Lee's Summit, MO Real Estate News

By Darren Copeland, Darren Copeland
(Leader One Financial)
Here are a few helpful hints that you'll want to be familiar with when applying for a Lees Summit FHA loan.First off if you are interested in getting an FHA loan you can get pre-approved here!    You should use an FHA-approved lender or broker. For the list of FHA-approved loan officers, go to the HUD website, and you'll find that we are listed under Leader One Financial in Lees Summit, MO.    You can look forward to a low down payment. An FHA loan requires only a 3.5 percent down and and you may get that down payment as a gift from your parents or grandparents or any other relative. For any borrower in short supply of financial resources, this is a superb advantage.     Another helpful hint when going with the Lees Summit FHA Loan is that first-time buyers have some advantages. A treme...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
One of the most common questions we get from home buyers is "What are the down payment requirements for my home purchase?"  Also, many home buyers wonder if there are still zero down programs or down payment assistance available.Let's explore some of the most frequently asked questions about mortgage down payment requirements in Lees Summit MO. Q:  How much do I have to put down on a home in Lees Summit?A:  The requirements for down payment vary according to the loan program you are using or your financing.  The lowest down payment is still zero with both VA loans and USDA loans. Q:  Are there still zero down home loans?A:  Yes, there are, but only for specific loan types.  Zero down is available in rural areas through the USDA loan program, and Veterans can qualify for zero down in any...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
If you're in the market to upgrade your house or your looking to purchase a house and get out of that apartment and into a beautiful space you can call your own. You've come to the right place. We're here to help you get a Lees Summit Mortgage.  Maybe you're the first time home buyer who is filled with questions about the home loan process and needs some quick and Lees Summit Mortgage straightforward answers to your mortgage questions!  We would reccomend you look at an FHA home loan if you're a first-time homebuyer, because it's lower down payment option (3.5% vs. 20% with conventional).  Or perhaps while you've been renting you've been saving lots of money and can afford the 20% down payment and then you'll avoid the small fee for PMI (Premium Mortgage Insurance) that comes along with...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Homes for Sale Lee's Summit MOYou're a busy individual; and the very last thing you want is a long drawn Homes for sale Lee's Summit MOout course while your trying to purchase a brand new home.  It is the perfect time of year to be searching for a new home and you will get an enormous benefit this year because the housing market is returning fairly nicely, and residential mortgage rates of interest are still quite nice!  If you looking to purchase a house or in the process of a Homes for sale Lee's Summit MO or you're looking to move into a new home; the house mortgage process can appear to be an insurmountable obstacle and it is totally different everytime you undergo it! Nevertheless when you've got the proper individual guiding you through the mortgage process. That is what we're rig...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Home Loan Lees Summit"Housing is Back!"  The article continues on to say that in some places even bidding wars are taking place on homes.  That means that home prices are edging upwards however interest rates still remain low.  People who found themselves underwater in their current mortgages are starting to get room to breath and that means there are more homes coming on the market. With all that said there is still a shortage of houses for sale and that means you need every edge you can get when you're looking to purchase a home in times like these.The best 'edge' you can give yourself over another home buyer is to get pre-approved for a home loan. Click here to get pre-approved!Since there are more people looking to buy a home than there are people looking to sell their home that mea...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
If you're in the market to upgrade your house or your looking to purchase a house and get out of that apartment and into a beautiful space you can call your own. You've come to the right place. We're here to help you get a Lees Summit Mortgage Loan.   Maybe you're the first time home buyer who is filled with questions about the home loan process and needs some quick and straightforward answers to your mortgage questions!  We would reccomend you look at an FHA home loan if you're a first-time homebuyer, because it's lower down payment option (3.5% vs. 20% with conventional).  Or perhaps while you've been renting you've been saving lots of money and can afford the 20% down payment and then you'll avoid the small fee for PMI (Premium Mortgage Insurance) that comes along with that particula...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Perhaps you've been looking for a Lees Summit Home Loan to buy your dream home.  Well, google no further - you've found us your local lender in Lees Summit, MO!  We've been in the lending business for over 10 years and really want to help you make one of the biggest purchases of your entire life! (geez, that sounded scary, but it's not!)  We actually know quite a bit about home loans and the whole process, in fact, that's one of the things we'd like to do is to teach you everything you need to know about the home loan process so that it can be as stress free and educational. In fact, we've started a whole youtube channel dedicated to teaching you some of the most important points of the home loan process!  You can find a link below or you could just click here to learn more about a Lees...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Are you a veteran or an active duty military member who wants to know more about VA Mortgage Loans Lees Summit? You've found the right place and the right person to talk to about VA home loans.  We're a local Lees Summit mortgage banker who can help you get your family into a nice new home right away.  Lees Summit is a great place to live!  It's great schools and friendly people make this historic town one of the best suburbs of Kansas City Missouri.  It's also where our offices are located.  So not only would you have a great place to live and work, but you're friendly loan officer wouldn't be far away when questions arise about refinancing or even purchasing a new home!  The VA Home Loan benefit is just a way to help you get a VA Mortgage Loan Lees Summit, and it's a way that our gove...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
First Time Home Buyer Lees SummitIf you're new to this whole home buying process you're not alone, everyday we talk to First Time Home Buyers Lees Summit people who are looking to purchase their first home, and honestly we love working with first time home buyers because it gives us a chance to do what we love - and that's to educate people on just how awesome the home buying experience can be.  Most people tend to think of the home loan process as a long and tedious process - we try our best to make sure that you're not overwhelmed with stress throughout the process and We seek to be the friendliest and greatest home loan folks in the world - why? Because we believe that if you're overwhelmingly pleased with your First Time Home Buyer Lees Summit experience that you are more like to re...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
The Lees Summit Homes for Heroes program honors the heroes in our community who give back so much, providing a more affordable home purchase or refinance. The program enables Heroes to save through a Lees Summit Homes for Heroes Program lender and realize additional savings by partnering with a Homes for Heroes Realtor in Lees Summit.As a lender affiliate, we also have a network of other providers who offer additional discounts on real estate related services including movers, home inspectors, and moving supply companies. Partnering with our network can save our heroes literally thousands of dollars off their home purchase!  We work closely with a realtor in Lees Summit whose name is Jamie Hillbrand - Jamie can help you find the home of your dreams and also get you a discount via the Ho...
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By Shelly Rampetsreiter, The Key to KC
(Keller Williams Platinum Partners)
Woodland Shores Subdivision Lee's Summit, MO   Why Do People Live Here? Woodland Shores is a beautiful neighborhood of single family homes that is nestled between 3 parks and Woodland Shores residents are within walking distance to all Three!   Legacy Park sits on 700 acres and is dedicated to a variety of sports and activities. From an indoor community center to outdoor ball fields and soccer fields, Legacy Park has something for the entire family. Prairie Lee Lake is a 150-acre lake located in Lee's Summit, MO. Lake Jacomo is one of Jackson County's premiere lakes in the Kansas City area. The 970-acre lake is the perfect setting for outdoor enthusiasts looking for a relaxing day on the lake!    It's not uncommon to see neighborhood kids playing in the streets, residents enjoying the a...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
The benefits to Lees Summit Missouri Home Loans are huge, however Many Home buyers are not aware that there is a right way and a wrong way to go about buying a home. One lead to a lot of stress and the other makes the process enjoyable, it just depends on the steps you take in the home buying process for Lees Summit Home Loans and the surrounding areas. Taking just a few moments to understand the power you have as a buyer and this article will give you a brief outline of what you need to know when buying a home. The steps necessary to purchasing for Lees Summit Missouri Home Loans start with getting pre-approved for your home loan.  You should choose a mortgage lender that offers you no cost home buyer counseling and pre-approvals. Pre-approval is a process by which we look into your fi...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
  By now if you haven't heard the news that the government shut has taken effect and lots of federal employees are stuck at home on an imposed vacation by caused by either the democrats or the republicans (depending on who you voted for,) then you're probably some who doesn't watch the news.  But we’re not here to talk politics or about news coverage, because this is our mortgage blog, however this little hiatus has caused lots of questions for the home loan world, and it will affect those of us in Lee’s Summit, but maybe just a little bit.  So here are the answers to some of the questions we’ve gotten the most today about Home Loans and the Government Shutdown.   Can I still get an VA, FHA or USDA loan while the shutdown is going on? Yes, you can still get a VA loan during the while th...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Hi Everyone, my name is Darren Copeland: I'm your local Mortgage Expert.  This is a part of what we call our Mortgage 101 series and in today’s post we are covering the Preapproval Process. If you're wanting to know about Lees Summit Mortgage Preapproval or perhaps your just wanting to learn about home loans, well, you've come to the right place! Whether you’re a 1st Time Homebuyer or purchasing your next home going through the Preapproval process is actually very easy. Before you start the home search let us help you figure out how much you can afford so we can generate your Approval Letter to show your Realtor.   Once you've gotten your Lees Summit Mortgage Preapproval letter then you’re off and looking for the home of your dreams. Sometimes people are hesitant about calling or applyi...
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By Shelly Rampetsreiter, The Key to KC
(Keller Williams Platinum Partners)
Raintree Lake Community in   Lee's Summit, Missouri Why Do People Live Here?   The Raintree Lake community is a Lake community conveniently located in south Lee's Summit just off of 291S and 150 highway.  Location, Location Location is why people live in Raintree Lake!  Amenities include Swim Docks, Boat Docks & Ramps, Playground Equipment, Olympic-Sized Zero-Entry Swimming Pool, Clubhouse Rental, Pontoon Boat Rental, Miles of Walking Trails, Fishing Ponds (in addition to the main lake).     Convenient access to the highway makes the commute to Overland Park or Downtown Kansas City a breeze.  It's just far enough away from the hustle and bustle of Kansas City to feel like a retreat from all the craziness. Looking for a home in Raintree Lake in Lee's Summit, Missouri? Interested in home...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
FHA Home Loans Lees Summit Let's chat about FHA loans in case you may be needing a refresher: FHA loans are one of the most popular loans on the market right now because they have a few advantages over conventioanl loans. Get pre-approved for FHA Home Loans Lees Summit! The FHA home loand may also help more home owners purchase property because of the amazing reward that it brings to each person who is approved for one. Together with less stringent rules for applications and approvals and  lower down payment fees. Buyers with less-than-ideal credit or funds have the ability to purchase a home, using this home loan program because the US Government backs up this program, FHA Loan Requirements: Two years of steady employment Income over the previous two years is similar or has improved. P...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Qualify for Home Loans Lees Summit might seem like a daunting job but it's actually not a tough process. The truth is it is truly quite simple to do.  The very first thing that you will need to do is get pre-approved or (pre-qualified) on your home loan. Getting Pre-approved.        This is the first step in any mortgage and most realtors will not show you any homes till you've got taken this step.  A superb local lender (like us) can have a number of options so that you can get pre-approved.  The simplest way so that you can do it 24/7 is to surf on over to our web site and fill out a pre-approval on-line in a protected and safe environment. Click right here: KC Loan Tips Application. Or if you're not a fan of the internet you can at all times call us at (816)268-4025, (Monday - Friday...
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By Kalene Bagwell, Realtor - Selling Blue Springs - Kansas City Metro
(Realty Executives Of Kansas City)
This years OKtoberfest 2013 in Lee's Summit Missouri is September 27 5-11 p.m. & 28 10 a.m. - 11 p.m. and is presented by the Lee's Summit Chamber of Commerce and sponsored by Pinnacle Bank. Click Here to Search Homes in Lee's Summit MO What's Going on at Oktoberfest in Historic Downtown Lee's Summit in 2013 Here's what's going on! Delicious German meals, three stages providing entertainment, German dancers, a carnival, Biergarten, free children’s activities, contests and arts & crafts booths! Per the offiicial website, "the only German word you’ll need to know is SPAB… which is FUN in German!"     Farmer's Insurance - Julie Gregory Community Stage Friday, September 27 6:15 p.m.: Mindy’s Dance Center 7:15 p.m.: Studio d Dance Company 8 p.m.: The Music Corner 8:30 p.m.: Klogghoppers 9:15...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Lees Summit Credit Score help is one of the first things that people begin looking for when they begin the process of buying a new home; not everyone, but a lot of people need to raise their credit scores.  There are some easy ways to do this is if you are just needing a bump in your score to put it over the line and there are some things you can do that will take a while but they can dramatically raise your credit score over the long haul.  One the things you can do to help your Lees Summit Credit Score is to simply pay your bills on time.  We know that you know this already but some people would never think that this simple change can make a big difference in your credit reporting.  Paying your bills in full and on-time means that you're being a responsible borrower which is what Mort...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Are you looking for Lees Summit Homes because you can't stand that apartment complex any more or perhaps you're just looking to get your home mortgage rate reduced by means of refinancing.  Now is the time to buy a home because mortgage rates are creeping up, but you might have heard that the market is tilted towards sellers, and that is true; but we've got some hints that can help you find a home in a seller's market. The first tip that we can't say enough about is getting pre-approved! Getting pre-approved is such a simple and straightforward thing to do that can really set you up for success in a seller's market.  Pre-approval simply means that you have connected with a mortgage lender (like KC Loan Tips) and they have done an initial review of your finances and checked out your inco...
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