loan is a home loan designed to help soldiers (or those who have an honorable discharge) buy a home. VA loans require ZERO down-payment, and NO PMI insurance. The loan offers 100% financing.  If any real estate agents out there have a client who is a current or former soldier, encourage them to look into a VA loan. If they're not sure how to get started, here are some tips on your VA Loan Eligibility Independencerequirements:  1. Obtain a certificate of eligibility (COE) for a VA Loan (or a DD214)  Each applicant must show proof that they are either current or retired military. A veteran can request t...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Spring has officially sprung and warmer weather will most likely bring a long anticipated increase for the housing market, which was stifled by extreme winter weather catching most of the nation's meteorologists off-guard.The National Association of Realtors announced that the difficult winter weather, tight credit and a few other factors were related to the downturn over the winter months, but weren't totally unexpected. While housing remained stagnant throughout February, things are looking up with building permits increasing showing us that the future of housing is going up, up and up!Better readings are anticipated in future housing reports, as the weather becomes milder around the nation. Housing Out of Reach for First-timers?While it may seem that Buying your first Home in Indepe...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Credit and Loan Approvals in Independence, MO   Credit can be either a peaceful or very scary thing for most homeowners. But especially when the home loan process is involved, credit can be crucial to your rate and approval process. If you'd like to start the process of getting a loan, get pre-approved here.   What most people don't realize is that some of the little things you do can affect your Credit and Loan Approvals in Independence, MO in big ways.  Here's a list of things that I reccomend continuing to do and somethings that if you are doing them, you need to stop.  Let's call it the "Do's & Don'ts when it comes to your credit while you're going through a loan process.    Do:   - use your credit normally. If you use a credit card to pay for gas, clothing or other items, continue ...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Spring has officially sprung and warmer weather will most likely bring a long anticipated increase for the housing market, which was stifled by extreme winter weather catching most of the nation's meteorologists off-guard.The National Association of Realtors announced that the difficult winter weather, tight credit and a few other factors were related to the downturn over the winter months, but weren't totally unexpected. While housing remained stagnant throughout February, things are looking up with building permits increasing showing us that the future of housing is going up, up and up!Better readings are anticipated in future housing reports, as the weather becomes milder around the nation. Housing Out of Reach for First-timers?While it may seem that First Time Home Buyers in Indepe...
By Kalene Bagwell, Realtor - Selling Blue Springs - Kansas City Metro
(Realty Executives Of Kansas City)
Comments 0
Independence MO was in an overall Balanced Market during the month of Februaury 2014.  However, the price band of the home can have a major impact on how long it will take to sell a home that you may be thinking about listing. Months of inventory means the amount of time you can expect your home to be on the market if no other homes are listed for sale in your price range. The average overall sales price of a home in Independence MO in February 2014 was $94,242. The highest home sale was $900,000 The lowest home sale was $7,500 The average DOM (days on market) was 134 days Price Band Active Listings Pending Sales Sold Listings Average DOM Months of Inventory Type of Market $0-$50k 118 29 30 142 3.93 Seller's Market $51K-$100K 281 63 48 141 5.85 Balanced Market $101K-$150K 145 33 27 122 ...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
   The housing market come back is in full swing and that means that more houses are going on the marktet and more people are looking for homes.  If you're looking for a home in the Kansas City area, there are a few things that you need to do. One of those is make sure you can qualify for a home loan, which makes people ask Can I Afford To Buy a Home in Independence, MO? Just last week, Trulia.com , has released a Rent vs Buy Report.  And the results of that study proved what we've been saying for a long time correct; buying is cheaper than renting in the Kansas City area by 38%. So the question shouldn't be Can I Afford To Buy a Home in Independence, MO, it's really Can I afford renting?!  But this wasn't the only great thing that made purchasing a home a better deal Here are some othe...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
If you're looking for a Independence VA Home Loan Lender, then look no further than Darren Copeland's office of LeaderOne Financial.  We're you're local lender (Our Headquarters is in Overland Park, KS) and our office is in Lee's Summit, MO!  We know that working with someone local means all the difference in the world when it comes to buying your own home!A local Independence VA Home Loan Lender can help when it comes to several aspects of your loan program, here's just a few of them:   An in-person meeting. You will have a chance to sit down and chat with your lender about the various loan programs that might be right for you; from Home loans for first time home buyers, like the FHA loan, VA Loans for military servicemen and women, USDA loans for those looking to purchase in rural ar...

Independence, MO Real Estate Professionals